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CITY

St. Joseph

Illinois · 3,689 residents (2025 est.) · 2.083 sq mi
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The short version

St. Joseph is significantly wealthier than the US average, with a median household income of $120,789. Population has grown 30% since 2000. Median home value has more than doubled since 2000, reaching $270,900. Poverty is rare here, at 4.1% of residents. It ranks in the top 5% of US cities for household income. Households here earn about 45% more than the Illinois median.

At a glance
Wealthier
above the US median
US median: $82,259
Mid-age
median age 37.9
US median: 38.9
Average education
35% hold a bachelor's degree
US average: 36%
Less affordable
home values up 45%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
3,778
+30%since 2000
from 2,912 in 2000
1990 – 2025
Population density
1,814 / sq mi
+30%since 2000
from 1,398 / sq mi in 2000
US average: 281
Median age
37.9
+6%since 2000
from 35.9 in 2000
US average: 38.9

PEP 2025 EST:3,689 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
2K3K3K4K5K1990201020202024St. Joseph
20244K
1990201020202024
Section 02

Income & economy

Median household income
$120,789
+24%inflation adjusted, since 2000
from $53,424 in 2000
US average: $82,259
1990 – 2024
Per capita income
$51,434
+141%since 2000
from $21,381 in 2000
US average: $44,673
Households earning $100K+
72.4%
+34.9 ptssince 2009
from 37.5% in 2009
US average: 53.3%
Poverty rate
4.1%
−0.1 ptssince 2000
from 4.3% in 2000
US average: 12.5%
Income inequality (Gini)
0.362
+6%since 2010
from 0.341 in 2010
US average: 0.476
Workforce by industry, 2024
Other services11.2%
US avg: 6.7%
Public administration10.6%
US avg: 4.8%
Information9.1%
US avg: 10.8%
Wholesale trade4.8%
US avg: 6.9%
Finance & insurance3.5%
US avg: 5.9%
Professional, scientific, technical3%
US avg: 5.1%
Agriculture, forestry, fishing2.8%
US avg: 1.6%
Construction2.8%
US avg: 1.2%
Arts, entertainment, food2%
US avg: 1.9%
Retail trade0.9%
US avg: 9.9%
Education & health services0.4%
US avg: 0.9%
Manufacturing0%
US avg: 0.4%
Transportation & warehousing0%
US avg: 2.2%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$270,900
+45%inflation adjusted, since 2000
from $102,300 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$968
+11%inflation adjusted, since 2000
from $478 in 2000
US average: $1,442
Owner-occupied
84.7%
+2.2 ptssince 2000
from 82.6% in 2000
15.3% rent
Vacancy rate
0.5%
−2.4 ptssince 2009
from 2.9% in 2009
US average: 10.0%
Owner cost-burdened
17.2%
−1.5 ptssince 2009
from 18.7% in 2009
US average: 22.9%
Renter cost-burdened
22.0%
−16.2 ptssince 2009
from 38.2% in 2009
US average: 47.4%
Afford Score
2.2
+17%since 2000
from 1.9 in 2000
1990 – 2024
Gentrification Score
60
RELATED:See current rent listings in St. Joseph on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic98.3%(2,862)
Black0.1%(3)
Hispanic / Latino0.9%(25)
Asian0.2%(7)
Other0%
Diversity Score3%(87)
2024
White, non-Hispanic91.9%(3,472)
Black0%(0)
Hispanic / Latino3.7%(139)
Asian1.6%(62)
Other2.8%(105)
Diversity Score19.1%(723)
Diversity Score
19
+539%since 2000
from 3 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
35.3%
+8.7 ptssince 2000
from 26.6% in 2000
US average: 35.6%
High school or higher
98.9%
+6.6 ptssince 2000
from 92.2% in 2000
US average: 89.6%
Graduate degree
13.1%
+3.1 ptssince 2000
from 10.1% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
24.7 min
+101%since 2000
from 12.3 min in 2000
US average: 26.5
Drive alone to work
72.3%
−4.8 ptssince 2009
from 77.1% in 2009
US average: 68.9%
Carpooled to work
9.4%
+0.3 ptssince 2009
from 9.0% in 2009
US average: 8.5%
Public transit
0.0%
−7.3 ptssince 2009
from 7.3% in 2009
US average: 3.2%
Worked from home
17.2%
+15.5 ptssince 2009
from 1.7% in 2009
US average: 15.0%
Walked to work
0.7%
−2.8 ptssince 2009
from 3.4% in 2009
US average: 2.4%
Biked to work
0.0%
−0.3 ptssince 2009
from 0.3% in 2009
US average: 0.4%
No vehicle available
2.8%
+2.1 ptssince 2009
from 0.7% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
0.9%
−2.0 ptssince 2011
from 2.9% in 2011
US average: 5.2%
Labor force participation
72.2%
−2.4 ptssince 2011
from 74.6% in 2011
US average: 63.5%
Self-employed
18.6%
−2.8 ptssince 2009
from 21.4% in 2009
US average: 13.1%
Management & professional
53.3%
−8.0 ptssince 2009
from 61.3% in 2009
US average: 42.5%
Section 08

People & community

Male
47.6%
−4.4 ptssince 2009
from 52.0% in 2009
Female
52.4%
+4.4 ptssince 2009
from 48.0% in 2009
Foreign born
2.0%
−1.9 ptssince 2009
from 3.8% in 2009
US average: 14.1%
Veterans
4.0%
−45.1 ptssince 2009
from 49.1% in 2009
US average: 6.2%
With a disability
8.7%
−2.3 ptssince 2012
from 11.0% in 2012
US average: 13.3%
Uninsured
2.9%
−92.6 ptssince 2013
from 95.5% in 2013
US average: 8.4%
Broadband at home
98.3%
+5.5 ptssince 2017
from 92.8% in 2017
US average: 91.0%
English only at home
95.1%
−3.8 ptssince 2016
from 98.9% in 2016
US average: 77.7%
Spanish at home
2.0%
+1.9 ptssince 2016
from 0.1% in 2016
US average: 13.6%
Drill deeper

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Head to head

Compare St. Joseph to nearby cities

ST. JOSEPH VS
Urbana
Income$45,346−62%
Home value$184,900−32%
Population39,719+977%
SEE FULL COMPARISON →
ST. JOSEPH VS
Savoy
Income$91,966−24%
Home value$320,300+18%
Population9,113+147%
SEE FULL COMPARISON →
ST. JOSEPH VS
Champaign
Income$56,118−54%
Home value$210,900−22%
Population91,195+2372%
SEE FULL COMPARISON →
ST. JOSEPH VS
Rantoul
Income$48,691−60%
Home value$118,200−56%
Population11,991+225%
SEE FULL COMPARISON →
Frequently asked

How many people live in St. Joseph, Illinois?

St. Joseph, Illinois has about 3,778 residents according to the 2024 American Community Survey.

What is the median household income in St. Joseph, Illinois?

The typical household in St. Joseph, Illinois earns about $120,789 a year. Half of households make more than that, and half make less.

Is St. Joseph, Illinois expensive?

In St. Joseph, Illinois, the median home is worth about $270,900, and the typical rent is about $968 a month.

How educated are people in St. Joseph, Illinois?

About 35.3% of adults age 25 and over in St. Joseph, Illinois hold a bachelor's degree or higher.

What is the poverty rate in St. Joseph, Illinois?

About 4.1% of people in St. Joseph, Illinois live below the federal poverty line.

Has St. Joseph, Illinois grown since 1990?

Yes, St. Joseph, Illinois has grown since 1990. The population has added about 1,712 residents, a change of about 83 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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