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CITY · 2010 ACS

Carter Lake

Iowa · 3,785 residents · 1.794 sq mi
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The short version

Carter Lake has lower-than-average household income, with a median household income of $46,366. Population has grown 17% since 2000. 9% of adults hold a bachelor's degree or higher, below the national rate of 28%. Median home value has risen by half since 2000, reaching $101,200.

At a glance
Lower income
below the US median
US median: $52,703
Mid-age
median age 36.1
US median: 37.2
Less educated
9% hold a bachelor's degree
US average: 28%
Stable housing
home values roughly flat, inflation adjusted
US median home: $225,659
Section 01

Population & growth

Total population
3,785
+17%since 2000
from 3,248 in 2000
1990 – 2025
Population density
2,110 / sq mi
+17%since 2000
from 1,810 / sq mi in 2000
US average: 261
Median age
36.1
−3%since 2000
from 37.2 in 2000
US average: 37.2
Population, 1990 – 2024
3K3K3K4K4K1990201020202024Carter Lake
20244K
1990201020202024
Section 02

Income & economy

Median household income
$46,366
−3%inflation adjusted, since 2000
from $37,851 in 2000
US average: $52,703
1990 – 2024
Per capita income
$22,728
+21%since 2000
from $18,758 in 2000
US average: $27,286
Households earning $100K+
24.7%
−1.5 ptssince 2009
from 26.2% in 2009
US average: 33.3%
Poverty rate
12.0%
+4.9 ptssince 2000
from 7.1% in 2000
US average: 13.8%
Income inequality (Gini)
0.386
US average: 0.461
Workforce by industry, 2010
Retail trade16.1%
US avg: 10.9%
Finance & insurance10.8%
US avg: 5.1%
Other services10.8%
US avg: 7%
Wholesale trade10%
US avg: 7.2%
Professional, scientific, technical9.9%
US avg: 4.2%
Information9.4%
US avg: 11.5%
Public administration7.3%
US avg: 4.9%
Arts, entertainment, food4.3%
US avg: 2.4%
Transportation & warehousing2%
US avg: 3.1%
Education & health services1%
US avg: 0.9%
Agriculture, forestry, fishing0%
US avg: 1.9%
Construction0%
US avg: 1.4%
Manufacturing0%
US avg: 0.5%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$101,200
+21%inflation adjusted, since 2000
from $65,900 in 2000
US average: $225,659
1990 – 2024
Median gross rent
$877
+29%inflation adjusted, since 2000
from $537 in 2000
US average: $853
Owner-occupied
53.8%
−32.8 ptssince 2000
from 86.7% in 2000
20.0% rent
Vacancy rate
5.2%
+2.8 ptssince 2009
from 2.4% in 2009
US average: 12.1%
Owner cost-burdened
29.4%
−2.0 ptssince 2009
from 31.4% in 2009
US average: 30.9%
Renter cost-burdened
49.6%
Unchangedsince 2009
from 49.6% in 2009
US average: 46.8%
Afford Score
2.2
+25%since 2000
from 1.7 in 2000
1990 – 2024
RELATED:See current rent listings in Carter Lake on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic94.7%(3,077)
Black0.2%(8)
Hispanic / Latino2.9%(94)
Asian0.2%(8)
Other0%
Diversity Score8.4%(272)
2010
White, non-Hispanic84.9%(3,214)
Black1%(37)
Hispanic / Latino11.5%(435)
Asian0.5%(20)
Other2%(77)
Diversity Score33.1%(1,252)
Diversity Score
33
+295%since 2000
from 8 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
8.7%
+0.1 ptssince 2000
from 8.6% in 2000
US average: 27.9%
High school or higher
85.6%
+5.8 ptssince 2000
from 79.9% in 2000
US average: 84.9%
Graduate degree
3.4%
+1.0 ptssince 2000
from 2.4% in 2000
US average: 10.2%
Section 06

Commute & transportation

Average commute
19.0 min
+59%since 2000
from 11.9 min in 2000
US average: 25.2
Drive alone to work
84.0%
+0.7 ptssince 2009
from 83.4% in 2009
US average: 76.2%
Carpooled to work
12.2%
+2.0 ptssince 2009
from 10.3% in 2009
US average: 10.4%
Public transit
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 4.7%
Worked from home
2.5%
−1.4 ptssince 2009
from 3.9% in 2009
US average: 4.1%
Walked to work
0.7%
Unchangedsince 2009
from 0.6% in 2009
US average: 2.8%
Biked to work
0.5%
Unchangedsince 2009
from 0.5% in 2009
US average: 0.5%
No vehicle available
4.8%
+2.2 ptssince 2009
from 2.6% in 2009
US average: 8.7%
Section 07

Work & employment

Self-employed
9.1%
−2.7 ptssince 2009
from 11.7% in 2009
US average: 12.9%
Management & professional
18.8%
−36.5 ptssince 2009
from 55.4% in 2009
US average: 35.2%
Section 08

People & community

Male
47.2%
−2.2 ptssince 2009
from 49.4% in 2009
Female
52.8%
+2.2 ptssince 2009
from 50.6% in 2009
Foreign born
4.8%
+2.2 ptssince 2009
from 2.6% in 2009
US average: 12.8%
Veterans
16.0%
−32.6 ptssince 2009
from 48.6% in 2009
US average: 9.9%
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Compare Carter Lake to nearby cities

CARTER LAKE VS
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Income$64,578+39%
Home value$171,800+70%
Population62,680+1608%
SEE FULL COMPARISON →
CARTER LAKE VS
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Income$73,201+58%
Home value$245,500+143%
Population488,797+13219%
SEE FULL COMPARISON →
CARTER LAKE VS
Bellevue
Income$85,462+84%
Home value$247,000+144%
Population64,863+1667%
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CARTER LAKE VS
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Income$81,961+77%
Home value$260,900+158%
Population16,543+351%
SEE FULL COMPARISON →
Frequently asked

How many people live in Carter Lake, Iowa?

Carter Lake, Iowa has about 3,785 residents according to the 2010 American Community Survey.

What is the median household income in Carter Lake, Iowa?

The typical household in Carter Lake, Iowa earns about $46,366 a year. Half of households make more than that, and half make less.

Is Carter Lake, Iowa expensive?

In Carter Lake, Iowa, the median home is worth about $101,200, and the typical rent is about $877 a month.

How educated are people in Carter Lake, Iowa?

About 8.7% of adults age 25 and over in Carter Lake, Iowa hold a bachelor's degree or higher.

What is the poverty rate in Carter Lake, Iowa?

About 12.0% of people in Carter Lake, Iowa live below the federal poverty line.

Has Carter Lake, Iowa grown since 1990?

Yes, Carter Lake, Iowa has grown since 1990. The population has added about 585 residents, a change of about 18 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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