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CITY

Deposit

New York · 1,404 residents (2025 est.) · 1.263 sq mi
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The short version

Deposit has notably lower household income than the US average, with a median household income of $48,214. Population has fallen 16% since 2000, a loss of 275 residents. 14% of adults hold a bachelor's degree or higher, below the national rate of 36%. Median home value has more than doubled since 2000, reaching $118,500. With a median age of 48.2, the population is older than the US median of 38.9. Households here earn about 44% less than the New York median.

At a glance
Lower income
below the US median
US median: $82,259
Older
median age 48.2
US median: 38.9
Less educated
14% hold a bachelor's degree
US average: 36%
Stable housing
home values roughly flat, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
1,424
−16%since 2000
from 1,699 in 2000
1990 – 2025
Population density
1,127 / sq mi
−16%since 2000
from 1,345 / sq mi in 2000
US average: 281
Median age
48.2
+30%since 2000
from 37.1 in 2000
US average: 38.9

PEP 2025 EST:1,404 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
1K1K2K2K2K1990201020202024Deposit
20241K
1990201020202024
Section 02

Income & economy

Median household income
$48,214
+7%inflation adjusted, since 2000
from $24,702 in 2000
US average: $82,259
1990 – 2024
Per capita income
$31,214
+117%since 2000
from $14,390 in 2000
US average: $44,673
Households earning $100K+
35.3%
+20.2 ptssince 2009
from 15.1% in 2009
US average: 53.3%
Poverty rate
27.8%
+10.2 ptssince 2000
from 17.6% in 2000
US average: 12.5%
Income inequality (Gini)
0.495
+10%since 2010
from 0.450 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade16.6%
US avg: 9.9%
Information7.6%
US avg: 10.8%
Wholesale trade6%
US avg: 6.9%
Finance & insurance3.2%
US avg: 5.9%
Transportation & warehousing2.3%
US avg: 2.2%
Arts, entertainment, food2.3%
US avg: 1.9%
Education & health services2.2%
US avg: 0.9%
Agriculture, forestry, fishing2%
US avg: 1.6%
Construction2%
US avg: 1.2%
Professional, scientific, technical1%
US avg: 5.1%
Other services0.8%
US avg: 6.7%
Manufacturing0%
US avg: 0.4%
Public administration0%
US avg: 4.8%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$118,500
+16%inflation adjusted, since 2000
from $56,200 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$717
−3%inflation adjusted, since 2000
from $406 in 2000
US average: $1,442
Owner-occupied
63.3%
+3.6 ptssince 2000
from 59.8% in 2000
36.7% rent
Vacancy rate
28.6%
+11.5 ptssince 2009
from 17.1% in 2009
US average: 10.0%
Owner cost-burdened
16.4%
−8.5 ptssince 2009
from 24.9% in 2009
US average: 22.9%
Renter cost-burdened
62.4%
+18.1 ptssince 2009
from 44.3% in 2009
US average: 47.4%
Afford Score
2.5
+8%since 2000
from 2.3 in 2000
1990 – 2024
Gentrification Score
25
RELATED:See current rent listings in Deposit on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic94.8%(1,610)
Black0.9%(16)
Hispanic / Latino2.7%(46)
Asian0.8%(14)
Other0%
Diversity Score10.9%(185)
2024
White, non-Hispanic90.3%(1,286)
Black0.8%(11)
Hispanic / Latino5.7%(81)
Asian0.6%(8)
Other2.7%(38)
Diversity Score22.5%(321)
Diversity Score
23
+107%since 2000
from 11 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
14.1%
+2.6 ptssince 2000
from 11.4% in 2000
US average: 35.6%
High school or higher
93.6%
+13.3 ptssince 2000
from 80.3% in 2000
US average: 89.6%
Graduate degree
5.5%
+1.0 ptssince 2000
from 4.5% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
21.5 min
+17%since 2000
from 18.4 min in 2000
US average: 26.5
Drive alone to work
62.8%
−2.8 ptssince 2009
from 65.6% in 2009
US average: 68.9%
Carpooled to work
7.1%
−7.8 ptssince 2009
from 14.9% in 2009
US average: 8.5%
Public transit
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 3.2%
Worked from home
16.4%
+15.5 ptssince 2009
from 0.9% in 2009
US average: 15.0%
Walked to work
13.7%
+1.5 ptssince 2009
from 12.1% in 2009
US average: 2.4%
Biked to work
0.0%
−1.5 ptssince 2009
from 1.5% in 2009
US average: 0.4%
No vehicle available
15.7%
+2.6 ptssince 2009
from 13.1% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
3.1%
−5.6 ptssince 2011
from 8.7% in 2011
US average: 5.2%
Labor force participation
52.7%
−12.3 ptssince 2011
from 65.0% in 2011
US average: 63.5%
Self-employed
17.8%
−0.4 ptssince 2009
from 18.1% in 2009
US average: 13.1%
Management & professional
35.7%
−25.0 ptssince 2009
from 60.7% in 2009
US average: 42.5%
Section 08

People & community

Male
40.9%
−1.9 ptssince 2009
from 42.8% in 2009
Female
59.1%
+1.9 ptssince 2009
from 57.2% in 2009
Foreign born
3.7%
+2.1 ptssince 2009
from 1.5% in 2009
US average: 14.1%
Veterans
8.0%
−34.7 ptssince 2009
from 42.7% in 2009
US average: 6.2%
With a disability
18.3%
+0.5 ptssince 2012
from 17.8% in 2012
US average: 13.3%
Uninsured
5.2%
−76.3 ptssince 2013
from 81.5% in 2013
US average: 8.4%
Broadband at home
91.8%
+18.5 ptssince 2017
from 73.3% in 2017
US average: 91.0%
English only at home
94.3%
+1.2 ptssince 2016
from 93.2% in 2016
US average: 77.7%
Spanish at home
3.0%
−1.7 ptssince 2016
from 4.7% in 2016
US average: 13.6%
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Compare Deposit to nearby cities

DEPOSIT VS
Binghamton
Income$45,578−5%
Home value$124,800+5%
Population46,418+3206%
SEE FULL COMPARISON →
DEPOSIT VS
Johnson City
Income$56,283+17%
Home value$117,100−1%
Population14,580+938%
SEE FULL COMPARISON →
DEPOSIT VS
Endwell
Income$82,726+72%
Home value$173,300+46%
Population11,546+722%
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DEPOSIT VS
Oneonta
Income$61,111+27%
Home value$184,100+55%
Population15,665+1016%
SEE FULL COMPARISON →
Frequently asked

How many people live in Deposit, New York?

Deposit, New York has about 1,424 residents according to the 2024 American Community Survey.

What is the median household income in Deposit, New York?

The typical household in Deposit, New York earns about $48,214 a year. Half of households make more than that, and half make less.

Is Deposit, New York expensive?

In Deposit, New York, the median home is worth about $118,500, and the typical rent is about $717 a month.

How educated are people in Deposit, New York?

About 14.1% of adults age 25 and over in Deposit, New York hold a bachelor's degree or higher.

What is the poverty rate in Deposit, New York?

About 27.8% of people in Deposit, New York live below the federal poverty line.

Has Deposit, New York grown since 1990?

Yes, Deposit, New York has shrunk since 1990. The population has lost about 512 residents, a change of about -26 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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