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COUNTY

Garrard County

Kentucky · 18,207 residents (2025 est.) · 229.925 sq mi
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The short version

Garrard County has lower-than-average household income, with a median household income of $63,087. Population has grown 19% since 2000. 19% of adults hold a bachelor's degree or higher, below the national rate of 36%. Median home value has more than doubled since 2000, reaching $204,900.

At a glance
Lower income
below the US median
US median: $82,259
Older
median age 43.0
US median: 38.9
Less educated
19% hold a bachelor's degree
US average: 36%
Less affordable
home values up 40%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
17,568
+19%since 2000
from 14,792 in 2000
1990 – 2025
Population density
76 / sq mi
+4%since 2009
from 73 / sq mi in 2009
US average: 281
Median age
43.0
+16%since 2000
from 37.1 in 2000
US average: 38.9

PEP 2025 EST:18,207 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
11K13K15K16K18K1990201020202024Garrard County
202418K
1990201020202024
Age distribution, 2024
Under 55.4%(951)
US avg: 5.6%
5 to 96.5%(1,134)
US avg: 6%
10 to 145.7%(993)
US avg: 6.4%
15 to 196%(1,062)
US avg: 6.6%
20 to 245.1%(904)
US avg: 6.5%
25 to 3411.3%(1,986)
US avg: 13.7%
35 to 4412.5%(2,188)
US avg: 13.2%
45 to 5413.3%(2,343)
US avg: 12.2%
55 to 6415.5%(2,718)
US avg: 12.7%
65 to 7411.3%(1,987)
US avg: 10.2%
75 to 845.6%(990)
US avg: 5.1%
85 and over1.8%(312)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

Median household income
$63,087
+1%inflation adjusted, since 2000
from $34,284 in 2000
US average: $82,259
1990 – 2024
Per capita income
$30,524
+80%since 2000
from $16,915 in 2000
US average: $44,673
Households earning $100K+
41.7%
+22.7 ptssince 2009
from 19.0% in 2009
US average: 53.3%
Poverty rate
15.9%
+1.3 ptssince 2000
from 14.7% in 2000
US average: 12.5%
Income inequality (Gini)
0.429
−2%since 2010
from 0.438 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade15.3%
US avg: 9.9%
Wholesale trade11.5%
US avg: 6.9%
Information10.2%
US avg: 10.8%
Finance & insurance4.9%
US avg: 5.9%
Professional, scientific, technical4.3%
US avg: 5.1%
Transportation & warehousing3.7%
US avg: 2.2%
Other services3%
US avg: 6.7%
Public administration2.5%
US avg: 4.8%
Agriculture, forestry, fishing1.3%
US avg: 1.6%
Construction1.2%
US avg: 1.2%
Education & health services0.5%
US avg: 0.9%
Arts, entertainment, food0.5%
US avg: 1.9%
Manufacturing0.1%
US avg: 0.4%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

Median home value
$204,900
+40%inflation adjusted, since 2000
from $80,500 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$794
+12%inflation adjusted, since 2000
from $390 in 2000
US average: $1,442
Owner-occupied
79.9%
+3.5 ptssince 2000
from 76.4% in 2000
20.1% rent
Vacancy rate
8.0%
−6.1 ptssince 2009
from 14.1% in 2009
US average: 10.0%
Owner cost-burdened
20.2%
−4.3 ptssince 2009
from 24.5% in 2009
US average: 22.9%
Renter cost-burdened
41.4%
−2.8 ptssince 2009
from 44.1% in 2009
US average: 47.4%
Afford Score
3.2
+12%since 2009
from 2.9 in 2009
2009 – 2024
Our index: median home value divided by median household income. Lower is more affordable.
Gentrification Score
66
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
RELATED:See current rent listings in Garrard County on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic95%(14,047)
Black3%(448)
Hispanic / Latino1.3%(195)
Asian0%(6)
Other0%
2024
White, non-Hispanic91.6%(16,096)
Black2.4%(415)
Hispanic / Latino3%(524)
Asian0.1%(9)
Other3%(524)
Diversity Score
20
+37%since 2009
from 14 in 2009
2009 – 2024
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
Segregation Score
22
−22%since 2020
from 28 in 2020
Our index, 0 to 100. Higher means White and non-White residents are more separated across neighborhoods.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican1.4%(252)
Argentine0.7%(124)
Puerto Rican0.5%(83)
Guatemalan0.1%(19)
Dominican0.1%(17)
Colombian0.1%(11)
Spaniard0.1%(9)
Asian origin
Filipino0.1%(9)
Ancestry
American30.7%(5,388)
English13.5%(2,363)
German5.7%(1,000)
Irish5.6%(982)
Italian1%(170)
Scottish0.9%(164)
Scotch-Irish0.9%(153)
Brazilian0.6%(102)
Dutch0.5%(91)
French0.4%(74)
Ukrainian0.4%(69)
+ 17 more ancestry groups with data
Swedish0.4%(66)
Polish0.4%(62)
Swiss0.2%(38)
Welsh0.2%(28)
British0.1%(25)
Norwegian0.1%(19)
Austrian0.1%(17)
Danish0.1%(16)
Portuguese0.1%(14)
Croatian0.1%(13)
Finnish0.1%(13)
Belgian0.1%(12)
Greek0.1%(10)
Serbian0%(8)
Slovak0%(8)
RANKED:Largest American population · Largest English population · Largest German population · Largest Irish population · Largest Mexican population
Section 05

Education

Bachelor's degree or higher
18.7%
+8.2 ptssince 2000
from 10.5% in 2000
US average: 35.6%
High school or higher
85.9%
+16.6 ptssince 2000
from 69.4% in 2000
US average: 89.6%
Graduate degree
8.0%
+4.4 ptssince 2000
from 3.6% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
33.1 min
+41%since 2000
from 23.4 min in 2000
US average: 26.5
Drive alone to work
76.7%
+3.8 ptssince 2009
from 72.9% in 2009
US average: 68.9%
Carpooled to work
10.4%
−7.3 ptssince 2009
from 17.7% in 2009
US average: 8.5%
Public transit
0.9%
+0.3 ptssince 2009
from 0.6% in 2009
US average: 3.2%
Worked from home
11.0%
+5.2 ptssince 2009
from 5.9% in 2009
US average: 15.0%
Walked to work
0.3%
−1.6 ptssince 2009
from 1.9% in 2009
US average: 2.4%
Biked to work
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
No vehicle available
4.7%
−1.4 ptssince 2009
from 6.2% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
5.1%
−7.4 ptssince 2011
from 12.6% in 2011
US average: 5.2%
Labor force participation
54.7%
−7.8 ptssince 2011
from 62.5% in 2011
US average: 63.5%
Self-employed
15.6%
+4.2 ptssince 2009
from 11.4% in 2009
US average: 13.1%
Management & professional
28.2%
−29.0 ptssince 2009
from 57.2% in 2009
US average: 42.5%
Section 08

People & community

Male
49.7%
+0.5 ptssince 2009
from 49.2% in 2009
Female
50.3%
−0.5 ptssince 2009
from 50.8% in 2009
Foreign born
2.0%
+0.9 ptssince 2009
from 1.1% in 2009
US average: 14.1%
Veterans
8.3%
−39.8 ptssince 2009
from 48.1% in 2009
US average: 6.2%
With a disability
19.1%
−1.3 ptssince 2012
from 20.4% in 2012
US average: 13.3%
Uninsured
7.6%
−75.6 ptssince 2013
from 83.2% in 2013
US average: 8.4%
Broadband at home
87.0%
+15.9 ptssince 2017
from 71.1% in 2017
US average: 91.0%
English only at home
95.9%
−2.1 ptssince 2016
from 97.9% in 2016
US average: 77.7%
Spanish at home
2.8%
+1.1 ptssince 2016
from 1.7% in 2016
US average: 13.6%
Marital status
Men 15+
Never married26.4%(1,883)
Married59.4%(4,243)
Widowed4.2%(297)
Divorced10.1%(718)
Women 15+
Never married22%(1,620)
Married55.4%(4,073)
Widowed9%(658)
Divorced13.6%(998)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
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Head to head

Compare Garrard County to nearby counties

GARRARD COUNTY VS
Lincoln County
Income$52,440−17%
Home value$147,300−28%
Population25,353+39%
SEE FULL COMPARISON →
GARRARD COUNTY VS
Madison County
Income$63,351same
Home value$232,000+13%
Population101,696+459%
SEE FULL COMPARISON →
GARRARD COUNTY VS
Jessamine County
Income$74,576+18%
Home value$268,100+31%
Population57,147+214%
SEE FULL COMPARISON →
GARRARD COUNTY VS
Boyle County
Income$61,159−3%
Home value$209,900+2%
Population31,632+74%
SEE FULL COMPARISON →
Frequently asked

How many people live in Garrard County, Kentucky?

Garrard County, Kentucky has about 17,568 residents according to the 2024 American Community Survey.

What is the median household income in Garrard County, Kentucky?

The typical household in Garrard County, Kentucky earns about $63,087 a year. Half of households make more than that, and half make less.

Is Garrard County, Kentucky expensive?

In Garrard County, Kentucky, the median home is worth about $204,900, and the typical rent is about $794 a month.

How educated are people in Garrard County, Kentucky?

About 18.7% of adults age 25 and over in Garrard County, Kentucky hold a bachelor's degree or higher.

What is the poverty rate in Garrard County, Kentucky?

About 15.9% of people in Garrard County, Kentucky live below the federal poverty line.

Has Garrard County, Kentucky grown since 1990?

Yes, Garrard County, Kentucky has grown since 1990. The population has added about 5,989 residents, a change of about 52 percent over that period.

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Explore from here

6 census tracts
Census Tract 9704Census Tract 9703Census Tract 9701.02Census Tract 9701.01Census Tract 9702.01Census Tract 9702.02
2 ZIP codes
ZIP 40444ZIP 40461
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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →