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CITY · 2020 ACS

Ham Lake

Minnesota · 16,464 residents · 34.4 sq mi
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The short version

Ham Lake is a city of 16,464 people in Minnesota. 93% of homes are owner-occupied. That is roughly 36% ahead of the Minnesota median. The poverty rate is 2.4%, under the national 12.8%. Median household income runs $99,736, well clear of the $66,278 US median. 3,754 more people live here than in 2000.

At a glance
Wealthier
above the US median
US median: $66,278
Older
median age 41.7
US median: 38.8
Average education
34% hold a bachelor's degree
US average: 33%
Less affordable
home values up 46%, inflation adjusted
US median home: $265,253
Section 01

Population & growth

16,464
+30%since 2000
from 12,710 in 2000
1990 – 2025
41.7
+23%since 2000
from 34.0 in 2000
US average: 38.8
Land area
34.4 sq mi
Population, 19902024
8K10K13K15K17K19902000201020202024Ham Lake
202417K
1990201020202024
Age distribution, 2020
Under 55.6%(920)
US avg: 5.6%
5 to 96.5%(1,078)
US avg: 6.1%
10 to 147.5%(1,231)
US avg: 6.5%
15 to 197.6%(1,248)
US avg: 6.6%
20 to 245.1%(842)
US avg: 6.7%
25 to 349.2%(1,517)
US avg: 13.5%
35 to 4412.3%(2,033)
US avg: 12.7%
45 to 5414.8%(2,434)
US avg: 12.3%
55 to 6416.2%(2,665)
US avg: 13.1%
65 to 7410.2%(1,679)
US avg: 10%
75 to 844.2%(691)
US avg: 4.9%
85 and over0.8%(126)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$99,736
−2%inflation adjusted, since 2000
from $67,750 in 2000
US average: $66,278
1990 – 2024
$47,065
+93%since 2000
from $24,329 in 2000
US average: $35,364
Households earning $100K+
63.2%
−0.9 ptssince 2009
from 64.1% in 2009
US average: 43.9%
2.4%
+0.3 ptssince 2000
from 2.1% in 2000
US average: 12.8%
Workforce by industry, 2020
Retail trade22.4%
US avg: 10%
Wholesale trade8.5%
US avg: 6.7%
Other services7.5%
US avg: 6.6%
Information6.9%
US avg: 11.1%
Public administration5.5%
US avg: 4.7%
Finance & insurance5.1%
US avg: 5.5%
Professional, scientific, technical4.4%
US avg: 4.7%
Transportation & warehousing4.2%
US avg: 2.5%
Arts, entertainment, food1.3%
US avg: 2%
Education & health services0.7%
US avg: 0.8%
Agriculture, forestry, fishing0.4%
US avg: 1.7%
Construction0.2%
US avg: 1.2%
Manufacturing0.1%
US avg: 0.5%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$325,400
+46%inflation adjusted, since 2000
from $147,800 in 2000
US average: $265,253
1990 – 2024
$1,115
+19%inflation adjusted, since 2000
from $625 in 2000
US average: $1,124
93.0%
−1.6 ptssince 2000
from 94.6% in 2000
7.0% rent
2.82 people
−4%since 2009
from 2.95 people in 2009
US average: 2.61
3.3
−1%since 2009
from 3.3 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
Section 04

Race & ethnicity

2000
White, non-Hispanic96.1%(12,213)
Black0.5%(60)
Hispanic / Latino1.1%(145)
Asian0.7%(94)
Other0%
2020
White, non-Hispanic87.6%(14,418)
Black0.7%(116)
Hispanic / Latino2.7%(443)
Asian4%(662)
Other2.5%(411)

No data for the years selected.

Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican0.7%(114)
Salvadoran0.4%(66)
Puerto Rican0.3%(50)
Chilean0.3%(46)
Asian origin
Hmong4%(662)
Korean0.3%(46)
Laotian0.2%(39)
Filipino0.2%(33)
Vietnamese0.2%(31)
Chinese0.1%(21)
Asian Indian0.1%(19)
Pakistani0.1%(11)
Ancestry
German31.8%(5,291)
Norwegian15.7%(2,616)
Swedish13.2%(2,197)
Irish9.4%(1,559)
Polish7%(1,164)
American7%(1,156)
English5.6%(927)
Italian3.7%(607)
French2.8%(460)
Czech1.6%(269)
Russian1.6%(269)
+ 20 more ancestry groups with data
Danish1.4%(227)
Dutch1.3%(222)
Ukrainian1.2%(204)
Finnish1.1%(186)
Scottish0.9%(143)
British0.8%(137)
Austrian0.3%(58)
Romanian0.2%(39)
Belgian0.2%(37)
Greek0.2%(29)
Swiss0.1%(23)
Scotch-Irish0.1%(22)
Welsh0.1%(19)
Hungarian0.1%(18)
Lithuanian0.1%(16)
Latvian0.1%(12)
Slovene0.1%(10)
Serbian0%(7)
Section 05

Education

33.7%
+12.9 ptssince 2000
from 20.8% in 2000
US average: 32.9%
High school or higher
95.9%
+3.2 ptssince 2000
from 92.7% in 2000
US average: 88.5%
10.5%
+5.8 ptssince 2000
from 4.7% in 2000
US average: 12.7%
Section 06

Commute & transportation

30.6 min
+51%since 2000
from 20.2 min in 2000
US average: 26.9
85.6%
+2.8 ptssince 2009
from 82.7% in 2009
US average: 75.1%
1.7%
−0.9 ptssince 2009
from 2.6% in 2009
US average: 8.4%
Section 07

Work & employment

2.5%
−4.6 ptssince 2011
from 7.0% in 2011
US average: 5.4%
67.5%
−7.8 ptssince 2011
from 75.3% in 2011
US average: 63.4%
Women 20-64 in the labor force
78.4%
US average: 73.3%
43.1%
+5.9 ptssince 2009
from 37.2% in 2009
US average: 39.3%
Section 08

People & community

51.3%
Unchangedsince 2009
from 51.4% in 2009
48.7%
Unchangedsince 2009
from 48.6% in 2009
4.1%
+1.8 ptssince 2009
from 2.4% in 2009
US average: 13.5%
1.4%
−3.2 ptssince 2013
from 4.6% in 2013
US average: 8.8%
Computer in household
94.5%
US average: 91.9%
94.4%
US average: 86.2%
Marital status (2024)
Men 15+
Never married25.3%(1,750)
Married63.3%(4,374)
Widowed2.3%(159)
Divorced9.1%(632)
Women 15+
Never married21.1%(1,393)
Married67.3%(4,445)
Widowed4.3%(287)
Divorced7.3%(480)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

1.4%
−3.2 ptssince 2013
from 4.6% in 2013
US average: 8.8%
71.7%
US average: 55.4%
Direct-purchase
17.1%
US average: 13.7%
17.0%
US average: 17.6%
9.3%
US average: 20.0%
VA health care
3.4%
US average: 2.3%
Any private
87.0%
US average: 68.1%
Any public
26.4%
US average: 35.2%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2020
Gulf War (2001 or later)18.1%(213)
US avg: 20.6%
Gulf War (1990s)13.1%(154)
US avg: 21.4%
Vietnam era47%(554)
US avg: 35.2%
Korean War3.8%(45)
US avg: 7.6%
World War II0.7%(8)
US avg: 2.9%

Share of the 1,179 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Ham Lake, Minnesota?

Ham Lake, Minnesota has about 16,464 residents according to the 2020 American Community Survey.

What is the median household income in Ham Lake, Minnesota?

The typical household in Ham Lake, Minnesota earns about $99,736 a year. Half of households make more than that, and half make less.

Is Ham Lake, Minnesota expensive?

In Ham Lake, Minnesota, the median home is worth about $325,400, and the typical rent is about $1,115 a month.

How educated are people in Ham Lake, Minnesota?

About 33.7% of adults age 25 and over in Ham Lake, Minnesota hold a bachelor's degree or higher.

What is the poverty rate in Ham Lake, Minnesota?

About 2.4% of people in Ham Lake, Minnesota live below the federal poverty line.

Has Ham Lake, Minnesota grown since 1990?

Yes, Ham Lake, Minnesota has grown since 1990. The population has added about 7,540 residents, a change of about 84 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →