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CITY

Cumberland

Maryland · 18,799 residents (2025 est.) · 10.056 sq mi
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Notable rankings
#223Fastest shrinkingof 6,642-8.5%
The short version

Cumberland has notably lower household income than the US average, with a median household income of $48,162. Population has declined 13% since 2000. 23% of adults hold a bachelor's degree or higher, below the national rate of 36%. Median home value has more than doubled since 2000, reaching $123,200. The poverty rate of 25.1% is well above the national figure. Households here earn about 54% less than the Maryland median.

At a glance
Lower income
below the US median
US median: $82,259
Older
median age 41.1
US median: 38.9
Less educated
23% hold a bachelor's degree
US average: 36%
Stable housing
home values roughly flat, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
18,804
−13%since 2000
from 21,518 in 2000
1990 – 2025
Population density
1,870 / sq mi
−13%since 2000
from 2,140 / sq mi in 2000
US average: 281
Median age
41.1
+1%since 2000
from 40.6 in 2000
US average: 38.9

PEP 2025 EST:18,799 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
18K20K21K23K24K1990201020202024Cumberland
202419K
1990201020202024
Section 02

Income & economy

Median household income
$48,162
+5%inflation adjusted, since 2000
from $25,142 in 2000
US average: $82,259
1990 – 2024
Per capita income
$31,056
+96%since 2000
from $15,813 in 2000
US average: $44,673
Households earning $100K+
31.9%
+16.4 ptssince 2009
from 15.5% in 2009
US average: 53.3%
Poverty rate
25.1%
+5.3 ptssince 2000
from 19.8% in 2000
US average: 12.5%
Income inequality (Gini)
0.489
Unchangedsince 2010
from 0.487 in 2010
US average: 0.476
Workforce by industry, 2024
Information15.2%
US avg: 10.8%
Retail trade5.5%
US avg: 9.9%
Other services4.5%
US avg: 6.7%
Finance & insurance4.4%
US avg: 5.9%
Public administration3.5%
US avg: 4.8%
Professional, scientific, technical3.4%
US avg: 5.1%
Wholesale trade2.8%
US avg: 6.9%
Agriculture, forestry, fishing1.8%
US avg: 1.6%
Construction1.8%
US avg: 1.2%
Transportation & warehousing1.6%
US avg: 2.2%
Arts, entertainment, food1.2%
US avg: 1.9%
Education & health services1%
US avg: 0.9%
Manufacturing0%
US avg: 0.4%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$123,200
+12%inflation adjusted, since 2000
from $60,500 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$741
+13%inflation adjusted, since 2000
from $361 in 2000
US average: $1,442
Owner-occupied
60.0%
+2.0 ptssince 2000
from 58.0% in 2000
40.0% rent
Vacancy rate
20.8%
+5.6 ptssince 2009
from 15.2% in 2009
US average: 10.0%
Owner cost-burdened
18.1%
−10.3 ptssince 2009
from 28.5% in 2009
US average: 22.9%
Renter cost-burdened
45.6%
+2.0 ptssince 2009
from 43.5% in 2009
US average: 47.4%
Afford Score
2.6
+6%since 2000
from 2.4 in 2000
1990 – 2024
Gentrification Score
44
RELATED:See current rent listings in Cumberland on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic92.2%(19,835)
Black5%(1,074)
Hispanic / Latino0.7%(150)
Asian0.6%(129)
Other0%
Diversity Score15.1%(3,254)
2024
White, non-Hispanic85.3%(16,046)
Black4.1%(767)
Hispanic / Latino2.4%(460)
Asian0.7%(128)
Other7.5%(1,403)
Diversity Score33%(6,204)
Diversity Score
33
+118%since 2000
from 15 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
22.7%
+9.7 ptssince 2000
from 13.0% in 2000
US average: 35.6%
High school or higher
91.0%
+11.7 ptssince 2000
from 79.3% in 2000
US average: 89.6%
Graduate degree
10.1%
+5.0 ptssince 2000
from 5.2% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
18.9 min
+37%since 2000
from 13.8 min in 2000
US average: 26.5
Drive alone to work
74.1%
−2.8 ptssince 2009
from 76.9% in 2009
US average: 68.9%
Carpooled to work
10.6%
−0.7 ptssince 2009
from 11.4% in 2009
US average: 8.5%
Public transit
0.6%
−1.0 ptssince 2009
from 1.6% in 2009
US average: 3.2%
Worked from home
9.5%
+7.9 ptssince 2009
from 1.6% in 2009
US average: 15.0%
Walked to work
3.4%
−2.8 ptssince 2009
from 6.3% in 2009
US average: 2.4%
Biked to work
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
No vehicle available
16.3%
−2.5 ptssince 2009
from 18.8% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
6.3%
−4.7 ptssince 2011
from 11.0% in 2011
US average: 5.2%
Labor force participation
49.8%
−5.6 ptssince 2011
from 55.4% in 2011
US average: 63.5%
Self-employed
16.1%
+0.4 ptssince 2009
from 15.7% in 2009
US average: 13.1%
Management & professional
37.2%
−27.6 ptssince 2009
from 64.7% in 2009
US average: 42.5%
Section 08

People & community

Male
47.5%
+3.9 ptssince 2009
from 43.6% in 2009
Female
52.5%
−3.9 ptssince 2009
from 56.4% in 2009
Foreign born
2.0%
+0.9 ptssince 2009
from 1.1% in 2009
US average: 14.1%
Veterans
8.3%
−33.6 ptssince 2009
from 41.9% in 2009
US average: 6.2%
With a disability
25.1%
+2.7 ptssince 2012
from 22.4% in 2012
US average: 13.3%
Uninsured
3.2%
−84.5 ptssince 2013
from 87.7% in 2013
US average: 8.4%
Broadband at home
85.5%
+19.5 ptssince 2017
from 66.0% in 2017
US average: 91.0%
English only at home
97.0%
+1.1 ptssince 2016
from 95.9% in 2016
US average: 77.7%
Spanish at home
1.0%
−0.9 ptssince 2016
from 1.9% in 2016
US average: 13.6%
Drill deeper

Places similar to Cumberland

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Pop 18,299
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Lady Lake
Pop 17,496
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Head to head

Compare Cumberland to nearby cities

CUMBERLAND VS
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Home value$240,000+95%
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CUMBERLAND VS
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Home value$343,000+178%
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CUMBERLAND VS
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Home value$45,400−63%
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CUMBERLAND VS
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Income$71,036+47%
Home value$253,300+106%
Population10,849−42%
SEE FULL COMPARISON →
Frequently asked

How many people live in Cumberland, Maryland?

Cumberland, Maryland has about 18,804 residents according to the 2024 American Community Survey.

What is the median household income in Cumberland, Maryland?

The typical household in Cumberland, Maryland earns about $48,162 a year. Half of households make more than that, and half make less.

Is Cumberland, Maryland expensive?

In Cumberland, Maryland, the median home is worth about $123,200, and the typical rent is about $741 a month.

How educated are people in Cumberland, Maryland?

About 22.7% of adults age 25 and over in Cumberland, Maryland hold a bachelor's degree or higher.

What is the poverty rate in Cumberland, Maryland?

About 25.1% of people in Cumberland, Maryland live below the federal poverty line.

Has Cumberland, Maryland grown since 1990?

Yes, Cumberland, Maryland has shrunk since 1990. The population has lost about 4,902 residents, a change of about -21 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →

Cumberland, Maryland: demographics, income & housing data · CensusEasy