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CITY · 2000 CENSUS

Waterloo

New York · 5,111 residents · 2.157 sq mi
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The short version

Waterloo has lower-than-average household income, with a median household income of $33,571. Population has held roughly steady since 1990. 13% of adults hold a bachelor's degree or higher, below the national rate of 24%. Median home value is $59,000.

At a glance
Lower income
below the US median
US median: $42,589
Older
median age 39.3
US median: 35.2
Less educated
13% hold a bachelor's degree
US average: 24%
More affordable
home values down 5%, inflation adjusted
US median home: $120,530
Section 01

Population & growth

Total population
5,111
Unchangedsince 1990
from 5,116 in 1990
1990 – 2025
Median age
39.3
+10%since 1990
from 35.7 in 1990
US average: 35.2
Population, 1990 – 2024
5K5K5K5K5K1990201020202024Waterloo
20245K
1990201020202024
Age distribution, 2000
Under 55.6%(287)
US avg: 6.8%
5 to 97.7%(395)
US avg: 7.3%
10 to 147.1%(363)
US avg: 7.3%
15 to 196.1%(311)
US avg: 7.2%
20 to 244.6%(235)
US avg: 6.7%
25 to 3412.6%(646)
US avg: 14.2%
35 to 4414.3%(730)
US avg: 16%
45 to 5412.9%(661)
US avg: 13.4%
55 to 648.5%(435)
US avg: 8.6%
65 to 748.6%(440)
US avg: 6.5%
75 to 847.7%(393)
US avg: 4.4%
85 and over4.2%(215)
US avg: 1.5%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

Median household income
$33,571
−13%inflation adjusted, since 1990
from $29,233 in 1990
US average: $42,589
1990 – 2024
Per capita income
$16,538
+37%since 1990
from $12,093 in 1990
US average: $21,522
Poverty rate
12.1%
+1.8 ptssince 1990
from 10.3% in 1990
US average: 12.4%
Section 03

Housing

Median home value
$59,000
−5%inflation adjusted, since 1990
from $47,300 in 1990
US average: $120,530
1990 – 2024
Median gross rent
$508
−5%inflation adjusted, since 1990
from $408 in 1990
US average: $602
Owner-occupied
70.8%
−3.2 ptssince 1990
from 74.0% in 1990
29.2% rent
RELATED:See current rent listings in Waterloo on RentDataNow
Section 04

Race & ethnicity

1990
White, non-Hispanic99%(5,067)
Black0.5%(25)
Hispanic / Latino0.3%(13)
Asian0.4%(18)
2000
White, non-Hispanic96.7%(4,941)
Black0.8%(39)
Hispanic / Latino1.2%(60)
Asian0.5%(25)

No data for the years selected.

Section 04 · Origins

Detailed origins & ancestry

Detailed origin tables are available for 2024; showing 2024 data.

Hispanic origin
Panamanian3.6%(167)
Puerto Rican2.5%(117)
Asian origin
Chinese0.2%(7)
Korean0.1%(3)
Pacific Islander origin
Chamorro0.4%(19)
Ancestry
Irish24.4%(1,123)
German19.8%(912)
English15.6%(717)
Italian13.5%(621)
American7.7%(353)
Scottish4.6%(210)
French3.1%(142)
Polish2.4%(112)
Dutch2.1%(99)
Romanian1.3%(62)
Arab0.7%(34)
Norwegian0.7%(33)
+ 8 more ancestry groups with data
Scotch-Irish0.7%(31)
Swedish0.6%(27)
Swiss0.5%(23)
Hungarian0.4%(18)
Danish0.2%(10)
British0.2%(7)
Greek0.2%(7)
RANKED:Largest Irish population · Largest German population · Largest English population · Largest Italian population · Largest American population
Section 05

Education

Bachelor's degree or higher
12.8%
+0.7 ptssince 1990
from 12.0% in 1990
US average: 24.4%
High school or higher
76.2%
+0.2 ptssince 1990
from 76.0% in 1990
US average: 80.3%
Graduate degree
4.7%
Unchangedsince 1990
from 4.7% in 1990
US average: 8.8%
Section 06

Commute & transportation

Average commute
15.5 min
−15%since 1990
from 18.4 min in 1990
US average: 17.6
Section 07

Work & employment

No data for the years selected.

Section 08

People & community

No data for the years selected.

Marital status
Men 15+
Never married27.9%(514)
Married58.8%(1,081)
Widowed5.7%(105)
Divorced7.6%(139)
Women 15+
Never married20.2%(455)
Married46.3%(1,044)
Widowed20.8%(470)
Divorced12.7%(287)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2000
Drill deeper

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Head to head

Compare Waterloo to nearby cities

WATERLOO VS
Geneva
Income$79,435+137%
Home value$165,500+181%
Population12,552+169%
SEE FULL COMPARISON →
WATERLOO VS
Auburn
Income$51,052+52%
Home value$152,800+159%
Population25,947+455%
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WATERLOO VS
Newark
Income$60,006+79%
Home value$132,600+125%
Population8,919+91%
SEE FULL COMPARISON →
WATERLOO VS
Canandaigua
Income$64,929+93%
Home value$229,100+288%
Population10,347+121%
SEE FULL COMPARISON →
Frequently asked

How many people live in Waterloo, New York?

Waterloo, New York has about 5,111 residents according to the 2000 Census.

What is the median household income in Waterloo, New York?

The typical household in Waterloo, New York earns about $33,571 a year. Half of households make more than that, and half make less.

Is Waterloo, New York expensive?

In Waterloo, New York, the median home is worth about $59,000, and the typical rent is about $508 a month.

How educated are people in Waterloo, New York?

About 12.8% of adults age 25 and over in Waterloo, New York hold a bachelor's degree or higher.

What is the poverty rate in Waterloo, New York?

About 12.1% of people in Waterloo, New York live below the federal poverty line.

Has Waterloo, New York grown since 1990?

Yes, Waterloo, New York has shrunk since 1990. The population has lost about 5 residents, a change of about -0 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →