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CITY

Saginaw

Michigan · 42,863 residents (2025 est.) · 17.1 sq mi
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The short version

Saginaw is home to 43,536 people in Michigan. 13% of adults hold a bachelor's degree, below the 36% national rate. 34.0% of locals live below the federal poverty line. Median home value sits at $60,000. Households here earn about 47% less than in Michigan as a whole. The foreign-born share is 1%.

At a glance
Lower income
below the US median
US median: $82,259
Younger
median age 35.5
US median: 38.9
Less educated
13% hold a bachelor's degree
US average: 36%
More affordable
home values down 30%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

43,536
−30%since 2000
from 61,799 in 2000
42,863 in 2025 (Census Bureau estimate)
1990 – 2025
2,547 / sq mi
−23%since 2009
from 3,294 / sq mi in 2009
US average: 281
35.5
+16%since 2000
from 30.7 in 2000
US average: 38.9
Land area
17.1 sq mi
Population, 19902024
41K49K57K64K72K19902000201020202024Saginaw
202444K
1990201020202024
Age distribution, 2024
Under 56.9%(2,987)
US avg: 5.6%
5 to 96.8%(2,970)
US avg: 6%
10 to 147.6%(3,301)
US avg: 6.4%
15 to 196.3%(2,762)
US avg: 6.6%
20 to 246.4%(2,778)
US avg: 6.5%
25 to 3415.3%(6,656)
US avg: 13.7%
35 to 4412.6%(5,493)
US avg: 13.2%
45 to 5410.2%(4,459)
US avg: 12.2%
55 to 6413%(5,642)
US avg: 12.7%
65 to 749.3%(4,052)
US avg: 10.2%
75 to 843.9%(1,704)
US avg: 5.1%
85 and over1.7%(732)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$38,579
−20%inflation adjusted, since 2000
from $26,485 in 2000
US average: $82,259
1990 – 2024
$21,177
+53%since 2000
from $13,816 in 2000
US average: $44,673
Households earning $100K+
21.4%
+12.2 ptssince 2009
from 9.2% in 2009
US average: 53.3%
34.0%
+5.5 ptssince 2000
from 28.5% in 2000
US average: 12.5%
0.457
−2%since 2010
from 0.465 in 2010
US average: 0.476
Workforce by industry, 2024
Information14.6%
US avg: 10.8%
Retail trade14%
US avg: 9.9%
Finance & insurance6.9%
US avg: 5.9%
Professional, scientific, technical5.5%
US avg: 5.1%
Other services4.4%
US avg: 6.7%
Wholesale trade3.3%
US avg: 6.9%
Public administration2.2%
US avg: 4.8%
Transportation & warehousing1.6%
US avg: 2.2%
Education & health services1.4%
US avg: 0.9%
Arts, entertainment, food0.9%
US avg: 1.9%
Agriculture, forestry, fishing0.2%
US avg: 1.6%
Construction0.2%
US avg: 1.2%
Manufacturing0%
US avg: 0.4%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$60,000
−30%inflation adjusted, since 2000
from $47,000 in 2000
US average: $376,019
1990 – 2024
$922
+17%inflation adjusted, since 2000
from $431 in 2000
US average: $1,442
60.0%
−3.6 ptssince 2000
from 63.6% in 2000
40.0% rent
15.5%
−4.7 ptssince 2009
from 20.2% in 2009
US average: 10.0%
2.38 people
−5%since 2009
from 2.51 people in 2009
US average: 2.54
21.1%
−15.5 ptssince 2009
from 36.6% in 2009
US average: 22.9%
59.2%
−3.9 ptssince 2009
from 63.0% in 2009
US average: 47.4%
1.6
−35%since 2009
from 2.4 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
28
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
Section 04

Race & ethnicity

2000
White, non-Hispanic42.7%(26,372)
Black42.8%(26,440)
Hispanic / Latino11.7%(7,259)
Asian0.3%(197)
Other0%
2024
White, non-Hispanic34.7%(15,099)
Black44.3%(19,285)
Hispanic / Latino15.9%(6,910)
Asian0.2%(95)
Other4.9%(2,147)
82
+5%since 2009
from 78 in 2009
2009 – 2024
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican13.1%(5,708)
Puerto Rican0.8%(328)
Spaniard0.3%(122)
Guatemalan0.1%(45)
Dominican0.1%(43)
Chilean0.1%(38)
Cuban0.1%(36)
Bolivian0.1%(25)
Salvadoran0.1%(22)
Colombian0%(12)
+ 2 more hispanic origin groups with data
Asian origin
Chinese0.1%(45)
Korean0.1%(26)
Pacific Islander origin
Ancestry
German14.6%(6,376)
Irish5.5%(2,378)
English3.7%(1,622)
Polish3.4%(1,493)
French1.9%(808)
American1.8%(786)
Italian1%(444)
Scottish0.8%(363)
Dutch0.7%(322)
Scotch-Irish0.5%(209)
+ 33 more ancestry groups with data
Arab0.5%(202)
Finnish0.4%(179)
Swedish0.3%(150)
Hungarian0.3%(125)
West Indian0.3%(115)
Czech0.2%(93)
Jamaican0.2%(90)
Welsh0.2%(89)
Russian0.2%(81)
Israeli0.2%(71)
British0.2%(69)
Nigerian0.1%(61)
Norwegian0.1%(54)
Ukrainian0.1%(42)
Greek0.1%(40)
Swiss0.1%(40)
Lebanese0.1%(35)
Slovak0.1%(31)
Armenian0.1%(29)
Canadian0.1%(27)
Danish0.1%(27)
Croatian0%(20)
Egyptian0%(18)
Belgian0%(17)
Guyanese0%(17)
Latvian0%(17)
Iraqi0%(15)
Haitian0%(13)
Romanian0%(12)
Austrian0%(11)
Section 05

Education

13.3%
+2.8 ptssince 2000
from 10.4% in 2000
US average: 35.6%
High school or higher
85.2%
+12.1 ptssince 2000
from 73.1% in 2000
US average: 89.6%
3.9%
+0.6 ptssince 2000
from 3.3% in 2000
US average: 14.0%
Section 06

Commute & transportation

19.2 min
+61%since 2000
from 11.9 min in 2000
US average: 26.5
73.4%
−6.6 ptssince 2009
from 80.0% in 2009
US average: 68.9%
14.8%
+5.2 ptssince 2009
from 9.5% in 2009
US average: 8.5%
0.7%
−1.9 ptssince 2009
from 2.6% in 2009
US average: 3.2%
7.7%
+4.4 ptssince 2009
from 3.3% in 2009
US average: 15.0%
2.4%
+0.5 ptssince 2009
from 1.8% in 2009
US average: 2.4%
0.8%
−0.5 ptssince 2009
from 1.3% in 2009
US average: 0.4%
13.5%
−3.0 ptssince 2009
from 16.5% in 2009
US average: 8.3%
Section 07

Work & employment

10.1%
−10.9 ptssince 2011
from 21.1% in 2011
US average: 5.2%
55.6%
+0.6 ptssince 2011
from 55.0% in 2011
US average: 63.5%
Women 20-64 in the labor force
68.6%
−1.0 ptssince 2020
from 69.6% in 2020
US average: 74.6%
12.9%
−1.6 ptssince 2009
from 14.5% in 2009
US average: 13.1%
23.9%
+1.6 ptssince 2009
from 22.3% in 2009
US average: 42.5%
Section 08

People & community

47.7%
+1.9 ptssince 2009
from 45.9% in 2009
52.3%
−1.9 ptssince 2009
from 54.1% in 2009
1.4%
+0.2 ptssince 2009
from 1.2% in 2009
US average: 14.1%
6.3%
−2.1 ptssince 2009
from 8.5% in 2009
US average: 6.2%
21.9%
+3.6 ptssince 2012
from 18.3% in 2012
US average: 13.3%
7.4%
−8.0 ptssince 2013
from 15.4% in 2013
US average: 8.4%
85.3%
+24.5 ptssince 2017
from 60.8% in 2017
US average: 91.0%
Computer in household
92.7%
+9.0 ptssince 2020
from 83.7% in 2020
US average: 95.5%
89.4%
+4.7 ptssince 2020
from 84.7% in 2020
US average: 87.7%
95.3%
+1.0 ptssince 2016
from 94.2% in 2016
US average: 77.7%
3.3%
−1.0 ptssince 2016
from 4.3% in 2016
US average: 13.6%
Marital status
Men 15+
Never married52.2%(8,317)
Married30.9%(4,931)
Widowed3.5%(557)
Divorced13.4%(2,140)
Women 15+
Never married47.7%(8,752)
Married27.2%(4,995)
Widowed9%(1,643)
Divorced16.1%(2,943)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

7.4%
−8.0 ptssince 2013
from 15.4% in 2013
US average: 8.4%
35.3%
−3.3 ptssince 2020
from 38.6% in 2020
US average: 54.8%
Direct-purchase
6.6%
+0.5 ptssince 2020
from 6.1% in 2020
US average: 13.8%
18.6%
+0.1 ptssince 2020
from 18.5% in 2020
US average: 18.4%
52.7%
+0.9 ptssince 2020
from 51.8% in 2020
US average: 20.9%
VA health care
2.3%
+0.1 ptssince 2020
from 2.2% in 2020
US average: 2.2%
Any private
40.6%
−2.9 ptssince 2020
from 43.5% in 2020
US average: 67.1%
Any public
65.5%
+1.4 ptssince 2020
from 64.1% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)28%(575)
US avg: 26.4%
Gulf War (1990s)16.6%(341)
US avg: 24.3%
Vietnam era33.7%(692)
US avg: 33.1%
Korean War1.3%(27)
US avg: 4.5%
World War II2.9%(59)
US avg: 1%

Share of the 2,054 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Saginaw, Michigan?

Saginaw, Michigan has about 43,536 residents according to the 2024 American Community Survey.

What is the median household income in Saginaw, Michigan?

The typical household in Saginaw, Michigan earns about $38,579 a year. Half of households make more than that, and half make less.

Is Saginaw, Michigan expensive?

In Saginaw, Michigan, the median home is worth about $60,000, and the typical rent is about $922 a month.

How educated are people in Saginaw, Michigan?

About 13.3% of adults age 25 and over in Saginaw, Michigan hold a bachelor's degree or higher.

What is the poverty rate in Saginaw, Michigan?

About 34.0% of people in Saginaw, Michigan live below the federal poverty line.

Has Saginaw, Michigan grown since 1990?

Yes, Saginaw, Michigan has shrunk since 1990. The population has lost about 25,976 residents, a change of about -37 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →