CensusEasy
CITY · 2020 ACS

On Top of the World

Florida · 12,668 residents · 17.5 sq mi
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The short version

On Top of the World is home to 12,668 people in Florida. At a median age of 72.5, this is an older place than the country as a whole. 94% of homes are owner-occupied. The poverty rate is 4.0%, under the national 12.8%. Median home value sits at $169,200. Households here earn about 20% less than in Florida as a whole.

At a glance
Lower income
below the US median
US median: $66,278
Older
median age 72.5
US median: 38.8
Average education
36% hold a bachelor's degree
US average: 33%
More affordable
home values down 10%, inflation adjusted
US median home: $265,253
Section 01

Population & growth

12,668
+7%vs 2021
vs 11,826 in 2021
2020 – 2024
72.5
Unchangedvs 2021
vs 72.4 in 2021
US average: 38.8
Land area
17.5 sq mi
Population, 20202024
11K13K14K15K16K20202024On Top of the World
202416K
20202024
Age distribution, 2020
Under 50.1%(17)
US avg: 5.6%
5 to 90.1%(12)
US avg: 6.1%
10 to 140.1%(17)
US avg: 6.5%
15 to 190.3%(40)
US avg: 6.6%
20 to 240.3%(34)
US avg: 6.7%
25 to 341%(131)
US avg: 13.5%
35 to 441.4%(176)
US avg: 12.7%
45 to 542.4%(300)
US avg: 12.3%
55 to 6413.5%(1,706)
US avg: 13.1%
65 to 7444.1%(5,591)
US avg: 10%
75 to 8428.3%(3,584)
US avg: 4.9%
85 and over8.4%(1,060)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$46,404
+3%inflation adjusted, since 2021
vs $47,385 in 2021
US average: $66,278
2020 – 2024
$38,951
−5%vs 2021
vs $40,954 in 2021
US average: $35,364
Households earning $100K+
27.5%
−2.5 ptsvs 2021
vs 30.0% in 2021
US average: 43.9%
4.0%
−1.1 ptsvs 2021
vs 5.0% in 2021
US average: 12.8%
Workforce by industry, 2020
Information25.1%
US avg: 11.1%
Other services7.1%
US avg: 6.6%
Wholesale trade6.1%
US avg: 6.7%
Retail trade5%
US avg: 10%
Arts, entertainment, food2.5%
US avg: 2%
Public administration1.2%
US avg: 4.7%
Agriculture, forestry, fishing0%
US avg: 1.7%
Construction0%
US avg: 1.2%
Manufacturing0%
US avg: 0.5%
Transportation & warehousing0%
US avg: 2.5%
Finance & insurance0%
US avg: 5.5%
Professional, scientific, technical0%
US avg: 4.7%
Education & health services0%
US avg: 0.8%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$169,200
−10%inflation adjusted, since 2021
vs $197,200 in 2021
US average: $265,253
2020 – 2024
$980
−8%inflation adjusted, since 2021
vs $1,110 in 2021
US average: $1,124
93.8%
+5.2 ptsvs 2021
vs 88.6% in 2021
6.2% rent
1.68 people
−1%vs 2021
vs 1.69 people in 2021
US average: 2.61
3.6
−12%vs 2021
vs 4.2 in 2021
2020 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
Section 04

Race & ethnicity

2021
White, non-Hispanic94.1%(11,123)
Black1.7%(206)
Hispanic / Latino2.1%(248)
Asian1.3%(150)
Other0.8%(99)
2020
White, non-Hispanic90.9%(11,518)
Black2%(248)
Hispanic / Latino4.2%(536)
Asian1.2%(158)
Other0.2%(23)

No data for the years selected.

Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Puerto Rican1.9%(208)
Mexican0.3%(38)
Cuban0.3%(30)
Colombian0.1%(9)
Panamanian0.1%(8)
Asian origin
Filipino1%(105)
Chinese0.3%(36)
Ancestry
German23.9%(2,614)
Irish19.8%(2,164)
English15.3%(1,667)
Italian5.8%(635)
American5.3%(575)
Polish4.4%(482)
French3.5%(386)
Russian2.3%(250)
Dutch1.9%(211)
Scottish1.5%(168)
Canadian1.5%(160)
+ 23 more ancestry groups with data
British1.4%(151)
Swedish1.3%(139)
Norwegian1.2%(132)
Hungarian1.2%(129)
Scotch-Irish0.9%(103)
Welsh0.9%(94)
Greek0.8%(89)
Czech0.8%(86)
Austrian0.8%(85)
Portuguese0.7%(75)
Finnish0.4%(41)
Ukrainian0.4%(41)
Armenian0.3%(38)
Lithuanian0.3%(38)
Danish0.3%(36)
Romanian0.3%(33)
Slovak0.3%(33)
Swiss0.3%(33)
Belgian0.3%(29)
Israeli0.3%(28)
Latvian0.1%(14)
Slovene0.1%(7)
Section 05

Education

36.0%
−0.8 ptsvs 2021
vs 36.8% in 2021
US average: 32.9%
High school or higher
96.9%
−0.9 ptsvs 2021
vs 97.7% in 2021
US average: 88.5%
16.2%
Unchangedvs 2021
vs 16.1% in 2021
US average: 12.7%
Section 06

Commute & transportation

21.9 min
−7%vs 2021
vs 23.5 min in 2021
US average: 26.9
75.8%
+0.3 ptsvs 2021
vs 75.5% in 2021
US average: 75.1%
4.0%
+0.3 ptsvs 2021
vs 3.7% in 2021
US average: 8.4%
Section 07

Work & employment

8.0%
+0.4 ptsvs 2021
vs 7.6% in 2021
US average: 5.4%
13.9%
+0.6 ptsvs 2021
vs 13.2% in 2021
US average: 63.4%
Women 20-64 in the labor force
44.1%
US average: 73.3%
31.6%
−6.9 ptsvs 2021
vs 38.5% in 2021
US average: 39.3%
Section 08

People & community

45.2%
−0.1 ptsvs 2021
vs 45.4% in 2021
54.8%
+0.1 ptsvs 2021
vs 54.6% in 2021
6.6%
+0.3 ptsvs 2021
vs 6.3% in 2021
US average: 13.5%
1.1%
Unchangedvs 2021
vs 1.1% in 2021
US average: 8.8%
Computer in household
88.6%
US average: 91.9%
85.0%
US average: 86.2%
Marital status (2024)
Men 15+
Never married6.5%(485)
Married75.7%(5,645)
Widowed11.9%(884)
Divorced5.9%(443)
Women 15+
Never married5.7%(482)
Married65.7%(5,587)
Widowed17.6%(1,496)
Divorced11.1%(944)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

1.1%
Unchangedvs 2021
vs 1.1% in 2021
US average: 8.8%
36.1%
US average: 55.4%
Direct-purchase
25.5%
US average: 13.7%
83.7%
US average: 17.6%
5.2%
US average: 20.0%
VA health care
9.9%
US average: 2.3%
Any private
63.9%
US average: 68.1%
Any public
85.9%
US average: 35.2%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2020
Gulf War (2001 or later)2.3%(65)
US avg: 20.6%
Gulf War (1990s)13.5%(377)
US avg: 21.4%
Vietnam era65.5%(1,823)
US avg: 35.2%
Korean War18.1%(505)
US avg: 7.6%
World War II7.6%(211)
US avg: 2.9%

Share of the 2,784 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in On Top of the World, Florida?

On Top of the World, Florida has about 12,668 residents according to the 2020 American Community Survey.

What is the median household income in On Top of the World, Florida?

The typical household in On Top of the World, Florida earns about $46,404 a year. Half of households make more than that, and half make less.

Is On Top of the World, Florida expensive?

In On Top of the World, Florida, the median home is worth about $169,200, and the typical rent is about $980 a month.

How educated are people in On Top of the World, Florida?

About 36.0% of adults age 25 and over in On Top of the World, Florida hold a bachelor's degree or higher.

What is the poverty rate in On Top of the World, Florida?

About 4.0% of people in On Top of the World, Florida live below the federal poverty line.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →