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CITY · 2020 ACS

Otsego

Michigan · 4,120 residents · 2.031 sq mi
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The short version

Otsego has lower-than-average household income, with a median household income of $52,899. Population has held roughly steady since 2000. 10% of adults hold a bachelor's degree or higher, below the national rate of 33%. Median home value is $125,100.

At a glance
Lower income
below the US median
US median: $66,278
Younger
median age 37.2
US median: 38.8
Less educated
10% hold a bachelor's degree
US average: 33%
More affordable
home values down 6%, inflation adjusted
US median home: $265,253
Section 01

Population & growth

Total population
4,120
+5%since 2000
from 3,933 in 2000
1990 – 2025
Population density
2,029 / sq mi
+5%since 2000
from 1,936 / sq mi in 2000
US average: 280
Median age
37.2
+9%since 2000
from 34.1 in 2000
US average: 38.8
Population, 1990 – 2024
4K4K4K4K4K1990201020202024Otsego
20244K
1990201020202024
Section 02

Income & economy

Median household income
$52,899
−6%inflation adjusted, since 2000
from $37,525 in 2000
US average: $66,278
1990 – 2024
Per capita income
$26,120
+49%since 2000
from $17,521 in 2000
US average: $35,364
Households earning $100K+
31.7%
+15.6 ptssince 2009
from 16.1% in 2009
US average: 43.9%
Poverty rate
11.8%
+4.9 ptssince 2000
from 6.9% in 2000
US average: 12.8%
Workforce by industry, 2020
Retail trade33.2%
US avg: 10%
Information15%
US avg: 11.1%
Finance & insurance8%
US avg: 5.5%
Professional, scientific, technical8%
US avg: 4.7%
Other services5.5%
US avg: 6.6%
Public administration5.5%
US avg: 4.7%
Wholesale trade2.6%
US avg: 6.7%
Arts, entertainment, food1.8%
US avg: 2%
Transportation & warehousing0.8%
US avg: 2.5%
Agriculture, forestry, fishing0%
US avg: 1.7%
Construction0%
US avg: 1.2%
Manufacturing0%
US avg: 0.5%
Education & health services0%
US avg: 0.8%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$125,100
−6%inflation adjusted, since 2000
from $88,900 in 2000
US average: $265,253
1990 – 2024
Median gross rent
$944
+30%inflation adjusted, since 2000
from $482 in 2000
US average: $1,124
Owner-occupied
70.1%
+1.6 ptssince 2000
from 68.5% in 2000
29.9% rent
Afford Score
2.4
Unchangedsince 2000
from 2.4 in 2000
1990 – 2024
RELATED:See current rent listings in Otsego on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic96.2%(3,782)
Black0.3%(12)
Hispanic / Latino1.5%(59)
Asian0.4%(15)
Other0%
Diversity Score5.5%(215)
2020
White, non-Hispanic89.4%(3,683)
Black0.8%(32)
Hispanic / Latino3.3%(134)
Asian1.4%(59)
Other17.6%(727)
Diversity Score42.9%(1,766)
Diversity Score
43
+684%since 2000
from 5 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
10.0%
+0.8 ptssince 2000
from 9.2% in 2000
US average: 32.9%
High school or higher
84.4%
+0.1 ptssince 2000
from 84.3% in 2000
US average: 88.5%
Graduate degree
4.6%
+0.7 ptssince 2000
from 3.9% in 2000
US average: 12.7%
Section 06

Commute & transportation

Average commute
21.6 min
+47%since 2000
from 14.7 min in 2000
US average: 26.9
Drive alone to work
89.3%
+6.0 ptssince 2009
from 83.2% in 2009
US average: 75.1%
No vehicle available
7.9%
−1.4 ptssince 2009
from 9.4% in 2009
US average: 8.4%
Section 07

Work & employment

Unemployment rate
6.7%
−5.2 ptssince 2011
from 11.9% in 2011
US average: 5.4%
Labor force participation
58.0%
−7.5 ptssince 2011
from 65.5% in 2011
US average: 63.4%
Management & professional
27.4%
−32.4 ptssince 2009
from 59.8% in 2009
US average: 39.3%
Section 08

People & community

Male
40.6%
−4.8 ptssince 2009
from 45.3% in 2009
Female
59.4%
+4.8 ptssince 2009
from 54.7% in 2009
Foreign born
7.9%
+7.2 ptssince 2009
from 0.7% in 2009
US average: 13.5%
Uninsured
2.7%
−86.1 ptssince 2013
from 88.8% in 2013
US average: 8.8%
Drill deeper

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OTSEGO VS
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OTSEGO VS
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OTSEGO VS
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Frequently asked

How many people live in Otsego, Michigan?

Otsego, Michigan has about 4,120 residents according to the 2020 American Community Survey.

What is the median household income in Otsego, Michigan?

The typical household in Otsego, Michigan earns about $52,899 a year. Half of households make more than that, and half make less.

Is Otsego, Michigan expensive?

In Otsego, Michigan, the median home is worth about $125,100, and the typical rent is about $944 a month.

How educated are people in Otsego, Michigan?

About 10.0% of adults age 25 and over in Otsego, Michigan hold a bachelor's degree or higher.

What is the poverty rate in Otsego, Michigan?

About 11.8% of people in Otsego, Michigan live below the federal poverty line.

Has Otsego, Michigan grown since 1990?

Yes, Otsego, Michigan has grown since 1990. The population has added about 183 residents, a change of about 5 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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