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CITY · 2020 ACS

Ham Lake

Minnesota · 16,464 residents · 34.415 sq mi
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The short version

Ham Lake is significantly wealthier than the US average, with a median household income of $99,736. Population has grown 30% since 2000. Median home value has more than doubled since 2000, reaching $325,400. Poverty is rare here, at 2.4% of residents. Households here earn about 36% more than the Minnesota median.

At a glance
Wealthier
above the US median
US median: $66,278
Older
median age 41.7
US median: 38.8
Average education
34% hold a bachelor's degree
US average: 33%
Less affordable
home values up 46%, inflation adjusted
US median home: $265,253
Section 01

Population & growth

Total population
16,464
+30%since 2000
from 12,710 in 2000
1990 – 2025
Population density
478 / sq mi
+30%since 2000
from 369 / sq mi in 2000
US average: 280
Median age
41.7
+23%since 2000
from 34.0 in 2000
US average: 38.8
Population, 1990 – 2024
8K10K13K15K17K1990201020202024Ham Lake
202417K
1990201020202024
Section 02

Income & economy

Median household income
$99,736
−2%inflation adjusted, since 2000
from $67,750 in 2000
US average: $66,278
1990 – 2024
Per capita income
$47,065
+93%since 2000
from $24,329 in 2000
US average: $35,364
Households earning $100K+
63.2%
−0.9 ptssince 2009
from 64.1% in 2009
US average: 43.9%
Poverty rate
2.4%
+0.3 ptssince 2000
from 2.1% in 2000
US average: 12.8%
Workforce by industry, 2020
Retail trade22.4%
US avg: 10%
Wholesale trade8.5%
US avg: 6.7%
Other services7.5%
US avg: 6.6%
Information6.9%
US avg: 11.1%
Public administration5.5%
US avg: 4.7%
Finance & insurance5.1%
US avg: 5.5%
Professional, scientific, technical4.4%
US avg: 4.7%
Transportation & warehousing4.2%
US avg: 2.5%
Arts, entertainment, food1.3%
US avg: 2%
Education & health services0.7%
US avg: 0.8%
Agriculture, forestry, fishing0.4%
US avg: 1.7%
Construction0.2%
US avg: 1.2%
Manufacturing0.1%
US avg: 0.5%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$325,400
+46%inflation adjusted, since 2000
from $147,800 in 2000
US average: $265,253
1990 – 2024
Median gross rent
$1,115
+19%inflation adjusted, since 2000
from $625 in 2000
US average: $1,124
Owner-occupied
93.0%
−1.6 ptssince 2000
from 94.6% in 2000
7.0% rent
Afford Score
3.3
+50%since 2000
from 2.2 in 2000
1990 – 2024
RELATED:See current rent listings in Ham Lake on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic96.1%(12,213)
Black0.5%(60)
Hispanic / Latino1.1%(145)
Asian0.7%(94)
Other0%
Diversity Score5.9%(747)
2020
White, non-Hispanic87.6%(14,418)
Black0.7%(116)
Hispanic / Latino2.7%(443)
Asian4%(662)
Other2.5%(411)
Diversity Score23.7%(3,907)
Diversity Score
24
+304%since 2000
from 6 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
33.7%
+12.9 ptssince 2000
from 20.8% in 2000
US average: 32.9%
High school or higher
95.9%
+3.2 ptssince 2000
from 92.7% in 2000
US average: 88.5%
Graduate degree
10.5%
+5.8 ptssince 2000
from 4.7% in 2000
US average: 12.7%
Section 06

Commute & transportation

Average commute
30.6 min
+51%since 2000
from 20.2 min in 2000
US average: 26.9
Drive alone to work
85.6%
+2.8 ptssince 2009
from 82.7% in 2009
US average: 75.1%
No vehicle available
1.7%
−0.9 ptssince 2009
from 2.6% in 2009
US average: 8.4%
Section 07

Work & employment

Unemployment rate
2.5%
−4.6 ptssince 2011
from 7.0% in 2011
US average: 5.4%
Labor force participation
67.5%
−7.8 ptssince 2011
from 75.3% in 2011
US average: 63.4%
Management & professional
43.1%
−19.8 ptssince 2009
from 62.8% in 2009
US average: 39.3%
Section 08

People & community

Male
51.3%
Unchangedsince 2009
from 51.4% in 2009
Female
48.7%
Unchangedsince 2009
from 48.6% in 2009
Foreign born
4.1%
+1.8 ptssince 2009
from 2.4% in 2009
US average: 13.5%
Uninsured
1.4%
−94.0 ptssince 2013
from 95.4% in 2013
US average: 8.8%
Drill deeper

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Compare Ham Lake to nearby cities

HAM LAKE VS
Blaine
Income$106,801+7%
Home value$352,400+8%
Population76,603+348%
SEE FULL COMPARISON →
HAM LAKE VS
Andover
Income$137,593+38%
Home value$410,200+26%
Population33,874+98%
SEE FULL COMPARISON →
HAM LAKE VS
East Bethel
Income$110,000+10%
Home value$363,900+12%
Population12,605−26%
SEE FULL COMPARISON →
HAM LAKE VS
Coon Rapids
Income$88,251−12%
Home value$305,800−6%
Population64,193+275%
SEE FULL COMPARISON →
Frequently asked

How many people live in Ham Lake, Minnesota?

Ham Lake, Minnesota has about 16,464 residents according to the 2020 American Community Survey.

What is the median household income in Ham Lake, Minnesota?

The typical household in Ham Lake, Minnesota earns about $99,736 a year. Half of households make more than that, and half make less.

Is Ham Lake, Minnesota expensive?

In Ham Lake, Minnesota, the median home is worth about $325,400, and the typical rent is about $1,115 a month.

How educated are people in Ham Lake, Minnesota?

About 33.7% of adults age 25 and over in Ham Lake, Minnesota hold a bachelor's degree or higher.

What is the poverty rate in Ham Lake, Minnesota?

About 2.4% of people in Ham Lake, Minnesota live below the federal poverty line.

Has Ham Lake, Minnesota grown since 1990?

Yes, Ham Lake, Minnesota has grown since 1990. The population has added about 7,540 residents, a change of about 84 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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