Fernandina Beach is a city of 13,420 people in Florida. The median age is 58.6, about 20 years above the US median. This is an unusually credentialed place: 53% of adults have a four-year degree. That puts it in the top 8% of US cities for household income. 80% of homes are owner-occupied. That is roughly 31% ahead of the Florida median.
At a glance
Wealthier
median household income $97,903, above the US median
US median: $82,259
Older
median age 58.6
US median: 38.9
More educated
53% hold a bachelor's degree
US average: 36%
Less affordable
home values up 126%, inflation adjusted
US median home: $376,019
Unique to this place
What stands out about Fernandina Beach
What changed most since 1990
Median home value (2024 dollars)$166,805 → $555,400(+233%)US over the same years: +67%
Median age36.5 → 58.6(+22.1 years)US over the same years: +6.0 years
White share76.3% → 80.0%(+3.7 pts)US over the same years: −17.8 pts
Fernandina Beach's population equals 14% of Nassau County's. Its number of adults with a bachelor's degree or higher equals 23% of the county's. Its number of residents 65 and older equals 22% of the county's.
Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.
Section 09 · Service history
Veterans
Veterans by period of service, 2024
Gulf War (2001 or later)26.5%(386)
US avg: 26.4%
Gulf War (1990s)32.7%(477)
US avg: 24.3%
Vietnam era43.7%(636)
US avg: 33.1%
Korean War3%(44)
US avg: 4.5%
World War II1%(15)
US avg: 1%
Share of the 1,457 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Over time
Fernandina Beach, decade by decade
Fernandina Beach population, inflation-adjusted income and home value, education, and diversity by year
Year
Population
Median household income
Median home value
Bachelor's degree+
Diversity score
1990
8,765
$75,146
$166,805
23.1%
45.8
2000
10,549
$74,493
$245,559
32.4%
41.8
2010
11,487
$66,108
$416,466
32.7%
42.5
2020
13,052
$92,836
$403,003
44.4%
40.8
2024
13,420
$97,903
$555,400
53.3%
42.8
Census years come from the decennial census and the latest year from the American Community Survey, so part of any change between those two rows can reflect the different surveys. Dollar figures are adjusted for inflation to 2024 dollars; a figure ending in "+" was at the Census Bureau's reporting cap that year. The diversity score runs from 0 to 100; see how it's calculated.
