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CITY · 2000 CENSUS

Waterloo

Iowa · 68,747 residents · 61.6 sq mi
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The short version

Waterloo is home to 68,747 people in Iowa. The typical home is worth $63,800, having risen by half since 1990. Getting to work takes 10 minutes on average. About 19% of adults have finished a four-year degree. Median household income is $34,092, under the $42,589 national median. The population has held roughly steady since 1990.

At a glance
Lower income
below the US median
US median: $42,589
Mid-age
median age 35.9
US median: 35.2
Less educated
19% hold a bachelor's degree
US average: 24%
Stable housing
home values roughly flat, inflation adjusted
US median home: $120,530
Section 01

Population & growth

68,747
+3%since 1990
from 66,467 in 1990
1990 – 2025
35.9
+3%since 1990
from 34.8 in 1990
US average: 35.2
Land area
61.6 sq mi
Population, 19902024
66K67K68K68K69K19902000201020202024Waterloo
202467K
1990201020202024
Age distribution, 2000
Under 57%(4,841)
US avg: 6.8%
5 to 96.9%(4,735)
US avg: 7.3%
10 to 146.7%(4,607)
US avg: 7.3%
15 to 196.9%(4,751)
US avg: 7.2%
20 to 247.7%(5,288)
US avg: 6.7%
25 to 3413.6%(9,380)
US avg: 14.2%
35 to 4413.8%(9,500)
US avg: 16%
45 to 5413.6%(9,351)
US avg: 13.4%
55 to 648.4%(5,750)
US avg: 8.6%
65 to 747.3%(5,017)
US avg: 6.5%
75 to 845.8%(3,953)
US avg: 4.4%
85 and over2.3%(1,574)
US avg: 1.5%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$34,092
+10%inflation adjusted, since 1990
from $23,578 in 1990
US average: $42,589
1990 – 2024
$18,558
+49%since 1990
from $12,475 in 1990
US average: $21,522
13.7%
−3.2 ptssince 1990
from 16.9% in 1990
US average: 12.4%
Section 03

Housing

$63,800
+23%inflation adjusted, since 1990
from $39,500 in 1990
US average: $120,530
1990 – 2024
$467
+9%inflation adjusted, since 1990
from $326 in 1990
US average: $602
67.1%
+1.7 ptssince 1990
from 65.4% in 1990
32.9% rent
Section 04

Race & ethnicity

1990
White, non-Hispanic86.8%(57,695)
Black12.2%(8,077)
Hispanic / Latino0.8%(503)
Asian0.6%(377)
2000
White, non-Hispanic80.6%(55,419)
Black13.8%(9,468)
Hispanic / Latino2.6%(1,806)
Asian0.8%(581)

No data for the years selected.

Section 04 · Origins

Detailed origins & ancestry

Detailed origin tables are available for 2024; showing 2024 data.

Hispanic origin
Mexican4.7%(3,161)
Central American2.1%(1,436)
Guatemalan1.6%(1,056)
Puerto Rican0.6%(386)
Cuban0.3%(187)
Costa Rican0.2%(140)
Salvadoran0.2%(119)
Dominican0.2%(111)
Honduran0.1%(83)
Peruvian0.1%(75)
Spaniard0.1%(51)
+ 2 more hispanic origin groups with data
Asian origin
Burmese1.8%(1,195)
Vietnamese0.5%(315)
Asian Indian0.3%(179)
Filipino0.2%(167)
Chinese0.2%(135)
Korean0.1%(93)
Laotian0%(19)
Pacific Islander origin
Marshallese0.7%(499)
Samoan0%(13)
Ancestry
German23.4%(15,694)
Irish9.9%(6,652)
English6.9%(4,603)
American4.8%(3,221)
Norwegian2.9%(1,919)
French1.4%(924)
Danish1.3%(899)
Dutch1.3%(891)
Italian1.3%(846)
Czech1.1%(755)
Scottish1%(672)
+ 31 more ancestry groups with data
Swedish0.9%(598)
Scotch-Irish0.6%(381)
West Indian0.5%(336)
Polish0.5%(312)
Welsh0.5%(312)
Haitian0.4%(283)
Greek0.2%(164)
Belgian0.2%(144)
Swiss0.2%(123)
Russian0.1%(94)
British0.1%(89)
Ghanaian0.1%(66)
Serbian0.1%(64)
Croatian0.1%(56)
Arab0.1%(34)
Austrian0.1%(34)
Bulgarian0%(31)
Brazilian0%(26)
Jamaican0%(26)
Hungarian0%(25)
Somali0%(24)
Finnish0%(23)
Slovak0%(19)
Ethiopian0%(18)
Canadian0%(16)
Syrian0%(14)
Iranian0%(14)
Section 05

Education

19.4%
+5.4 ptssince 1990
from 14.1% in 1990
US average: 24.4%
High school or higher
83.8%
+5.9 ptssince 1990
from 77.9% in 1990
US average: 80.3%
7.1%
+2.8 ptssince 1990
from 4.3% in 1990
US average: 8.8%
Section 06

Commute & transportation

10.3 min
−28%since 1990
from 14.3 min in 1990
US average: 17.6
Section 07

Work & employment

No data for the years selected.

Section 08

People & community

No data for the years selected.

Marital status
Men 15+
Never married30.5%(7,842)
Married57.1%(14,679)
Widowed2.8%(731)
Divorced9.6%(2,469)
Women 15+
Never married24.6%(7,046)
Married51.7%(14,814)
Widowed12.6%(3,608)
Divorced11.2%(3,209)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2000
Section 09

Health coverage

Showing 2024 (the nearest year with coverage data).

7.0%
−3.1 ptssince 2013
from 10.1% in 2013
US average: 8.4%
49.4%
−4.2 ptssince 2020
from 53.6% in 2020
US average: 54.8%
Direct-purchase
12.0%
+0.2 ptssince 2020
from 11.8% in 2020
US average: 13.8%
20.0%
+0.9 ptssince 2020
from 19.1% in 2020
US average: 18.4%
31.0%
+1.1 ptssince 2020
from 29.9% in 2020
US average: 20.9%
VA health care
2.2%
−0.2 ptssince 2020
from 2.4% in 2020
US average: 2.2%
Any private
59.3%
−4.2 ptssince 2020
from 63.5% in 2020
US average: 67.1%
Any public
47.2%
+1.0 ptssince 2020
from 46.2% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)15.3%(489)
US avg: 26.4%
Gulf War (1990s)16.8%(536)
US avg: 24.3%
Vietnam era40.1%(1,280)
US avg: 33.1%
Korean War5.6%(178)
US avg: 4.5%
World War II0.2%(5)
US avg: 1%

Share of the 3,195 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Waterloo, Iowa?

Waterloo, Iowa has about 68,747 residents according to the 2000 Census.

What is the median household income in Waterloo, Iowa?

The typical household in Waterloo, Iowa earns about $34,092 a year. Half of households make more than that, and half make less.

Is Waterloo, Iowa expensive?

In Waterloo, Iowa, the median home is worth about $63,800, and the typical rent is about $467 a month.

How educated are people in Waterloo, Iowa?

About 19.4% of adults age 25 and over in Waterloo, Iowa hold a bachelor's degree or higher.

What is the poverty rate in Waterloo, Iowa?

About 13.7% of people in Waterloo, Iowa live below the federal poverty line.

Has Waterloo, Iowa grown since 1990?

Yes, Waterloo, Iowa has grown since 1990. The population has added about 2,280 residents, a change of about 3 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →