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CITY

Monterey

Tennessee · 2,827 residents (2025 est.) · 3.028 sq mi
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The short version

Monterey has notably lower household income than the US average, with a median household income of $45,922. Population has held roughly steady since 2000. 10% of adults hold a bachelor's degree or higher, below the national rate of 36%. Median home value has more than doubled since 2000, reaching $165,000. At a median age of 27.0, residents skew younger than the country as a whole. Households here earn about 34% less than the Tennessee median.

At a glance
Lower income
below the US median
US median: $82,259
Younger
median age 27.0
US median: 38.9
Less educated
10% hold a bachelor's degree
US average: 36%
Less affordable
home values up 40%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
2,768
+2%since 2000
from 2,717 in 2000
1990 – 2025
Population density
914 / sq mi
+2%since 2000
from 897 / sq mi in 2000
US average: 281
Median age
27.0
−28%since 2000
from 37.4 in 2000
US average: 38.9

PEP 2025 EST:2,827 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
3K3K3K3K3K1990201020202024Monterey
20243K
1990201020202024
Section 02

Income & economy

Median household income
$45,922
+7%inflation adjusted, since 2000
from $23,550 in 2000
US average: $82,259
1990 – 2024
Per capita income
$23,188
+89%since 2000
from $12,265 in 2000
US average: $44,673
Households earning $100K+
20.6%
+14.7 ptssince 2009
from 5.9% in 2009
US average: 53.3%
Poverty rate
29.9%
+2.4 ptssince 2000
from 27.6% in 2000
US average: 12.5%
Income inequality (Gini)
0.496
+9%since 2010
from 0.456 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade15.3%
US avg: 9.9%
Wholesale trade10.5%
US avg: 6.9%
Other services7.8%
US avg: 6.7%
Finance & insurance6.5%
US avg: 5.9%
Information6.2%
US avg: 10.8%
Public administration5.8%
US avg: 4.8%
Professional, scientific, technical5.7%
US avg: 5.1%
Education & health services0.8%
US avg: 0.9%
Agriculture, forestry, fishing0%
US avg: 1.6%
Construction0%
US avg: 1.2%
Manufacturing0%
US avg: 0.4%
Transportation & warehousing0%
US avg: 2.2%
Arts, entertainment, food0%
US avg: 1.9%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$165,000
+40%inflation adjusted, since 2000
from $64,500 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$715
+13%inflation adjusted, since 2000
from $348 in 2000
US average: $1,442
Owner-occupied
58.6%
+0.9 ptssince 2000
from 57.7% in 2000
41.4% rent
Vacancy rate
13.1%
−0.6 ptssince 2009
from 13.6% in 2009
US average: 10.0%
Owner cost-burdened
13.0%
−16.8 ptssince 2009
from 29.8% in 2009
US average: 22.9%
Renter cost-burdened
45.5%
+4.6 ptssince 2009
from 40.8% in 2009
US average: 47.4%
Afford Score
3.6
+31%since 2000
from 2.7 in 2000
1990 – 2024
Gentrification Score
63
RELATED:See current rent listings in Monterey on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic82.1%(2,232)
Black0.5%(14)
Hispanic / Latino16.3%(444)
Asian0.1%(3)
Other0%
Diversity Score35.7%(971)
2024
White, non-Hispanic83.1%(2,301)
Black0.6%(16)
Hispanic / Latino15.6%(431)
Asian0%(0)
Other0.7%(20)
Diversity Score35.6%(985)
Diversity Score
36
Unchangedsince 2000
from 36 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
9.6%
+3.3 ptssince 2000
from 6.2% in 2000
US average: 35.6%
High school or higher
79.2%
+23.7 ptssince 2000
from 55.5% in 2000
US average: 89.6%
Graduate degree
4.3%
+1.8 ptssince 2000
from 2.5% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
20.8 min
+15%since 2000
from 18.1 min in 2000
US average: 26.5
Drive alone to work
85.4%
−2.5 ptssince 2009
from 87.9% in 2009
US average: 68.9%
Carpooled to work
11.2%
+3.6 ptssince 2009
from 7.7% in 2009
US average: 8.5%
Public transit
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 3.2%
Worked from home
3.3%
+2.3 ptssince 2009
from 1.0% in 2009
US average: 15.0%
Walked to work
0.0%
−1.3 ptssince 2009
from 1.3% in 2009
US average: 2.4%
Biked to work
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
No vehicle available
3.4%
−5.4 ptssince 2009
from 8.9% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
2.2%
−1.7 ptssince 2011
from 3.9% in 2011
US average: 5.2%
Labor force participation
60.5%
+13.5 ptssince 2011
from 47.0% in 2011
US average: 63.5%
Self-employed
4.3%
−9.5 ptssince 2009
from 13.8% in 2009
US average: 13.1%
Management & professional
17.9%
−43.3 ptssince 2009
from 61.3% in 2009
US average: 42.5%
Section 08

People & community

Male
49.7%
+7.7 ptssince 2009
from 42.0% in 2009
Female
50.3%
−7.7 ptssince 2009
from 58.0% in 2009
Foreign born
5.3%
−5.6 ptssince 2009
from 10.9% in 2009
US average: 14.1%
Veterans
5.8%
−36.3 ptssince 2009
from 42.0% in 2009
US average: 6.2%
With a disability
15.8%
−1.4 ptssince 2012
from 17.2% in 2012
US average: 13.3%
Uninsured
6.9%
−70.6 ptssince 2013
from 77.5% in 2013
US average: 8.4%
Broadband at home
82.7%
+33.1 ptssince 2017
from 49.6% in 2017
US average: 91.0%
English only at home
91.9%
+14.8 ptssince 2016
from 77.1% in 2016
US average: 77.7%
Spanish at home
8.1%
−13.8 ptssince 2016
from 21.9% in 2016
US average: 13.6%
Drill deeper

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Head to head

Compare Monterey to nearby cities

MONTEREY VS
Cookeville
Income$51,375+12%
Home value$305,400+85%
Population38,212+1252%
SEE FULL COMPARISON →
MONTEREY VS
Crossville
Income$48,802+6%
Home value$246,300+49%
Population13,113+364%
SEE FULL COMPARISON →
MONTEREY VS
Fairfield Glade
Income$71,682+56%
Home value$356,800+116%
Population9,487+236%
SEE FULL COMPARISON →
MONTEREY VS
McMinnville
Income$47,179+3%
Home value$182,200+10%
Population13,943+393%
SEE FULL COMPARISON →
Frequently asked

How many people live in Monterey, Tennessee?

Monterey, Tennessee has about 2,768 residents according to the 2024 American Community Survey.

What is the median household income in Monterey, Tennessee?

The typical household in Monterey, Tennessee earns about $45,922 a year. Half of households make more than that, and half make less.

Is Monterey, Tennessee expensive?

In Monterey, Tennessee, the median home is worth about $165,000, and the typical rent is about $715 a month.

How educated are people in Monterey, Tennessee?

About 9.6% of adults age 25 and over in Monterey, Tennessee hold a bachelor's degree or higher.

What is the poverty rate in Monterey, Tennessee?

About 29.9% of people in Monterey, Tennessee live below the federal poverty line.

Has Monterey, Tennessee grown since 1990?

Yes, Monterey, Tennessee has grown since 1990. The population has added about 209 residents, a change of about 8 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →