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CITY · 2010 ACS

Coldwater

Ohio · 4,427 residents · 1.939 sq mi
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The short version

Coldwater has lower-than-average household income, with a median household income of $46,788. Population has held roughly steady since 2000. 15% of adults hold a bachelor's degree or higher, below the national rate of 28%. Median home value is $128,900.

At a glance
Lower income
below the US median
US median: $52,703
Older
median age 39.2
US median: 37.2
Less educated
15% hold a bachelor's degree
US average: 28%
Stable housing
home values roughly flat, inflation adjusted
US median home: $225,659
Section 01

Population & growth

Total population
4,427
−1%since 2000
from 4,482 in 2000
1990 – 2025
Population density
2,283 / sq mi
−1%since 2000
from 2,312 / sq mi in 2000
US average: 261
Median age
39.2
+10%since 2000
from 35.6 in 2000
US average: 37.2
Population, 1990 – 2024
4K4K4K5K5K1990201020202024Coldwater
20244K
1990201020202024
Section 02

Income & economy

Median household income
$46,788
−15%inflation adjusted, since 2000
from $43,382 in 2000
US average: $52,703
1990 – 2024
Per capita income
$20,640
+11%since 2000
from $18,583 in 2000
US average: $27,286
Households earning $100K+
26.0%
+2.2 ptssince 2009
from 23.8% in 2009
US average: 33.3%
Poverty rate
7.2%
+1.8 ptssince 2000
from 5.4% in 2000
US average: 13.8%
Income inequality (Gini)
0.367
US average: 0.461
Workforce by industry, 2010
Retail trade22.4%
US avg: 10.9%
Information12.3%
US avg: 11.5%
Wholesale trade4.1%
US avg: 7.2%
Other services3.1%
US avg: 7%
Agriculture, forestry, fishing3%
US avg: 1.9%
Construction3%
US avg: 1.4%
Transportation & warehousing2.5%
US avg: 3.1%
Finance & insurance2.3%
US avg: 5.1%
Professional, scientific, technical2.3%
US avg: 4.2%
Public administration2%
US avg: 4.9%
Manufacturing0%
US avg: 0.5%
Education & health services0%
US avg: 0.9%
Arts, entertainment, food0%
US avg: 2.4%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$128,900
+14%inflation adjusted, since 2000
from $89,100 in 2000
US average: $225,659
1990 – 2024
Median gross rent
$575
+6%inflation adjusted, since 2000
from $427 in 2000
US average: $853
Owner-occupied
46.9%
−32.9 ptssince 2000
from 79.8% in 2000
23.2% rent
Vacancy rate
4.3%
+2.2 ptssince 2009
from 2.2% in 2009
US average: 12.1%
Owner cost-burdened
15.6%
−0.2 ptssince 2009
from 15.9% in 2009
US average: 30.9%
Renter cost-burdened
56.7%
+7.8 ptssince 2009
from 48.9% in 2009
US average: 46.8%
Afford Score
2.8
+34%since 2000
from 2.1 in 2000
1990 – 2024
RELATED:See current rent listings in Coldwater on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic98.3%(4,407)
Black0.1%(3)
Hispanic / Latino1.2%(54)
Asian0.1%(6)
Other0%
Diversity Score3.5%(156)
2010
White, non-Hispanic98.5%(4,360)
Black0.1%(4)
Hispanic / Latino0.7%(33)
Asian0.1%(4)
Other0.1%(6)
Diversity Score2.7%(118)
Diversity Score
3
−23%since 2000
from 3 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
14.9%
+4.2 ptssince 2000
from 10.7% in 2000
US average: 27.9%
High school or higher
86.3%
+1.5 ptssince 2000
from 84.7% in 2000
US average: 84.9%
Graduate degree
7.8%
+5.0 ptssince 2000
from 2.8% in 2000
US average: 10.2%
Section 06

Commute & transportation

Average commute
16.4 min
+39%since 2000
from 11.9 min in 2000
US average: 25.2
Drive alone to work
86.1%
−1.6 ptssince 2009
from 87.7% in 2009
US average: 76.2%
Carpooled to work
7.9%
+1.7 ptssince 2009
from 6.2% in 2009
US average: 10.4%
Public transit
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 4.7%
Worked from home
0.6%
−0.5 ptssince 2009
from 1.2% in 2009
US average: 4.1%
Walked to work
3.5%
+0.4 ptssince 2009
from 3.1% in 2009
US average: 2.8%
Biked to work
0.8%
+0.1 ptssince 2009
from 0.7% in 2009
US average: 0.5%
No vehicle available
0.7%
−0.2 ptssince 2009
from 0.9% in 2009
US average: 8.7%
Section 07

Work & employment

Self-employed
12.2%
+2.1 ptssince 2009
from 10.1% in 2009
US average: 12.9%
Management & professional
32.0%
−28.0 ptssince 2009
from 60.0% in 2009
US average: 35.2%
Section 08

People & community

Male
52.5%
+1.4 ptssince 2009
from 51.1% in 2009
Female
47.5%
−1.4 ptssince 2009
from 48.9% in 2009
Foreign born
2.1%
+1.0 ptssince 2009
from 1.1% in 2009
US average: 12.8%
Veterans
13.4%
−37.4 ptssince 2009
from 50.8% in 2009
US average: 9.9%
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Compare Coldwater to nearby cities

COLDWATER VS
Celina
Income$62,849+34%
Home value$164,100+27%
Population10,936+132%
SEE FULL COMPARISON →
COLDWATER VS
St. Marys
Income$79,516+70%
Home value$148,500+15%
Population8,398+78%
SEE FULL COMPARISON →
COLDWATER VS
Wapakoneta
Income$65,570+40%
Home value$158,400+23%
Population9,711+106%
SEE FULL COMPARISON →
COLDWATER VS
Greenville
Income$47,237+1%
Home value$157,800+22%
Population12,680+169%
SEE FULL COMPARISON →
Frequently asked

How many people live in Coldwater, Ohio?

Coldwater, Ohio has about 4,427 residents according to the 2010 American Community Survey.

What is the median household income in Coldwater, Ohio?

The typical household in Coldwater, Ohio earns about $46,788 a year. Half of households make more than that, and half make less.

Is Coldwater, Ohio expensive?

In Coldwater, Ohio, the median home is worth about $128,900, and the typical rent is about $575 a month.

How educated are people in Coldwater, Ohio?

About 14.9% of adults age 25 and over in Coldwater, Ohio hold a bachelor's degree or higher.

What is the poverty rate in Coldwater, Ohio?

About 7.2% of people in Coldwater, Ohio live below the federal poverty line.

Has Coldwater, Ohio grown since 1990?

Yes, Coldwater, Ohio has grown since 1990. The population has added about 92 residents, a change of about 2 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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