United States › Kentucky › Garrard County COUNTY
Garrard County Kentucky · 18,207 residents (2025 est.) · 230 sq mi
Time machine
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The short version
Garrard County is home to 17,568 people in Kentucky. 19% of adults hold a bachelor's degree, below the 36% national rate. Owners hold 80% of the housing stock. 2% of locals were born outside the United States. At a median age of 43.0, this is an older place than the country as a whole. Home values have more than doubled since 2000, reaching $204,900.
At a glance
Lower income
below the US median
US median: $82,259
Older
median age 43.0
US median: 38.9
Less educated
19% hold a bachelor's degree
US average: 36%
Less affordable
home values up 40%, inflation adjusted
US median home: $376,019
Section 01
Population & growth from 14,792 in 2000
18,207 in 2025 (Census Bureau estimate)
from 73 / sq mi in 2009
US average: 281
from 37.1 in 2000
US average: 38.9
Population, 1990 – 2024
11K 13K 15K 16K 18K 1990 2000 2010 2020 2024 Garrard County Age distribution, 2024
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02
Income & economy $63,087
+1%inflation adjusted, since 2000
from $34,284 in 2000
US average: $82,259
from $16,915 in 2000
US average: $44,673
Households earning $100K+
from 19.0% in 2009
US average: 53.3%
from 14.7% in 2000
US average: 12.5%
from 0.438 in 2010
US average: 0.476
Workforce by industry, 2024
Professional, scientific, technical 4.3%
Transportation & warehousing 3.7%
Public administration 2.5%
Agriculture, forestry, fishing 1.3%
Education & health services 0.5%
Arts, entertainment, food 0.5%
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$204,900
+40%inflation adjusted, since 2000
from $80,500 in 2000
US average: $376,019
$794
+12%inflation adjusted, since 2000
from $390 in 2000
US average: $1,442
from 76.4% in 2000
20.1% rent
from 14.1% in 2009
US average: 10.0%
2.61 people
−10%since 2009
from 2.91 people in 2009
US average: 2.54
from 24.5% in 2009
US average: 22.9%
from 44.1% in 2009
US average: 47.4%
from 2.9 in 2009
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
Section 04
Race & ethnicity 2000
White, non-Hispanic 95%(14,047)
Hispanic / Latino 1.3%(195)
2024
White, non-Hispanic 91.6%(16,096)
from 14 in 2009
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
from 28 in 2020
Our index, 0 to 100. Higher means White and non-White residents are more separated across neighborhoods.
Section 04 · Origins
Detailed origins & ancestry Ancestry
+ 17 more ancestry groups with data from 10.5% in 2000
US average: 35.6%
High school or higher
from 69.4% in 2000
US average: 89.6%
from 3.6% in 2000
US average: 14.0%
Section 06
Commute & transportation from 23.4 min in 2000
US average: 26.5
from 72.9% in 2009
US average: 68.9%
from 17.7% in 2009
US average: 8.5%
from 0.6% in 2009
US average: 3.2%
from 5.9% in 2009
US average: 15.0%
from 1.9% in 2009
US average: 2.4%
from 0.0% in 2009
US average: 0.4%
from 6.2% in 2009
US average: 8.3%
Section 07
Work & employment from 12.6% in 2011
US average: 5.2%
from 62.5% in 2011
US average: 63.5%
Women 20-64 in the labor force
from 70.3% in 2020
US average: 74.6%
from 11.4% in 2009
US average: 13.1%
from 20.6% in 2009
US average: 42.5%
Section 08
People & community from 1.1% in 2009
US average: 14.1%
from 10.2% in 2009
US average: 6.2%
from 20.4% in 2012
US average: 13.3%
from 16.8% in 2013
US average: 8.4%
from 71.1% in 2017
US average: 91.0%
Computer in household
from 86.8% in 2020
US average: 95.5%
from 88.8% in 2020
US average: 87.7%
from 97.9% in 2016
US average: 77.7%
from 1.7% in 2016
US average: 13.6%
Marital status
Men 15+
Never married 26.4%(1,883)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09
Health coverage from 16.8% in 2013
US average: 8.4%
from 51.1% in 2020
US average: 54.8%
Direct-purchase
from 13.9% in 2020
US average: 13.8%
from 21.5% in 2020
US average: 18.4%
from 24.5% in 2020
US average: 20.9%
VA health care
from 2.8% in 2020
US average: 2.2%
Any private
from 64.6% in 2020
US average: 67.1%
Any public
from 43.0% in 2020
US average: 36.7%
Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.
Section 09 · Service history
Veterans Veterans by period of service, 2024
Gulf War (2001 or later) 29.2%(336)
Gulf War (1990s) 23.1%(266)
Share of the 1,150 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.
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Drill deeper
Places similar to Garrard County Head to head
Compare Garrard County to nearby counties GARRARD COUNTY VS
Lincoln County
Income $52,440 −17%
Home value $147,300 −28%
Population 25,353 +39%
SEE FULL COMPARISON →
GARRARD COUNTY VS
Madison County
Income $63,351 same
Home value $232,000 +13%
Population 101,696 +459%
SEE FULL COMPARISON →
GARRARD COUNTY VS
Jessamine County
Income $74,576 +18%
Home value $268,100 +31%
Population 57,147 +214%
SEE FULL COMPARISON →
GARRARD COUNTY VS
Boyle County
Income $61,159 −3%
Home value $209,900 +2%
Population 31,632 +74%
SEE FULL COMPARISON →
Frequently asked
How many people live in Garrard County, Kentucky? Garrard County, Kentucky has about 17,568 residents according to the 2024 American Community Survey.
What is the median household income in Garrard County, Kentucky? The typical household in Garrard County, Kentucky earns about $63,087 a year. Half of households make more than that, and half make less.
Is Garrard County, Kentucky expensive? In Garrard County, Kentucky, the median home is worth about $204,900, and the typical rent is about $794 a month.
How educated are people in Garrard County, Kentucky? About 18.7% of adults age 25 and over in Garrard County, Kentucky hold a bachelor's degree or higher.
What is the poverty rate in Garrard County, Kentucky? About 15.9% of people in Garrard County, Kentucky live below the federal poverty line.
Has Garrard County, Kentucky grown since 1990? Yes, Garrard County, Kentucky has grown since 1990. The population has added about 5,989 residents, a change of about 52 percent over that period.
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