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CITY

Monterey

Tennessee · 2,827 residents (2025 est.) · 3.03 sq mi
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The short version

Monterey is home to 2,768 people in Tennessee. This skews young, with a median age of 27.0. Four-year degrees are less common here than nationally, at 10% of adults. The poverty rate is 29.9%, above the 12.5% national rate. That trails the Tennessee median by roughly 34%. The typical home is worth $165,000, having more than doubled since 2000.

At a glance
Lower income
below the US median
US median: $82,259
Younger
median age 27.0
US median: 38.9
Less educated
10% hold a bachelor's degree
US average: 36%
Less affordable
home values up 40%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

2,768
+2%since 2000
from 2,717 in 2000
2,827 in 2025 (Census Bureau estimate)
1990 – 2025
914 / sq mi
−5%since 2009
from 962 / sq mi in 2009
US average: 281
27.0
−28%since 2000
from 37.4 in 2000
US average: 38.9
Land area
3.03 sq mi
Population, 19902024
3K3K3K3K3K19902000201020202024Monterey
20243K
1990201020202024
Age distribution, 2024
Under 59.4%(260)
US avg: 5.6%
5 to 97.9%(220)
US avg: 6%
10 to 146.9%(192)
US avg: 6.4%
15 to 1912.4%(343)
US avg: 6.6%
20 to 249.2%(256)
US avg: 6.5%
25 to 3411.7%(325)
US avg: 13.7%
35 to 447.4%(204)
US avg: 13.2%
45 to 5411.4%(315)
US avg: 12.2%
55 to 648.9%(246)
US avg: 12.7%
65 to 748.2%(226)
US avg: 10.2%
75 to 842.9%(80)
US avg: 5.1%
85 and over3.6%(101)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$45,922
+7%inflation adjusted, since 2000
from $23,550 in 2000
US average: $82,259
1990 – 2024
$23,188
+89%since 2000
from $12,265 in 2000
US average: $44,673
Households earning $100K+
20.6%
+14.7 ptssince 2009
from 5.9% in 2009
US average: 53.3%
29.9%
+2.4 ptssince 2000
from 27.6% in 2000
US average: 12.5%
0.496
+9%since 2010
from 0.456 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade15.3%
US avg: 9.9%
Wholesale trade10.5%
US avg: 6.9%
Other services7.8%
US avg: 6.7%
Finance & insurance6.5%
US avg: 5.9%
Information6.2%
US avg: 10.8%
Public administration5.8%
US avg: 4.8%
Professional, scientific, technical5.7%
US avg: 5.1%
Education & health services0.8%
US avg: 0.9%
Agriculture, forestry, fishing0%
US avg: 1.6%
Construction0%
US avg: 1.2%
Manufacturing0%
US avg: 0.4%
Transportation & warehousing0%
US avg: 2.2%
Arts, entertainment, food0%
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$165,000
+40%inflation adjusted, since 2000
from $64,500 in 2000
US average: $376,019
1990 – 2024
$715
+13%inflation adjusted, since 2000
from $348 in 2000
US average: $1,442
58.6%
+0.9 ptssince 2000
from 57.7% in 2000
41.4% rent
13.1%
−0.6 ptssince 2009
from 13.6% in 2009
US average: 10.0%
2.89 people
+18%since 2009
from 2.45 people in 2009
US average: 2.54
13.0%
−16.8 ptssince 2009
from 29.8% in 2009
US average: 22.9%
45.5%
+4.6 ptssince 2009
from 40.8% in 2009
US average: 47.4%
3.6
+12%since 2009
from 3.2 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
63
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
Section 04

Race & ethnicity

2000
White, non-Hispanic82.1%(2,232)
Black0.5%(14)
Hispanic / Latino16.3%(444)
Asian0.1%(3)
Other0%
2024
White, non-Hispanic83.1%(2,301)
Black0.6%(16)
Hispanic / Latino15.6%(431)
Asian0%(0)
Other0.7%(20)
36
−24%since 2009
from 47 in 2009
2009 – 2024
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Guatemalan7.7%(214)
Mexican5%(138)
Puerto Rican1.5%(41)
Cuban1.4%(38)
Ancestry
American31%(858)
English17.5%(485)
Irish4.9%(136)
Italian4.2%(115)
German2.6%(73)
French2.5%(70)
Scottish2.1%(58)
Greek0.6%(16)
Scotch-Irish0.5%(13)
Welsh0.2%(5)
Section 05

Education

9.6%
+3.3 ptssince 2000
from 6.2% in 2000
US average: 35.6%
High school or higher
79.2%
+23.7 ptssince 2000
from 55.5% in 2000
US average: 89.6%
4.3%
+1.8 ptssince 2000
from 2.5% in 2000
US average: 14.0%
Section 06

Commute & transportation

20.8 min
+15%since 2000
from 18.1 min in 2000
US average: 26.5
85.4%
−2.5 ptssince 2009
from 87.9% in 2009
US average: 68.9%
11.2%
+3.6 ptssince 2009
from 7.7% in 2009
US average: 8.5%
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 3.2%
3.3%
+2.3 ptssince 2009
from 1.0% in 2009
US average: 15.0%
0.0%
−1.3 ptssince 2009
from 1.3% in 2009
US average: 2.4%
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
3.4%
−5.4 ptssince 2009
from 8.9% in 2009
US average: 8.3%
Section 07

Work & employment

2.2%
−1.7 ptssince 2011
from 3.9% in 2011
US average: 5.2%
60.5%
+13.5 ptssince 2011
from 47.0% in 2011
US average: 63.5%
Women 20-64 in the labor force
61.3%
−4.5 ptssince 2020
from 65.8% in 2020
US average: 74.6%
4.3%
−9.5 ptssince 2009
from 13.8% in 2009
US average: 13.1%
17.9%
+4.3 ptssince 2009
from 13.6% in 2009
US average: 42.5%
Section 08

People & community

49.7%
+7.7 ptssince 2009
from 42.0% in 2009
50.3%
−7.7 ptssince 2009
from 58.0% in 2009
5.3%
−5.6 ptssince 2009
from 10.9% in 2009
US average: 14.1%
5.8%
−4.0 ptssince 2009
from 9.8% in 2009
US average: 6.2%
15.8%
−1.4 ptssince 2012
from 17.2% in 2012
US average: 13.3%
6.9%
−15.6 ptssince 2013
from 22.5% in 2013
US average: 8.4%
82.7%
+33.1 ptssince 2017
from 49.6% in 2017
US average: 91.0%
Computer in household
92.3%
+13.5 ptssince 2020
from 78.8% in 2020
US average: 95.5%
94.2%
+4.1 ptssince 2020
from 90.0% in 2020
US average: 87.7%
91.9%
+14.8 ptssince 2016
from 77.1% in 2016
US average: 77.7%
8.1%
−13.8 ptssince 2016
from 21.9% in 2016
US average: 13.6%
Marital status
Men 15+
Never married25.4%(258)
Married63.7%(647)
Widowed3.2%(33)
Divorced7.7%(78)
Women 15+
Never married18%(194)
Married49.1%(530)
Widowed16.1%(174)
Divorced16.9%(182)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

6.9%
−15.6 ptssince 2013
from 22.5% in 2013
US average: 8.4%
34.7%
+1.7 ptssince 2020
from 33.0% in 2020
US average: 54.8%
Direct-purchase
16.6%
+8.3 ptssince 2020
from 8.3% in 2020
US average: 13.8%
15.1%
+2.7 ptssince 2020
from 12.4% in 2020
US average: 18.4%
48.7%
+8.3 ptssince 2020
from 40.4% in 2020
US average: 20.9%
VA health care
1.4%
−0.1 ptssince 2020
from 1.5% in 2020
US average: 2.2%
Any private
46.6%
+8.7 ptssince 2020
from 37.9% in 2020
US average: 67.1%
Any public
59.9%
+12.4 ptssince 2020
from 47.5% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)10.7%(11)
US avg: 26.4%
Gulf War (1990s)31.1%(32)
US avg: 24.3%
Vietnam era34%(35)
US avg: 33.1%
Korean War0%(0)
US avg: 4.5%
World War II0%(0)
US avg: 1%

Share of the 103 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Monterey, Tennessee?

Monterey, Tennessee has about 2,768 residents according to the 2024 American Community Survey.

What is the median household income in Monterey, Tennessee?

The typical household in Monterey, Tennessee earns about $45,922 a year. Half of households make more than that, and half make less.

Is Monterey, Tennessee expensive?

In Monterey, Tennessee, the median home is worth about $165,000, and the typical rent is about $715 a month.

How educated are people in Monterey, Tennessee?

About 9.6% of adults age 25 and over in Monterey, Tennessee hold a bachelor's degree or higher.

What is the poverty rate in Monterey, Tennessee?

About 29.9% of people in Monterey, Tennessee live below the federal poverty line.

Has Monterey, Tennessee grown since 1990?

Yes, Monterey, Tennessee has grown since 1990. The population has added about 209 residents, a change of about 8 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →