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CITY · 2010 ACS

Waterloo

New York · 5,171 residents · 2.157 sq mi
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The short version

Waterloo has roughly average household income, with a median household income of $48,087. Population has held roughly steady since 2000. 17% of adults hold a bachelor's degree or higher, below the national rate of 28%. Median home value is $76,100. With a median age of 42.3, the population is older than the US median of 37.2.

At a glance
Lower income
below the US median
US median: $52,703
Older
median age 42.3
US median: 37.2
Less educated
17% hold a bachelor's degree
US average: 28%
Stable housing
home values roughly flat, inflation adjusted
US median home: $225,659
Section 01

Population & growth

Total population
5,171
+1%since 2000
from 5,111 in 2000
1990 – 2025
Population density
2,397 / sq mi
+1%since 2000
from 2,369 / sq mi in 2000
US average: 261
Median age
42.3
+8%since 2000
from 39.3 in 2000
US average: 37.2
Population, 1990 – 2024
5K5K5K5K5K1990201020202024Waterloo
20245K
1990201020202024
Section 02

Income & economy

Median household income
$48,087
+13%inflation adjusted, since 2000
from $33,571 in 2000
US average: $52,703
1990 – 2024
Per capita income
$21,649
+31%since 2000
from $16,538 in 2000
US average: $27,286
Households earning $100K+
25.1%
+1.3 ptssince 2009
from 23.8% in 2009
US average: 33.3%
Poverty rate
12.4%
+0.3 ptssince 2000
from 12.1% in 2000
US average: 13.8%
Income inequality (Gini)
0.338
US average: 0.461
Workforce by industry, 2010
Retail trade17.8%
US avg: 10.9%
Information13.2%
US avg: 11.5%
Wholesale trade6.6%
US avg: 7.2%
Finance & insurance4.4%
US avg: 5.1%
Professional, scientific, technical4%
US avg: 4.2%
Other services3%
US avg: 7%
Transportation & warehousing2.5%
US avg: 3.1%
Public administration2.4%
US avg: 4.9%
Education & health services0.3%
US avg: 0.9%
Agriculture, forestry, fishing0.3%
US avg: 1.9%
Manufacturing0.3%
US avg: 0.5%
Construction0%
US avg: 1.4%
Arts, entertainment, food0%
US avg: 2.4%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$76,100
+2%inflation adjusted, since 2000
from $59,000 in 2000
US average: $225,659
1990 – 2024
Median gross rent
$665
+3%inflation adjusted, since 2000
from $508 in 2000
US average: $853
Owner-occupied
46.3%
−24.5 ptssince 2000
from 70.8% in 2000
30.2% rent
Vacancy rate
8.1%
−4.4 ptssince 2009
from 12.6% in 2009
US average: 12.1%
Owner cost-burdened
27.8%
+0.5 ptssince 2009
from 27.3% in 2009
US average: 30.9%
Renter cost-burdened
43.0%
−14.1 ptssince 2009
from 57.1% in 2009
US average: 46.8%
Afford Score
1.6
−10%since 2000
from 1.8 in 2000
1990 – 2024
RELATED:See current rent listings in Waterloo on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic96.7%(4,941)
Black0.8%(39)
Hispanic / Latino1.2%(60)
Asian0.5%(25)
Other0%
Diversity Score6%(308)
2010
White, non-Hispanic94.9%(4,909)
Black1%(52)
Hispanic / Latino2.2%(114)
Asian0.4%(20)
Other0.4%(21)
Diversity Score9.8%(509)
Diversity Score
10
+64%since 2000
from 6 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
16.8%
+4.1 ptssince 2000
from 12.8% in 2000
US average: 27.9%
High school or higher
89.0%
+12.8 ptssince 2000
from 76.2% in 2000
US average: 84.9%
Graduate degree
6.9%
+2.2 ptssince 2000
from 4.7% in 2000
US average: 10.2%
Section 06

Commute & transportation

Average commute
19.7 min
+27%since 2000
from 15.5 min in 2000
US average: 25.2
Drive alone to work
88.3%
+3.1 ptssince 2009
from 85.2% in 2009
US average: 76.2%
Carpooled to work
5.3%
−0.6 ptssince 2009
from 5.9% in 2009
US average: 10.4%
Public transit
0.4%
−0.6 ptssince 2009
from 1.0% in 2009
US average: 4.7%
Worked from home
2.5%
−1.0 ptssince 2009
from 3.6% in 2009
US average: 4.1%
Walked to work
2.5%
−0.7 ptssince 2009
from 3.2% in 2009
US average: 2.8%
Biked to work
0.0%
−0.6 ptssince 2009
from 0.6% in 2009
US average: 0.5%
No vehicle available
2.8%
−0.5 ptssince 2009
from 3.2% in 2009
US average: 8.7%
Section 07

Work & employment

Self-employed
21.3%
−0.8 ptssince 2009
from 22.2% in 2009
US average: 12.9%
Management & professional
31.9%
−35.0 ptssince 2009
from 66.9% in 2009
US average: 35.2%
Section 08

People & community

Male
45.3%
+1.1 ptssince 2009
from 44.2% in 2009
Female
54.7%
−1.1 ptssince 2009
from 55.8% in 2009
Foreign born
1.1%
+0.1 ptssince 2009
from 1.0% in 2009
US average: 12.8%
Veterans
10.9%
−31.7 ptssince 2009
from 42.6% in 2009
US average: 9.9%
Drill deeper

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Compare Waterloo to nearby cities

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Home value$165,500+117%
Population12,552+169%
SEE FULL COMPARISON →
WATERLOO VS
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Home value$152,800+101%
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WATERLOO VS
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Income$60,006+25%
Home value$132,600+74%
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WATERLOO VS
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Income$64,929+35%
Home value$229,100+201%
Population10,347+121%
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Frequently asked

How many people live in Waterloo, New York?

Waterloo, New York has about 5,171 residents according to the 2010 American Community Survey.

What is the median household income in Waterloo, New York?

The typical household in Waterloo, New York earns about $48,087 a year. Half of households make more than that, and half make less.

Is Waterloo, New York expensive?

In Waterloo, New York, the median home is worth about $76,100, and the typical rent is about $665 a month.

How educated are people in Waterloo, New York?

About 16.8% of adults age 25 and over in Waterloo, New York hold a bachelor's degree or higher.

What is the poverty rate in Waterloo, New York?

About 12.4% of people in Waterloo, New York live below the federal poverty line.

Has Waterloo, New York grown since 1990?

Yes, Waterloo, New York has grown since 1990. The population has added about 55 residents, a change of about 1 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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