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CITY · 2020 ACS

Otsego

Michigan · 4,120 residents · 2.03 sq mi
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The short version

With 4,120 people, Otsego is a city in Michigan. Four-year degrees are less common here than nationally, at 10% of adults. The typical home is worth $125,100. 70% of homes are owner-occupied. The foreign-born share is 8%. 92% were living in the same home a year earlier.

At a glance
Lower income
below the US median
US median: $66,278
Younger
median age 37.2
US median: 38.8
Less educated
10% hold a bachelor's degree
US average: 33%
More affordable
home values down 6%, inflation adjusted
US median home: $265,253
Section 01

Population & growth

4,120
+5%since 2000
from 3,933 in 2000
1990 – 2025
37.2
+9%since 2000
from 34.1 in 2000
US average: 38.8
Land area
2.03 sq mi
Population, 19902024
4K4K4K4K4K19902000201020202024Otsego
20244K
1990201020202024
Age distribution, 2020
Under 55.8%(239)
US avg: 5.6%
5 to 96.8%(280)
US avg: 6.1%
10 to 147.1%(292)
US avg: 6.5%
15 to 196.6%(273)
US avg: 6.6%
20 to 246.7%(277)
US avg: 6.7%
25 to 3413.8%(570)
US avg: 13.5%
35 to 4413.2%(542)
US avg: 12.7%
45 to 5411.3%(467)
US avg: 12.3%
55 to 6413.3%(547)
US avg: 13.1%
65 to 748.7%(359)
US avg: 10%
75 to 844.6%(189)
US avg: 4.9%
85 and over2.1%(85)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$52,899
−6%inflation adjusted, since 2000
from $37,525 in 2000
US average: $66,278
1990 – 2024
$26,120
+49%since 2000
from $17,521 in 2000
US average: $35,364
Households earning $100K+
31.7%
+15.6 ptssince 2009
from 16.1% in 2009
US average: 43.9%
11.8%
+4.9 ptssince 2000
from 6.9% in 2000
US average: 12.8%
Workforce by industry, 2020
Retail trade33.2%
US avg: 10%
Information15%
US avg: 11.1%
Finance & insurance8%
US avg: 5.5%
Professional, scientific, technical8%
US avg: 4.7%
Other services5.5%
US avg: 6.6%
Public administration5.5%
US avg: 4.7%
Wholesale trade2.6%
US avg: 6.7%
Arts, entertainment, food1.8%
US avg: 2%
Transportation & warehousing0.8%
US avg: 2.5%
Agriculture, forestry, fishing0%
US avg: 1.7%
Construction0%
US avg: 1.2%
Manufacturing0%
US avg: 0.5%
Education & health services0%
US avg: 0.8%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$125,100
−6%inflation adjusted, since 2000
from $88,900 in 2000
US average: $265,253
1990 – 2024
$944
+30%inflation adjusted, since 2000
from $482 in 2000
US average: $1,124
70.1%
+1.6 ptssince 2000
from 68.5% in 2000
29.9% rent
2.42 people
Unchangedsince 2009
from 2.42 people in 2009
US average: 2.61
2.4
−23%since 2009
from 3.1 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
Section 04

Race & ethnicity

2000
White, non-Hispanic96.2%(3,782)
Black0.3%(12)
Hispanic / Latino1.5%(59)
Asian0.4%(15)
Other0%
2020
White, non-Hispanic89.4%(3,683)
Black0.8%(32)
Hispanic / Latino3.3%(134)
Asian1.4%(59)
Other17.6%(727)

No data for the years selected.

Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Puerto Rican3.3%(133)
Asian origin
Filipino1.3%(53)
Ancestry
German17.5%(697)
Irish16.7%(666)
English12.6%(502)
Polish7%(278)
Dutch5.7%(227)
American3.9%(157)
French2.3%(92)
Scottish1.6%(64)
Danish1.5%(58)
Swedish1.4%(54)
Greek0.9%(37)
+ 8 more ancestry groups with data
Hungarian0.9%(36)
Italian0.9%(34)
Russian0.8%(30)
Scotch-Irish0.7%(26)
Latvian0.4%(17)
Czech0.4%(15)
Croatian0.3%(10)
Slovak0.2%(7)
Section 05

Education

10.0%
+0.8 ptssince 2000
from 9.2% in 2000
US average: 32.9%
High school or higher
84.4%
+0.1 ptssince 2000
from 84.3% in 2000
US average: 88.5%
4.6%
+0.7 ptssince 2000
from 3.9% in 2000
US average: 12.7%
Section 06

Commute & transportation

21.6 min
+47%since 2000
from 14.7 min in 2000
US average: 26.9
89.3%
+6.0 ptssince 2009
from 83.2% in 2009
US average: 75.1%
7.9%
−1.4 ptssince 2009
from 9.4% in 2009
US average: 8.4%
Section 07

Work & employment

6.7%
−5.2 ptssince 2011
from 11.9% in 2011
US average: 5.4%
58.0%
−7.5 ptssince 2011
from 65.5% in 2011
US average: 63.4%
Women 20-64 in the labor force
53.5%
US average: 73.3%
27.4%
+6.9 ptssince 2009
from 20.4% in 2009
US average: 39.3%
Section 08

People & community

40.6%
−4.8 ptssince 2009
from 45.3% in 2009
59.4%
+4.8 ptssince 2009
from 54.7% in 2009
7.9%
+7.2 ptssince 2009
from 0.7% in 2009
US average: 13.5%
2.7%
−8.5 ptssince 2013
from 11.2% in 2013
US average: 8.8%
Computer in household
89.8%
US average: 91.9%
91.6%
US average: 86.2%
Marital status (2024)
Men 15+
Never married28.6%(348)
Married59.2%(720)
Widowed0.7%(8)
Divorced11.5%(140)
Women 15+
Never married18.4%(333)
Married55.7%(1,007)
Widowed11.8%(213)
Divorced14.2%(256)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

2.7%
−8.5 ptssince 2013
from 11.2% in 2013
US average: 8.8%
53.6%
US average: 55.4%
Direct-purchase
10.3%
US average: 13.7%
17.0%
US average: 17.6%
29.9%
US average: 20.0%
VA health care
2.5%
US average: 2.3%
Any private
64.3%
US average: 68.1%
Any public
43.9%
US average: 35.2%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2020
Gulf War (2001 or later)0%(0)
US avg: 20.6%
Gulf War (1990s)29.6%(47)
US avg: 21.4%
Vietnam era45.3%(72)
US avg: 35.2%
Korean War13.8%(22)
US avg: 7.6%
World War II0%(0)
US avg: 2.9%

Share of the 159 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Otsego, Michigan?

Otsego, Michigan has about 4,120 residents according to the 2020 American Community Survey.

What is the median household income in Otsego, Michigan?

The typical household in Otsego, Michigan earns about $52,899 a year. Half of households make more than that, and half make less.

Is Otsego, Michigan expensive?

In Otsego, Michigan, the median home is worth about $125,100, and the typical rent is about $944 a month.

How educated are people in Otsego, Michigan?

About 10.0% of adults age 25 and over in Otsego, Michigan hold a bachelor's degree or higher.

What is the poverty rate in Otsego, Michigan?

About 11.8% of people in Otsego, Michigan live below the federal poverty line.

Has Otsego, Michigan grown since 1990?

Yes, Otsego, Michigan has grown since 1990. The population has added about 183 residents, a change of about 5 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →