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CITY

Ham Lake

Minnesota · 17,104 residents (2025 est.) · 34.415 sq mi
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Part of the Minneapolis metro area
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Notable rankings
#212Highest homeownership rateof 6,82393.7%
The short version

Ham Lake is significantly wealthier than the US average, with a median household income of $120,135. Population has grown 31% since 2000. Median home value has roughly tripled since 2000, reaching $442,500. Poverty is rare here, at 4.0% of residents. It ranks in the top 5% of US cities for household income. Households here earn about 35% more than the Minnesota median.

At a glance
Wealthier
above the US median
US median: $82,259
Older
median age 43.8
US median: 38.9
Average education
37% hold a bachelor's degree
US average: 36%
Less affordable
home values up 64%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
16,702
+31%since 2000
from 12,710 in 2000
1990 – 2025
Population density
485 / sq mi
+31%since 2000
from 369 / sq mi in 2000
US average: 281
Median age
43.8
+29%since 2000
from 34.0 in 2000
US average: 38.9

PEP 2025 EST:17,104 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
8K10K13K15K17K1990201020202024Ham Lake
202417K
1990201020202024
Section 02

Income & economy

Median household income
$120,135
−3%inflation adjusted, since 2000
from $67,750 in 2000
US average: $82,259
1990 – 2024
Per capita income
$53,119
+118%since 2000
from $24,329 in 2000
US average: $44,673
Households earning $100K+
69.2%
+5.0 ptssince 2009
from 64.1% in 2009
US average: 53.3%
Poverty rate
4.0%
+1.9 ptssince 2000
from 2.1% in 2000
US average: 12.5%
Income inequality (Gini)
0.393
+11%since 2010
from 0.354 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade16.3%
US avg: 9.9%
Wholesale trade11.4%
US avg: 6.9%
Other services8.5%
US avg: 6.7%
Information7.9%
US avg: 10.8%
Finance & insurance7.5%
US avg: 5.9%
Public administration6.6%
US avg: 4.8%
Professional, scientific, technical5.7%
US avg: 5.1%
Transportation & warehousing4%
US avg: 2.2%
Education & health services1.8%
US avg: 0.9%
Agriculture, forestry, fishing0.7%
US avg: 1.6%
Construction0.7%
US avg: 1.2%
Arts, entertainment, food0.6%
US avg: 1.9%
Manufacturing0%
US avg: 0.4%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$442,500
+64%inflation adjusted, since 2000
from $147,800 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$1,173
+3%inflation adjusted, since 2000
from $625 in 2000
US average: $1,442
Owner-occupied
93.7%
−0.9 ptssince 2000
from 94.6% in 2000
6.3% rent
Vacancy rate
1.1%
−2.4 ptssince 2009
from 3.6% in 2009
US average: 10.0%
Owner cost-burdened
16.7%
−14.9 ptssince 2009
from 31.6% in 2009
US average: 22.9%
Renter cost-burdened
51.6%
+9.0 ptssince 2009
from 42.6% in 2009
US average: 47.4%
Afford Score
3.7
+69%since 2000
from 2.2 in 2000
1990 – 2024
Gentrification Score
45
RELATED:See current rent listings in Ham Lake on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic96.1%(12,213)
Black0.5%(60)
Hispanic / Latino1.1%(145)
Asian0.7%(94)
Other0%
Diversity Score5.9%(747)
2024
White, non-Hispanic89.4%(14,933)
Black0.1%(23)
Hispanic / Latino2.6%(431)
Asian4.4%(738)
Other3.5%(577)
Diversity Score24.6%(4,109)
Diversity Score
25
+319%since 2000
from 6 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
36.9%
+16.1 ptssince 2000
from 20.8% in 2000
US average: 35.6%
High school or higher
95.2%
+2.5 ptssince 2000
from 92.7% in 2000
US average: 89.6%
Graduate degree
10.0%
+5.3 ptssince 2000
from 4.7% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
28.6 min
+42%since 2000
from 20.2 min in 2000
US average: 26.5
Drive alone to work
76.7%
−6.0 ptssince 2009
from 82.7% in 2009
US average: 68.9%
Carpooled to work
4.5%
−6.0 ptssince 2009
from 10.5% in 2009
US average: 8.5%
Public transit
0.5%
−0.7 ptssince 2009
from 1.2% in 2009
US average: 3.2%
Worked from home
16.9%
+13.7 ptssince 2009
from 3.2% in 2009
US average: 15.0%
Walked to work
0.1%
−0.7 ptssince 2009
from 0.8% in 2009
US average: 2.4%
Biked to work
0.2%
−0.7 ptssince 2009
from 0.9% in 2009
US average: 0.4%
No vehicle available
2.0%
−0.5 ptssince 2009
from 2.6% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
3.4%
−3.6 ptssince 2011
from 7.0% in 2011
US average: 5.2%
Labor force participation
63.8%
−11.5 ptssince 2011
from 75.3% in 2011
US average: 63.5%
Self-employed
11.1%
+0.4 ptssince 2009
from 10.6% in 2009
US average: 13.1%
Management & professional
48.8%
−14.0 ptssince 2009
from 62.8% in 2009
US average: 42.5%
Section 08

People & community

Male
51.8%
+0.5 ptssince 2009
from 51.4% in 2009
Female
48.2%
−0.5 ptssince 2009
from 48.6% in 2009
Foreign born
3.7%
+1.4 ptssince 2009
from 2.4% in 2009
US average: 14.1%
Veterans
6.9%
−44.0 ptssince 2009
from 51.0% in 2009
US average: 6.2%
With a disability
7.7%
+0.9 ptssince 2012
from 6.8% in 2012
US average: 13.3%
Uninsured
3.5%
−91.9 ptssince 2013
from 95.4% in 2013
US average: 8.4%
Broadband at home
94.6%
+3.9 ptssince 2017
from 90.7% in 2017
US average: 91.0%
English only at home
94.7%
+1.5 ptssince 2016
from 93.2% in 2016
US average: 77.7%
Spanish at home
1.2%
−0.7 ptssince 2016
from 1.9% in 2016
US average: 13.6%
Drill deeper

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Compare Ham Lake to nearby cities

HAM LAKE VS
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Income$106,801−11%
Home value$352,400−20%
Population76,603+348%
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HAM LAKE VS
Andover
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Home value$410,200−7%
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HAM LAKE VS
East Bethel
Income$110,000−8%
Home value$363,900−18%
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HAM LAKE VS
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Income$88,251−27%
Home value$305,800−31%
Population64,193+275%
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Frequently asked

How many people live in Ham Lake, Minnesota?

Ham Lake, Minnesota has about 16,702 residents according to the 2024 American Community Survey.

What is the median household income in Ham Lake, Minnesota?

The typical household in Ham Lake, Minnesota earns about $120,135 a year. Half of households make more than that, and half make less.

Is Ham Lake, Minnesota expensive?

In Ham Lake, Minnesota, the median home is worth about $442,500, and the typical rent is about $1,173 a month.

How educated are people in Ham Lake, Minnesota?

About 36.9% of adults age 25 and over in Ham Lake, Minnesota hold a bachelor's degree or higher.

What is the poverty rate in Ham Lake, Minnesota?

About 4.0% of people in Ham Lake, Minnesota live below the federal poverty line.

Has Ham Lake, Minnesota grown since 1990?

Yes, Ham Lake, Minnesota has grown since 1990. The population has added about 7,778 residents, a change of about 87 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →

Ham Lake, Minnesota: demographics, income & housing data · CensusEasy