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CITY · 2020 ACS

Waterloo

Iowa · 67,314 residents · 61.6 sq mi
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The short version

With 67,314 people, Waterloo is a city in Iowa. The typical home is worth $117,000, having more than doubled since 2000. About 23% of adults have finished a four-year degree. The average commute runs 16 minutes. Households here earn about 24% less than in Iowa as a whole. Median household income is $46,942, under the $66,278 national median.

At a glance
Lower income
below the US median
US median: $66,278
Mid-age
median age 37.4
US median: 38.8
Less educated
23% hold a bachelor's degree
US average: 33%
Stable housing
home values roughly flat, inflation adjusted
US median home: $265,253
Section 01

Population & growth

67,314
−2%since 2000
from 68,747 in 2000
1990 – 2025
37.4
+4%since 2000
from 35.9 in 2000
US average: 38.8
Land area
61.6 sq mi
Population, 19902024
66K67K68K68K69K19902000201020202024Waterloo
202467K
1990201020202024
Age distribution, 2020
Under 56.7%(4,513)
US avg: 5.6%
5 to 96.4%(4,334)
US avg: 6.1%
10 to 146.4%(4,299)
US avg: 6.5%
15 to 195.9%(3,958)
US avg: 6.6%
20 to 246.5%(4,408)
US avg: 6.7%
25 to 3414.8%(9,963)
US avg: 13.5%
35 to 4412.6%(8,456)
US avg: 12.7%
45 to 5410.9%(7,366)
US avg: 12.3%
55 to 6412.7%(8,539)
US avg: 13.1%
65 to 7410.4%(6,980)
US avg: 10%
75 to 844.7%(3,173)
US avg: 4.9%
85 and over2%(1,325)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$46,942
−8%inflation adjusted, since 2000
from $34,092 in 2000
US average: $66,278
1990 – 2024
$27,704
+49%since 2000
from $18,558 in 2000
US average: $35,364
Households earning $100K+
28.3%
+10.7 ptssince 2009
from 17.6% in 2009
US average: 43.9%
17.5%
+3.8 ptssince 2000
from 13.7% in 2000
US average: 12.8%
Workforce by industry, 2020
Retail trade21.7%
US avg: 10%
Information13.3%
US avg: 11.1%
Wholesale trade6.5%
US avg: 6.7%
Other services5.8%
US avg: 6.6%
Finance & insurance4.4%
US avg: 5.5%
Public administration4.3%
US avg: 4.7%
Professional, scientific, technical4%
US avg: 4.7%
Transportation & warehousing2.6%
US avg: 2.5%
Arts, entertainment, food1.2%
US avg: 2%
Agriculture, forestry, fishing0.6%
US avg: 1.7%
Construction0.6%
US avg: 1.2%
Education & health services0.3%
US avg: 0.8%
Manufacturing0%
US avg: 0.5%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$117,000
+22%inflation adjusted, since 2000
from $63,800 in 2000
US average: $265,253
1990 – 2024
$776
+11%inflation adjusted, since 2000
from $467 in 2000
US average: $1,124
60.0%
−7.1 ptssince 2000
from 67.1% in 2000
40.0% rent
2.32 people
+1%since 2009
from 2.30 people in 2009
US average: 2.61
2.5
−1%since 2009
from 2.5 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
Section 04

Race & ethnicity

2000
White, non-Hispanic80.6%(55,419)
Black13.8%(9,468)
Hispanic / Latino2.6%(1,806)
Asian0.8%(581)
Other0%
2020
White, non-Hispanic65.8%(44,321)
Black17.9%(12,031)
Hispanic / Latino7.1%(4,793)
Asian3%(2,016)
Other3.9%(2,607)

No data for the years selected.

Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican5.3%(3,601)
Puerto Rican0.5%(344)
Guatemalan0.3%(222)
Salvadoran0.2%(130)
Dominican0.2%(103)
Honduran0.1%(71)
Spaniard0%(22)
Peruvian0%(14)
Cuban0%(6)
Asian origin
Burmese1.2%(831)
Thai0.3%(233)
Korean0.2%(151)
Chinese0.1%(88)
Asian Indian0.1%(78)
Pakistani0.1%(52)
Laotian0.1%(44)
Filipino0.1%(42)
Taiwanese0%(25)
Pacific Islander origin
Tongan0.1%(92)
Marshallese0.1%(89)
Chamorro0.1%(56)
Ancestry
German24.4%(16,512)
Irish9.8%(6,621)
English6.8%(4,581)
American4%(2,701)
Norwegian3.1%(2,127)
Dutch1.6%(1,077)
Swedish1.5%(1,003)
Scottish1.3%(908)
French1.3%(892)
Danish1.3%(854)
Italian1.2%(816)
+ 27 more ancestry groups with data
Czech1.1%(773)
Scotch-Irish0.7%(494)
Welsh0.5%(354)
Polish0.5%(315)
British0.4%(284)
Swiss0.4%(246)
Greek0.2%(111)
Russian0.1%(94)
Iranian0.1%(93)
Serbian0.1%(92)
Croatian0.1%(85)
Finnish0.1%(82)
Belgian0.1%(81)
Moroccan0.1%(80)
Canadian0.1%(69)
Austrian0.1%(58)
Romanian0.1%(49)
Bulgarian0.1%(46)
Portuguese0.1%(36)
Hungarian0.1%(34)
Arab0%(29)
Jamaican0%(26)
Slovak0%(17)
Kenyan0%(7)
Section 05

Education

22.6%
+3.2 ptssince 2000
from 19.4% in 2000
US average: 32.9%
High school or higher
89.0%
+5.2 ptssince 2000
from 83.8% in 2000
US average: 88.5%
6.1%
−1.0 ptssince 2000
from 7.1% in 2000
US average: 12.7%
Section 06

Commute & transportation

16.4 min
+59%since 2000
from 10.3 min in 2000
US average: 26.9
78.2%
−6.4 ptssince 2009
from 84.6% in 2009
US average: 75.1%
10.2%
+1.3 ptssince 2009
from 8.9% in 2009
US average: 8.4%
Section 07

Work & employment

6.7%
−1.3 ptssince 2011
from 8.0% in 2011
US average: 5.4%
65.5%
−0.6 ptssince 2011
from 66.1% in 2011
US average: 63.4%
Women 20-64 in the labor force
75.9%
US average: 73.3%
28.3%
+2.7 ptssince 2009
from 25.5% in 2009
US average: 39.3%
Section 08

People & community

49.6%
+2.1 ptssince 2009
from 47.5% in 2009
50.4%
−2.1 ptssince 2009
from 52.5% in 2009
9.6%
+3.8 ptssince 2009
from 5.8% in 2009
US average: 13.5%
5.4%
−4.7 ptssince 2013
from 10.1% in 2013
US average: 8.8%
Computer in household
88.6%
US average: 91.9%
81.6%
US average: 86.2%
Marital status (2024)
Men 15+
Never married41.5%(10,805)
Married44.8%(11,664)
Widowed2.6%(683)
Divorced11%(2,858)
Women 15+
Never married35.4%(9,629)
Married42.8%(11,629)
Widowed8.3%(2,262)
Divorced13.5%(3,667)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

5.4%
−4.7 ptssince 2013
from 10.1% in 2013
US average: 8.8%
53.6%
US average: 55.4%
Direct-purchase
11.8%
US average: 13.7%
19.1%
US average: 17.6%
29.9%
US average: 20.0%
VA health care
2.4%
US average: 2.3%
Any private
63.5%
US average: 68.1%
Any public
46.2%
US average: 35.2%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2020
Gulf War (2001 or later)11%(394)
US avg: 20.6%
Gulf War (1990s)14.5%(522)
US avg: 21.4%
Vietnam era40.1%(1,443)
US avg: 35.2%
Korean War10.3%(369)
US avg: 7.6%
World War II5.1%(184)
US avg: 2.9%

Share of the 3,597 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Waterloo, Iowa?

Waterloo, Iowa has about 67,314 residents according to the 2020 American Community Survey.

What is the median household income in Waterloo, Iowa?

The typical household in Waterloo, Iowa earns about $46,942 a year. Half of households make more than that, and half make less.

Is Waterloo, Iowa expensive?

In Waterloo, Iowa, the median home is worth about $117,000, and the typical rent is about $776 a month.

How educated are people in Waterloo, Iowa?

About 22.6% of adults age 25 and over in Waterloo, Iowa hold a bachelor's degree or higher.

What is the poverty rate in Waterloo, Iowa?

About 17.5% of people in Waterloo, Iowa live below the federal poverty line.

Has Waterloo, Iowa grown since 1990?

Yes, Waterloo, Iowa has grown since 1990. The population has added about 847 residents, a change of about 1 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →