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CITY

Cato

New York · 517 residents (2025 est.) · 0.989 sq mi
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The short version

Cato has roughly average household income, with a median household income of $82,292. Population has declined 14% since 2000. 14% of adults hold a bachelor's degree or higher, below the national rate of 36%. Median home value has more than doubled since 2000, reaching $163,300.

At a glance
Average income
near the US median
US median: $82,259
Mid-age
median age 40.2
US median: 38.9
Less educated
14% hold a bachelor's degree
US average: 36%
Less affordable
home values up 31%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
515
−14%since 2000
from 601 in 2000
1990 – 2025
Population density
521 / sq mi
−14%since 2000
from 608 / sq mi in 2000
US average: 281
Median age
40.2
+7%since 2000
from 37.6 in 2000
US average: 38.9

PEP 2025 EST:517 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
3594685786877971990201020202024Cato
2024515
1990201020202024
Section 02

Income & economy

Median household income
$82,292
+26%inflation adjusted, since 2000
from $35,938 in 2000
US average: $82,259
1990 – 2024
Per capita income
$37,660
+115%since 2000
from $17,511 in 2000
US average: $44,673
Households earning $100K+
54.6%
+18.7 ptssince 2009
from 35.9% in 2009
US average: 53.3%
Poverty rate
9.5%
+2.6 ptssince 2000
from 6.9% in 2000
US average: 12.5%
Income inequality (Gini)
0.383
−6%since 2010
from 0.405 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade16.3%
US avg: 9.9%
Information13.4%
US avg: 10.8%
Finance & insurance7.9%
US avg: 5.9%
Wholesale trade6.3%
US avg: 6.9%
Professional, scientific, technical4.6%
US avg: 5.1%
Education & health services3.3%
US avg: 0.9%
Transportation & warehousing2.5%
US avg: 2.2%
Agriculture, forestry, fishing0.8%
US avg: 1.6%
Construction0.8%
US avg: 1.2%
Other services0.8%
US avg: 6.7%
Manufacturing0%
US avg: 0.4%
Arts, entertainment, food0%
US avg: 1.9%
Public administration0%
US avg: 4.8%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$163,300
+31%inflation adjusted, since 2000
from $68,400 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$695
−13%inflation adjusted, since 2000
from $438 in 2000
US average: $1,442
Owner-occupied
79.0%
+20.6 ptssince 2000
from 58.4% in 2000
21.0% rent
Vacancy rate
4.7%
−7.8 ptssince 2009
from 12.5% in 2009
US average: 10.0%
Owner cost-burdened
22.2%
−24.2 ptssince 2009
from 46.4% in 2009
US average: 22.9%
Renter cost-burdened
30.2%
−28.3 ptssince 2009
from 58.5% in 2009
US average: 47.4%
Afford Score
2.0
+4%since 2000
from 1.9 in 2000
1990 – 2024
Gentrification Score
69
RELATED:See current rent listings in Cato on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic97.3%(585)
Black0.3%(2)
Hispanic / Latino0.5%(3)
Asian0%(0)
Other0%
Diversity Score2.1%(13)
2024
White, non-Hispanic92%(474)
Black0%(0)
Hispanic / Latino0.8%(4)
Asian0%(0)
Other7.2%(37)
Diversity Score18.5%(95)
Diversity Score
18
+777%since 2000
from 2 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
14.5%
+4.2 ptssince 2000
from 10.3% in 2000
US average: 35.6%
High school or higher
94.9%
+12.7 ptssince 2000
from 82.2% in 2000
US average: 89.6%
Graduate degree
5.4%
−0.7 ptssince 2000
from 6.0% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
25.6 min
+38%since 2000
from 18.5 min in 2000
US average: 26.5
Drive alone to work
82.6%
+1.5 ptssince 2009
from 81.0% in 2009
US average: 68.9%
Carpooled to work
9.8%
+7.2 ptssince 2009
from 2.6% in 2009
US average: 8.5%
Public transit
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 3.2%
Worked from home
6.8%
−7.9 ptssince 2009
from 14.7% in 2009
US average: 15.0%
Walked to work
0.9%
−0.8 ptssince 2009
from 1.6% in 2009
US average: 2.4%
Biked to work
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
No vehicle available
5.9%
−7.7 ptssince 2009
from 13.5% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
0.8%
−7.1 ptssince 2011
from 7.9% in 2011
US average: 5.2%
Labor force participation
59.4%
−22.7 ptssince 2011
from 82.1% in 2011
US average: 63.5%
Self-employed
22.6%
+13.4 ptssince 2009
from 9.2% in 2009
US average: 13.1%
Management & professional
39.7%
−11.6 ptssince 2009
from 51.3% in 2009
US average: 42.5%
Section 08

People & community

Male
48.5%
+4.4 ptssince 2009
from 44.1% in 2009
Female
51.5%
−4.4 ptssince 2009
from 55.9% in 2009
Foreign born
2.5%
+2.0 ptssince 2009
from 0.5% in 2009
US average: 14.1%
Veterans
11.7%
−32.4 ptssince 2009
from 44.2% in 2009
US average: 6.2%
With a disability
8.0%
+1.6 ptssince 2012
from 6.4% in 2012
US average: 13.3%
Uninsured
3.5%
−85.4 ptssince 2013
from 88.9% in 2013
US average: 8.4%
Broadband at home
95.1%
+16.2 ptssince 2017
from 78.9% in 2017
US average: 91.0%
English only at home
98.8%
+0.2 ptssince 2016
from 98.5% in 2016
US average: 77.7%
Spanish at home
1.2%
+0.7 ptssince 2016
from 0.5% in 2016
US average: 13.6%
Drill deeper

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Compare Cato to nearby cities

CATO VS
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CATO VS
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CATO VS
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CATO VS
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Frequently asked

How many people live in Cato, New York?

Cato, New York has about 515 residents according to the 2024 American Community Survey.

What is the median household income in Cato, New York?

The typical household in Cato, New York earns about $82,292 a year. Half of households make more than that, and half make less.

Is Cato, New York expensive?

In Cato, New York, the median home is worth about $163,300, and the typical rent is about $695 a month.

How educated are people in Cato, New York?

About 14.5% of adults age 25 and over in Cato, New York hold a bachelor's degree or higher.

What is the poverty rate in Cato, New York?

About 9.5% of people in Cato, New York live below the federal poverty line.

Has Cato, New York grown since 1990?

Yes, Cato, New York has shrunk since 1990. The population has lost about 47 residents, a change of about -8 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →