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CITY · 2020 ACS

Carter Lake

Iowa · 3,791 residents · 1.794 sq mi
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The short version

Carter Lake has lower-than-average household income, with a median household income of $52,163. Population has grown 17% since 2000. 13% of adults hold a bachelor's degree or higher, below the national rate of 33%. Median home value has risen by half since 2000, reaching $111,900.

At a glance
Lower income
below the US median
US median: $66,278
Mid-age
median age 37.9
US median: 38.8
Less educated
13% hold a bachelor's degree
US average: 33%
Stable housing
home values roughly flat, inflation adjusted
US median home: $265,253
Section 01

Population & growth

3,791
+17%since 2000
from 3,248 in 2000
1990 – 2025
2,113 / sq mi
+17%since 2000
from 1,810 / sq mi in 2000
US average: 280
37.9
+2%since 2000
from 37.2 in 2000
US average: 38.8
Population, 19902024
3K3K3K4K4K1990201020202024Carter Lake
20244K
1990201020202024
Section 02

Income & economy

$52,163
−8%inflation adjusted, since 2000
from $37,851 in 2000
US average: $66,278
1990 – 2024
$28,346
+51%since 2000
from $18,758 in 2000
US average: $35,364
Households earning $100K+
41.7%
+15.4 ptssince 2009
from 26.2% in 2009
US average: 43.9%
18.9%
+11.8 ptssince 2000
from 7.1% in 2000
US average: 12.8%
Workforce by industry, 2020
Retail trade13.7%
US avg: 10%
Finance & insurance12.7%
US avg: 5.5%
Professional, scientific, technical11.9%
US avg: 4.7%
Other services9.5%
US avg: 6.6%
Public administration7.5%
US avg: 4.7%
Wholesale trade6.8%
US avg: 6.7%
Information6.6%
US avg: 11.1%
Transportation & warehousing1.2%
US avg: 2.5%
Education & health services0.8%
US avg: 0.8%
Arts, entertainment, food0.4%
US avg: 2%
Agriculture, forestry, fishing0%
US avg: 1.7%
Construction0%
US avg: 1.2%
Manufacturing0%
US avg: 0.5%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

$111,900
+13%inflation adjusted, since 2000
from $65,900 in 2000
US average: $265,253
1990 – 2024
$934
+16%inflation adjusted, since 2000
from $537 in 2000
US average: $1,124
76.6%
−10.0 ptssince 2000
from 86.7% in 2000
23.4% rent
2.1
+23%since 2000
from 1.7 in 2000
1990 – 2024
RELATED:See current rent listings in Carter Lake on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic94.7%(3,077)
Black0.2%(8)
Hispanic / Latino2.9%(94)
Asian0.2%(8)
Other0%
Diversity Score8.4%(272)
2020
White, non-Hispanic80.6%(3,055)
Black2.3%(86)
Hispanic / Latino10.8%(409)
Asian0.6%(23)
Other1.8%(69)
Diversity Score35.3%(1,340)
35
+322%since 2000
from 8 in 2000
1990 – 2024
Section 05

Education

13.3%
+4.7 ptssince 2000
from 8.6% in 2000
US average: 32.9%
High school or higher
90.1%
+10.3 ptssince 2000
from 79.9% in 2000
US average: 88.5%
3.3%
+0.9 ptssince 2000
from 2.4% in 2000
US average: 12.7%
Section 06

Commute & transportation

21.1 min
+77%since 2000
from 11.9 min in 2000
US average: 26.9
90.3%
+7.0 ptssince 2009
from 83.4% in 2009
US average: 75.1%
1.8%
−0.8 ptssince 2009
from 2.6% in 2009
US average: 8.4%
Section 07

Work & employment

5.8%
−1.8 ptssince 2011
from 7.6% in 2011
US average: 5.4%
62.8%
−10.5 ptssince 2011
from 73.3% in 2011
US average: 63.4%
27.9%
−27.4 ptssince 2009
from 55.4% in 2009
US average: 39.3%
Section 08

People & community

52.3%
+2.8 ptssince 2009
from 49.4% in 2009
47.7%
−2.8 ptssince 2009
from 50.6% in 2009
5.7%
+3.1 ptssince 2009
from 2.6% in 2009
US average: 13.5%
10.0%
−74.2 ptssince 2013
from 84.2% in 2013
US average: 8.8%
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Frequently asked

How many people live in Carter Lake, Iowa?

Carter Lake, Iowa has about 3,791 residents according to the 2020 American Community Survey.

What is the median household income in Carter Lake, Iowa?

The typical household in Carter Lake, Iowa earns about $52,163 a year. Half of households make more than that, and half make less.

Is Carter Lake, Iowa expensive?

In Carter Lake, Iowa, the median home is worth about $111,900, and the typical rent is about $934 a month.

How educated are people in Carter Lake, Iowa?

About 13.3% of adults age 25 and over in Carter Lake, Iowa hold a bachelor's degree or higher.

What is the poverty rate in Carter Lake, Iowa?

About 18.9% of people in Carter Lake, Iowa live below the federal poverty line.

Has Carter Lake, Iowa grown since 1990?

Yes, Carter Lake, Iowa has grown since 1990. The population has added about 591 residents, a change of about 18 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →