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CITY

Germantown

Tennessee · 40,001 residents (2025 est.) · 20.0 sq mi
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Part of the Memphis metro area
The short version

Germantown is home to 40,673 people in Tennessee. Households here earn about 115% more than in Tennessee as a whole. 72% of adults hold a bachelor's degree, against 36% nationally. 87% of homes are owner-occupied. The median household earns $149,920, about 82% above the national median. Few US cities rank higher on income.

At a glance
Wealthier
above the US median
US median: $82,259
Older
median age 44.3
US median: 38.9
More educated
72% hold a bachelor's degree
US average: 36%
Stable housing
home values roughly flat, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
40,673
+9%since 2000
from 37,348 in 2000
40,001 in 2025 (Census Bureau estimate)
1990 – 2025
Population density
2,035 / sq mi
Unchangedsince 2009
from 2,032 / sq mi in 2009
US average: 281
Median age
44.3
+7%since 2000
from 41.3 in 2000
US average: 38.9
Land area
20.0 sq mi
Population, 1990 – 2024
32K35K37K40K42K19902000201020202024Germantown
202441K
1990201020202024
Age distribution, 2024
Under 56.6%(2,684)
US avg: 5.6%
5 to 98.1%(3,275)
US avg: 6%
10 to 147.5%(3,032)
US avg: 6.4%
15 to 196.6%(2,690)
US avg: 6.6%
20 to 242.4%(992)
US avg: 6.5%
25 to 346.2%(2,514)
US avg: 13.7%
35 to 4414.4%(5,872)
US avg: 13.2%
45 to 5412.8%(5,226)
US avg: 12.2%
55 to 6411.1%(4,534)
US avg: 12.7%
65 to 7413.9%(5,645)
US avg: 10.2%
75 to 847%(2,844)
US avg: 5.1%
85 and over3.4%(1,365)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

Median household income
$149,920
−13%inflation adjusted, since 2000
from $94,609 in 2000
US average: $82,259
1990 – 2024
Per capita income
$75,765
+72%since 2000
from $44,021 in 2000
US average: $44,673
Households earning $100K+
79.1%
+8.4 ptssince 2009
from 70.7% in 2009
US average: 53.3%
Poverty rate
2.7%
+0.6 ptssince 2000
from 2.1% in 2000
US average: 12.5%
Income inequality (Gini)
0.442
+3%since 2010
from 0.428 in 2010
US average: 0.476
Workforce by industry, 2024
Other services11.8%
US avg: 6.7%
Retail trade10%
US avg: 9.9%
Information8.5%
US avg: 10.8%
Finance & insurance7.4%
US avg: 5.9%
Public administration7.2%
US avg: 4.8%
Professional, scientific, technical6.9%
US avg: 5.1%
Wholesale trade3.9%
US avg: 6.9%
Transportation & warehousing3.7%
US avg: 2.2%
Arts, entertainment, food2.3%
US avg: 1.9%
Agriculture, forestry, fishing0.8%
US avg: 1.6%
Construction0.8%
US avg: 1.2%
Education & health services0.5%
US avg: 0.9%
Manufacturing0%
US avg: 0.4%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

Median home value
$470,800
+20%inflation adjusted, since 2000
from $215,200 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$1,816
+7%inflation adjusted, since 2000
from $929 in 2000
US average: $1,442
Owner-occupied
86.7%
−2.3 ptssince 2000
from 89.0% in 2000
13.3% rent
Vacancy rate
3.3%
−0.8 ptssince 2009
from 4.1% in 2009
US average: 10.0%
Persons per household
2.60 people
−5%since 2009
from 2.74 people in 2009
US average: 2.54
Owner cost-burdened
17.2%
−1.7 ptssince 2009
from 18.8% in 2009
US average: 22.9%
Renter cost-burdened
48.2%
+9.6 ptssince 2009
from 38.6% in 2009
US average: 47.4%
Afford Score
3.1
+30%since 2009
from 2.4 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
Gentrification Score
51
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
Section 04

Race & ethnicity

2000
White, non-Hispanic92.1%(34,389)
Black2.3%(867)
Hispanic / Latino1.1%(407)
Asian3.5%(1,302)
Other0%
2024
White, non-Hispanic83.1%(33,779)
Black4.4%(1,806)
Hispanic / Latino3%(1,222)
Asian6.3%(2,556)
Other3.2%(1,310)
Diversity Score
38
+45%since 2009
from 26 in 2009
2009 – 2024
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican1.3%(520)
Puerto Rican0.7%(273)
Venezuelan0.3%(115)
Ecuadorian0.2%(81)
Cuban0.1%(34)
Argentine0.1%(33)
Costa Rican0.1%(30)
Chilean0.1%(30)
Colombian0.1%(22)
Bolivian0.1%(21)
+ 2 more hispanic origin groups with data
Asian origin
Asian Indian2.6%(1,069)
Chinese1.6%(657)
Pakistani0.6%(249)
Vietnamese0.6%(225)
Korean0.4%(176)
Filipino0.3%(117)
Taiwanese0.1%(24)
Thai0%(12)
Burmese0%(9)
Pacific Islander origin
Chamorro0.3%(104)
Ancestry
American20.4%(8,293)
English17.5%(7,107)
German9.8%(3,984)
Irish9.6%(3,905)
Italian4.2%(1,723)
Scottish3.1%(1,260)
Polish2.3%(931)
French2%(806)
Arab2%(804)
Scotch-Irish1.7%(699)
Ukrainian1.4%(552)
Swedish1%(396)
+ 34 more ancestry groups with data
Norwegian0.8%(309)
Dutch0.7%(277)
Russian0.6%(247)
Canadian0.5%(215)
Greek0.5%(194)
Czech0.5%(192)
Palestinian0.5%(190)
Lebanese0.4%(176)
Croatian0.4%(165)
British0.4%(153)
Welsh0.4%(146)
Austrian0.4%(143)
Syrian0.3%(106)
Portuguese0.2%(98)
Romanian0.2%(94)
Belgian0.2%(84)
Somali0.2%(82)
Egyptian0.2%(72)
Danish0.2%(63)
Brazilian0.1%(44)
Lithuanian0.1%(41)
Finnish0.1%(21)
Jordanian0%(20)
Hungarian0%(20)
Iranian0%(19)
Nigerian0%(18)
Swiss0%(15)
Moroccan0%(13)
Ghanaian0%(13)
Slovene0%(12)
Section 05

Education

Bachelor's degree or higher
71.9%
+11.9 ptssince 2000
from 60.0% in 2000
US average: 35.6%
High school or higher
98.3%
+0.3 ptssince 2000
from 98.0% in 2000
US average: 89.6%
Graduate degree
32.2%
+9.8 ptssince 2000
from 22.4% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
22.1 min
+62%since 2000
from 13.6 min in 2000
US average: 26.5
Drive alone to work
72.2%
−15.7 ptssince 2009
from 87.8% in 2009
US average: 68.9%
Carpooled to work
5.6%
+0.2 ptssince 2009
from 5.3% in 2009
US average: 8.5%
Public transit
0.0%
−0.1 ptssince 2009
from 0.1% in 2009
US average: 3.2%
Worked from home
20.8%
+14.9 ptssince 2009
from 6.0% in 2009
US average: 15.0%
Walked to work
0.0%
−0.5 ptssince 2009
from 0.6% in 2009
US average: 2.4%
Biked to work
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
No vehicle available
4.1%
+3.1 ptssince 2009
from 1.1% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
3.2%
−1.8 ptssince 2011
from 5.0% in 2011
US average: 5.2%
Labor force participation
60.8%
−4.3 ptssince 2011
from 65.2% in 2011
US average: 63.5%
Women 20-64 in the labor force
72.6%
+0.5 ptssince 2020
from 72.1% in 2020
US average: 74.6%
Self-employed
9.0%
−1.9 ptssince 2009
from 10.9% in 2009
US average: 13.1%
Management & professional
67.3%
+11.8 ptssince 2009
from 55.5% in 2009
US average: 42.5%
Section 08

People & community

Male
48.5%
−1.3 ptssince 2009
from 49.8% in 2009
Female
51.5%
+1.3 ptssince 2009
from 50.2% in 2009
Foreign born
8.3%
+0.8 ptssince 2009
from 7.6% in 2009
US average: 14.1%
Veterans
6.5%
−5.3 ptssince 2009
from 11.7% in 2009
US average: 6.2%
With a disability
8.9%
+1.2 ptssince 2012
from 7.7% in 2012
US average: 13.3%
Uninsured
2.4%
−2.7 ptssince 2013
from 5.1% in 2013
US average: 8.4%
Broadband at home
94.9%
+3.6 ptssince 2017
from 91.3% in 2017
US average: 91.0%
Computer in household
96.8%
+2.5 ptssince 2020
from 94.3% in 2020
US average: 95.5%
Same house as last year
92.3%
+3.4 ptssince 2020
from 88.9% in 2020
US average: 87.7%
English only at home
90.4%
+0.2 ptssince 2016
from 90.2% in 2016
US average: 77.7%
Spanish at home
1.8%
+0.4 ptssince 2016
from 1.4% in 2016
US average: 13.6%
Marital status
Men 15+
Never married18.5%(2,827)
Married71.3%(10,878)
Widowed4%(613)
Divorced6.1%(933)
Women 15+
Never married15.3%(2,508)
Married66.4%(10,908)
Widowed11.9%(1,952)
Divorced6.5%(1,063)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

Uninsured
2.4%
−2.7 ptssince 2013
from 5.1% in 2013
US average: 8.4%
Employer-based
71.5%
−2.8 ptssince 2020
from 74.3% in 2020
US average: 54.8%
Direct-purchase
16.5%
+0.7 ptssince 2020
from 15.8% in 2020
US average: 13.8%
Medicare
23.4%
+2.3 ptssince 2020
from 21.1% in 2020
US average: 18.4%
Medicaid
3.8%
+0.1 ptssince 2020
from 3.7% in 2020
US average: 20.9%
VA health care
1.1%
−0.3 ptssince 2020
from 1.4% in 2020
US average: 2.2%
Any private
86.3%
−2.7 ptssince 2020
from 89.0% in 2020
US average: 67.1%
Any public
26.2%
+1.7 ptssince 2020
from 24.5% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)26.5%(510)
US avg: 26.4%
Gulf War (1990s)15.5%(298)
US avg: 24.3%
Vietnam era36.8%(706)
US avg: 33.1%
Korean War14.9%(286)
US avg: 4.5%
World War II1.8%(35)
US avg: 1%

Share of the 1,921 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
Drill deeper

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Head to head

Compare Germantown to nearby cities

GERMANTOWN VS
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Income$138,598−8%
Home value$485,900+3%
Population51,909+30%
SEE FULL COMPARISON →
GERMANTOWN VS
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GERMANTOWN VS
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Income$51,736−65%
Home value$169,000−64%
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SEE FULL COMPARISON →
GERMANTOWN VS
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Income$102,070−32%
Home value$310,400−34%
Population56,416+41%
SEE FULL COMPARISON →
Frequently asked

How many people live in Germantown, Tennessee?

Germantown, Tennessee has about 40,673 residents according to the 2024 American Community Survey.

What is the median household income in Germantown, Tennessee?

The typical household in Germantown, Tennessee earns about $149,920 a year. Half of households make more than that, and half make less.

Is Germantown, Tennessee expensive?

In Germantown, Tennessee, the median home is worth about $470,800, and the typical rent is about $1,816 a month.

How educated are people in Germantown, Tennessee?

About 71.9% of adults age 25 and over in Germantown, Tennessee hold a bachelor's degree or higher.

What is the poverty rate in Germantown, Tennessee?

About 2.7% of people in Germantown, Tennessee live below the federal poverty line.

Has Germantown, Tennessee grown since 1990?

Yes, Germantown, Tennessee has grown since 1990. The population has added about 7,780 residents, a change of about 24 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →