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COUNTY

Clay County

North Carolina · 12,239 residents (2025 est.) · 215 sq mi
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The short version

Clay County is a county of 11,610 people in North Carolina. At a median age of 55.0, this is an older place than the country as a whole. Owners hold 81% of the housing stock. Growth has run 32% since 2000, or 2,835 more people. 3% of residents were born outside the United States. Renters pay $804 a month at the median.

At a glance
Lower income
below the US median
US median: $82,259
Older
median age 55.0
US median: 38.9
Average education
32% hold a bachelor's degree
US average: 36%
Less affordable
home values up 68%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

11,610
+32%since 2000
from 8,775 in 2000
12,239 in 2025 (Census Bureau estimate)
1990 – 2025
54 / sq mi
+15%since 2009
from 47 / sq mi in 2009
US average: 281
55.0
+18%since 2000
from 46.7 in 2000
US average: 38.9
Land area
215 sq mi
Population, 19902024
7K8K9K11K12K19902000201020202024Clay County
202412K
1990201020202024
Age distribution, 2024
Under 54.7%(544)
US avg: 5.6%
5 to 94.8%(555)
US avg: 6%
10 to 143.7%(427)
US avg: 6.4%
15 to 195.7%(666)
US avg: 6.6%
20 to 243.4%(391)
US avg: 6.5%
25 to 346.9%(797)
US avg: 13.7%
35 to 449.6%(1,114)
US avg: 13.2%
45 to 5411.3%(1,307)
US avg: 12.2%
55 to 6417.3%(2,003)
US avg: 12.7%
65 to 7419.5%(2,265)
US avg: 10.2%
75 to 8410.3%(1,200)
US avg: 5.1%
85 and over2.9%(341)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$56,971
Unchangedinflation adjusted, since 2000
from $31,397 in 2000
US average: $82,259
1990 – 2024
$40,205
+121%since 2000
from $18,221 in 2000
US average: $44,673
Households earning $100K+
42.4%
+24.5 ptssince 2009
from 18.0% in 2009
US average: 53.3%
12.9%
+1.4 ptssince 2000
from 11.4% in 2000
US average: 12.5%
0.477
+6%since 2010
from 0.451 in 2010
US average: 0.476
Workforce by industry, 2024
Information14.4%
US avg: 10.8%
Wholesale trade11.4%
US avg: 6.9%
Finance & insurance5.9%
US avg: 5.9%
Retail trade5.8%
US avg: 9.9%
Other services4.3%
US avg: 6.7%
Professional, scientific, technical3%
US avg: 5.1%
Education & health services3%
US avg: 0.9%
Agriculture, forestry, fishing2.5%
US avg: 1.6%
Construction2.5%
US avg: 1.2%
Arts, entertainment, food1.6%
US avg: 1.9%
Public administration1.5%
US avg: 4.8%
Transportation & warehousing0.5%
US avg: 2.2%
Manufacturing0%
US avg: 0.4%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$278,400
+68%inflation adjusted, since 2000
from $91,100 in 2000
US average: $376,019
1990 – 2024
$804
+8%inflation adjusted, since 2000
from $408 in 2000
US average: $1,442
81.2%
−3.3 ptssince 2000
from 84.5% in 2000
18.8% rent
32.2%
+1.1 ptssince 2009
from 31.1% in 2009
US average: 10.0%
2.26 people
+8%since 2009
from 2.10 people in 2009
US average: 2.54
29.6%
+2.4 ptssince 2009
from 27.1% in 2009
US average: 22.9%
27.4%
−4.4 ptssince 2009
from 31.8% in 2009
US average: 47.4%
4.9
+13%since 2009
from 4.3 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
74
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
Section 04

Race & ethnicity

2000
White, non-Hispanic97.3%(8,536)
Black0.8%(70)
Hispanic / Latino0.8%(73)
Asian0.1%(7)
Other0%
2024
White, non-Hispanic90.2%(10,469)
Black2.2%(254)
Hispanic / Latino4.1%(481)
Asian0.6%(66)
Other2.9%(340)
23
+124%since 2009
from 10 in 2009
2009 – 2024
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
22
−57%since 2020
from 50 in 2020
Our index, 0 to 100. Higher means White and non-White residents are more separated across neighborhoods.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican2.6%(307)
Chilean0.5%(54)
Spaniard0.2%(29)
Colombian0.2%(26)
Cuban0.2%(20)
Dominican0.1%(14)
Asian origin
Burmese0.4%(45)
Chinese0.1%(7)
Korean0.1%(7)
Indonesian0.1%(7)
Ancestry
English18.7%(2,167)
German12.8%(1,486)
Irish10.8%(1,256)
American10%(1,166)
Italian5.8%(672)
Scotch-Irish5.5%(640)
Scottish3.1%(356)
French1%(119)
Polish1%(118)
Romanian1%(117)
Norwegian0.4%(46)
British0.3%(37)
+ 16 more ancestry groups with data
Dutch0.3%(34)
Czech0.3%(31)
Russian0.2%(29)
Swiss0.2%(29)
Iranian0.2%(28)
Finnish0.2%(26)
Welsh0.2%(22)
Canadian0.1%(16)
Slovak0.1%(16)
Armenian0.1%(10)
Hungarian0.1%(9)
Swedish0.1%(9)
Ukrainian0.1%(8)
Nigerian0.1%(7)
Section 05

Education

31.8%
+16.4 ptssince 2000
from 15.4% in 2000
US average: 35.6%
High school or higher
92.5%
+16.0 ptssince 2000
from 76.5% in 2000
US average: 89.6%
9.8%
+3.7 ptssince 2000
from 6.2% in 2000
US average: 14.0%
Section 06

Commute & transportation

23.2 min
+38%since 2000
from 16.9 min in 2000
US average: 26.5
79.1%
−2.9 ptssince 2009
from 82.0% in 2009
US average: 68.9%
11.5%
−0.4 ptssince 2009
from 11.9% in 2009
US average: 8.5%
0.1%
+0.1 ptssince 2009
from 0.0% in 2009
US average: 3.2%
8.1%
+3.4 ptssince 2009
from 4.7% in 2009
US average: 15.0%
0.2%
−0.6 ptssince 2009
from 0.8% in 2009
US average: 2.4%
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
6.4%
+2.4 ptssince 2009
from 4.0% in 2009
US average: 8.3%
Section 07

Work & employment

2.6%
−9.4 ptssince 2011
from 12.0% in 2011
US average: 5.2%
45.4%
−5.5 ptssince 2011
from 50.9% in 2011
US average: 63.5%
Women 20-64 in the labor force
52.9%
−10.7 ptssince 2020
from 63.6% in 2020
US average: 74.6%
12.6%
−2.0 ptssince 2009
from 14.6% in 2009
US average: 13.1%
33.5%
+6.7 ptssince 2009
from 26.8% in 2009
US average: 42.5%
Section 08

People & community

49.8%
+1.4 ptssince 2009
from 48.4% in 2009
50.2%
−1.4 ptssince 2009
from 51.6% in 2009
3.4%
+1.5 ptssince 2009
from 1.9% in 2009
US average: 14.1%
6.6%
−8.9 ptssince 2009
from 15.5% in 2009
US average: 6.2%
17.2%
+3.0 ptssince 2012
from 14.2% in 2012
US average: 13.3%
15.9%
−7.8 ptssince 2013
from 23.7% in 2013
US average: 8.4%
83.3%
+9.6 ptssince 2017
from 73.7% in 2017
US average: 91.0%
Computer in household
88.6%
+3.2 ptssince 2020
from 85.4% in 2020
US average: 95.5%
89.1%
−2.7 ptssince 2020
from 91.7% in 2020
US average: 87.7%
97.6%
+0.3 ptssince 2016
from 97.2% in 2016
US average: 77.7%
1.2%
−1.0 ptssince 2016
from 2.1% in 2016
US average: 13.6%
Marital status
Men 15+
Never married25.8%(1,274)
Married57.6%(2,845)
Widowed5.1%(252)
Divorced11.6%(572)
Women 15+
Never married17.6%(905)
Married54.7%(2,812)
Widowed12.4%(638)
Divorced15.3%(786)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

15.9%
−7.8 ptssince 2013
from 23.7% in 2013
US average: 8.4%
39.9%
+3.1 ptssince 2020
from 36.8% in 2020
US average: 54.8%
Direct-purchase
19.8%
−2.2 ptssince 2020
from 22.0% in 2020
US average: 13.8%
35.7%
−1.2 ptssince 2020
from 36.9% in 2020
US average: 18.4%
15.4%
−2.7 ptssince 2020
from 18.1% in 2020
US average: 20.9%
VA health care
2.7%
−2.4 ptssince 2020
from 5.1% in 2020
US average: 2.2%
Any private
57.1%
+0.3 ptssince 2020
from 56.8% in 2020
US average: 67.1%
Any public
46.2%
−2.6 ptssince 2020
from 48.8% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)11.6%(75)
US avg: 26.4%
Gulf War (1990s)16.8%(108)
US avg: 24.3%
Vietnam era35.4%(228)
US avg: 33.1%
Korean War8.9%(57)
US avg: 4.5%
World War II0%(0)
US avg: 1%

Share of the 644 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Clay County, North Carolina?

Clay County, North Carolina has about 11,610 residents according to the 2024 American Community Survey.

What is the median household income in Clay County, North Carolina?

The typical household in Clay County, North Carolina earns about $56,971 a year. Half of households make more than that, and half make less.

Is Clay County, North Carolina expensive?

In Clay County, North Carolina, the median home is worth about $278,400, and the typical rent is about $804 a month.

How educated are people in Clay County, North Carolina?

About 31.8% of adults age 25 and over in Clay County, North Carolina hold a bachelor's degree or higher.

What is the poverty rate in Clay County, North Carolina?

About 12.9% of people in Clay County, North Carolina live below the federal poverty line.

Has Clay County, North Carolina grown since 1990?

Yes, Clay County, North Carolina has grown since 1990. The population has added about 4,455 residents, a change of about 62 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →