NEIGHBORHOOD
Bay Terraces
California · San Diego · 28,432 residents · 2.948 sq mi
The short version
Bay Terraces is significantly wealthier than the US average, with a median household income of $107,556. Population has held roughly steady since 2024. Median home value is $628,457. These figures are approximated by combining the 6 census tracts that make up Bay Terraces; the Census Bureau does not tabulate data for neighborhoods directly.
At a glance
Wealthier
above the US median
US median: $82,259
Mid-age
median age 40.0
US median: 38.9
Less educated
26% hold a bachelor's degree
US average: 36%
Owner-heavy
62% owner-occupied
US average: 65%
Section 01
Population & growth
Total population
28,432
Population density
9,645 / sq mi
US average: 281
Median age
40.0
US average: 38.9
Section 02
Income & economy
Median household income
$107,556
US average: $82,259
Per capita income
$33,728
US average: $44,673
Households earning $100K+
65.7%
US average: 53.3%
Poverty rate
9.4%
US average: 12.5%
Income inequality (Gini)
0.371
US average: 0.476
Workforce by industry, 2024
Retail trade11.3%
Finance & insurance8.5%
Professional, scientific, technical8.2%
Information7.7%
Wholesale trade5.9%
Other services3.1%
Public administration1.9%
Transportation & warehousing1.8%
Arts, entertainment, food1.1%
Education & health services0.3%
Agriculture, forestry, fishing0.2%
Construction0.2%
Manufacturing0%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03
Housing
Median home value
$628,457
US average: $376,019
Median gross rent
$2,127
US average: $1,442
Owner-occupied
62.5%
37.5% rent
Vacancy rate
4.4%
US average: 10.0%
Owner cost-burdened
32.1%
US average: 22.9%
Renter cost-burdened
54.2%
US average: 47.4%
Afford Score
5.8
RELATED:See current rent listings in Bay Terraces on RentDataNow
Section 04
Race & ethnicity
2024
White, non-Hispanic9.9%(2,806)
Black11.4%(3,230)
Hispanic / Latino26.4%(7,508)
Asian44.3%(12,605)
Other8%(2,283)
Diversity Score88.1%(25,042)
2024
White, non-Hispanic9.9%(2,806)
Black11.4%(3,230)
Hispanic / Latino26.4%(7,508)
Asian44.3%(12,605)
Other8%(2,283)
Diversity Score88.1%(25,042)
Diversity Score
88
Section 05
Education
Bachelor's degree or higher
26.2%
US average: 35.6%
High school or higher
89.7%
US average: 89.6%
Graduate degree
5.9%
US average: 14.0%
Section 06
Commute & transportation
Average commute
26.4 min
US average: 26.5
Drive alone to work
70.7%
US average: 68.9%
Carpooled to work
15.8%
US average: 8.5%
Public transit
3.2%
US average: 3.2%
Worked from home
8.8%
US average: 15.0%
Walked to work
0.5%
US average: 2.4%
Biked to work
0.0%
US average: 0.4%
No vehicle available
6.1%
US average: 8.3%
Section 07
Work & employment
Unemployment rate
4.5%
US average: 5.2%
Labor force participation
60.1%
US average: 63.5%
Self-employed
15.0%
US average: 13.1%
Management & professional
29.5%
US average: 42.5%
Section 08
People & community
Male
48.5%
Female
51.5%
Foreign born
38.9%
US average: 14.1%
Veterans
11.4%
US average: 6.2%
With a disability
15.3%
US average: 13.3%
Uninsured
5.0%
US average: 8.4%
Broadband at home
95.2%
US average: 91.0%
English only at home
46.5%
US average: 77.7%
Spanish at home
18.5%
US average: 13.6%
Explore
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Drill deeper
Places similar to Bay Terraces
Arleta
Pop 29,163
Whitestone-Beechhurst
Pop 29,547
Lake Balboa
Pop 26,324
Howard Beach-Lindenwood
Pop 31,308
Places similar to Bay TerracesHead to head
Compare Bay Terraces side by side
BAY TERRACES VS
Arleta
Income$102,908−4%
Home value$698,207+11%
Population29,163+3%
SEE FULL COMPARISON →
BAY TERRACES VS
Whitestone-Beechhurst
Income$103,302−4%
Home value$894,473+42%
Population29,547+4%
SEE FULL COMPARISON →
BAY TERRACES VS
Lake Balboa
Income$105,154−2%
Home value$815,352+30%
Population26,324−7%
SEE FULL COMPARISON →
BAY TERRACES VS
Howard Beach-Lindenwood
Income$106,153−1%
Home value$631,868+1%
Population31,308+10%
SEE FULL COMPARISON →
Frequently asked
How many people live in Bay Terraces, San Diego, California?
Bay Terraces, San Diego, California has about 28,432 residents according to the 2024 American Community Survey.
What is the median household income in Bay Terraces, San Diego, California?
The typical household in Bay Terraces, San Diego, California earns about $107,556 a year. Half of households make more than that, and half make less.
Is Bay Terraces, San Diego, California expensive?
In Bay Terraces, San Diego, California, the median home is worth about $628,457, and the typical rent is about $2,127 a month.
How educated are people in Bay Terraces, San Diego, California?
About 26.2% of adults age 25 and over in Bay Terraces, San Diego, California hold a bachelor's degree or higher.
What is the poverty rate in Bay Terraces, San Diego, California?
About 9.4% of people in Bay Terraces, San Diego, California live below the federal poverty line.
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Containing area
San DiegoDATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024