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COUNTY · 2010 ACS

Garrard County

Kentucky · 16,912 residents · 230 sq mi
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The short version

Garrard County is a county of 16,912 people in Kentucky. 14% of adults hold a bachelor's degree, below the 28% national rate. 78% of homes are owner-occupied. The foreign-born share is 1%. Median home value sits at $109,200. At a median age of 41.2, this is an older place than the country as a whole.

At a glance
Lower income
below the US median
US median: $52,703
Older
median age 41.2
US median: 37.2
Less educated
14% hold a bachelor's degree
US average: 28%
Stable housing
home values roughly flat, inflation adjusted
US median home: $225,659
Section 01

Population & growth

16,912
+14%since 2000
from 14,792 in 2000
1990 – 2025
41.2
+11%since 2000
from 37.1 in 2000
US average: 37.2
Land area
230 sq mi
Population, 19902024
11K13K15K16K18K19902000201020202024Garrard County
202418K
1990201020202024
Age distribution, 2010
Under 56.2%(1,047)
US avg: 6.5%
5 to 96.3%(1,069)
US avg: 6.6%
10 to 146.3%(1,067)
US avg: 6.7%
15 to 196.7%(1,134)
US avg: 7.1%
20 to 244.7%(801)
US avg: 7%
25 to 3411.3%(1,907)
US avg: 13.3%
35 to 4414%(2,368)
US avg: 13.3%
45 to 5416.4%(2,782)
US avg: 14.6%
55 to 6413.4%(2,274)
US avg: 11.8%
65 to 748.5%(1,433)
US avg: 7%
75 to 844.5%(760)
US avg: 4.2%
85 and over1.6%(270)
US avg: 1.8%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$37,095
−15%inflation adjusted, since 2000
from $34,284 in 2000
US average: $52,703
1990 – 2024
$18,735
+11%since 2000
from $16,915 in 2000
US average: $27,286
Households earning $100K+
20.5%
+1.5 ptssince 2009
from 19.0% in 2009
US average: 33.3%
17.5%
+2.8 ptssince 2000
from 14.7% in 2000
US average: 13.8%
0.438
US average: 0.461
Workforce by industry, 2010
Retail trade20.5%
US avg: 10.9%
Wholesale trade13.1%
US avg: 7.2%
Information12.1%
US avg: 11.5%
Finance & insurance7.2%
US avg: 5.1%
Other services4%
US avg: 7%
Professional, scientific, technical3.9%
US avg: 4.2%
Education & health services3.3%
US avg: 0.9%
Public administration3.2%
US avg: 4.9%
Agriculture, forestry, fishing2.5%
US avg: 1.9%
Construction2.5%
US avg: 1.4%
Transportation & warehousing2.2%
US avg: 3.1%
Arts, entertainment, food1.8%
US avg: 2.4%
Manufacturing0%
US avg: 0.5%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$109,200
+7%inflation adjusted, since 2000
from $80,500 in 2000
US average: $225,659
1990 – 2024
$573
+16%inflation adjusted, since 2000
from $390 in 2000
US average: $853
77.7%
+1.3 ptssince 2000
from 76.4% in 2000
22.3% rent
13.9%
−0.2 ptssince 2009
from 14.1% in 2009
US average: 12.1%
2.67 people
−8%since 2009
from 2.91 people in 2009
US average: 2.60
25.8%
+1.4 ptssince 2009
from 24.5% in 2009
US average: 30.9%
48.0%
+3.9 ptssince 2009
from 44.1% in 2009
US average: 46.8%
2.9
+2%since 2009
from 2.9 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
Section 04

Race & ethnicity

2000
White, non-Hispanic95%(14,047)
Black3%(448)
Hispanic / Latino1.3%(195)
Asian0%(6)
Other0%
2010
White, non-Hispanic94.4%(15,965)
Black2%(339)
Hispanic / Latino2.4%(403)
Asian0.2%(37)
Other0.9%(156)

No data for the years selected.

Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican1.7%(282)
Puerto Rican0.5%(85)
Ancestry
American32.2%(5,429)
German16.1%(2,705)
Irish15.9%(2,680)
English12.6%(2,127)
Scottish3.6%(611)
Scotch-Irish2.9%(494)
Dutch2.6%(439)
Italian1.5%(253)
French1.4%(235)
Romanian0.6%(97)
Hungarian0.5%(91)
Swedish0.5%(83)
+ 13 more ancestry groups with data
Norwegian0.5%(80)
Welsh0.4%(60)
Austrian0.3%(58)
Polish0.3%(48)
Czech0.3%(47)
Danish0.2%(30)
Lithuanian0.1%(20)
Croatian0.1%(18)
British0.1%(16)
Finnish0.1%(9)
Israeli0.1%(9)
Greek0%(8)
Section 05

Education

13.8%
+3.3 ptssince 2000
from 10.5% in 2000
US average: 27.9%
High school or higher
78.8%
+9.5 ptssince 2000
from 69.4% in 2000
US average: 84.9%
4.2%
+0.5 ptssince 2000
from 3.6% in 2000
US average: 10.2%
Section 06

Commute & transportation

28.3 min
+21%since 2000
from 23.4 min in 2000
US average: 25.2
78.5%
+5.6 ptssince 2009
from 72.9% in 2009
US average: 76.2%
13.5%
−4.2 ptssince 2009
from 17.7% in 2009
US average: 10.4%
0.8%
+0.1 ptssince 2009
from 0.6% in 2009
US average: 4.7%
5.9%
Unchangedsince 2009
from 5.9% in 2009
US average: 4.1%
0.5%
−1.4 ptssince 2009
from 1.9% in 2009
US average: 2.8%
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.5%
5.5%
−0.7 ptssince 2009
from 6.2% in 2009
US average: 8.7%
Section 07

Work & employment

13.0%
+1.5 ptssince 2009
from 11.4% in 2009
US average: 12.9%
25.3%
+4.7 ptssince 2009
from 20.6% in 2009
US average: 35.2%
Section 08

People & community

49.2%
Unchangedsince 2009
from 49.2% in 2009
50.8%
Unchangedsince 2009
from 50.8% in 2009
1.3%
+0.2 ptssince 2009
from 1.1% in 2009
US average: 12.8%
9.4%
−0.7 ptssince 2009
from 10.2% in 2009
US average: 9.9%
Marital status (2024)
Men 15+
Never married26.4%(1,883)
Married59.4%(4,243)
Widowed4.2%(297)
Divorced10.1%(718)
Women 15+
Never married22%(1,620)
Married55.4%(4,073)
Widowed9%(658)
Divorced13.6%(998)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

Showing 2024 (the nearest year with coverage data).

7.6%
−9.2 ptssince 2013
from 16.8% in 2013
US average: 8.4%
47.0%
−4.1 ptssince 2020
from 51.1% in 2020
US average: 54.8%
Direct-purchase
15.0%
+1.1 ptssince 2020
from 13.9% in 2020
US average: 13.8%
20.3%
−1.2 ptssince 2020
from 21.5% in 2020
US average: 18.4%
31.5%
+7.0 ptssince 2020
from 24.5% in 2020
US average: 20.9%
VA health care
3.2%
+0.4 ptssince 2020
from 2.8% in 2020
US average: 2.2%
Any private
59.7%
−4.9 ptssince 2020
from 64.6% in 2020
US average: 67.1%
Any public
48.3%
+5.3 ptssince 2020
from 43.0% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)29.2%(336)
US avg: 26.4%
Gulf War (1990s)23.1%(266)
US avg: 24.3%
Vietnam era33.9%(390)
US avg: 33.1%
Korean War2%(23)
US avg: 4.5%
World War II0.8%(9)
US avg: 1%

Share of the 1,150 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

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Frequently asked

How many people live in Garrard County, Kentucky?

Garrard County, Kentucky has about 16,912 residents according to the 2010 American Community Survey.

What is the median household income in Garrard County, Kentucky?

The typical household in Garrard County, Kentucky earns about $37,095 a year. Half of households make more than that, and half make less.

Is Garrard County, Kentucky expensive?

In Garrard County, Kentucky, the median home is worth about $109,200, and the typical rent is about $573 a month.

How educated are people in Garrard County, Kentucky?

About 13.8% of adults age 25 and over in Garrard County, Kentucky hold a bachelor's degree or higher.

What is the poverty rate in Garrard County, Kentucky?

About 17.5% of people in Garrard County, Kentucky live below the federal poverty line.

Has Garrard County, Kentucky grown since 1990?

Yes, Garrard County, Kentucky has grown since 1990. The population has added about 5,333 residents, a change of about 46 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →