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CITY

Saginaw

Michigan · 42,863 residents (2025 est.) · 17.096 sq mi
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#64Fastest shrinkingof 6,642-14.2%
The short version

Saginaw has notably lower household income than the US average, with a median household income of $38,579. Population has fallen 30% since 2000, a loss of 18,263 residents. 13% of adults hold a bachelor's degree or higher, below the national rate of 36%. Median home value is $60,000. The poverty rate of 34.0% is well above the national figure. Households here earn about 47% less than the Michigan median.

At a glance
Lower income
below the US median
US median: $82,259
Younger
median age 35.5
US median: 38.9
Less educated
13% hold a bachelor's degree
US average: 36%
More affordable
home values down 30%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
43,536
−30%since 2000
from 61,799 in 2000
1990 – 2025
Population density
2,547 / sq mi
−30%since 2000
from 3,615 / sq mi in 2000
US average: 281
Median age
35.5
+16%since 2000
from 30.7 in 2000
US average: 38.9

PEP 2025 EST:42,863 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
41K49K57K64K72K1990201020202024Saginaw
202444K
1990201020202024
Section 02

Income & economy

Median household income
$38,579
−20%inflation adjusted, since 2000
from $26,485 in 2000
US average: $82,259
1990 – 2024
Per capita income
$21,177
+53%since 2000
from $13,816 in 2000
US average: $44,673
Households earning $100K+
21.4%
+12.2 ptssince 2009
from 9.2% in 2009
US average: 53.3%
Poverty rate
34.0%
+5.5 ptssince 2000
from 28.5% in 2000
US average: 12.5%
Income inequality (Gini)
0.457
−2%since 2010
from 0.465 in 2010
US average: 0.476
Workforce by industry, 2024
Information14.6%
US avg: 10.8%
Retail trade14%
US avg: 9.9%
Finance & insurance6.9%
US avg: 5.9%
Professional, scientific, technical5.5%
US avg: 5.1%
Other services4.4%
US avg: 6.7%
Wholesale trade3.3%
US avg: 6.9%
Public administration2.2%
US avg: 4.8%
Transportation & warehousing1.6%
US avg: 2.2%
Education & health services1.4%
US avg: 0.9%
Arts, entertainment, food0.9%
US avg: 1.9%
Agriculture, forestry, fishing0.2%
US avg: 1.6%
Construction0.2%
US avg: 1.2%
Manufacturing0%
US avg: 0.4%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$60,000
−30%inflation adjusted, since 2000
from $47,000 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$922
+17%inflation adjusted, since 2000
from $431 in 2000
US average: $1,442
Owner-occupied
60.0%
−3.6 ptssince 2000
from 63.6% in 2000
40.0% rent
Vacancy rate
15.5%
−4.7 ptssince 2009
from 20.2% in 2009
US average: 10.0%
Owner cost-burdened
21.1%
−15.5 ptssince 2009
from 36.6% in 2009
US average: 22.9%
Renter cost-burdened
59.2%
−3.9 ptssince 2009
from 63.0% in 2009
US average: 47.4%
Afford Score
1.6
−12%since 2000
from 1.8 in 2000
1990 – 2024
Gentrification Score
28
RELATED:See current rent listings in Saginaw on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic42.7%(26,372)
Black42.8%(26,440)
Hispanic / Latino11.7%(7,259)
Asian0.3%(197)
Other0%
Diversity Score75.2%(46,468)
2024
White, non-Hispanic34.7%(15,099)
Black44.3%(19,285)
Hispanic / Latino15.9%(6,910)
Asian0.2%(95)
Other4.9%(2,147)
Diversity Score82%(35,692)
Diversity Score
82
+9%since 2000
from 75 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
13.3%
+2.8 ptssince 2000
from 10.4% in 2000
US average: 35.6%
High school or higher
85.2%
+12.1 ptssince 2000
from 73.1% in 2000
US average: 89.6%
Graduate degree
3.9%
+0.6 ptssince 2000
from 3.3% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
19.2 min
+61%since 2000
from 11.9 min in 2000
US average: 26.5
Drive alone to work
73.4%
−6.6 ptssince 2009
from 80.0% in 2009
US average: 68.9%
Carpooled to work
14.8%
+5.2 ptssince 2009
from 9.5% in 2009
US average: 8.5%
Public transit
0.7%
−1.9 ptssince 2009
from 2.6% in 2009
US average: 3.2%
Worked from home
7.7%
+4.4 ptssince 2009
from 3.3% in 2009
US average: 15.0%
Walked to work
2.4%
+0.5 ptssince 2009
from 1.8% in 2009
US average: 2.4%
Biked to work
0.8%
−0.5 ptssince 2009
from 1.3% in 2009
US average: 0.4%
No vehicle available
13.5%
−3.0 ptssince 2009
from 16.5% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
10.1%
−10.9 ptssince 2011
from 21.1% in 2011
US average: 5.2%
Labor force participation
55.6%
+0.6 ptssince 2011
from 55.0% in 2011
US average: 63.5%
Self-employed
12.9%
−1.6 ptssince 2009
from 14.5% in 2009
US average: 13.1%
Management & professional
23.9%
−40.3 ptssince 2009
from 64.1% in 2009
US average: 42.5%
Section 08

People & community

Male
47.7%
+1.9 ptssince 2009
from 45.9% in 2009
Female
52.3%
−1.9 ptssince 2009
from 54.1% in 2009
Foreign born
1.4%
+0.2 ptssince 2009
from 1.2% in 2009
US average: 14.1%
Veterans
6.3%
−37.4 ptssince 2009
from 43.7% in 2009
US average: 6.2%
With a disability
21.9%
+3.6 ptssince 2012
from 18.3% in 2012
US average: 13.3%
Uninsured
7.4%
−77.2 ptssince 2013
from 84.6% in 2013
US average: 8.4%
Broadband at home
85.3%
+24.5 ptssince 2017
from 60.8% in 2017
US average: 91.0%
English only at home
95.3%
+1.0 ptssince 2016
from 94.2% in 2016
US average: 77.7%
Spanish at home
3.3%
−1.0 ptssince 2016
from 4.3% in 2016
US average: 13.6%
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Frequently asked

How many people live in Saginaw, Michigan?

Saginaw, Michigan has about 43,536 residents according to the 2024 American Community Survey.

What is the median household income in Saginaw, Michigan?

The typical household in Saginaw, Michigan earns about $38,579 a year. Half of households make more than that, and half make less.

Is Saginaw, Michigan expensive?

In Saginaw, Michigan, the median home is worth about $60,000, and the typical rent is about $922 a month.

How educated are people in Saginaw, Michigan?

About 13.3% of adults age 25 and over in Saginaw, Michigan hold a bachelor's degree or higher.

What is the poverty rate in Saginaw, Michigan?

About 34.0% of people in Saginaw, Michigan live below the federal poverty line.

Has Saginaw, Michigan grown since 1990?

Yes, Saginaw, Michigan has shrunk since 1990. The population has lost about 25,976 residents, a change of about -37 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →