United States › Michigan › Otsego CITY
Otsego Michigan · 4,045 residents (2025 est.) · 2.03 sq mi
Time machine
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The short version
Otsego is home to 4,074 people in Michigan. Four-year degrees are less common here than nationally, at 13% of adults. The typical home is worth $160,500, having more than doubled since 2000. This skews young, with a median age of 35.8. There are 2,006 people per square mile. 73% of homes are owner-occupied.
At a glance
Lower income
below the US median
US median: $82,259
Younger
median age 35.8
US median: 38.9
Less educated
13% hold a bachelor's degree
US average: 36%
Stable housing
home values roughly flat, inflation adjusted
US median home: $376,019
Section 01
Population & growth from 3,933 in 2000
4,045 in 2025 (Census Bureau estimate)
2,006 / sq mi
+6%since 2009
from 1,894 / sq mi in 2009
US average: 281
from 34.1 in 2000
US average: 38.9
Population, 1990 – 2024
4K 4K 4K 4K 4K 1990 2000 2010 2020 2024 Otsego Age distribution, 2024
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02
Income & economy $74,156
+8%inflation adjusted, since 2000
from $37,525 in 2000
US average: $82,259
from $17,521 in 2000
US average: $44,673
Households earning $100K+
from 16.1% in 2009
US average: 53.3%
from 6.9% in 2000
US average: 12.5%
from 0.375 in 2010
US average: 0.476
Workforce by industry, 2024
Transportation & warehousing 3.3%
Professional, scientific, technical 2.3%
Agriculture, forestry, fishing 1.3%
Public administration 1.2%
Education & health services 0.4%
Arts, entertainment, food 0%
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$160,500
−1%inflation adjusted, since 2000
from $88,900 in 2000
US average: $376,019
$1,119
+27%inflation adjusted, since 2000
from $482 in 2000
US average: $1,442
from 68.5% in 2000
27.0% rent
from 3.0% in 2009
US average: 10.0%
2.69 people
+11%since 2009
from 2.42 people in 2009
US average: 2.54
from 29.7% in 2009
US average: 22.9%
from 50.1% in 2009
US average: 47.4%
from 3.1 in 2009
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
Section 04
Race & ethnicity 2000
White, non-Hispanic 96.2%(3,782)
Hispanic / Latino 1.5%(59)
2024
White, non-Hispanic 73.8%(3,005)
Hispanic / Latino 6.2%(253)
from 13 in 2009
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
Section 04 · Origins
Detailed origins & ancestry Ancestry
+ 5 more ancestry groups with data from 9.2% in 2000
US average: 35.6%
High school or higher
from 84.3% in 2000
US average: 89.6%
from 3.9% in 2000
US average: 14.0%
Section 06
Commute & transportation from 14.7 min in 2000
US average: 26.5
from 83.2% in 2009
US average: 68.9%
from 9.8% in 2009
US average: 8.5%
from 0.0% in 2009
US average: 3.2%
from 2.1% in 2009
US average: 15.0%
from 2.2% in 2009
US average: 2.4%
from 0.0% in 2009
US average: 0.4%
from 9.4% in 2009
US average: 8.3%
Section 07
Work & employment from 11.9% in 2011
US average: 5.2%
from 65.5% in 2011
US average: 63.5%
Women 20-64 in the labor force
from 53.5% in 2020
US average: 74.6%
from 13.6% in 2009
US average: 13.1%
from 20.4% in 2009
US average: 42.5%
Section 08
People & community from 0.7% in 2009
US average: 14.1%
from 10.3% in 2009
US average: 6.2%
from 17.3% in 2012
US average: 13.3%
from 11.2% in 2013
US average: 8.4%
from 72.4% in 2017
US average: 91.0%
Computer in household
from 89.8% in 2020
US average: 95.5%
from 91.6% in 2020
US average: 87.7%
from 98.0% in 2016
US average: 77.7%
from 0.5% in 2016
US average: 13.6%
Marital status
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09
Health coverage from 11.2% in 2013
US average: 8.4%
from 53.6% in 2020
US average: 54.8%
Direct-purchase
from 10.3% in 2020
US average: 13.8%
from 17.0% in 2020
US average: 18.4%
from 29.9% in 2020
US average: 20.9%
VA health care
from 2.5% in 2020
US average: 2.2%
Any private
from 64.3% in 2020
US average: 67.1%
Any public
from 43.9% in 2020
US average: 36.7%
Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.
Section 09 · Service history
Veterans Veterans by period of service, 2024
Gulf War (2001 or later) 0%(0)
Gulf War (1990s) 19.5%(17)
Share of the 87 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.
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Drill deeper
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Frequently asked
How many people live in Otsego, Michigan? Otsego, Michigan has about 4,074 residents according to the 2024 American Community Survey.
What is the median household income in Otsego, Michigan? The typical household in Otsego, Michigan earns about $74,156 a year. Half of households make more than that, and half make less.
Is Otsego, Michigan expensive? In Otsego, Michigan, the median home is worth about $160,500, and the typical rent is about $1,119 a month.
How educated are people in Otsego, Michigan? About 13.5% of adults age 25 and over in Otsego, Michigan hold a bachelor's degree or higher.
What is the poverty rate in Otsego, Michigan? About 5.3% of people in Otsego, Michigan live below the federal poverty line.
Has Otsego, Michigan grown since 1990? Yes, Otsego, Michigan has grown since 1990. The population has added about 137 residents, a change of about 3 percent over that period.
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