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CITY · 2010 ACS

Waterloo

Indiana · 2,242 residents · 2.11 sq mi
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The short version

Waterloo has notably lower household income than the US average, with a median household income of $36,051. Population has held roughly steady since 2000. 7% of adults hold a bachelor's degree or higher, below the national rate of 28%. Median home value is $79,400. At a median age of 31.5, residents skew younger than the country as a whole.

At a glance
Lower income
below the US median
US median: $52,703
Younger
median age 31.5
US median: 37.2
Less educated
7% hold a bachelor's degree
US average: 28%
Stable housing
home values roughly flat, inflation adjusted
US median home: $225,659
Section 01

Population & growth

Total population
2,242
+2%since 2000
from 2,200 in 2000
1990 – 2025
Population density
1,063 / sq mi
+2%since 2000
from 1,043 / sq mi in 2000
US average: 261
Median age
31.5
+3%since 2000
from 30.6 in 2000
US average: 37.2
Population, 1990 – 2024
2K2K2K2K2K1990201020202024Waterloo
20242K
1990201020202024
Section 02

Income & economy

Median household income
$36,051
−29%inflation adjusted, since 2000
from $39,831 in 2000
US average: $52,703
1990 – 2024
Per capita income
$14,322
−12%since 2000
from $16,248 in 2000
US average: $27,286
Households earning $100K+
13.3%
+0.9 ptssince 2009
from 12.4% in 2009
US average: 33.3%
Poverty rate
27.9%
+15.4 ptssince 2000
from 12.4% in 2000
US average: 13.8%
Income inequality (Gini)
0.366
US average: 0.461
Workforce by industry, 2010
Retail trade38%
US avg: 10.9%
Information17.6%
US avg: 11.5%
Finance & insurance3.6%
US avg: 5.1%
Professional, scientific, technical3.6%
US avg: 4.2%
Wholesale trade3.3%
US avg: 7.2%
Transportation & warehousing3.2%
US avg: 3.1%
Agriculture, forestry, fishing0.9%
US avg: 1.9%
Construction0.9%
US avg: 1.4%
Other services0.9%
US avg: 7%
Public administration0.9%
US avg: 4.9%
Arts, entertainment, food0.6%
US avg: 2.4%
Manufacturing0%
US avg: 0.5%
Education & health services0%
US avg: 0.9%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$79,400
−3%inflation adjusted, since 2000
from $64,600 in 2000
US average: $225,659
1990 – 2024
Median gross rent
$808
+38%inflation adjusted, since 2000
from $463 in 2000
US average: $853
Owner-occupied
51.4%
−25.7 ptssince 2000
from 77.2% in 2000
26.2% rent
Vacancy rate
16.5%
+2.2 ptssince 2009
from 14.4% in 2009
US average: 12.1%
Owner cost-burdened
28.6%
−1.3 ptssince 2009
from 29.8% in 2009
US average: 30.9%
Renter cost-burdened
62.4%
+10.8 ptssince 2009
from 51.6% in 2009
US average: 46.8%
Afford Score
2.2
+36%since 2000
from 1.6 in 2000
1990 – 2024
RELATED:See current rent listings in Waterloo on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic94.8%(2,085)
Black0.2%(5)
Hispanic / Latino3.7%(81)
Asian0.2%(4)
Other0%
Diversity Score10%(219)
2010
White, non-Hispanic93.8%(2,104)
Black0.5%(11)
Hispanic / Latino3.8%(86)
Asian0%(1)
Other1.4%(31)
Diversity Score13.8%(309)
Diversity Score
14
+39%since 2000
from 10 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
6.8%
+0.7 ptssince 2000
from 6.1% in 2000
US average: 27.9%
High school or higher
83.2%
+1.9 ptssince 2000
from 81.4% in 2000
US average: 84.9%
Graduate degree
3.9%
+2.2 ptssince 2000
from 1.7% in 2000
US average: 10.2%
Section 06

Commute & transportation

Average commute
16.1 min
+34%since 2000
from 12.0 min in 2000
US average: 25.2
Drive alone to work
76.9%
−4.3 ptssince 2009
from 81.2% in 2009
US average: 76.2%
Carpooled to work
10.7%
−2.2 ptssince 2009
from 12.9% in 2009
US average: 10.4%
Public transit
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 4.7%
Worked from home
4.0%
+2.2 ptssince 2009
from 1.8% in 2009
US average: 4.1%
Walked to work
0.0%
−0.5 ptssince 2009
from 0.5% in 2009
US average: 2.8%
Biked to work
3.4%
+3.4 ptssince 2009
from 0.0% in 2009
US average: 0.5%
No vehicle available
4.5%
+1.7 ptssince 2009
from 2.8% in 2009
US average: 8.7%
Section 07

Work & employment

Self-employed
11.6%
−3.2 ptssince 2009
from 14.8% in 2009
US average: 12.9%
Management & professional
17.6%
−33.4 ptssince 2009
from 51.0% in 2009
US average: 35.2%
Section 08

People & community

Male
50.9%
+2.3 ptssince 2009
from 48.6% in 2009
Female
49.1%
−2.3 ptssince 2009
from 51.4% in 2009
Foreign born
2.5%
+0.5 ptssince 2009
from 2.1% in 2009
US average: 12.8%
Veterans
10.3%
−39.4 ptssince 2009
from 49.7% in 2009
US average: 9.9%
Drill deeper

Places similar to Waterloo

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Pop 2,179
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Pop 2,188
Rainbow Park
Pop 2,056
Bay Pines
Pop 2,519
Places similar to Waterloo
Head to head

Compare Waterloo to nearby cities

WATERLOO VS
Auburn
Income$68,750+91%
Home value$190,800+140%
Population14,068+549%
SEE FULL COMPARISON →
WATERLOO VS
Kendallville
Income$58,939+63%
Home value$133,200+68%
Population10,371+378%
SEE FULL COMPARISON →
WATERLOO VS
Angola
Income$64,540+79%
Home value$205,400+159%
Population9,366+332%
SEE FULL COMPARISON →
WATERLOO VS
Huntertown
Income$109,432+204%
Home value$298,200+276%
Population11,600+435%
SEE FULL COMPARISON →
Frequently asked

How many people live in Waterloo, Indiana?

Waterloo, Indiana has about 2,242 residents according to the 2010 American Community Survey.

What is the median household income in Waterloo, Indiana?

The typical household in Waterloo, Indiana earns about $36,051 a year. Half of households make more than that, and half make less.

Is Waterloo, Indiana expensive?

In Waterloo, Indiana, the median home is worth about $79,400, and the typical rent is about $808 a month.

How educated are people in Waterloo, Indiana?

About 6.8% of adults age 25 and over in Waterloo, Indiana hold a bachelor's degree or higher.

What is the poverty rate in Waterloo, Indiana?

About 27.9% of people in Waterloo, Indiana live below the federal poverty line.

Has Waterloo, Indiana grown since 1990?

Yes, Waterloo, Indiana has grown since 1990. The population has added about 168 residents, a change of about 8 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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