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CITY

Ham Lake

Minnesota · 17,104 residents (2025 est.) · 34.4 sq mi
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The short version

With 16,702 people, Ham Lake is a city in Minnesota. Owners hold 94% of the housing stock. Few US cities rank higher on income. The median age is 43.8, about 5 years above the US median. Households here earn about 35% more than in Minnesota as a whole. 3,992 more people live here than in 2000.

At a glance
Wealthier
above the US median
US median: $82,259
Older
median age 43.8
US median: 38.9
Average education
37% hold a bachelor's degree
US average: 36%
Less affordable
home values up 64%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

16,702
+31%since 2000
from 12,710 in 2000
17,104 in 2025 (Census Bureau estimate)
1990 – 2025
485 / sq mi
+11%since 2009
from 436 / sq mi in 2009
US average: 281
43.8
+29%since 2000
from 34.0 in 2000
US average: 38.9
Land area
34.4 sq mi
Population, 19902024
8K10K13K15K17K19902000201020202024Ham Lake
202417K
1990201020202024
Age distribution, 2024
Under 55.7%(947)
US avg: 5.6%
5 to 96%(1,003)
US avg: 6%
10 to 147.4%(1,232)
US avg: 6.4%
15 to 196.4%(1,076)
US avg: 6.6%
20 to 244.9%(817)
US avg: 6.5%
25 to 347.9%(1,318)
US avg: 13.7%
35 to 4413.6%(2,272)
US avg: 13.2%
45 to 5413.9%(2,320)
US avg: 12.2%
55 to 6415.6%(2,613)
US avg: 12.7%
65 to 7413.7%(2,292)
US avg: 10.2%
75 to 844.4%(738)
US avg: 5.1%
85 and over0.4%(74)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$120,135
−3%inflation adjusted, since 2000
from $67,750 in 2000
US average: $82,259
1990 – 2024
$53,119
+118%since 2000
from $24,329 in 2000
US average: $44,673
Households earning $100K+
69.2%
+5.0 ptssince 2009
from 64.1% in 2009
US average: 53.3%
4.0%
+1.9 ptssince 2000
from 2.1% in 2000
US average: 12.5%
0.393
+11%since 2010
from 0.354 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade16.3%
US avg: 9.9%
Wholesale trade11.4%
US avg: 6.9%
Other services8.5%
US avg: 6.7%
Information7.9%
US avg: 10.8%
Finance & insurance7.5%
US avg: 5.9%
Public administration6.6%
US avg: 4.8%
Professional, scientific, technical5.7%
US avg: 5.1%
Transportation & warehousing4%
US avg: 2.2%
Education & health services1.8%
US avg: 0.9%
Agriculture, forestry, fishing0.7%
US avg: 1.6%
Construction0.7%
US avg: 1.2%
Arts, entertainment, food0.6%
US avg: 1.9%
Manufacturing0%
US avg: 0.4%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$442,500
+64%inflation adjusted, since 2000
from $147,800 in 2000
US average: $376,019
1990 – 2024
$1,173
+3%inflation adjusted, since 2000
from $625 in 2000
US average: $1,442
93.7%
−0.9 ptssince 2000
from 94.6% in 2000
6.3% rent
1.1%
−2.4 ptssince 2009
from 3.6% in 2009
US average: 10.0%
2.81 people
−5%since 2009
from 2.95 people in 2009
US average: 2.54
16.7%
−14.9 ptssince 2009
from 31.6% in 2009
US average: 22.9%
51.6%
+9.0 ptssince 2009
from 42.6% in 2009
US average: 47.4%
3.7
+11%since 2009
from 3.3 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
45
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
Section 04

Race & ethnicity

2000
White, non-Hispanic96.1%(12,213)
Black0.5%(60)
Hispanic / Latino1.1%(145)
Asian0.7%(94)
Other0%
2024
White, non-Hispanic89.4%(14,933)
Black0.1%(23)
Hispanic / Latino2.6%(431)
Asian4.4%(738)
Other3.5%(577)
25
+103%since 2009
from 12 in 2009
2009 – 2024
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican0.8%(136)
Salvadoran0.7%(125)
Paraguayan0.2%(40)
Puerto Rican0.1%(22)
Spaniard0.1%(22)
Asian origin
Hmong2.4%(404)
Chinese0.7%(117)
Laotian0.6%(95)
Vietnamese0.3%(58)
Cambodian0.1%(24)
Asian Indian0.1%(18)
Korean0.1%(15)
Pacific Islander origin
Ancestry
German31.7%(5,291)
Norwegian14.5%(2,423)
Irish12.3%(2,055)
American10.4%(1,739)
Swedish10%(1,665)
English4.8%(803)
Polish4.1%(691)
French3.8%(627)
Italian2.2%(370)
Ukrainian1.7%(285)
Scottish1.4%(228)
+ 23 more ancestry groups with data
Finnish1.2%(206)
Dutch1%(168)
Russian0.9%(149)
Danish0.7%(115)
Welsh0.5%(79)
Czech0.4%(75)
Slovak0.4%(75)
Romanian0.4%(62)
Iranian0.3%(42)
Arab0.2%(35)
Lebanese0.2%(29)
Austrian0.2%(29)
Swiss0.2%(27)
Slovene0.1%(15)
Scotch-Irish0.1%(13)
Croatian0.1%(11)
Latvian0.1%(11)
Greek0.1%(10)
Hungarian0.1%(10)
Portuguese0.1%(10)
Turkish0.1%(9)
Belgian0%(8)
Section 05

Education

36.9%
+16.1 ptssince 2000
from 20.8% in 2000
US average: 35.6%
High school or higher
95.2%
+2.5 ptssince 2000
from 92.7% in 2000
US average: 89.6%
10.0%
+5.3 ptssince 2000
from 4.7% in 2000
US average: 14.0%
Section 06

Commute & transportation

28.6 min
+42%since 2000
from 20.2 min in 2000
US average: 26.5
76.7%
−6.0 ptssince 2009
from 82.7% in 2009
US average: 68.9%
4.5%
−6.0 ptssince 2009
from 10.5% in 2009
US average: 8.5%
0.5%
−0.7 ptssince 2009
from 1.2% in 2009
US average: 3.2%
16.9%
+13.7 ptssince 2009
from 3.2% in 2009
US average: 15.0%
0.1%
−0.7 ptssince 2009
from 0.8% in 2009
US average: 2.4%
0.2%
−0.7 ptssince 2009
from 0.9% in 2009
US average: 0.4%
2.0%
−0.5 ptssince 2009
from 2.6% in 2009
US average: 8.3%
Section 07

Work & employment

3.4%
−3.6 ptssince 2011
from 7.0% in 2011
US average: 5.2%
63.8%
−11.5 ptssince 2011
from 75.3% in 2011
US average: 63.5%
Women 20-64 in the labor force
73.8%
−4.6 ptssince 2020
from 78.4% in 2020
US average: 74.6%
11.1%
+0.4 ptssince 2009
from 10.6% in 2009
US average: 13.1%
48.8%
+11.6 ptssince 2009
from 37.2% in 2009
US average: 42.5%
Section 08

People & community

51.8%
+0.5 ptssince 2009
from 51.4% in 2009
48.2%
−0.5 ptssince 2009
from 48.6% in 2009
3.7%
+1.4 ptssince 2009
from 2.4% in 2009
US average: 14.1%
6.9%
−2.5 ptssince 2009
from 9.4% in 2009
US average: 6.2%
7.7%
+0.9 ptssince 2012
from 6.8% in 2012
US average: 13.3%
3.5%
−1.1 ptssince 2013
from 4.6% in 2013
US average: 8.4%
94.6%
+3.9 ptssince 2017
from 90.7% in 2017
US average: 91.0%
Computer in household
96.7%
+2.2 ptssince 2020
from 94.5% in 2020
US average: 95.5%
93.2%
−1.2 ptssince 2020
from 94.4% in 2020
US average: 87.7%
94.7%
+1.5 ptssince 2016
from 93.2% in 2016
US average: 77.7%
1.2%
−0.7 ptssince 2016
from 1.9% in 2016
US average: 13.6%
Marital status
Men 15+
Never married25.3%(1,750)
Married63.3%(4,374)
Widowed2.3%(159)
Divorced9.1%(632)
Women 15+
Never married21.1%(1,393)
Married67.3%(4,445)
Widowed4.3%(287)
Divorced7.3%(480)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

3.5%
−1.1 ptssince 2013
from 4.6% in 2013
US average: 8.4%
65.4%
−6.3 ptssince 2020
from 71.7% in 2020
US average: 54.8%
Direct-purchase
19.4%
+2.3 ptssince 2020
from 17.1% in 2020
US average: 13.8%
19.3%
+2.3 ptssince 2020
from 17.0% in 2020
US average: 18.4%
10.8%
+1.5 ptssince 2020
from 9.3% in 2020
US average: 20.9%
VA health care
2.9%
−0.5 ptssince 2020
from 3.4% in 2020
US average: 2.2%
Any private
82.8%
−4.2 ptssince 2020
from 87.0% in 2020
US average: 67.1%
Any public
29.4%
+3.0 ptssince 2020
from 26.4% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)15.5%(137)
US avg: 26.4%
Gulf War (1990s)11.4%(101)
US avg: 24.3%
Vietnam era55.3%(489)
US avg: 33.1%
Korean War1.2%(11)
US avg: 4.5%
World War II0%(0)
US avg: 1%

Share of the 884 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Ham Lake, Minnesota?

Ham Lake, Minnesota has about 16,702 residents according to the 2024 American Community Survey.

What is the median household income in Ham Lake, Minnesota?

The typical household in Ham Lake, Minnesota earns about $120,135 a year. Half of households make more than that, and half make less.

Is Ham Lake, Minnesota expensive?

In Ham Lake, Minnesota, the median home is worth about $442,500, and the typical rent is about $1,173 a month.

How educated are people in Ham Lake, Minnesota?

About 36.9% of adults age 25 and over in Ham Lake, Minnesota hold a bachelor's degree or higher.

What is the poverty rate in Ham Lake, Minnesota?

About 4.0% of people in Ham Lake, Minnesota live below the federal poverty line.

Has Ham Lake, Minnesota grown since 1990?

Yes, Ham Lake, Minnesota has grown since 1990. The population has added about 7,778 residents, a change of about 87 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →

Ham Lake, Minnesota: demographics, income & housing data · CensusEasy