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CITY · 2020 ACS

Saginaw

Michigan · 44,202 residents · 17.096 sq mi
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The short version

Saginaw has notably lower household income than the US average, with a median household income of $30,845. Population has fallen 28% since 2000, a loss of 17,597 residents. 13% of adults hold a bachelor's degree or higher, below the national rate of 33%. Median home value is $41,500. The poverty rate of 34.6% is well above the national figure. Households here earn about 48% less than the Michigan median.

At a glance
Lower income
below the US median
US median: $66,278
Younger
median age 35.7
US median: 38.8
Less educated
13% hold a bachelor's degree
US average: 33%
More affordable
home values down 41%, inflation adjusted
US median home: $265,253
Section 01

Population & growth

Total population
44,202
−28%since 2000
from 61,799 in 2000
1990 – 2025
Population density
2,586 / sq mi
−28%since 2000
from 3,615 / sq mi in 2000
US average: 280
Median age
35.7
+16%since 2000
from 30.7 in 2000
US average: 38.8
Population, 1990 – 2024
41K49K57K64K72K1990201020202024Saginaw
202444K
1990201020202024
Section 02

Income & economy

Median household income
$30,845
−23%inflation adjusted, since 2000
from $26,485 in 2000
US average: $66,278
1990 – 2024
Per capita income
$17,542
+27%since 2000
from $13,816 in 2000
US average: $35,364
Households earning $100K+
12.9%
+3.8 ptssince 2009
from 9.2% in 2009
US average: 43.9%
Poverty rate
34.6%
+6.1 ptssince 2000
from 28.5% in 2000
US average: 12.8%
Workforce by industry, 2020
Retail trade15.6%
US avg: 10%
Information13.1%
US avg: 11.1%
Finance & insurance5%
US avg: 5.5%
Wholesale trade4.1%
US avg: 6.7%
Other services4.1%
US avg: 6.6%
Professional, scientific, technical3.7%
US avg: 4.7%
Public administration2%
US avg: 4.7%
Transportation & warehousing1.5%
US avg: 2.5%
Education & health services1.3%
US avg: 0.8%
Arts, entertainment, food1.3%
US avg: 2%
Agriculture, forestry, fishing0.3%
US avg: 1.7%
Construction0.2%
US avg: 1.2%
Manufacturing0.1%
US avg: 0.5%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$41,500
−41%inflation adjusted, since 2000
from $47,000 in 2000
US average: $265,253
1990 – 2024
Median gross rent
$747
+15%inflation adjusted, since 2000
from $431 in 2000
US average: $1,124
Owner-occupied
55.0%
−8.6 ptssince 2000
from 63.6% in 2000
45.0% rent
Afford Score
1.3
−24%since 2000
from 1.8 in 2000
1990 – 2024
RELATED:See current rent listings in Saginaw on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic42.7%(26,372)
Black42.8%(26,440)
Hispanic / Latino11.7%(7,259)
Asian0.3%(197)
Other0%
Diversity Score75.2%(46,468)
2020
White, non-Hispanic34.4%(15,227)
Black43.4%(19,176)
Hispanic / Latino15.8%(6,988)
Asian0.4%(184)
Other4.1%(1,814)
Diversity Score81.7%(36,125)
Diversity Score
82
+9%since 2000
from 75 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
12.9%
+2.5 ptssince 2000
from 10.4% in 2000
US average: 32.9%
High school or higher
83.0%
+9.9 ptssince 2000
from 73.1% in 2000
US average: 88.5%
Graduate degree
3.9%
+0.6 ptssince 2000
from 3.3% in 2000
US average: 12.7%
Section 06

Commute & transportation

Average commute
18.1 min
+52%since 2000
from 11.9 min in 2000
US average: 26.9
Drive alone to work
77.8%
−2.2 ptssince 2009
from 80.0% in 2009
US average: 75.1%
No vehicle available
17.8%
+1.3 ptssince 2009
from 16.5% in 2009
US average: 8.4%
Section 07

Work & employment

Unemployment rate
11.1%
−10.0 ptssince 2011
from 21.1% in 2011
US average: 5.4%
Labor force participation
55.4%
+0.4 ptssince 2011
from 55.0% in 2011
US average: 63.4%
Management & professional
19.9%
−44.2 ptssince 2009
from 64.1% in 2009
US average: 39.3%
Section 08

People & community

Male
49.5%
+3.6 ptssince 2009
from 45.9% in 2009
Female
50.5%
−3.6 ptssince 2009
from 54.1% in 2009
Foreign born
1.3%
Unchangedsince 2009
from 1.2% in 2009
US average: 13.5%
Uninsured
6.2%
−78.4 ptssince 2013
from 84.6% in 2013
US average: 8.8%
Drill deeper

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Compare Saginaw to nearby cities

SAGINAW VS
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Income$49,420+60%
Home value$97,600+135%
Population31,868−26%
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SAGINAW VS
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Income$73,325+138%
Home value$203,900+391%
Population42,806same
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SAGINAW VS
Flushing
Income$80,025+159%
Home value$204,500+393%
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SAGINAW VS
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Income$37,515+22%
Home value$51,500+24%
Population8,412−80%
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Frequently asked

How many people live in Saginaw, Michigan?

Saginaw, Michigan has about 44,202 residents according to the 2020 American Community Survey.

What is the median household income in Saginaw, Michigan?

The typical household in Saginaw, Michigan earns about $30,845 a year. Half of households make more than that, and half make less.

Is Saginaw, Michigan expensive?

In Saginaw, Michigan, the median home is worth about $41,500, and the typical rent is about $747 a month.

How educated are people in Saginaw, Michigan?

About 12.9% of adults age 25 and over in Saginaw, Michigan hold a bachelor's degree or higher.

What is the poverty rate in Saginaw, Michigan?

About 34.6% of people in Saginaw, Michigan live below the federal poverty line.

Has Saginaw, Michigan grown since 1990?

Yes, Saginaw, Michigan has shrunk since 1990. The population has lost about 25,310 residents, a change of about -36 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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