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CITY · 2020 ACS

Carmel

Indiana · 99,757 residents · 49.086 sq mi
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The short version

Carmel is significantly wealthier than the US average, with a median household income of $115,109. The city has more than doubled in size since 2000, adding 62,024 residents. 72% of adults hold a bachelor's degree or higher, well above the national rate of 33%. Median home value has risen by half since 2000, reaching $352,400. Poverty is rare here, at 3.1% of residents. Households here earn about 98% more than the Indiana median.

At a glance
Wealthier
above the US median
US median: $66,278
Mid-age
median age 40.1
US median: 38.8
More educated
72% hold a bachelor's degree
US average: 33%
Stable housing
home values roughly flat, inflation adjusted
US median home: $265,253
Section 01

Population & growth

Total population
99,757
+164%since 2000
from 37,733 in 2000
1990 – 2025
Median age
40.1
+8%since 2000
from 37.2 in 2000
US average: 38.8
Population, 1990 – 2024
18K41K64K86K109K1990201020202024Carmel
2024102K
1990201020202024
Age distribution, 2020
Under 55.4%(5,377)
US avg: 5.6%
5 to 97%(6,961)
US avg: 6.1%
10 to 148.1%(8,047)
US avg: 6.5%
15 to 197.2%(7,193)
US avg: 6.6%
20 to 245.2%(5,194)
US avg: 6.7%
25 to 3410.4%(10,419)
US avg: 13.5%
35 to 4413.4%(13,404)
US avg: 12.7%
45 to 5414.9%(14,896)
US avg: 12.3%
55 to 6413.4%(13,349)
US avg: 13.1%
65 to 748.8%(8,812)
US avg: 10%
75 to 844.4%(4,360)
US avg: 4.9%
85 and over1.7%(1,745)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

Median household income
$115,109
−6%inflation adjusted, since 2000
from $81,583 in 2000
US average: $66,278
1990 – 2024
Per capita income
$60,329
+55%since 2000
from $38,906 in 2000
US average: $35,364
Households earning $100K+
66.7%
+5.7 ptssince 2009
from 61.0% in 2009
US average: 43.9%
Poverty rate
3.1%
+0.6 ptssince 2000
from 2.5% in 2000
US average: 12.8%
Workforce by industry, 2020
Retail trade13%
US avg: 10%
Other services10.7%
US avg: 6.6%
Public administration7.8%
US avg: 4.7%
Information6.9%
US avg: 11.1%
Transportation & warehousing4.4%
US avg: 2.5%
Wholesale trade3.4%
US avg: 6.7%
Finance & insurance2.9%
US avg: 5.5%
Professional, scientific, technical2%
US avg: 4.7%
Arts, entertainment, food1.9%
US avg: 2%
Education & health services0.9%
US avg: 0.8%
Agriculture, forestry, fishing0.3%
US avg: 1.7%
Construction0.2%
US avg: 1.2%
Manufacturing0%
US avg: 0.5%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

Median home value
$352,400
+16%inflation adjusted, since 2000
from $201,400 in 2000
US average: $265,253
1990 – 2024
Median gross rent
$1,247
+11%inflation adjusted, since 2000
from $748 in 2000
US average: $1,124
Owner-occupied
74.4%
−4.7 ptssince 2000
from 79.1% in 2000
25.6% rent
Afford Score
3.1
+7%since 2009
from 2.9 in 2009
2009 – 2024
Our index: median home value divided by median household income. Lower is more affordable.
RELATED:See current rent listings in Carmel on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic91.3%(34,467)
Black1.5%(550)
Hispanic / Latino1.7%(649)
Asian4.4%(1,645)
Other0%
2020
White, non-Hispanic75.7%(75,534)
Black3.3%(3,256)
Hispanic / Latino4.5%(4,521)
Asian12%(11,966)
Other3.6%(3,584)

No data for the years selected.

Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican1.5%(1,516)
Cuban0.4%(373)
Venezuelan0.4%(359)
Guatemalan0.2%(191)
Puerto Rican0.1%(145)
Colombian0.1%(126)
Nicaraguan0.1%(110)
Peruvian0.1%(93)
Spaniard0.1%(77)
+ 4 more hispanic origin groups with data
Argentine0%(29)
Honduran0%(16)
Bolivian0%(14)
Asian origin
Asian Indian4.2%(4,159)
Chinese3.8%(3,729)
Korean0.7%(716)
Vietnamese0.5%(537)
Japanese0.3%(338)
Filipino0.3%(290)
Nepalese0.2%(212)
Pakistani0.2%(162)
Taiwanese0.1%(88)
Malaysian0.1%(63)
Thai0%(25)
+ 2 more asian origin groups with data
Hmong0%(18)
Pacific Islander origin
Marshallese0.1%(52)
Samoan0%(9)
Ancestry
German21.7%(21,547)
English13.4%(13,259)
Irish12.8%(12,723)
American7.8%(7,781)
Italian3.7%(3,639)
Polish3.3%(3,267)
Scottish2.7%(2,694)
French2.5%(2,521)
British1.3%(1,331)
Norwegian1.3%(1,300)
Dutch1.2%(1,200)
Swedish1.2%(1,182)
+ 39 more ancestry groups with data
Scotch-Irish0.9%(899)
Welsh0.7%(740)
Russian0.7%(711)
Swiss0.7%(676)
Greek0.7%(646)
Ukrainian0.6%(603)
Slovak0.5%(532)
Egyptian0.5%(529)
Hungarian0.5%(511)
Danish0.5%(465)
Czech0.4%(441)
Austrian0.3%(312)
Turkish0.3%(287)
Canadian0.3%(254)
Lithuanian0.2%(233)
Finnish0.2%(222)
Iranian0.2%(203)
Lebanese0.2%(200)
Serbian0.2%(172)
Romanian0.2%(157)
Macedonian0.1%(138)
Slovene0.1%(120)
West Indian0.1%(120)
Portuguese0.1%(115)
Syrian0.1%(89)
Belgian0.1%(76)
Bulgarian0.1%(69)
Brazilian0.1%(68)
Croatian0.1%(68)
Nigerian0.1%(57)
Ethiopian0%(46)
Haitian0%(45)
Latvian0%(35)
Israeli0%(16)
RANKED:Largest German population · Largest English population · Largest Irish population · Largest American population · Largest Asian Indian population
Section 05

Education

Bachelor's degree or higher
71.9%
+13.5 ptssince 2000
from 58.4% in 2000
US average: 32.9%
High school or higher
98.2%
+1.1 ptssince 2000
from 97.0% in 2000
US average: 88.5%
Graduate degree
31.1%
+9.9 ptssince 2000
from 21.3% in 2000
US average: 12.7%
Section 06

Commute & transportation

Average commute
24.4 min
+58%since 2000
from 15.5 min in 2000
US average: 26.9
Drive alone to work
77.5%
−6.2 ptssince 2009
from 83.7% in 2009
US average: 75.1%
No vehicle available
2.8%
+1.4 ptssince 2009
from 1.4% in 2009
US average: 8.4%
Section 07

Work & employment

Unemployment rate
2.7%
−2.0 ptssince 2011
from 4.7% in 2011
US average: 5.4%
Labor force participation
70.9%
Unchangedsince 2011
from 70.9% in 2011
US average: 63.4%
Management & professional
62.9%
−13.9 ptssince 2009
from 76.8% in 2009
US average: 39.3%
Section 08

People & community

Male
48.3%
−1.2 ptssince 2009
from 49.5% in 2009
Female
51.7%
+1.2 ptssince 2009
from 50.5% in 2009
Foreign born
12.8%
+3.6 ptssince 2009
from 9.2% in 2009
US average: 13.5%
Uninsured
2.8%
−92.7 ptssince 2013
from 95.5% in 2013
US average: 8.8%
Marital status (2024)
Men 15+
Never married28.7%(11,403)
Married64.7%(25,654)
Widowed1.6%(617)
Divorced5%(1,998)
Women 15+
Never married25%(10,549)
Married60.5%(25,554)
Widowed5.3%(2,237)
Divorced9.2%(3,869)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Drill deeper

Places similar to Carmel

Fishers
Pop 104,812
Roswell
Pop 91,505
Weston
Pop 69,588
Newport Beach
Pop 81,977
Places similar to Carmel
Head to head

Compare Carmel to nearby cities

CARMEL VS
Westfield
Income$122,789+7%
Home value$425,700+21%
Population66,258−37%
SEE FULL COMPARISON →
CARMEL VS
Noblesville
Income$104,047−10%
Home value$349,700−1%
Population76,111−28%
SEE FULL COMPARISON →
CARMEL VS
Zionsville
Income$172,024+49%
Home value$587,800+67%
Population33,624−68%
SEE FULL COMPARISON →
CARMEL VS
Fishers
Income$130,203+13%
Home value$391,000+11%
Population104,812−1%
SEE FULL COMPARISON →
Frequently asked

How many people live in Carmel, Indiana?

Carmel, Indiana has about 99,757 residents according to the 2020 American Community Survey.

What is the median household income in Carmel, Indiana?

The typical household in Carmel, Indiana earns about $115,109 a year. Half of households make more than that, and half make less.

Is Carmel, Indiana expensive?

In Carmel, Indiana, the median home is worth about $352,400, and the typical rent is about $1,247 a month.

How educated are people in Carmel, Indiana?

About 71.9% of adults age 25 and over in Carmel, Indiana hold a bachelor's degree or higher.

What is the poverty rate in Carmel, Indiana?

About 3.1% of people in Carmel, Indiana live below the federal poverty line.

Has Carmel, Indiana grown since 1990?

Yes, Carmel, Indiana has grown since 1990. The population has added about 74,377 residents, a change of about 293 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →