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COUNTY · 2020 ACS

Saginaw County

Michigan · 190,124 residents · 801 sq mi
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The short version

Saginaw County is a county of 190,124 people in Michigan. The typical home is worth $106,200. About 22% of adults have finished a four-year degree. 2% of people here were born outside the United States. Owners hold 70% of the housing stock. Renters pay $783 a month at the median.

At a glance
Lower income
below the US median
US median: $66,278
Older
median age 41.3
US median: 38.8
Less educated
22% hold a bachelor's degree
US average: 33%
More affordable
home values down 17%, inflation adjusted
US median home: $265,253
Section 01

Population & growth

Total population
190,124
−9%since 2000
from 210,039 in 2000
1990 – 2025
Median age
41.3
+14%since 2000
from 36.3 in 2000
US average: 38.8
Land area
801 sq mi
Population, 1990 – 2024
186K193K200K207K214K19902000201020202024Saginaw County
2024189K
1990201020202024
Age distribution, 2020
Under 55.6%(10,570)
US avg: 5.6%
5 to 95.8%(11,000)
US avg: 6.1%
10 to 146.1%(11,651)
US avg: 6.5%
15 to 197.3%(13,857)
US avg: 6.6%
20 to 246.3%(12,012)
US avg: 6.7%
25 to 3411.9%(22,570)
US avg: 13.5%
35 to 4411%(20,932)
US avg: 12.7%
45 to 5411.9%(22,568)
US avg: 12.3%
55 to 6414.1%(26,832)
US avg: 13.1%
65 to 7411.5%(21,954)
US avg: 10%
75 to 846%(11,367)
US avg: 4.9%
85 and over2.5%(4,811)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

Median household income
$49,565
−15%inflation adjusted, since 2000
from $38,637 in 2000
US average: $66,278
1990 – 2024
Per capita income
$28,628
+47%since 2000
from $19,438 in 2000
US average: $35,364
Households earning $100K+
30.3%
+6.4 ptssince 2009
from 23.9% in 2009
US average: 43.9%
Poverty rate
17.6%
+3.6 ptssince 2000
from 13.9% in 2000
US average: 12.8%
Workforce by industry, 2020
Retail trade16.8%
US avg: 10%
Information12.4%
US avg: 11.1%
Other services5.6%
US avg: 6.6%
Wholesale trade5.1%
US avg: 6.7%
Public administration4.2%
US avg: 4.7%
Finance & insurance3.6%
US avg: 5.5%
Professional, scientific, technical2.7%
US avg: 4.7%
Transportation & warehousing1.8%
US avg: 2.5%
Arts, entertainment, food1.6%
US avg: 2%
Agriculture, forestry, fishing1%
US avg: 1.7%
Construction0.9%
US avg: 1.2%
Education & health services0.9%
US avg: 0.8%
Manufacturing0.1%
US avg: 0.5%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

Median home value
$106,200
−17%inflation adjusted, since 2000
from $84,900 in 2000
US average: $265,253
1990 – 2024
Median gross rent
$783
+5%inflation adjusted, since 2000
from $497 in 2000
US average: $1,124
Owner-occupied
70.5%
−3.4 ptssince 2000
from 73.8% in 2000
29.5% rent
Persons per household
2.34 people
−7%since 2009
from 2.51 people in 2009
US average: 2.61
Afford Score
2.1
−17%since 2009
from 2.6 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
Section 04

Race & ethnicity

2000
White, non-Hispanic72.4%(151,977)
Black18.4%(38,675)
Hispanic / Latino6.7%(14,075)
Asian0.8%(1,648)
Other0%
2020
White, non-Hispanic67.7%(128,722)
Black17.6%(33,548)
Hispanic / Latino8.9%(16,904)
Asian1.2%(2,373)
Other2.8%(5,266)
Segregation Score
53
Our index, 0 to 100. Higher means White and non-White residents are more separated across neighborhoods.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican7.8%(14,986)
Puerto Rican0.3%(524)
Spaniard0.2%(365)
Dominican0%(92)
Cuban0%(72)
Colombian0%(46)
Chilean0%(38)
Peruvian0%(17)
+ 5 more hispanic origin groups with data
Asian origin
Asian Indian0.4%(806)
Chinese0.2%(426)
Filipino0.2%(392)
Pakistani0.1%(247)
Vietnamese0.1%(239)
Korean0%(59)
Japanese0%(37)
Laotian0%(12)
Hmong0%(8)
Pacific Islander origin
Ancestry
German26.2%(50,072)
Irish9.6%(18,434)
English7.1%(13,620)
Polish7.1%(13,596)
French4.7%(8,968)
American3.5%(6,636)
Italian2.5%(4,809)
Scottish1.8%(3,416)
French Canadian1.5%(2,891)
Dutch1.2%(2,210)
Hungarian0.9%(1,650)
Scotch-Irish0.7%(1,383)
+ 44 more ancestry groups with data
Swedish0.6%(1,242)
Czech0.6%(1,216)
Welsh0.6%(1,124)
Norwegian0.5%(967)
Russian0.5%(922)
Lithuanian0.3%(616)
British0.3%(549)
Belgian0.3%(543)
Greek0.3%(521)
Danish0.3%(512)
Canadian0.3%(490)
Finnish0.3%(489)
Austrian0.2%(419)
Lebanese0.2%(360)
Swiss0.2%(332)
Slovak0.2%(322)
Ukrainian0.2%(294)
West Indian0.1%(220)
Romanian0.1%(177)
Syrian0.1%(140)
Iranian0.1%(124)
Iraqi0.1%(99)
Latvian0%(92)
Croatian0%(88)
Moroccan0%(61)
Armenian0%(55)
Slovene0%(55)
Arab0%(42)
Serbian0%(38)
Jordanian0%(36)
Guyanese0%(33)
Kenyan0%(27)
Haitian0%(25)
Brazilian0%(16)
Israeli0%(16)
Jamaican0%(14)
Nigerian0%(12)
Section 05

Education

Bachelor's degree or higher
22.1%
+6.2 ptssince 2000
from 15.9% in 2000
US average: 32.9%
High school or higher
90.3%
+8.7 ptssince 2000
from 81.6% in 2000
US average: 88.5%
Graduate degree
7.5%
+2.2 ptssince 2000
from 5.4% in 2000
US average: 12.7%
Section 06

Commute & transportation

Average commute
21.9 min
+56%since 2000
from 14.1 min in 2000
US average: 26.9
Drive alone to work
82.2%
−4.0 ptssince 2009
from 86.2% in 2009
US average: 75.1%
No vehicle available
8.8%
+1.1 ptssince 2009
from 7.8% in 2009
US average: 8.4%
Section 07

Work & employment

Unemployment rate
6.5%
−6.4 ptssince 2011
from 13.0% in 2011
US average: 5.4%
Labor force participation
56.8%
−1.5 ptssince 2011
from 58.3% in 2011
US average: 63.4%
Women 20-64 in the labor force
71.9%
US average: 73.3%
Management & professional
32.2%
+2.5 ptssince 2009
from 29.6% in 2009
US average: 39.3%
Section 08

People & community

Male
48.5%
+0.4 ptssince 2009
from 48.2% in 2009
Female
51.5%
−0.4 ptssince 2009
from 51.8% in 2009
Foreign born
2.4%
+0.5 ptssince 2009
from 1.9% in 2009
US average: 13.5%
Uninsured
4.0%
−6.8 ptssince 2013
from 10.8% in 2013
US average: 8.8%
Computer in household
88.3%
US average: 91.9%
Same house as last year
88.2%
US average: 86.2%
Marital status (2024)
Men 15+
Never married38.4%(28,837)
Married47.5%(35,639)
Widowed3.4%(2,565)
Divorced10.6%(7,958)
Women 15+
Never married33.2%(26,777)
Married43.8%(35,332)
Widowed9.8%(7,918)
Divorced13.2%(10,628)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

Uninsured
4.0%
−6.8 ptssince 2013
from 10.8% in 2013
US average: 8.8%
Employer-based
58.9%
US average: 55.4%
Direct-purchase
12.5%
US average: 13.7%
Medicare
22.3%
US average: 17.6%
Medicaid
27.4%
US average: 20.0%
VA health care
2.5%
US average: 2.3%
Any private
68.4%
US average: 68.1%
Any public
46.0%
US average: 35.2%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2020
Gulf War (2001 or later)10.7%(1,261)
US avg: 20.6%
Gulf War (1990s)17.9%(2,112)
US avg: 21.4%
Vietnam era36.6%(4,325)
US avg: 35.2%
Korean War9.7%(1,146)
US avg: 7.6%
World War II4.6%(540)
US avg: 2.9%

Share of the 11,821 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
Drill deeper

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Head to head

Compare Saginaw County to nearby counties

SAGINAW COUNTY VS
Bay County
Income$61,763+25%
Home value$152,200+43%
Population102,123−46%
SEE FULL COMPARISON →
SAGINAW COUNTY VS
Shiawassee County
Income$67,404+36%
Home value$171,600+62%
Population67,681−64%
SEE FULL COMPARISON →
SAGINAW COUNTY VS
Midland County
Income$77,705+57%
Home value$195,400+84%
Population83,754−55%
SEE FULL COMPARISON →
SAGINAW COUNTY VS
Genesee County
Income$62,281+26%
Home value$182,400+72%
Population401,093+114%
SEE FULL COMPARISON →
Frequently asked

How many people live in Saginaw County, Michigan?

Saginaw County, Michigan has about 190,124 residents according to the 2020 American Community Survey.

What is the median household income in Saginaw County, Michigan?

The typical household in Saginaw County, Michigan earns about $49,565 a year. Half of households make more than that, and half make less.

Is Saginaw County, Michigan expensive?

In Saginaw County, Michigan, the median home is worth about $106,200, and the typical rent is about $783 a month.

How educated are people in Saginaw County, Michigan?

About 22.1% of adults age 25 and over in Saginaw County, Michigan hold a bachelor's degree or higher.

What is the poverty rate in Saginaw County, Michigan?

About 17.6% of people in Saginaw County, Michigan live below the federal poverty line.

Has Saginaw County, Michigan grown since 1990?

Yes, Saginaw County, Michigan has shrunk since 1990. The population has lost about 21,822 residents, a change of about -10 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →