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NEIGHBORHOOD

Fern Creek

Kentucky · Louisville · 21,039 residents · 6.141 sq mi
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The short version

Fern Creek has lower-than-average household income, with a median household income of $69,990. Population has held roughly steady since 2024. Median home value is $240,762. These figures are approximated by combining the 5 census tracts that make up Fern Creek; the Census Bureau does not tabulate data for neighborhoods directly.

At a glance
Lower income
below the US median
US median: $82,259
Younger
median age 35.7
US median: 38.9
Less educated
27% hold a bachelor's degree
US average: 36%
Owner-heavy
71% owner-occupied
US average: 65%
Section 01

Population & growth

Total population
21,039
Population density
3,426 / sq mi
US average: 281
Median age
35.7
US average: 38.9
Section 02

Income & economy

Median household income
$69,990
US average: $82,259
Per capita income
$36,457
US average: $44,673
Households earning $100K+
48.0%
US average: 53.3%
Poverty rate
13.0%
US average: 12.5%
Income inequality (Gini)
0.415
US average: 0.476
Workforce by industry, 2024
Retail trade17.8%
US avg: 9.9%
Information12.1%
US avg: 10.8%
Finance & insurance9.3%
US avg: 5.9%
Professional, scientific, technical8.5%
US avg: 5.1%
Other services8.1%
US avg: 6.7%
Public administration6.1%
US avg: 4.8%
Wholesale trade3.9%
US avg: 6.9%
Transportation & warehousing2.2%
US avg: 2.2%
Arts, entertainment, food2.2%
US avg: 1.9%
Education & health services0.8%
US avg: 0.9%
Agriculture, forestry, fishing0.3%
US avg: 1.6%
Construction0.3%
US avg: 1.2%
Manufacturing0%
US avg: 0.4%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$240,762
US average: $376,019
Median gross rent
$1,476
US average: $1,442
Owner-occupied
71.0%
29.0% rent
Vacancy rate
2.4%
US average: 10.0%
Owner cost-burdened
22.8%
US average: 22.9%
Renter cost-burdened
44.4%
US average: 47.4%
Afford Score
3.4
RELATED:See current rent listings in Fern Creek on RentDataNow
Section 04

Race & ethnicity

2024
White, non-Hispanic64%(13,474)
Black21.6%(4,548)
Hispanic / Latino6.8%(1,440)
Asian2.4%(499)
Other5.1%(1,078)
Diversity Score66.9%(14,076)
2024
White, non-Hispanic64%(13,474)
Black21.6%(4,548)
Hispanic / Latino6.8%(1,440)
Asian2.4%(499)
Other5.1%(1,078)
Diversity Score66.9%(14,076)
Diversity Score
67
Section 05

Education

Bachelor's degree or higher
27.4%
US average: 35.6%
High school or higher
93.4%
US average: 89.6%
Graduate degree
9.0%
US average: 14.0%
Section 06

Commute & transportation

Average commute
23.1 min
US average: 26.5
Drive alone to work
77.2%
US average: 68.9%
Carpooled to work
7.8%
US average: 8.5%
Public transit
2.0%
US average: 3.2%
Worked from home
12.2%
US average: 15.0%
Walked to work
0.3%
US average: 2.4%
Biked to work
0.0%
US average: 0.4%
No vehicle available
5.2%
US average: 8.3%
Section 07

Work & employment

Unemployment rate
5.2%
US average: 5.2%
Labor force participation
69.4%
US average: 63.5%
Self-employed
10.8%
US average: 13.1%
Management & professional
36.5%
US average: 42.5%
Section 08

People & community

Male
47.2%
Female
52.8%
Foreign born
8.8%
US average: 14.1%
Veterans
8.2%
US average: 6.2%
With a disability
10.0%
US average: 13.3%
Uninsured
5.3%
US average: 8.4%
Broadband at home
94.3%
US average: 91.0%
English only at home
88.5%
US average: 77.7%
Spanish at home
4.9%
US average: 13.6%
Explore

Neighborhoods in Louisville

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Drill deeper

Places similar to Fern Creek

St. George-New Brighton
Pop 21,009
Queensboro Hill
Pop 20,405
Downtown
Pop 23,732
Rosebank-Shore Acres-Park Hill
Pop 23,027
Places similar to Fern Creek
Head to head

Compare Fern Creek side by side

FERN CREEK VS
St. George-New Brighton
Income$69,465−1%
Home value$563,251+134%
Population21,009same
SEE FULL COMPARISON →
FERN CREEK VS
Queensboro Hill
Income$71,828+3%
Home value$940,698+291%
Population20,405−3%
SEE FULL COMPARISON →
FERN CREEK VS
Downtown
Income$71,834+3%
Home value$1,068,503+344%
Population23,732+13%
SEE FULL COMPARISON →
FERN CREEK VS
Rosebank-Shore Acres-Park Hill
Income$74,980+7%
Home value$582,413+142%
Population23,027+9%
SEE FULL COMPARISON →
Frequently asked

How many people live in Fern Creek, Louisville, Kentucky?

Fern Creek, Louisville, Kentucky has about 21,039 residents according to the 2024 American Community Survey.

What is the median household income in Fern Creek, Louisville, Kentucky?

The typical household in Fern Creek, Louisville, Kentucky earns about $69,990 a year. Half of households make more than that, and half make less.

Is Fern Creek, Louisville, Kentucky expensive?

In Fern Creek, Louisville, Kentucky, the median home is worth about $240,762, and the typical rent is about $1,476 a month.

How educated are people in Fern Creek, Louisville, Kentucky?

About 27.4% of adults age 25 and over in Fern Creek, Louisville, Kentucky hold a bachelor's degree or higher.

What is the poverty rate in Fern Creek, Louisville, Kentucky?

About 13.0% of people in Fern Creek, Louisville, Kentucky live below the federal poverty line.

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Containing area
Louisville

DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →