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CITY

Otsego

Minnesota · 24,525 residents (2025 est.) · 29.6 sq mi
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Part of the Minneapolis metro area
The short version

With 22,245 people, Otsego is a city in Minnesota. The population has roughly tripled since 2000, adding 15,856 people. Owners hold 93% of the housing stock. That puts it in the top 4% of US cities for household income. That is roughly 35% ahead of the Minnesota median. This skews young, with a median age of 34.9.

At a glance
Wealthier
above the US median
US median: $82,259
Younger
median age 34.9
US median: 38.9
More educated
40% hold a bachelor's degree
US average: 36%
Less affordable
home values up 72%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
22,245
+248%since 2000
from 6,389 in 2000
24,525 in 2025 (Census Bureau estimate)
2000 – 2025
Population density
751 / sq mi
+74%since 2009
from 431 / sq mi in 2009
US average: 281
Median age
34.9
+7%since 2000
from 32.5 in 2000
US average: 38.9
Land area
29.6 sq mi
Population, 2000 – 2024
5K10K14K19K24K2000201020202024Otsego
202422K
2000201020202024
Age distribution, 2024
Under 57.7%(1,716)
US avg: 5.6%
5 to 910.7%(2,374)
US avg: 6%
10 to 146.9%(1,536)
US avg: 6.4%
15 to 196.3%(1,396)
US avg: 6.6%
20 to 244.6%(1,019)
US avg: 6.5%
25 to 3414.1%(3,127)
US avg: 13.7%
35 to 4417.9%(3,991)
US avg: 13.2%
45 to 5411.3%(2,512)
US avg: 12.2%
55 to 6410.4%(2,317)
US avg: 12.7%
65 to 746.3%(1,406)
US avg: 10.2%
75 to 843.1%(696)
US avg: 5.1%
85 and over0.7%(155)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

Median household income
$119,927
+15%inflation adjusted, since 2000
from $57,422 in 2000
US average: $82,259
2000 – 2024
Per capita income
$48,748
+141%since 2000
from $20,209 in 2000
US average: $44,673
Households earning $100K+
73.9%
+22.4 ptssince 2009
from 51.5% in 2009
US average: 53.3%
Poverty rate
3.5%
+0.2 ptssince 2000
from 3.2% in 2000
US average: 12.5%
Income inequality (Gini)
0.374
+23%since 2010
from 0.303 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade16.1%
US avg: 9.9%
Wholesale trade12.4%
US avg: 6.9%
Information10.9%
US avg: 10.8%
Other services6.9%
US avg: 6.7%
Public administration5.7%
US avg: 4.8%
Finance & insurance3.3%
US avg: 5.9%
Professional, scientific, technical2.1%
US avg: 5.1%
Transportation & warehousing2.1%
US avg: 2.2%
Arts, entertainment, food1.5%
US avg: 1.9%
Education & health services1.2%
US avg: 0.9%
Agriculture, forestry, fishing0.9%
US avg: 1.6%
Construction0.9%
US avg: 1.2%
Manufacturing0%
US avg: 0.4%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

Median home value
$396,700
+72%inflation adjusted, since 2000
from $126,400 in 2000
US average: $376,019
2000 – 2024
Median gross rent
$1,765
+85%inflation adjusted, since 2000
from $525 in 2000
US average: $1,442
Owner-occupied
92.7%
−3.9 ptssince 2000
from 96.6% in 2000
7.3% rent
Vacancy rate
3.1%
−2.2 ptssince 2009
from 5.3% in 2009
US average: 10.0%
Persons per household
2.96 people
+1%since 2009
from 2.92 people in 2009
US average: 2.54
Owner cost-burdened
21.0%
−9.3 ptssince 2009
from 30.3% in 2009
US average: 22.9%
Renter cost-burdened
59.2%
+40.8 ptssince 2009
from 18.3% in 2009
US average: 47.4%
Afford Score
3.3
+9%since 2009
from 3.0 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
Gentrification Score
71
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
Section 04

Race & ethnicity

2000
White, non-Hispanic96.7%(6,176)
Black0.3%(16)
Hispanic / Latino1.3%(81)
Asian0.7%(46)
Other0%
2024
White, non-Hispanic80.4%(17,887)
Black8.2%(1,817)
Hispanic / Latino3.5%(775)
Asian3.6%(807)
Other4.3%(959)
Diversity Score
43
+768%since 2009
from 5 in 2009
2009 – 2024
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican2.5%(563)
Spaniard0.1%(26)
Peruvian0.1%(25)
Cuban0.1%(19)
Colombian0.1%(14)
Asian origin
Hmong2.1%(468)
Korean0.6%(124)
Chinese0.3%(72)
Asian Indian0.2%(37)
Filipino0.1%(29)
Indonesian0.1%(25)
Laotian0.1%(13)
Thai0%(4)
Pacific Islander origin
Samoan0.1%(19)
Ancestry
German26.2%(5,827)
Irish11%(2,437)
Norwegian9.9%(2,204)
Swedish9.7%(2,150)
English6.9%(1,531)
American5.9%(1,309)
Italian4.6%(1,015)
Arab3.1%(683)
Polish3%(676)
French2.8%(616)
+ 22 more ancestry groups with data
Russian1.7%(374)
Egyptian1.4%(305)
Scottish1.4%(304)
Palestinian1.4%(302)
Dutch1.1%(252)
Finnish1.1%(248)
Kenyan0.9%(206)
Czech0.8%(183)
Belgian0.8%(174)
Nigerian0.5%(113)
Syrian0.3%(67)
Slovak0.3%(64)
Danish0.3%(63)
Ghanaian0.2%(54)
Ukrainian0.2%(40)
Swiss0.2%(39)
Welsh0.2%(35)
Scotch-Irish0.1%(24)
Lithuanian0.1%(22)
British0.1%(17)
Romanian0.1%(14)
Section 05

Education

Bachelor's degree or higher
40.0%
+26.6 ptssince 2000
from 13.4% in 2000
US average: 35.6%
High school or higher
93.7%
+2.5 ptssince 2000
from 91.2% in 2000
US average: 89.6%
Graduate degree
7.9%
+5.7 ptssince 2000
from 2.2% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
30.1 min
+46%since 2000
from 20.6 min in 2000
US average: 26.5
Drive alone to work
72.2%
−16.6 ptssince 2009
from 88.8% in 2009
US average: 68.9%
Carpooled to work
9.5%
+4.4 ptssince 2009
from 5.0% in 2009
US average: 8.5%
Public transit
0.2%
−0.6 ptssince 2009
from 0.8% in 2009
US average: 3.2%
Worked from home
15.2%
+10.7 ptssince 2009
from 4.6% in 2009
US average: 15.0%
Walked to work
0.2%
−0.2 ptssince 2009
from 0.4% in 2009
US average: 2.4%
Biked to work
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
No vehicle available
2.5%
+0.5 ptssince 2009
from 2.0% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
1.7%
−5.7 ptssince 2011
from 7.5% in 2011
US average: 5.2%
Labor force participation
76.0%
−2.6 ptssince 2011
from 78.6% in 2011
US average: 63.5%
Women 20-64 in the labor force
81.9%
−0.8 ptssince 2020
from 82.7% in 2020
US average: 74.6%
Self-employed
8.7%
−1.7 ptssince 2009
from 10.4% in 2009
US average: 13.1%
Management & professional
47.9%
+13.3 ptssince 2009
from 34.6% in 2009
US average: 42.5%
Section 08

People & community

Male
49.5%
−3.5 ptssince 2009
from 53.0% in 2009
Female
50.5%
+3.5 ptssince 2009
from 47.0% in 2009
Foreign born
9.9%
+7.0 ptssince 2009
from 2.9% in 2009
US average: 14.1%
Veterans
4.7%
−5.1 ptssince 2009
from 9.8% in 2009
US average: 6.2%
With a disability
5.7%
+0.5 ptssince 2012
from 5.2% in 2012
US average: 13.3%
Uninsured
3.7%
−4.4 ptssince 2013
from 8.1% in 2013
US average: 8.4%
Broadband at home
95.2%
+6.2 ptssince 2017
from 89.0% in 2017
US average: 91.0%
Computer in household
98.5%
+2.4 ptssince 2020
from 96.1% in 2020
US average: 95.5%
Same house as last year
88.4%
−0.4 ptssince 2020
from 88.8% in 2020
US average: 87.7%
English only at home
89.1%
−8.1 ptssince 2016
from 97.2% in 2016
US average: 77.7%
Spanish at home
0.9%
+0.3 ptssince 2016
from 0.6% in 2016
US average: 13.6%
Marital status
Men 15+
Never married32.8%(2,784)
Married60.1%(5,095)
Widowed1.6%(134)
Divorced5.5%(464)
Women 15+
Never married21.3%(1,736)
Married61.6%(5,013)
Widowed7.9%(644)
Divorced9.2%(749)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

Uninsured
3.7%
−4.4 ptssince 2013
from 8.1% in 2013
US average: 8.4%
Employer-based
71.0%
−7.9 ptssince 2020
from 78.9% in 2020
US average: 54.8%
Direct-purchase
16.3%
−0.5 ptssince 2020
from 16.8% in 2020
US average: 13.8%
Medicare
9.9%
−0.1 ptssince 2020
from 10.0% in 2020
US average: 18.4%
Medicaid
12.3%
+6.0 ptssince 2020
from 6.3% in 2020
US average: 20.9%
VA health care
2.2%
Unchangedsince 2020
from 2.2% in 2020
US average: 2.2%
Any private
83.9%
−8.8 ptssince 2020
from 92.7% in 2020
US average: 67.1%
Any public
22.3%
+6.8 ptssince 2020
from 15.5% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)20%(145)
US avg: 26.4%
Gulf War (1990s)37.9%(275)
US avg: 24.3%
Vietnam era37.5%(272)
US avg: 33.1%
Korean War0%(0)
US avg: 4.5%
World War II0%(0)
US avg: 1%

Share of the 725 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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OTSEGO VS
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OTSEGO VS
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Frequently asked

How many people live in Otsego, Minnesota?

Otsego, Minnesota has about 22,245 residents according to the 2024 American Community Survey.

What is the median household income in Otsego, Minnesota?

The typical household in Otsego, Minnesota earns about $119,927 a year. Half of households make more than that, and half make less.

Is Otsego, Minnesota expensive?

In Otsego, Minnesota, the median home is worth about $396,700, and the typical rent is about $1,765 a month.

How educated are people in Otsego, Minnesota?

About 40.0% of adults age 25 and over in Otsego, Minnesota hold a bachelor's degree or higher.

What is the poverty rate in Otsego, Minnesota?

About 3.5% of people in Otsego, Minnesota live below the federal poverty line.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →

Otsego, Minnesota: demographics, income & housing data · CensusEasy