United States › Florida › Fernandina Beach CITY
Fernandina Beach Florida · 13,869 residents (2025 est.) · 11.8 sq mi
Time machine
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The short version
Fernandina Beach is a city of 13,420 people in Florida. The median age is 58.6, about 20 years above the US median. This is an unusually credentialed place: 53% of adults have a four-year degree. That puts it in the top 8% of US cities for household income. 80% of homes are owner-occupied. That is roughly 31% ahead of the Florida median.
At a glance
Wealthier
above the US median
US median: $82,259
Older
median age 58.6
US median: 38.9
More educated
53% hold a bachelor's degree
US average: 36%
Less affordable
home values up 126%, inflation adjusted
US median home: $376,019
Section 01
Population & growth from 10,549 in 2000
13,869 in 2025 (Census Bureau estimate)
1,133 / sq mi
+17%since 2009
from 966 / sq mi in 2009
US average: 281
from 43.0 in 2000
US average: 38.9
Population, 1990 – 2024
8K 10K 11K 12K 14K 1990 2000 2010 2020 2024 Fernandina Beach Age distribution, 2024
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02
Income & economy $97,903
+31%inflation adjusted, since 2000
from $40,893 in 2000
US average: $82,259
from $24,517 in 2000
US average: $44,673
Households earning $100K+
from 35.4% in 2009
US average: 53.3%
from 10.2% in 2000
US average: 12.5%
from 0.475 in 2010
US average: 0.476
Workforce by industry, 2024
Public administration 4.1%
Professional, scientific, technical 2.6%
Transportation & warehousing 2.5%
Agriculture, forestry, fishing 1.6%
Arts, entertainment, food 1.5%
Education & health services 0.4%
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$555,400
+126%inflation adjusted, since 2000
from $134,800 in 2000
US average: $376,019
$1,259
+10%inflation adjusted, since 2000
from $627 in 2000
US average: $1,442
from 68.9% in 2000
19.5% rent
from 27.5% in 2009
US average: 10.0%
2.02 people
−12%since 2009
from 2.30 people in 2009
US average: 2.54
from 31.7% in 2009
US average: 22.9%
from 34.7% in 2009
US average: 47.4%
from 5.7 in 2009
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
Section 04
Race & ethnicity 2000
White, non-Hispanic 80%(8,434)
Hispanic / Latino 2.3%(246)
2024
White, non-Hispanic 80%(10,738)
Hispanic / Latino 10.2%(1,365)
from 55 in 2009
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
Section 04 · Origins
Detailed origins & ancestry Hispanic origin
+ 1 more hispanic origin group with data Ancestry
+ 25 more ancestry groups with data from 32.4% in 2000
US average: 35.6%
High school or higher
from 87.1% in 2000
US average: 89.6%
from 12.1% in 2000
US average: 14.0%
Section 06
Commute & transportation from 16.8 min in 2000
US average: 26.5
from 69.7% in 2009
US average: 68.9%
from 18.8% in 2009
US average: 8.5%
from 0.4% in 2009
US average: 3.2%
from 4.8% in 2009
US average: 15.0%
from 3.1% in 2009
US average: 2.4%
from 1.6% in 2009
US average: 0.4%
from 7.4% in 2009
US average: 8.3%
Section 07
Work & employment from 8.0% in 2011
US average: 5.2%
from 55.8% in 2011
US average: 63.5%
Women 20-64 in the labor force
from 65.2% in 2020
US average: 74.6%
from 16.0% in 2009
US average: 13.1%
from 36.1% in 2009
US average: 42.5%
Section 08
People & community from 7.6% in 2009
US average: 14.1%
from 15.7% in 2009
US average: 6.2%
from 15.1% in 2012
US average: 13.3%
from 18.5% in 2013
US average: 8.4%
from 78.3% in 2017
US average: 91.0%
Computer in household
from 95.4% in 2020
US average: 95.5%
from 88.1% in 2020
US average: 87.7%
from 94.6% in 2016
US average: 77.7%
from 2.5% in 2016
US average: 13.6%
Marital status
Men 15+
Never married 22.9%(1,342)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09
Health coverage from 18.5% in 2013
US average: 8.4%
from 44.7% in 2020
US average: 54.8%
Direct-purchase
from 22.6% in 2020
US average: 13.8%
from 33.3% in 2020
US average: 18.4%
from 10.7% in 2020
US average: 20.9%
VA health care
from 3.0% in 2020
US average: 2.2%
Any private
from 66.8% in 2020
US average: 67.1%
Any public
from 41.3% in 2020
US average: 36.7%
Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.
Section 09 · Service history
Veterans Veterans by period of service, 2024
Gulf War (2001 or later) 26.5%(386)
Gulf War (1990s) 32.7%(477)
Share of the 1,457 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.
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Drill deeper
Places similar to Fernandina Beach Head to head
Compare Fernandina Beach to nearby cities FERNANDINA BEACH VS
Yulee
Income $85,247 −13%
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FERNANDINA BEACH VS
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FERNANDINA BEACH VS
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FERNANDINA BEACH VS
Kingsland
Income $77,944 −20%
Home value $251,400 −55%
Population 21,299 +54%
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Frequently asked
How many people live in Fernandina Beach, Florida? Fernandina Beach, Florida has about 13,420 residents according to the 2024 American Community Survey.
What is the median household income in Fernandina Beach, Florida? The typical household in Fernandina Beach, Florida earns about $97,903 a year. Half of households make more than that, and half make less.
Is Fernandina Beach, Florida expensive? In Fernandina Beach, Florida, the median home is worth about $555,400, and the typical rent is about $1,259 a month.
How educated are people in Fernandina Beach, Florida? About 53.3% of adults age 25 and over in Fernandina Beach, Florida hold a bachelor's degree or higher.
What is the poverty rate in Fernandina Beach, Florida? About 11.3% of people in Fernandina Beach, Florida live below the federal poverty line.
Has Fernandina Beach, Florida grown since 1990? Yes, Fernandina Beach, Florida has grown since 1990. The population has added about 4,655 residents, a change of about 53 percent over that period.
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