RANKING · 2020 CENSUS · 84 SHOWN OF 84

Least affordable housing, Kentucky cities · 2020

Kentucky cities ranked by the CensusEasy Afford Score, median home value divided by median household income (2020 ACS). A higher score means a home costs more years of local income. This list covers the 84 cities in Kentucky that qualify, ranked against each other statewide. The median across all 84 is 2.8.

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SAME RANKING BYCounties States Metros ZIP codes

RELATEDMost expensive homes Cheapest homes Highest median rent Lowest median rent Highest homeownership rate Highest renter share

YEAR1990 2010 2020 2024

RANKPLACESTATEPOPAFFORD SCOREVS 1990

01Pikeville, KYKY7,2705.8+24%

02Morehead, KYKY6,7765.4+51%

03Murray, KYKY18,9645.0+52%

04Newport, KYKY13,9984.1+106%

05Somerset, KYKY12,6954.1+73%

06Bowling Green, KYKY78,5054.0+39%

07Fort Mitchell, KYKY8,7513.9+49%

08St. Matthews, KYKY17,8683.8+74%

09Richmond, KYKY40,6633.8+12%

10Maysville, KYKY8,6883.8+65%

11Versailles, KYKY10,7343.7+65%

12Elizabethtown, KYKY35,4483.7+48%

13Lyndon, KYKY11,3013.7+83%

14Douglass Hills, KYKY5,5753.5+47%

15Danville, KYKY17,7363.4+37%

16Lexington, KYKY329,7513.4–

17Mount Sterling, KYKY7,5863.4+33%

18Glasgow, KYKY15,3023.3+37%

19Lebanon, KYKY6,6993.3+23%

20London, KYKY7,6373.2+23%

21Leitchfield, KYKY7,0153.2+24%

22Campbellsville, KYKY11,7833.2+52%

23Paris, KYKY10,1303.2+26%

24Middletown, KYKY9,9443.1+41%

25Cynthiana, KYKY6,5763.1+22%

26Winchester, KYKY19,5143.1+33%

27Corbin, KYKY7,9113.1+22%

28Paducah, KYKY26,7303.0+41%

29Louisville, KYKY641,9623.0–

30Henderson, KYKY27,8223.0+37%

31Hopkinsville, KYKY30,4113.0+47%

32Highland Heights, KYKY6,3412.9+41%

33Oak Grove, KYKY7,8302.9−18%

34Berea, KYKY16,6622.9+31%

35Russellville, KYKY7,4542.9+23%

36Radcliff, KYKY22,5762.9+12%

37Lawrenceburg, KYKY12,3292.9+55%

38Madisonville, KYKY19,4282.9+43%

39Fort Thomas, KYKY17,1422.9+32%

40Mayfield, KYKY9,8512.9+21%

41Shelbyville, KYKY18,4532.8−1%

42Crestwood, KYKY6,5822.8+10%

43Nicholasville, KYKY33,8572.7+30%

44Owensboro, KYKY60,8922.7+30%

45Williamsburg, KYKY5,3712.7−24%

46Shively, KYKY15,8952.6+37%

47Monticello, KYKY5,7212.6+4%

48Georgetown, KYKY40,8832.6−5%

49Jeffersontown, KYKY29,1932.6+40%

50Franklin, KYKY10,7592.6+19%

51Frankfort, KYKY28,6572.6+11%

52Cold Spring, KYKY6,6402.6+25%

53La Grange, KYKY10,6692.6+9%

54Covington, KYKY41,8472.6+33%

55Harrodsburg, KYKY9,5762.6+10%

56Florence, KYKY34,0182.6+17%

57Francisville, KYKY10,5652.6–

58Bardstown, KYKY14,1612.5+19%

59Fort Wright, KYKY6,2402.5+9%

60Middlesborough, KYKY8,7762.5−13%

61Wilmore, KYKY6,3802.5−18%

62Reidland, KYKY5,2772.5+25%

63Vine Grove, KYKY7,0182.5+28%

64Mount Washington, KYKY18,9892.4+40%

65Central City, KYKY5,7932.4+12%

66Villa Hills, KYKY7,7972.4+27%

67Shepherdsville, KYKY14,9312.4+8%

68Ashland, KYKY20,9962.4+21%

69Oakbrook, KYKY10,2112.4+17%

70Taylor Mill, KYKY7,1442.3+2%

71Union, KYKY7,9372.3+10%

72Independence, KYKY30,1982.2+26%

73Walton, KYKY5,8682.2−4%

74Hillview, KYKY9,0202.2+74%

75Alexandria, KYKY10,9942.2+18%

76Edgewood, KYKY8,5032.1+14%

77Elsmere, KYKY9,5212.1+12%

78Dayton, KYKY5,9742.1+39%

79Burlington, KYKY18,0082.0+7%

80Erlanger, KYKY20,1582.0+4%

81Bellevue, KYKY5,8472.0+19%

82Flatwoods, KYKY7,4391.8+10%

83Hebron, KYKY6,4071.8–

84Princeton, KYKY6,1681.7−23%

SHOWING 1–84 OF 84

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UPDATED 2026-09-11 · DATA: US CENSUS BUREAU DECENNIAL CENSUS