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CITY · 2010 ACS

Otsego

Michigan · 3,956 residents · 2.03 sq mi
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The short version

With 3,956 people, Otsego is a city in Michigan. Four-year degrees are less common here than nationally, at 11% of adults. The foreign-born share is 1%. The typical home is worth $109,600. Households here earn about 18% less than in Michigan as a whole. The median household earns $39,938, about 24% below the national median.

At a glance
Lower income
below the US median
US median: $52,703
Mid-age
median age 36.1
US median: 37.2
Less educated
11% hold a bachelor's degree
US average: 28%
Stable housing
home values roughly flat, inflation adjusted
US median home: $225,659
Section 01

Population & growth

3,956
+1%since 2000
from 3,933 in 2000
1990 – 2025
36.1
+6%since 2000
from 34.1 in 2000
US average: 37.2
Land area
2.03 sq mi
Population, 19902024
4K4K4K4K4K19902000201020202024Otsego
20244K
1990201020202024
Age distribution, 2010
Under 57.7%(304)
US avg: 6.5%
5 to 97.5%(297)
US avg: 6.6%
10 to 147.7%(304)
US avg: 6.7%
15 to 197%(275)
US avg: 7.1%
20 to 245.2%(206)
US avg: 7%
25 to 3413.7%(540)
US avg: 13.3%
35 to 4412.7%(501)
US avg: 13.3%
45 to 5414.7%(581)
US avg: 14.6%
55 to 6410.8%(429)
US avg: 11.8%
65 to 746.6%(260)
US avg: 7%
75 to 844.5%(178)
US avg: 4.2%
85 and over2%(81)
US avg: 1.8%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$39,938
−16%inflation adjusted, since 2000
from $37,525 in 2000
US average: $52,703
1990 – 2024
$18,323
+5%since 2000
from $17,521 in 2000
US average: $27,286
Households earning $100K+
16.7%
+0.5 ptssince 2009
from 16.1% in 2009
US average: 33.3%
16.4%
+9.5 ptssince 2000
from 6.9% in 2000
US average: 13.8%
0.375
US average: 0.461
Workforce by industry, 2010
Retail trade30.7%
US avg: 10.9%
Information9.2%
US avg: 11.5%
Other services4.9%
US avg: 7%
Public administration4.9%
US avg: 4.9%
Finance & insurance4.2%
US avg: 5.1%
Wholesale trade3.6%
US avg: 7.2%
Professional, scientific, technical3.5%
US avg: 4.2%
Arts, entertainment, food2.6%
US avg: 2.4%
Transportation & warehousing1%
US avg: 3.1%
Education & health services0.7%
US avg: 0.9%
Agriculture, forestry, fishing0%
US avg: 1.9%
Construction0%
US avg: 1.4%
Manufacturing0%
US avg: 0.5%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$109,600
−3%inflation adjusted, since 2000
from $88,900 in 2000
US average: $225,659
1990 – 2024
$644
+6%inflation adjusted, since 2000
from $482 in 2000
US average: $853
66.4%
−2.1 ptssince 2000
from 68.5% in 2000
33.6% rent
3.1%
Unchangedsince 2009
from 3.0% in 2009
US average: 12.1%
2.59 people
+7%since 2009
from 2.42 people in 2009
US average: 2.60
29.4%
−0.4 ptssince 2009
from 29.7% in 2009
US average: 30.9%
52.0%
+1.9 ptssince 2009
from 50.1% in 2009
US average: 46.8%
2.7
−10%since 2009
from 3.1 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
Section 04

Race & ethnicity

2000
White, non-Hispanic96.2%(3,782)
Black0.3%(12)
Hispanic / Latino1.5%(59)
Asian0.4%(15)
Other0%
2010
White, non-Hispanic93.4%(3,693)
Black0.6%(25)
Hispanic / Latino3.3%(131)
Asian0.5%(20)
Other3.7%(146)

No data for the years selected.

Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican0.9%(36)
Ancestry
German31.4%(1,251)
Dutch18.4%(734)
English12.8%(509)
Irish11.9%(474)
American8.6%(343)
French3.2%(126)
Welsh3.2%(126)
Italian2.4%(95)
Swedish2%(79)
Polish1.9%(74)
Scottish1.2%(49)
+ 8 more ancestry groups with data
Scotch-Irish1.2%(48)
Finnish0.8%(31)
Czech0.6%(23)
Norwegian0.6%(23)
Hungarian0.5%(20)
Canadian0.5%(19)
Danish0.3%(11)
Croatian0.2%(8)
Section 05

Education

10.7%
+1.5 ptssince 2000
from 9.2% in 2000
US average: 27.9%
High school or higher
88.9%
+4.6 ptssince 2000
from 84.3% in 2000
US average: 84.9%
3.3%
−0.6 ptssince 2000
from 3.9% in 2000
US average: 10.2%
Section 06

Commute & transportation

22.4 min
+52%since 2000
from 14.7 min in 2000
US average: 25.2
82.6%
−0.6 ptssince 2009
from 83.2% in 2009
US average: 76.2%
7.9%
−1.9 ptssince 2009
from 9.8% in 2009
US average: 10.4%
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 4.7%
3.2%
+1.1 ptssince 2009
from 2.1% in 2009
US average: 4.1%
3.8%
+1.6 ptssince 2009
from 2.2% in 2009
US average: 2.8%
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.5%
13.0%
+3.7 ptssince 2009
from 9.4% in 2009
US average: 8.7%
Section 07

Work & employment

11.4%
−2.2 ptssince 2009
from 13.6% in 2009
US average: 12.9%
19.0%
−1.4 ptssince 2009
from 20.4% in 2009
US average: 35.2%
Section 08

People & community

45.7%
+0.3 ptssince 2009
from 45.3% in 2009
54.3%
−0.3 ptssince 2009
from 54.7% in 2009
0.6%
−0.1 ptssince 2009
from 0.7% in 2009
US average: 12.8%
11.3%
+1.0 ptssince 2009
from 10.3% in 2009
US average: 9.9%
Marital status (2024)
Men 15+
Never married28.6%(348)
Married59.2%(720)
Widowed0.7%(8)
Divorced11.5%(140)
Women 15+
Never married18.4%(333)
Married55.7%(1,007)
Widowed11.8%(213)
Divorced14.2%(256)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

Showing 2024 (the nearest year with coverage data).

8.0%
−3.2 ptssince 2013
from 11.2% in 2013
US average: 8.4%
48.3%
−5.3 ptssince 2020
from 53.6% in 2020
US average: 54.8%
Direct-purchase
8.3%
−2.0 ptssince 2020
from 10.3% in 2020
US average: 13.8%
15.0%
−2.0 ptssince 2020
from 17.0% in 2020
US average: 18.4%
30.8%
+0.9 ptssince 2020
from 29.9% in 2020
US average: 20.9%
VA health care
0.4%
−2.1 ptssince 2020
from 2.5% in 2020
US average: 2.2%
Any private
56.6%
−7.7 ptssince 2020
from 64.3% in 2020
US average: 67.1%
Any public
43.7%
−0.2 ptssince 2020
from 43.9% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)0%(0)
US avg: 26.4%
Gulf War (1990s)19.5%(17)
US avg: 24.3%
Vietnam era57.5%(50)
US avg: 33.1%
Korean War12.6%(11)
US avg: 4.5%
World War II0%(0)
US avg: 1%

Share of the 87 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Otsego, Michigan?

Otsego, Michigan has about 3,956 residents according to the 2010 American Community Survey.

What is the median household income in Otsego, Michigan?

The typical household in Otsego, Michigan earns about $39,938 a year. Half of households make more than that, and half make less.

Is Otsego, Michigan expensive?

In Otsego, Michigan, the median home is worth about $109,600, and the typical rent is about $644 a month.

How educated are people in Otsego, Michigan?

About 10.7% of adults age 25 and over in Otsego, Michigan hold a bachelor's degree or higher.

What is the poverty rate in Otsego, Michigan?

About 16.4% of people in Otsego, Michigan live below the federal poverty line.

Has Otsego, Michigan grown since 1990?

Yes, Otsego, Michigan has grown since 1990. The population has added about 19 residents, a change of about 0 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →