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COUNTY

Spencer County

Indiana · 20,061 residents (2025 est.) · 396.888 sq mi
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The short version

Spencer County has roughly average household income, with a median household income of $74,506. Population has held roughly steady since 2000. 22% of adults hold a bachelor's degree or higher, below the national rate of 36%. Median home value has more than doubled since 2000, reaching $185,200. With a median age of 44.4, the population is older than the US median of 38.9. It sits in the top 10% of US counties for household income.

At a glance
Lower income
below the US median
US median: $82,259
Older
median age 44.4
US median: 38.9
Less educated
22% hold a bachelor's degree
US average: 36%
Stable housing
home values roughly flat, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
19,955
−2%since 2000
from 20,391 in 2000
1990 – 2025
Population density
50 / sq mi
−1%since 2009
from 51 / sq mi in 2009
US average: 281
Median age
44.4
+19%since 2000
from 37.3 in 2000
US average: 38.9

PEP 2025 EST:20,061 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
19K20K20K21K21K1990201020202024Spencer County
202420K
1990201020202024
Age distribution, 2024
Under 54.8%(958)
US avg: 5.6%
5 to 96.1%(1,214)
US avg: 6%
10 to 146.4%(1,287)
US avg: 6.4%
15 to 196.2%(1,243)
US avg: 6.6%
20 to 245%(991)
US avg: 6.5%
25 to 3411.1%(2,215)
US avg: 13.7%
35 to 4411.7%(2,342)
US avg: 13.2%
45 to 5412.5%(2,496)
US avg: 12.2%
55 to 6415.5%(3,093)
US avg: 12.7%
65 to 7412.5%(2,491)
US avg: 10.2%
75 to 846.3%(1,264)
US avg: 5.1%
85 and over1.8%(361)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

Median household income
$74,506
−4%inflation adjusted, since 2000
from $42,451 in 2000
US average: $82,259
1990 – 2024
Per capita income
$36,369
+102%since 2000
from $18,000 in 2000
US average: $44,673
Households earning $100K+
49.8%
+22.0 ptssince 2009
from 27.8% in 2009
US average: 53.3%
Poverty rate
7.5%
+0.5 ptssince 2000
from 6.9% in 2000
US average: 12.5%
Income inequality (Gini)
0.394
+1%since 2010
from 0.389 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade20.7%
US avg: 9.9%
Information10%
US avg: 10.8%
Finance & insurance8.3%
US avg: 5.9%
Wholesale trade7.3%
US avg: 6.9%
Professional, scientific, technical4.6%
US avg: 5.1%
Agriculture, forestry, fishing4.2%
US avg: 1.6%
Other services3.7%
US avg: 6.7%
Construction3.7%
US avg: 1.2%
Education & health services3.7%
US avg: 0.9%
Public administration2.9%
US avg: 4.8%
Transportation & warehousing1.7%
US avg: 2.2%
Arts, entertainment, food1.4%
US avg: 1.9%
Manufacturing0.4%
US avg: 0.4%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

Median home value
$185,200
+19%inflation adjusted, since 2000
from $85,400 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$751
−3%inflation adjusted, since 2000
from $423 in 2000
US average: $1,442
Owner-occupied
81.3%
−1.9 ptssince 2000
from 83.2% in 2000
18.7% rent
Vacancy rate
7.4%
−0.4 ptssince 2009
from 7.8% in 2009
US average: 10.0%
Owner cost-burdened
16.0%
−3.8 ptssince 2009
from 19.8% in 2009
US average: 22.9%
Renter cost-burdened
32.6%
+4.1 ptssince 2009
from 28.5% in 2009
US average: 47.4%
Afford Score
2.5
+15%since 2009
from 2.2 in 2009
2009 – 2024
Our index: median home value divided by median household income. Lower is more affordable.
Gentrification Score
41
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
RELATED:See current rent listings in Spencer County on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic97.1%(19,793)
Black0.5%(110)
Hispanic / Latino1.5%(303)
Asian0.2%(39)
Other0%
2024
White, non-Hispanic93.2%(18,591)
Black0.6%(113)
Hispanic / Latino3.6%(721)
Asian0.2%(49)
Other2.4%(481)
Diversity Score
16
+130%since 2009
from 7 in 2009
2009 – 2024
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
Segregation Score
29
−12%since 2020
from 33 in 2020
Our index, 0 to 100. Higher means White and non-White residents are more separated across neighborhoods.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican2.7%(543)
Guatemalan0.2%(39)
Salvadoran0.2%(30)
Puerto Rican0.1%(27)
Peruvian0.1%(23)
Asian origin
Chinese0.1%(27)
Korean0%(4)
Burmese0%(3)
Ancestry
German36.1%(7,201)
English19%(3,797)
Irish10.2%(2,041)
American6.5%(1,294)
French1.9%(371)
Italian1.4%(283)
Scottish1.2%(246)
Dutch0.9%(183)
Scotch-Irish0.7%(137)
Polish0.5%(92)
Welsh0.5%(91)
Norwegian0.4%(72)
+ 23 more ancestry groups with data
Canadian0.3%(65)
Belgian0.3%(58)
Swedish0.3%(58)
Russian0.3%(52)
Greek0.2%(44)
Austrian0.1%(23)
Swiss0.1%(22)
British0.1%(21)
Czech0.1%(21)
Danish0.1%(21)
Hungarian0.1%(17)
Serbian0.1%(17)
Latvian0.1%(15)
Croatian0.1%(12)
Finnish0%(2)
Israeli0%(2)
RANKED:Largest German population · Largest English population · Largest Irish population · Largest American population · Largest Mexican population
Section 05

Education

Bachelor's degree or higher
22.0%
+9.0 ptssince 2000
from 13.0% in 2000
US average: 35.6%
High school or higher
93.1%
+12.0 ptssince 2000
from 81.2% in 2000
US average: 89.6%
Graduate degree
8.3%
+3.0 ptssince 2000
from 5.3% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
26.0 min
+32%since 2000
from 19.7 min in 2000
US average: 26.5
Drive alone to work
87.5%
+5.5 ptssince 2009
from 82.0% in 2009
US average: 68.9%
Carpooled to work
5.4%
−7.6 ptssince 2009
from 13.0% in 2009
US average: 8.5%
Public transit
0.1%
+0.1 ptssince 2009
from 0.0% in 2009
US average: 3.2%
Worked from home
4.5%
+1.7 ptssince 2009
from 2.8% in 2009
US average: 15.0%
Walked to work
1.8%
+0.2 ptssince 2009
from 1.7% in 2009
US average: 2.4%
Biked to work
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
No vehicle available
2.7%
−0.3 ptssince 2009
from 3.0% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
3.3%
−3.3 ptssince 2011
from 6.6% in 2011
US average: 5.2%
Labor force participation
62.7%
−3.3 ptssince 2011
from 66.0% in 2011
US average: 63.5%
Self-employed
12.7%
+0.8 ptssince 2009
from 11.9% in 2009
US average: 13.1%
Management & professional
31.7%
−26.5 ptssince 2009
from 58.2% in 2009
US average: 42.5%
Section 08

People & community

Male
51.5%
+0.9 ptssince 2009
from 50.5% in 2009
Female
48.5%
−0.9 ptssince 2009
from 49.5% in 2009
Foreign born
2.2%
+0.9 ptssince 2009
from 1.3% in 2009
US average: 14.1%
Veterans
6.8%
−43.4 ptssince 2009
from 50.2% in 2009
US average: 6.2%
With a disability
14.2%
+0.9 ptssince 2012
from 13.3% in 2012
US average: 13.3%
Uninsured
4.7%
−84.4 ptssince 2013
from 89.1% in 2013
US average: 8.4%
Broadband at home
84.1%
+16.1 ptssince 2017
from 68.0% in 2017
US average: 91.0%
English only at home
96.5%
−0.6 ptssince 2016
from 97.1% in 2016
US average: 77.7%
Spanish at home
2.6%
+0.4 ptssince 2016
from 2.2% in 2016
US average: 13.6%
Marital status
Men 15+
Never married26.9%(2,275)
Married60.1%(5,083)
Widowed4.1%(347)
Divorced8.8%(748)
Women 15+
Never married21.3%(1,717)
Married58.6%(4,713)
Widowed8.5%(684)
Divorced11.6%(929)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Drill deeper

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Head to head

Compare Spencer County to nearby counties

SPENCER COUNTY VS
Warrick County
Income$89,844+21%
Home value$242,500+31%
Population66,803+233%
SEE FULL COMPARISON →
SPENCER COUNTY VS
Hancock County
Income$65,464−12%
Home value$141,200−24%
Population9,050−55%
SEE FULL COMPARISON →
SPENCER COUNTY VS
Daviess County
Income$68,214−8%
Home value$199,900+8%
Population104,898+423%
SEE FULL COMPARISON →
SPENCER COUNTY VS
Perry County
Income$61,151−18%
Home value$163,400−12%
Population19,389−3%
SEE FULL COMPARISON →
Frequently asked

How many people live in Spencer County, Indiana?

Spencer County, Indiana has about 19,955 residents according to the 2024 American Community Survey.

What is the median household income in Spencer County, Indiana?

The typical household in Spencer County, Indiana earns about $74,506 a year. Half of households make more than that, and half make less.

Is Spencer County, Indiana expensive?

In Spencer County, Indiana, the median home is worth about $185,200, and the typical rent is about $751 a month.

How educated are people in Spencer County, Indiana?

About 22.0% of adults age 25 and over in Spencer County, Indiana hold a bachelor's degree or higher.

What is the poverty rate in Spencer County, Indiana?

About 7.5% of people in Spencer County, Indiana live below the federal poverty line.

Has Spencer County, Indiana grown since 1990?

Yes, Spencer County, Indiana has grown since 1990. The population has added about 465 residents, a change of about 2 percent over that period.

Keep going

Explore from here

6 census tracts
Census Tract 9527.01Census Tract 9530Census Tract 9528Census Tract 9527.02Census Tract 9531Census Tract 9529
11 ZIP codes
ZIP 47635ZIP 47579ZIP 47634ZIP 47615ZIP 47577ZIP 47611ZIP 47588ZIP 47531ZIP 47550ZIP 47537ZIP 47552
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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →