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CITY · 2010 ACS

Carter Lake

Iowa · 3,785 residents · 1.79 sq mi
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The short version

Carter Lake is home to 3,785 people in Iowa. 9% of adults hold a bachelor's degree, below the 28% national rate. Owners hold 80% of the housing stock. Home values have risen by half since 2000, reaching $101,200. 5% of people here were born outside the United States. The average commute runs 19 minutes.

At a glance
Lower income
below the US median
US median: $52,703
Mid-age
median age 36.1
US median: 37.2
Less educated
9% hold a bachelor's degree
US average: 28%
Stable housing
home values roughly flat, inflation adjusted
US median home: $225,659
Section 01

Population & growth

3,785
+17%since 2000
from 3,248 in 2000
1990 – 2025
36.1
−3%since 2000
from 37.2 in 2000
US average: 37.2
Land area
1.79 sq mi
Population, 19902024
3K3K3K4K4K19902000201020202024Carter Lake
20244K
1990201020202024
Age distribution, 2010
Under 58.2%(312)
US avg: 6.5%
5 to 97.8%(294)
US avg: 6.6%
10 to 147.9%(300)
US avg: 6.7%
15 to 197.1%(269)
US avg: 7.1%
20 to 245.6%(212)
US avg: 7%
25 to 3411.7%(443)
US avg: 13.3%
35 to 4413.4%(506)
US avg: 13.3%
45 to 5414.6%(554)
US avg: 14.6%
55 to 6410.8%(409)
US avg: 11.8%
65 to 747.8%(296)
US avg: 7%
75 to 844%(150)
US avg: 4.2%
85 and over1.1%(40)
US avg: 1.8%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$46,366
−3%inflation adjusted, since 2000
from $37,851 in 2000
US average: $52,703
1990 – 2024
$22,728
+21%since 2000
from $18,758 in 2000
US average: $27,286
Households earning $100K+
24.7%
−1.5 ptssince 2009
from 26.2% in 2009
US average: 33.3%
12.0%
+4.9 ptssince 2000
from 7.1% in 2000
US average: 13.8%
0.386
US average: 0.461
Workforce by industry, 2010
Retail trade16.1%
US avg: 10.9%
Finance & insurance10.8%
US avg: 5.1%
Other services10.8%
US avg: 7%
Wholesale trade10%
US avg: 7.2%
Professional, scientific, technical9.9%
US avg: 4.2%
Information9.4%
US avg: 11.5%
Public administration7.3%
US avg: 4.9%
Arts, entertainment, food4.3%
US avg: 2.4%
Transportation & warehousing2%
US avg: 3.1%
Education & health services1%
US avg: 0.9%
Agriculture, forestry, fishing0%
US avg: 1.9%
Construction0%
US avg: 1.4%
Manufacturing0%
US avg: 0.5%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$101,200
+21%inflation adjusted, since 2000
from $65,900 in 2000
US average: $225,659
1990 – 2024
$877
+29%inflation adjusted, since 2000
from $537 in 2000
US average: $853
80.0%
−6.7 ptssince 2000
from 86.7% in 2000
20.0% rent
5.2%
+2.8 ptssince 2009
from 2.4% in 2009
US average: 12.1%
2.70 people
+7%since 2009
from 2.52 people in 2009
US average: 2.60
29.4%
−2.0 ptssince 2009
from 31.4% in 2009
US average: 30.9%
49.6%
Unchangedsince 2009
from 49.6% in 2009
US average: 46.8%
2.2
+6%since 2009
from 2.1 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
Section 04

Race & ethnicity

2000
White, non-Hispanic94.7%(3,077)
Black0.2%(8)
Hispanic / Latino2.9%(94)
Asian0.2%(8)
Other0%
2010
White, non-Hispanic84.9%(3,214)
Black1%(37)
Hispanic / Latino11.5%(435)
Asian0.5%(20)
Other2%(77)

No data for the years selected.

Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican5.9%(217)
Salvadoran0.5%(18)
Ancestry
German42.1%(1,548)
Irish13.1%(482)
English11.4%(420)
French6.6%(244)
American5.9%(217)
Italian4.4%(162)
Scottish4.2%(153)
Dutch3.5%(127)
Danish3%(111)
Swedish1.9%(69)
Scotch-Irish1.5%(55)
Polish1.5%(54)
+ 11 more ancestry groups with data
Norwegian1.2%(44)
British1.2%(43)
Czech0.9%(33)
Canadian0.6%(22)
Welsh0.5%(17)
Hungarian0.4%(13)
Turkish0.3%(11)
Croatian0.3%(10)
Ukrainian0.2%(8)
Latvian0.2%(7)
Section 05

Education

8.7%
+0.1 ptssince 2000
from 8.6% in 2000
US average: 27.9%
High school or higher
85.6%
+5.8 ptssince 2000
from 79.9% in 2000
US average: 84.9%
3.4%
+1.0 ptssince 2000
from 2.4% in 2000
US average: 10.2%
Section 06

Commute & transportation

19.0 min
+59%since 2000
from 11.9 min in 2000
US average: 25.2
84.0%
+0.7 ptssince 2009
from 83.4% in 2009
US average: 76.2%
12.2%
+2.0 ptssince 2009
from 10.3% in 2009
US average: 10.4%
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 4.7%
2.5%
−1.4 ptssince 2009
from 3.9% in 2009
US average: 4.1%
0.7%
Unchangedsince 2009
from 0.6% in 2009
US average: 2.8%
0.5%
Unchangedsince 2009
from 0.5% in 2009
US average: 0.5%
4.8%
+2.2 ptssince 2009
from 2.6% in 2009
US average: 8.7%
Section 07

Work & employment

9.1%
−2.7 ptssince 2009
from 11.7% in 2009
US average: 12.9%
18.8%
−1.7 ptssince 2009
from 20.6% in 2009
US average: 35.2%
Section 08

People & community

47.2%
−2.2 ptssince 2009
from 49.4% in 2009
52.8%
+2.2 ptssince 2009
from 50.6% in 2009
4.8%
+2.2 ptssince 2009
from 2.6% in 2009
US average: 12.8%
16.0%
−0.2 ptssince 2009
from 16.2% in 2009
US average: 9.9%
Marital status (2024)
Men 15+
Never married35.9%(550)
Married52%(797)
Widowed0.7%(11)
Divorced11.5%(176)
Women 15+
Never married23.2%(314)
Married56.6%(768)
Widowed14.8%(201)
Divorced5.4%(73)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

Showing 2024 (the nearest year with coverage data).

9.2%
−6.6 ptssince 2013
from 15.8% in 2013
US average: 8.4%
50.9%
+10.9 ptssince 2020
from 40.0% in 2020
US average: 54.8%
Direct-purchase
8.0%
−2.8 ptssince 2020
from 10.8% in 2020
US average: 13.8%
17.9%
Unchangedsince 2020
from 17.9% in 2020
US average: 18.4%
28.2%
−5.0 ptssince 2020
from 33.2% in 2020
US average: 20.9%
VA health care
3.5%
−0.9 ptssince 2020
from 4.4% in 2020
US average: 2.2%
Any private
60.6%
+7.0 ptssince 2020
from 53.6% in 2020
US average: 67.1%
Any public
45.3%
−2.6 ptssince 2020
from 47.9% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)0%(0)
US avg: 26.4%
Gulf War (1990s)15.4%(42)
US avg: 24.3%
Vietnam era35.3%(96)
US avg: 33.1%
Korean War4.4%(12)
US avg: 4.5%
World War II0%(0)
US avg: 1%

Share of the 272 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Carter Lake, Iowa?

Carter Lake, Iowa has about 3,785 residents according to the 2010 American Community Survey.

What is the median household income in Carter Lake, Iowa?

The typical household in Carter Lake, Iowa earns about $46,366 a year. Half of households make more than that, and half make less.

Is Carter Lake, Iowa expensive?

In Carter Lake, Iowa, the median home is worth about $101,200, and the typical rent is about $877 a month.

How educated are people in Carter Lake, Iowa?

About 8.7% of adults age 25 and over in Carter Lake, Iowa hold a bachelor's degree or higher.

What is the poverty rate in Carter Lake, Iowa?

About 12.0% of people in Carter Lake, Iowa live below the federal poverty line.

Has Carter Lake, Iowa grown since 1990?

Yes, Carter Lake, Iowa has grown since 1990. The population has added about 585 residents, a change of about 18 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →