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COUNTY · 2020 ACS

Garrard County

Kentucky · 16,953 residents · 230 sq mi
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The short version

Garrard County is a county of 16,953 people in Kentucky. 20% of adults hold a bachelor's degree, below the 33% national rate. 77% of homes are owner-occupied. At a median age of 43.3, this is an older place than the country as a whole. The foreign-born share is 3%. Home values have more than doubled since 2000, reaching $144,900.

At a glance
Lower income
below the US median
US median: $66,278
Older
median age 43.3
US median: 38.8
Less educated
20% hold a bachelor's degree
US average: 33%
Stable housing
home values roughly flat, inflation adjusted
US median home: $265,253
Section 01

Population & growth

16,953
+15%since 2000
from 14,792 in 2000
1990 – 2025
43.3
+17%since 2000
from 37.1 in 2000
US average: 38.8
Land area
230 sq mi
Population, 19902024
11K13K15K16K18K19902000201020202024Garrard County
202418K
1990201020202024
Age distribution, 2020
Under 55.7%(965)
US avg: 5.6%
5 to 96.5%(1,107)
US avg: 6.1%
10 to 146.9%(1,176)
US avg: 6.5%
15 to 196.3%(1,065)
US avg: 6.6%
20 to 244.3%(732)
US avg: 6.7%
25 to 3410.5%(1,774)
US avg: 13.5%
35 to 4411.8%(2,008)
US avg: 12.7%
45 to 5413.7%(2,329)
US avg: 12.3%
55 to 6415.4%(2,615)
US avg: 13.1%
65 to 7411.4%(1,937)
US avg: 10%
75 to 845.5%(936)
US avg: 4.9%
85 and over1.8%(309)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$55,369
+7%inflation adjusted, since 2000
from $34,284 in 2000
US average: $66,278
1990 – 2024
$27,179
+61%since 2000
from $16,915 in 2000
US average: $35,364
Households earning $100K+
33.1%
+14.1 ptssince 2009
from 19.0% in 2009
US average: 43.9%
13.4%
−1.2 ptssince 2000
from 14.7% in 2000
US average: 12.8%
Workforce by industry, 2020
Retail trade13.8%
US avg: 10%
Information9.4%
US avg: 11.1%
Wholesale trade9.4%
US avg: 6.7%
Finance & insurance5%
US avg: 5.5%
Agriculture, forestry, fishing4.7%
US avg: 1.7%
Professional, scientific, technical4.6%
US avg: 4.7%
Construction4.4%
US avg: 1.2%
Other services4.1%
US avg: 6.6%
Public administration3.2%
US avg: 4.7%
Transportation & warehousing3%
US avg: 2.5%
Arts, entertainment, food1.6%
US avg: 2%
Education & health services0.4%
US avg: 0.8%
Manufacturing0.3%
US avg: 0.5%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$144,900
+20%inflation adjusted, since 2000
from $80,500 in 2000
US average: $265,253
1990 – 2024
$718
+22%inflation adjusted, since 2000
from $390 in 2000
US average: $1,124
76.8%
+0.4 ptssince 2000
from 76.4% in 2000
23.2% rent
2.57 people
−12%since 2009
from 2.91 people in 2009
US average: 2.61
2.6
−10%since 2009
from 2.9 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
Section 04

Race & ethnicity

2000
White, non-Hispanic95%(14,047)
Black3%(448)
Hispanic / Latino1.3%(195)
Asian0%(6)
Other0%
2020
White, non-Hispanic91%(15,433)
Black1.8%(301)
Hispanic / Latino2.7%(451)
Asian0.3%(51)
Other1.8%(299)
28
Our index, 0 to 100. Higher means White and non-White residents are more separated across neighborhoods.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Argentine0.9%(160)
Mexican0.7%(125)
Chilean0.3%(45)
Guatemalan0.2%(38)
Costa Rican0.1%(16)
Asian origin
Korean0.1%(15)
Ancestry
American34.7%(6,100)
German10%(1,755)
English9.6%(1,683)
Irish8.3%(1,451)
Scotch-Irish1.7%(304)
Italian1.2%(218)
Scottish1.1%(190)
Ukrainian0.9%(154)
British0.7%(129)
French0.7%(129)
Dutch0.6%(106)
Polish0.6%(102)
+ 14 more ancestry groups with data
Swedish0.5%(84)
Norwegian0.4%(64)
Slovak0.3%(46)
Croatian0.1%(26)
Swiss0.1%(25)
Welsh0.1%(24)
Lithuanian0.1%(16)
Hungarian0.1%(12)
Czech0.1%(11)
Danish0.1%(9)
Haitian0%(7)
Section 05

Education

20.1%
+9.6 ptssince 2000
from 10.5% in 2000
US average: 32.9%
High school or higher
83.9%
+14.5 ptssince 2000
from 69.4% in 2000
US average: 88.5%
10.2%
+6.5 ptssince 2000
from 3.6% in 2000
US average: 12.7%
Section 06

Commute & transportation

34.9 min
+49%since 2000
from 23.4 min in 2000
US average: 26.9
83.1%
+10.2 ptssince 2009
from 72.9% in 2009
US average: 75.1%
3.6%
−2.5 ptssince 2009
from 6.2% in 2009
US average: 8.4%
Section 07

Work & employment

5.3%
−7.3 ptssince 2011
from 12.6% in 2011
US average: 5.4%
58.0%
−4.5 ptssince 2011
from 62.5% in 2011
US average: 63.4%
Women 20-64 in the labor force
70.3%
US average: 73.3%
31.3%
+10.6 ptssince 2009
from 20.6% in 2009
US average: 39.3%
Section 08

People & community

48.9%
−0.4 ptssince 2009
from 49.2% in 2009
51.1%
+0.4 ptssince 2009
from 50.8% in 2009
2.6%
+1.6 ptssince 2009
from 1.1% in 2009
US average: 13.5%
6.6%
−10.2 ptssince 2013
from 16.8% in 2013
US average: 8.8%
Computer in household
86.8%
US average: 91.9%
88.8%
US average: 86.2%
Marital status (2024)
Men 15+
Never married26.4%(1,883)
Married59.4%(4,243)
Widowed4.2%(297)
Divorced10.1%(718)
Women 15+
Never married22%(1,620)
Married55.4%(4,073)
Widowed9%(658)
Divorced13.6%(998)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

6.6%
−10.2 ptssince 2013
from 16.8% in 2013
US average: 8.8%
51.1%
US average: 55.4%
Direct-purchase
13.9%
US average: 13.7%
21.5%
US average: 17.6%
24.5%
US average: 20.0%
VA health care
2.8%
US average: 2.3%
Any private
64.6%
US average: 68.1%
Any public
43.0%
US average: 35.2%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2020
Gulf War (2001 or later)15.1%(193)
US avg: 20.6%
Gulf War (1990s)17%(216)
US avg: 21.4%
Vietnam era33.7%(429)
US avg: 35.2%
Korean War2.9%(37)
US avg: 7.6%
World War II0.8%(10)
US avg: 2.9%

Share of the 1,274 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Garrard County, Kentucky?

Garrard County, Kentucky has about 16,953 residents according to the 2020 American Community Survey.

What is the median household income in Garrard County, Kentucky?

The typical household in Garrard County, Kentucky earns about $55,369 a year. Half of households make more than that, and half make less.

Is Garrard County, Kentucky expensive?

In Garrard County, Kentucky, the median home is worth about $144,900, and the typical rent is about $718 a month.

How educated are people in Garrard County, Kentucky?

About 20.1% of adults age 25 and over in Garrard County, Kentucky hold a bachelor's degree or higher.

What is the poverty rate in Garrard County, Kentucky?

About 13.4% of people in Garrard County, Kentucky live below the federal poverty line.

Has Garrard County, Kentucky grown since 1990?

Yes, Garrard County, Kentucky has grown since 1990. The population has added about 5,374 residents, a change of about 46 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →