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CITY

St. Charles

Minnesota · 4,090 residents (2025 est.) · 3.81 sq mi
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The short version

St. Charles is home to 4,037 people in Minnesota. That puts it in the top 8% of US cities for household income. 81% of homes are owner-occupied. The poverty rate is 3.2%, under the national 12.5%. 742 more people live here than in 2000. The foreign-born share is 7%.

At a glance
Wealthier
above the US median
US median: $82,259
Mid-age
median age 39.5
US median: 38.9
Average education
33% hold a bachelor's degree
US average: 36%
Less affordable
home values up 49%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

4,037
+23%since 2000
from 3,295 in 2000
4,090 in 2025 (Census Bureau estimate)
1990 – 2025
1,060 / sq mi
+14%since 2009
from 930 / sq mi in 2009
US average: 281
39.5
+19%since 2000
from 33.3 in 2000
US average: 38.9
Land area
3.81 sq mi
Population, 19902024
3K3K3K4K4K19902000201020202024St. Charles
20244K
1990201020202024
Age distribution, 2024
Under 54.9%(199)
US avg: 5.6%
5 to 95.8%(236)
US avg: 6%
10 to 147.9%(319)
US avg: 6.4%
15 to 196.8%(273)
US avg: 6.6%
20 to 246.4%(259)
US avg: 6.5%
25 to 3412.9%(521)
US avg: 13.7%
35 to 4417.2%(695)
US avg: 13.2%
45 to 549%(363)
US avg: 12.2%
55 to 6415.2%(612)
US avg: 12.7%
65 to 748.6%(349)
US avg: 10.2%
75 to 843.7%(149)
US avg: 5.1%
85 and over1.5%(62)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$96,200
+23%inflation adjusted, since 2000
from $42,813 in 2000
US average: $82,259
1990 – 2024
$50,533
+185%since 2000
from $17,727 in 2000
US average: $44,673
Households earning $100K+
59.3%
+28.5 ptssince 2009
from 30.8% in 2009
US average: 53.3%
3.2%
−5.9 ptssince 2000
from 9.1% in 2000
US average: 12.5%
0.460
+16%since 2010
from 0.398 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade17.6%
US avg: 9.9%
Information8.8%
US avg: 10.8%
Finance & insurance8%
US avg: 5.9%
Professional, scientific, technical7.7%
US avg: 5.1%
Wholesale trade6.4%
US avg: 6.9%
Other services5.4%
US avg: 6.7%
Public administration4.1%
US avg: 4.8%
Arts, entertainment, food3.5%
US avg: 1.9%
Agriculture, forestry, fishing1.8%
US avg: 1.6%
Construction1.8%
US avg: 1.2%
Transportation & warehousing1.2%
US avg: 2.2%
Education & health services0.3%
US avg: 0.9%
Manufacturing0%
US avg: 0.4%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$256,600
+49%inflation adjusted, since 2000
from $94,300 in 2000
US average: $376,019
1990 – 2024
$1,001
+31%inflation adjusted, since 2000
from $419 in 2000
US average: $1,442
80.8%
+9.8 ptssince 2000
from 71.0% in 2000
19.2% rent
5.9%
−4.5 ptssince 2009
from 10.4% in 2009
US average: 10.0%
2.54 people
−12%since 2009
from 2.90 people in 2009
US average: 2.54
20.6%
+1.6 ptssince 2009
from 19.0% in 2009
US average: 22.9%
16.5%
−19.7 ptssince 2009
from 36.2% in 2009
US average: 47.4%
2.7
−9%since 2009
from 2.9 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
61
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
Section 04

Race & ethnicity

2000
White, non-Hispanic89.3%(2,944)
Black1%(32)
Hispanic / Latino4.9%(163)
Asian3.6%(119)
Other0%
2024
White, non-Hispanic86.4%(3,486)
Black0%(0)
Hispanic / Latino4.1%(166)
Asian8.7%(353)
Other0.8%(32)
31
−5%since 2009
from 32 in 2009
2009 – 2024
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican2.8%(114)
Puerto Rican0.2%(10)
Asian origin
Laotian2.9%(117)
Hmong2.1%(86)
Cambodian1.8%(73)
Korean0.1%(6)
Japanese0.1%(4)
Ancestry
German38.9%(1,570)
Norwegian15.1%(608)
American10.1%(409)
Irish10%(402)
French5.6%(225)
English4.5%(180)
Polish2.6%(103)
Swedish2.3%(94)
Italian1.3%(51)
Scotch-Irish1.1%(45)
Czech0.8%(31)
+ 8 more ancestry groups with data
Scottish0.6%(26)
Lithuanian0.6%(23)
Danish0.2%(10)
Finnish0.2%(10)
Dutch0.2%(9)
Swiss0.2%(9)
British0.2%(7)
Slovak0.2%(7)
Section 05

Education

33.3%
+13.5 ptssince 2000
from 19.9% in 2000
US average: 35.6%
High school or higher
92.8%
+10.3 ptssince 2000
from 82.5% in 2000
US average: 89.6%
7.5%
+2.8 ptssince 2000
from 4.6% in 2000
US average: 14.0%
Section 06

Commute & transportation

23.8 min
+47%since 2000
from 16.2 min in 2000
US average: 26.5
75.4%
+1.1 ptssince 2009
from 74.2% in 2009
US average: 68.9%
5.2%
−4.8 ptssince 2009
from 10.0% in 2009
US average: 8.5%
0.0%
−2.1 ptssince 2009
from 2.1% in 2009
US average: 3.2%
17.3%
+11.9 ptssince 2009
from 5.5% in 2009
US average: 15.0%
2.1%
−3.2 ptssince 2009
from 5.2% in 2009
US average: 2.4%
0.0%
−1.8 ptssince 2009
from 1.8% in 2009
US average: 0.4%
2.3%
−4.3 ptssince 2009
from 6.6% in 2009
US average: 8.3%
Section 07

Work & employment

0.0%
−5.2 ptssince 2011
from 5.2% in 2011
US average: 5.2%
73.5%
+0.2 ptssince 2011
from 73.4% in 2011
US average: 63.5%
Women 20-64 in the labor force
91.0%
−1.5 ptssince 2020
from 92.5% in 2020
US average: 74.6%
11.9%
−1.9 ptssince 2009
from 13.9% in 2009
US average: 13.1%
43.2%
+12.9 ptssince 2009
from 30.2% in 2009
US average: 42.5%
Section 08

People & community

53.0%
+2.6 ptssince 2009
from 50.4% in 2009
47.0%
−2.6 ptssince 2009
from 49.6% in 2009
7.0%
+0.1 ptssince 2009
from 6.9% in 2009
US average: 14.1%
9.7%
+0.4 ptssince 2009
from 9.3% in 2009
US average: 6.2%
11.1%
+3.5 ptssince 2012
from 7.6% in 2012
US average: 13.3%
4.2%
−7.5 ptssince 2013
from 11.7% in 2013
US average: 8.4%
88.8%
+10.7 ptssince 2017
from 78.1% in 2017
US average: 91.0%
Computer in household
94.7%
−1.9 ptssince 2020
from 96.6% in 2020
US average: 95.5%
91.5%
+1.1 ptssince 2020
from 90.3% in 2020
US average: 87.7%
90.4%
+8.1 ptssince 2016
from 82.3% in 2016
US average: 77.7%
2.3%
−3.5 ptssince 2016
from 5.8% in 2016
US average: 13.6%
Marital status
Men 15+
Never married29%(495)
Married48.9%(834)
Widowed2.9%(49)
Divorced19.3%(329)
Women 15+
Never married25.4%(401)
Married56.9%(897)
Widowed5.5%(86)
Divorced12.2%(192)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

4.2%
−7.5 ptssince 2013
from 11.7% in 2013
US average: 8.4%
73.4%
+1.7 ptssince 2020
from 71.7% in 2020
US average: 54.8%
Direct-purchase
8.4%
−2.2 ptssince 2020
from 10.6% in 2020
US average: 13.8%
14.4%
+0.1 ptssince 2020
from 14.3% in 2020
US average: 18.4%
10.6%
+3.1 ptssince 2020
from 7.5% in 2020
US average: 20.9%
VA health care
2.7%
−0.5 ptssince 2020
from 3.2% in 2020
US average: 2.2%
Any private
81.3%
−4.3 ptssince 2020
from 85.6% in 2020
US average: 67.1%
Any public
23.2%
+2.4 ptssince 2020
from 20.8% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)7.8%(23)
US avg: 26.4%
Gulf War (1990s)49.3%(146)
US avg: 24.3%
Vietnam era14.5%(43)
US avg: 33.1%
Korean War8.8%(26)
US avg: 4.5%
World War II0%(0)
US avg: 1%

Share of the 296 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in St. Charles, Minnesota?

St. Charles, Minnesota has about 4,037 residents according to the 2024 American Community Survey.

What is the median household income in St. Charles, Minnesota?

The typical household in St. Charles, Minnesota earns about $96,200 a year. Half of households make more than that, and half make less.

Is St. Charles, Minnesota expensive?

In St. Charles, Minnesota, the median home is worth about $256,600, and the typical rent is about $1,001 a month.

How educated are people in St. Charles, Minnesota?

About 33.3% of adults age 25 and over in St. Charles, Minnesota hold a bachelor's degree or higher.

What is the poverty rate in St. Charles, Minnesota?

About 3.2% of people in St. Charles, Minnesota live below the federal poverty line.

Has St. Charles, Minnesota grown since 1990?

Yes, St. Charles, Minnesota has grown since 1990. The population has added about 1,395 residents, a change of about 53 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →