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CITY

Cut Bank

Montana · 2,976 residents (2025 est.) · 1.157 sq mi
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The short version

Cut Bank has notably lower household income than the US average, with a median household income of $49,432. Population has held roughly steady since 2000. 17% of adults hold a bachelor's degree or higher, below the national rate of 36%. Median home value has roughly tripled since 2000, reaching $164,100. Households here earn about 32% less than the Montana median.

At a glance
Lower income
below the US median
US median: $82,259
Mid-age
median age 37.6
US median: 38.9
Less educated
17% hold a bachelor's degree
US average: 36%
Less affordable
home values up 57%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
3,028
−2%since 2000
from 3,105 in 2000
1990 – 2025
Population density
2,617 / sq mi
−2%since 2000
from 2,684 / sq mi in 2000
US average: 281
Median age
37.6
−4%since 2000
from 39.2 in 2000
US average: 38.9

PEP 2025 EST:2,976 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
3K3K3K3K3K1990201020202024Cut Bank
20243K
1990201020202024
Section 02

Income & economy

Median household income
$49,432
−20%inflation adjusted, since 2000
from $33,885 in 2000
US average: $82,259
1990 – 2024
Per capita income
$24,642
+54%since 2000
from $15,977 in 2000
US average: $44,673
Households earning $100K+
35.0%
+11.9 ptssince 2009
from 23.1% in 2009
US average: 53.3%
Poverty rate
18.9%
+6.5 ptssince 2000
from 12.4% in 2000
US average: 12.5%
Income inequality (Gini)
0.407
−1%since 2010
from 0.410 in 2010
US average: 0.476
Workforce by industry, 2024
Finance & insurance14.8%
US avg: 5.9%
Information12%
US avg: 10.8%
Professional, scientific, technical11.6%
US avg: 5.1%
Other services4.8%
US avg: 6.7%
Retail trade4.3%
US avg: 9.9%
Public administration4.3%
US avg: 4.8%
Agriculture, forestry, fishing3.8%
US avg: 1.6%
Arts, entertainment, food3.3%
US avg: 1.9%
Education & health services3.1%
US avg: 0.9%
Construction3.1%
US avg: 1.2%
Wholesale trade1.7%
US avg: 6.9%
Manufacturing0.8%
US avg: 0.4%
Transportation & warehousing0%
US avg: 2.2%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$164,100
+57%inflation adjusted, since 2000
from $57,200 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$988
+31%inflation adjusted, since 2000
from $414 in 2000
US average: $1,442
Owner-occupied
67.3%
−3.5 ptssince 2000
from 70.9% in 2000
32.7% rent
Vacancy rate
16.3%
+3.5 ptssince 2009
from 12.7% in 2009
US average: 10.0%
Owner cost-burdened
35.0%
+18.5 ptssince 2009
from 16.5% in 2009
US average: 22.9%
Renter cost-burdened
51.5%
+1.5 ptssince 2009
from 50.0% in 2009
US average: 47.4%
Afford Score
3.3
+97%since 2000
from 1.7 in 2000
1990 – 2024
Gentrification Score
40
RELATED:See current rent listings in Cut Bank on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic82.2%(2,551)
Black0%(1)
Hispanic / Latino0.9%(28)
Asian0.2%(7)
Other0%
Diversity Score3.4%(107)
2024
White, non-Hispanic66.2%(2,006)
Black0%(0)
Hispanic / Latino3%(91)
Asian0.3%(9)
Other30.4%(922)
Diversity Score58.4%(1,769)
Diversity Score
58
+1599%since 2000
from 3 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
16.6%
−5.8 ptssince 2000
from 22.3% in 2000
US average: 35.6%
High school or higher
91.4%
+3.0 ptssince 2000
from 88.5% in 2000
US average: 89.6%
Graduate degree
9.3%
+3.3 ptssince 2000
from 6.1% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
10.5 min
+17%since 2000
from 9.0 min in 2000
US average: 26.5
Drive alone to work
69.9%
+4.2 ptssince 2009
from 65.7% in 2009
US average: 68.9%
Carpooled to work
16.7%
−2.1 ptssince 2009
from 18.9% in 2009
US average: 8.5%
Public transit
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 3.2%
Worked from home
5.2%
+3.7 ptssince 2009
from 1.5% in 2009
US average: 15.0%
Walked to work
8.1%
−5.2 ptssince 2009
from 13.3% in 2009
US average: 2.4%
Biked to work
0.0%
−0.1 ptssince 2009
from 0.1% in 2009
US average: 0.4%
No vehicle available
2.2%
−2.8 ptssince 2009
from 5.0% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
3.5%
−2.2 ptssince 2011
from 5.6% in 2011
US average: 5.2%
Labor force participation
55.2%
−17.9 ptssince 2011
from 73.1% in 2011
US average: 63.5%
Self-employed
22.7%
−2.5 ptssince 2009
from 25.2% in 2009
US average: 13.1%
Management & professional
28.4%
−30.4 ptssince 2009
from 58.8% in 2009
US average: 42.5%
Section 08

People & community

Male
52.8%
+6.6 ptssince 2009
from 46.2% in 2009
Female
47.2%
−6.6 ptssince 2009
from 53.8% in 2009
Foreign born
0.4%
−1.6 ptssince 2009
from 2.0% in 2009
US average: 14.1%
Veterans
9.4%
−39.0 ptssince 2009
from 48.4% in 2009
US average: 6.2%
With a disability
18.9%
+8.3 ptssince 2012
from 10.6% in 2012
US average: 13.3%
Uninsured
7.9%
−74.8 ptssince 2013
from 82.7% in 2013
US average: 8.4%
Broadband at home
91.0%
+20.5 ptssince 2017
from 70.5% in 2017
US average: 91.0%
English only at home
93.9%
−4.8 ptssince 2016
from 98.7% in 2016
US average: 77.7%
Spanish at home
0.5%
+0.2 ptssince 2016
from 0.3% in 2016
US average: 13.6%
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Frequently asked

How many people live in Cut Bank, Montana?

Cut Bank, Montana has about 3,028 residents according to the 2024 American Community Survey.

What is the median household income in Cut Bank, Montana?

The typical household in Cut Bank, Montana earns about $49,432 a year. Half of households make more than that, and half make less.

Is Cut Bank, Montana expensive?

In Cut Bank, Montana, the median home is worth about $164,100, and the typical rent is about $988 a month.

How educated are people in Cut Bank, Montana?

About 16.6% of adults age 25 and over in Cut Bank, Montana hold a bachelor's degree or higher.

What is the poverty rate in Cut Bank, Montana?

About 18.9% of people in Cut Bank, Montana live below the federal poverty line.

Has Cut Bank, Montana grown since 1990?

Yes, Cut Bank, Montana has shrunk since 1990. The population has lost about 301 residents, a change of about -9 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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