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CITY

Cato

New York · 517 residents (2025 est.) · 0.99 sq mi
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The short version

Cato is home to 515 people in New York. Four-year degrees are less common here than nationally, at 14% of adults. Owners hold 79% of the housing stock. The typical home is worth $163,300, having more than doubled since 2000. People stay put here: 100% were in the same home a year ago. 3% of people here were born outside the United States.

At a glance
Average income
near the US median
US median: $82,259
Mid-age
median age 40.2
US median: 38.9
Less educated
14% hold a bachelor's degree
US average: 36%
Less affordable
home values up 31%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

515
−14%since 2000
from 601 in 2000
517 in 2025 (Census Bureau estimate)
1990 – 2025
521 / sq mi
−32%since 2009
from 765 / sq mi in 2009
US average: 281
40.2
+7%since 2000
from 37.6 in 2000
US average: 38.9
Land area
0.99 sq mi
Population, 19902024
35946857868779719902000201020202024Cato
2024515
1990201020202024
Age distribution, 2024
Under 53.5%(18)
US avg: 5.6%
5 to 96.4%(33)
US avg: 6%
10 to 1410.9%(56)
US avg: 6.4%
15 to 195.2%(27)
US avg: 6.6%
20 to 241.6%(8)
US avg: 6.5%
25 to 3413.4%(69)
US avg: 13.7%
35 to 4415.3%(79)
US avg: 13.2%
45 to 5413%(67)
US avg: 12.2%
55 to 6413.2%(68)
US avg: 12.7%
65 to 7413.8%(71)
US avg: 10.2%
75 to 841.4%(7)
US avg: 5.1%
85 and over2.3%(12)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$82,292
+26%inflation adjusted, since 2000
from $35,938 in 2000
US average: $82,259
1990 – 2024
$37,660
+115%since 2000
from $17,511 in 2000
US average: $44,673
Households earning $100K+
54.6%
+18.7 ptssince 2009
from 35.9% in 2009
US average: 53.3%
9.5%
+2.6 ptssince 2000
from 6.9% in 2000
US average: 12.5%
0.383
−6%since 2010
from 0.405 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade16.3%
US avg: 9.9%
Information13.4%
US avg: 10.8%
Finance & insurance7.9%
US avg: 5.9%
Wholesale trade6.3%
US avg: 6.9%
Professional, scientific, technical4.6%
US avg: 5.1%
Education & health services3.3%
US avg: 0.9%
Transportation & warehousing2.5%
US avg: 2.2%
Agriculture, forestry, fishing0.8%
US avg: 1.6%
Construction0.8%
US avg: 1.2%
Other services0.8%
US avg: 6.7%
Manufacturing0%
US avg: 0.4%
Arts, entertainment, food0%
US avg: 1.9%
Public administration0%
US avg: 4.8%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$163,300
+31%inflation adjusted, since 2000
from $68,400 in 2000
US average: $376,019
1990 – 2024
$695
−13%inflation adjusted, since 2000
from $438 in 2000
US average: $1,442
79.0%
+20.6 ptssince 2000
from 58.4% in 2000
21.0% rent
4.7%
−7.8 ptssince 2009
from 12.5% in 2009
US average: 10.0%
2.51 people
−14%since 2009
from 2.92 people in 2009
US average: 2.54
22.2%
−24.2 ptssince 2009
from 46.4% in 2009
US average: 22.9%
30.2%
−28.3 ptssince 2009
from 58.5% in 2009
US average: 47.4%
2.0
−32%since 2009
from 2.9 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
69
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
Section 04

Race & ethnicity

2000
White, non-Hispanic97.3%(585)
Black0.3%(2)
Hispanic / Latino0.5%(3)
Asian0%(0)
Other0%
2024
White, non-Hispanic92%(474)
Black0%(0)
Hispanic / Latino0.8%(4)
Asian0%(0)
Other7.2%(37)
18
+93%since 2009
from 10 in 2009
2009 – 2024
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican0.8%(4)
Ancestry
English22.1%(114)
Irish21.4%(110)
American12%(62)
German12%(62)
Italian8.3%(43)
Scottish7%(36)
Polish4.7%(24)
Dutch2.3%(12)
French2.1%(11)
Hungarian1.9%(10)
Norwegian0.8%(4)
+ 4 more ancestry groups with data
Swiss0.6%(3)
Russian0.4%(2)
Greek0.2%(1)
Section 05

Education

14.5%
+4.2 ptssince 2000
from 10.3% in 2000
US average: 35.6%
High school or higher
94.9%
+12.7 ptssince 2000
from 82.2% in 2000
US average: 89.6%
5.4%
−0.7 ptssince 2000
from 6.0% in 2000
US average: 14.0%
Section 06

Commute & transportation

25.6 min
+38%since 2000
from 18.5 min in 2000
US average: 26.5
82.6%
+1.5 ptssince 2009
from 81.0% in 2009
US average: 68.9%
9.8%
+7.2 ptssince 2009
from 2.6% in 2009
US average: 8.5%
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 3.2%
6.8%
−7.9 ptssince 2009
from 14.7% in 2009
US average: 15.0%
0.9%
−0.8 ptssince 2009
from 1.6% in 2009
US average: 2.4%
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
5.9%
−7.7 ptssince 2009
from 13.5% in 2009
US average: 8.3%
Section 07

Work & employment

0.8%
−7.1 ptssince 2011
from 7.9% in 2011
US average: 5.2%
59.4%
−22.7 ptssince 2011
from 82.1% in 2011
US average: 63.5%
Women 20-64 in the labor force
69.9%
+3.0 ptssince 2020
from 66.9% in 2020
US average: 74.6%
22.6%
+13.4 ptssince 2009
from 9.2% in 2009
US average: 13.1%
39.7%
+5.8 ptssince 2009
from 34.0% in 2009
US average: 42.5%
Section 08

People & community

48.5%
+4.4 ptssince 2009
from 44.1% in 2009
51.5%
−4.4 ptssince 2009
from 55.9% in 2009
2.5%
+2.0 ptssince 2009
from 0.5% in 2009
US average: 14.1%
11.7%
+1.6 ptssince 2009
from 10.2% in 2009
US average: 6.2%
8.0%
+1.6 ptssince 2012
from 6.4% in 2012
US average: 13.3%
3.5%
−7.6 ptssince 2013
from 11.1% in 2013
US average: 8.4%
95.1%
+16.2 ptssince 2017
from 78.9% in 2017
US average: 91.0%
Computer in household
99.0%
+5.5 ptssince 2020
from 93.5% in 2020
US average: 95.5%
99.6%
+18.2 ptssince 2020
from 81.4% in 2020
US average: 87.7%
98.8%
+0.2 ptssince 2016
from 98.5% in 2016
US average: 77.7%
1.2%
+0.7 ptssince 2016
from 0.5% in 2016
US average: 13.6%
Marital status
Men 15+
Never married22.4%(45)
Married74.6%(150)
Widowed0%(0)
Divorced3%(6)
Women 15+
Never married22.7%(47)
Married58%(120)
Widowed8.2%(17)
Divorced11.1%(23)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

3.5%
−7.6 ptssince 2013
from 11.1% in 2013
US average: 8.4%
62.9%
−5.7 ptssince 2020
from 68.6% in 2020
US average: 54.8%
Direct-purchase
24.3%
+17.9 ptssince 2020
from 6.4% in 2020
US average: 13.8%
16.5%
+0.8 ptssince 2020
from 15.7% in 2020
US average: 18.4%
18.1%
−5.5 ptssince 2020
from 23.6% in 2020
US average: 20.9%
VA health care
2.3%
−1.4 ptssince 2020
from 3.7% in 2020
US average: 2.2%
Any private
77.1%
+5.2 ptssince 2020
from 71.9% in 2020
US average: 67.1%
Any public
32.4%
−4.6 ptssince 2020
from 37.0% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)17.4%(8)
US avg: 26.4%
Gulf War (1990s)0%(0)
US avg: 24.3%
Vietnam era26.1%(12)
US avg: 33.1%
Korean War0%(0)
US avg: 4.5%
World War II0%(0)
US avg: 1%

Share of the 46 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Cato, New York?

Cato, New York has about 515 residents according to the 2024 American Community Survey.

What is the median household income in Cato, New York?

The typical household in Cato, New York earns about $82,292 a year. Half of households make more than that, and half make less.

Is Cato, New York expensive?

In Cato, New York, the median home is worth about $163,300, and the typical rent is about $695 a month.

How educated are people in Cato, New York?

About 14.5% of adults age 25 and over in Cato, New York hold a bachelor's degree or higher.

What is the poverty rate in Cato, New York?

About 9.5% of people in Cato, New York live below the federal poverty line.

Has Cato, New York grown since 1990?

Yes, Cato, New York has shrunk since 1990. The population has lost about 47 residents, a change of about -8 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →