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CITY

Fernandina Beach

Florida · 13,869 residents (2025 est.) · 11.84 sq mi
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Notable rankings
#116Oldest by median ageof 6,82658.6
The short version

Fernandina Beach is wealthier than most US places, with a median household income of $97,903. Population has grown 27% since 2000. 53% of adults hold a bachelor's degree or higher, well above the national rate of 36%. Median home value has more than tripled since 2000, reaching $555,400. With a median age of 58.6, the population is older than the US median of 38.9. It sits in the top 10% of US cities for household income.

At a glance
Wealthier
above the US median
US median: $82,259
Older
median age 58.6
US median: 38.9
More educated
53% hold a bachelor's degree
US average: 36%
Less affordable
home values up 126%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
13,420
+27%since 2000
from 10,549 in 2000
1990 – 2025
Population density
1,133 / sq mi
+27%since 2000
from 891 / sq mi in 2000
US average: 281
Median age
58.6
+36%since 2000
from 43.0 in 2000
US average: 38.9

PEP 2025 EST:13,869 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
8K10K11K12K14K1990201020202024Fernandina Beach
202413K
1990201020202024
Section 02

Income & economy

Median household income
$97,903
+31%inflation adjusted, since 2000
from $40,893 in 2000
US average: $82,259
1990 – 2024
Per capita income
$65,868
+169%since 2000
from $24,517 in 2000
US average: $44,673
Households earning $100K+
59.0%
+23.5 ptssince 2009
from 35.4% in 2009
US average: 53.3%
Poverty rate
11.3%
+1.1 ptssince 2000
from 10.2% in 2000
US average: 12.5%
Income inequality (Gini)
0.497
+5%since 2010
from 0.475 in 2010
US average: 0.476
Workforce by industry, 2024
Information10%
US avg: 10.8%
Retail trade8.8%
US avg: 9.9%
Other services8.5%
US avg: 6.7%
Public administration4.1%
US avg: 4.8%
Wholesale trade3.7%
US avg: 6.9%
Finance & insurance3%
US avg: 5.9%
Professional, scientific, technical2.6%
US avg: 5.1%
Transportation & warehousing2.5%
US avg: 2.2%
Agriculture, forestry, fishing1.6%
US avg: 1.6%
Arts, entertainment, food1.5%
US avg: 1.9%
Construction1.4%
US avg: 1.2%
Education & health services0.4%
US avg: 0.9%
Manufacturing0.2%
US avg: 0.4%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$555,400
+126%inflation adjusted, since 2000
from $134,800 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$1,259
+10%inflation adjusted, since 2000
from $627 in 2000
US average: $1,442
Owner-occupied
80.5%
+11.6 ptssince 2000
from 68.9% in 2000
19.5% rent
Vacancy rate
20.9%
−6.6 ptssince 2009
from 27.5% in 2009
US average: 10.0%
Owner cost-burdened
21.2%
−10.5 ptssince 2009
from 31.7% in 2009
US average: 22.9%
Renter cost-burdened
52.2%
+17.5 ptssince 2009
from 34.7% in 2009
US average: 47.4%
Afford Score
5.7
+72%since 2000
from 3.3 in 2000
1990 – 2024
Gentrification Score
86
RELATED:See current rent listings in Fernandina Beach on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic80%(8,434)
Black16.1%(1,698)
Hispanic / Latino2.3%(246)
Asian0.6%(60)
Other0%
Diversity Score40%(4,221)
2024
White, non-Hispanic80%(10,738)
Black8.2%(1,101)
Hispanic / Latino10.2%(1,365)
Asian0.4%(59)
Other1.2%(157)
Diversity Score42.8%(5,746)
Diversity Score
43
+7%since 2000
from 40 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
53.3%
+20.9 ptssince 2000
from 32.4% in 2000
US average: 35.6%
High school or higher
96.5%
+9.4 ptssince 2000
from 87.1% in 2000
US average: 89.6%
Graduate degree
20.9%
+8.7 ptssince 2000
from 12.1% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
22.3 min
+33%since 2000
from 16.8 min in 2000
US average: 26.5
Drive alone to work
74.9%
+5.2 ptssince 2009
from 69.7% in 2009
US average: 68.9%
Carpooled to work
6.0%
−12.7 ptssince 2009
from 18.8% in 2009
US average: 8.5%
Public transit
0.0%
−0.4 ptssince 2009
from 0.4% in 2009
US average: 3.2%
Worked from home
16.6%
+11.8 ptssince 2009
from 4.8% in 2009
US average: 15.0%
Walked to work
1.0%
−2.0 ptssince 2009
from 3.1% in 2009
US average: 2.4%
Biked to work
0.4%
−1.3 ptssince 2009
from 1.6% in 2009
US average: 0.4%
No vehicle available
4.3%
−3.0 ptssince 2009
from 7.4% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
2.7%
−5.4 ptssince 2011
from 8.0% in 2011
US average: 5.2%
Labor force participation
52.3%
−3.5 ptssince 2011
from 55.8% in 2011
US average: 63.5%
Self-employed
12.7%
−3.3 ptssince 2009
from 16.0% in 2009
US average: 13.1%
Management & professional
45.5%
−18.1 ptssince 2009
from 63.5% in 2009
US average: 42.5%
Section 08

People & community

Male
49.8%
+0.9 ptssince 2009
from 48.9% in 2009
Female
50.2%
−0.9 ptssince 2009
from 51.1% in 2009
Foreign born
5.3%
−2.3 ptssince 2009
from 7.6% in 2009
US average: 14.1%
Veterans
12.3%
−36.3 ptssince 2009
from 48.6% in 2009
US average: 6.2%
With a disability
13.3%
−1.8 ptssince 2012
from 15.1% in 2012
US average: 13.3%
Uninsured
8.6%
−72.9 ptssince 2013
from 81.5% in 2013
US average: 8.4%
Broadband at home
96.6%
+18.3 ptssince 2017
from 78.3% in 2017
US average: 91.0%
English only at home
94.2%
−0.5 ptssince 2016
from 94.6% in 2016
US average: 77.7%
Spanish at home
4.9%
+2.4 ptssince 2016
from 2.5% in 2016
US average: 13.6%
Drill deeper

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Compare Fernandina Beach to nearby cities

FERNANDINA BEACH VS
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Income$85,247−13%
Home value$302,500−46%
Population16,648+20%
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FERNANDINA BEACH VS
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Income$74,288−24%
Home value$312,300−44%
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FERNANDINA BEACH VS
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Income$118,935+21%
Home value$630,200+13%
Population13,245−4%
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FERNANDINA BEACH VS
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Income$77,944−20%
Home value$251,400−55%
Population21,299+54%
SEE FULL COMPARISON →
Frequently asked

How many people live in Fernandina Beach, Florida?

Fernandina Beach, Florida has about 13,420 residents according to the 2024 American Community Survey.

What is the median household income in Fernandina Beach, Florida?

The typical household in Fernandina Beach, Florida earns about $97,903 a year. Half of households make more than that, and half make less.

Is Fernandina Beach, Florida expensive?

In Fernandina Beach, Florida, the median home is worth about $555,400, and the typical rent is about $1,259 a month.

How educated are people in Fernandina Beach, Florida?

About 53.3% of adults age 25 and over in Fernandina Beach, Florida hold a bachelor's degree or higher.

What is the poverty rate in Fernandina Beach, Florida?

About 11.3% of people in Fernandina Beach, Florida live below the federal poverty line.

Has Fernandina Beach, Florida grown since 1990?

Yes, Fernandina Beach, Florida has grown since 1990. The population has added about 4,655 residents, a change of about 53 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →