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COUNTY · 2020 ACS

Garrard County

Kentucky · 16,953 residents · 229.925 sq mi
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The short version

Garrard County has lower-than-average household income, with a median household income of $55,369. Population has held roughly steady since 2000. 20% of adults hold a bachelor's degree or higher, below the national rate of 33%. Median home value has more than doubled since 2000, reaching $144,900.

At a glance
Lower income
below the US median
US median: $66,278
Older
median age 43.3
US median: 38.8
Less educated
20% hold a bachelor's degree
US average: 33%
Stable housing
home values roughly flat, inflation adjusted
US median home: $265,253
Section 01

Population & growth

Total population
16,953
+15%since 2000
from 14,792 in 2000
1990 – 2025
Population density
74 / sq mi
+15%since 2000
from 64 / sq mi in 2000
US average: 280
Median age
43.3
+17%since 2000
from 37.1 in 2000
US average: 38.8
Population, 1990 – 2024
11K13K15K16K18K1990201020202024Garrard County
202418K
1990201020202024
Section 02

Income & economy

Median household income
$55,369
+7%inflation adjusted, since 2000
from $34,284 in 2000
US average: $66,278
1990 – 2024
Per capita income
$27,179
+61%since 2000
from $16,915 in 2000
US average: $35,364
Households earning $100K+
33.1%
+14.1 ptssince 2009
from 19.0% in 2009
US average: 43.9%
Poverty rate
13.4%
−1.2 ptssince 2000
from 14.7% in 2000
US average: 12.8%
Workforce by industry, 2020
Retail trade13.8%
US avg: 10%
Information9.4%
US avg: 11.1%
Wholesale trade9.4%
US avg: 6.7%
Finance & insurance5%
US avg: 5.5%
Agriculture, forestry, fishing4.7%
US avg: 1.7%
Professional, scientific, technical4.6%
US avg: 4.7%
Construction4.4%
US avg: 1.2%
Other services4.1%
US avg: 6.6%
Public administration3.2%
US avg: 4.7%
Transportation & warehousing3%
US avg: 2.5%
Arts, entertainment, food1.6%
US avg: 2%
Education & health services0.4%
US avg: 0.8%
Manufacturing0.3%
US avg: 0.5%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$144,900
+20%inflation adjusted, since 2000
from $80,500 in 2000
US average: $265,253
1990 – 2024
Median gross rent
$718
+22%inflation adjusted, since 2000
from $390 in 2000
US average: $1,124
Owner-occupied
76.8%
+0.4 ptssince 2000
from 76.4% in 2000
23.2% rent
Afford Score
2.6
+11%since 2000
from 2.3 in 2000
1990 – 2024
RELATED:See current rent listings in Garrard County on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic95%(14,047)
Black3%(448)
Hispanic / Latino1.3%(195)
Asian0%(6)
Other0%
Diversity Score10.7%(1,577)
Segregation Score0%
2020
White, non-Hispanic91%(15,433)
Black1.8%(301)
Hispanic / Latino2.7%(451)
Asian0.3%(51)
Other1.8%(299)
Diversity Score15.9%(2,701)
Segregation Score28.5%(4,829)
Diversity Score
16
+50%since 2000
from 11 in 2000
1990 – 2024
Segregation Score
28
Section 05

Education

Bachelor's degree or higher
20.1%
+9.6 ptssince 2000
from 10.5% in 2000
US average: 32.9%
High school or higher
83.9%
+14.5 ptssince 2000
from 69.4% in 2000
US average: 88.5%
Graduate degree
10.2%
+6.5 ptssince 2000
from 3.6% in 2000
US average: 12.7%
Section 06

Commute & transportation

Average commute
34.9 min
+49%since 2000
from 23.4 min in 2000
US average: 26.9
Drive alone to work
83.1%
+10.2 ptssince 2009
from 72.9% in 2009
US average: 75.1%
No vehicle available
3.6%
−2.5 ptssince 2009
from 6.2% in 2009
US average: 8.4%
Section 07

Work & employment

Unemployment rate
5.3%
−7.3 ptssince 2011
from 12.6% in 2011
US average: 5.4%
Labor force participation
58.0%
−4.5 ptssince 2011
from 62.5% in 2011
US average: 63.4%
Management & professional
31.3%
−25.9 ptssince 2009
from 57.2% in 2009
US average: 39.3%
Section 08

People & community

Male
48.9%
−0.4 ptssince 2009
from 49.2% in 2009
Female
51.1%
+0.4 ptssince 2009
from 50.8% in 2009
Foreign born
2.6%
+1.6 ptssince 2009
from 1.1% in 2009
US average: 13.5%
Uninsured
6.6%
−76.6 ptssince 2013
from 83.2% in 2013
US average: 8.8%
Drill deeper

Places similar to Garrard County

Henry County
Pop 18,394
Plumas County
Pop 18,583
Gooding County
Pop 16,446
Idaho County
Pop 17,874
Places similar to Garrard County
Head to head

Compare Garrard County to nearby counties

GARRARD COUNTY VS
Lincoln County
Income$52,440−5%
Home value$147,300+2%
Population25,353+39%
SEE FULL COMPARISON →
GARRARD COUNTY VS
Madison County
Income$63,351+14%
Home value$232,000+60%
Population101,696+459%
SEE FULL COMPARISON →
GARRARD COUNTY VS
Jessamine County
Income$74,576+35%
Home value$268,100+85%
Population57,147+214%
SEE FULL COMPARISON →
GARRARD COUNTY VS
Boyle County
Income$61,159+10%
Home value$209,900+45%
Population31,632+74%
SEE FULL COMPARISON →
Frequently asked

How many people live in Garrard County, Kentucky?

Garrard County, Kentucky has about 16,953 residents according to the 2020 American Community Survey.

What is the median household income in Garrard County, Kentucky?

The typical household in Garrard County, Kentucky earns about $55,369 a year. Half of households make more than that, and half make less.

Is Garrard County, Kentucky expensive?

In Garrard County, Kentucky, the median home is worth about $144,900, and the typical rent is about $718 a month.

How educated are people in Garrard County, Kentucky?

About 20.1% of adults age 25 and over in Garrard County, Kentucky hold a bachelor's degree or higher.

What is the poverty rate in Garrard County, Kentucky?

About 13.4% of people in Garrard County, Kentucky live below the federal poverty line.

Has Garrard County, Kentucky grown since 1990?

Yes, Garrard County, Kentucky has grown since 1990. The population has added about 5,374 residents, a change of about 46 percent over that period.

Keep going

Explore from here

6 census tracts
Census Tract 9704Census Tract 9703Census Tract 9701.02Census Tract 9701.01Census Tract 9702.01Census Tract 9702.02
2 ZIP codes
ZIP 40444ZIP 40461
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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →