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CITY

Philo

Illinois · 1,352 residents (2025 est.) · 0.829 sq mi
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The short version

Philo is wealthier than most US places, with a median household income of $105,625. Population has held roughly steady since 2000. Median home value has more than doubled since 2000, reaching $205,400. At a median age of 33.6, residents skew younger than the country as a whole. It sits in the top 10% of US cities for household income. Households here earn about 27% more than the Illinois median.

At a glance
Wealthier
above the US median
US median: $82,259
Younger
median age 33.6
US median: 38.9
Less educated
29% hold a bachelor's degree
US average: 36%
Stable housing
home values roughly flat, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
1,487
+13%since 2000
from 1,314 in 2000
1990 – 2025
Population density
1,794 / sq mi
+13%since 2000
from 1,585 / sq mi in 2000
US average: 281
Median age
33.6
−4%since 2000
from 35.0 in 2000
US average: 38.9

PEP 2025 EST:1,352 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
9571K1K2K2K1990201020202024Philo
20241K
1990201020202024
Section 02

Income & economy

Median household income
$105,625
+2%inflation adjusted, since 2000
from $56,852 in 2000
US average: $82,259
1990 – 2024
Per capita income
$38,395
+79%since 2000
from $21,502 in 2000
US average: $44,673
Households earning $100K+
68.2%
+32.2 ptssince 2009
from 36.1% in 2009
US average: 53.3%
Poverty rate
10.3%
+6.9 ptssince 2000
from 3.4% in 2000
US average: 12.5%
Income inequality (Gini)
0.356
+17%since 2010
from 0.305 in 2010
US average: 0.476
Workforce by industry, 2024
Wholesale trade12.3%
US avg: 6.9%
Information11%
US avg: 10.8%
Retail trade8.6%
US avg: 9.9%
Other services6.4%
US avg: 6.7%
Agriculture, forestry, fishing4.9%
US avg: 1.6%
Construction4.9%
US avg: 1.2%
Public administration4%
US avg: 4.8%
Finance & insurance3.7%
US avg: 5.9%
Transportation & warehousing2.7%
US avg: 2.2%
Education & health services2.4%
US avg: 0.9%
Arts, entertainment, food2.2%
US avg: 1.9%
Professional, scientific, technical1.3%
US avg: 5.1%
Manufacturing0%
US avg: 0.4%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$205,400
+19%inflation adjusted, since 2000
from $94,500 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$1,222
+22%inflation adjusted, since 2000
from $550 in 2000
US average: $1,442
Owner-occupied
89.5%
−1.6 ptssince 2000
from 91.1% in 2000
10.5% rent
Vacancy rate
5.2%
+1.4 ptssince 2009
from 3.8% in 2009
US average: 10.0%
Owner cost-burdened
15.8%
+2.9 ptssince 2009
from 12.9% in 2009
US average: 22.9%
Renter cost-burdened
3.9%
+3.9 ptssince 2009
from 0.0% in 2009
US average: 47.4%
Afford Score
1.9
+17%since 2000
from 1.7 in 2000
1990 – 2024
Gentrification Score
38
RELATED:See current rent listings in Philo on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic98.7%(1,297)
Black0.3%(4)
Hispanic / Latino0.3%(4)
Asian0%(0)
Other0%
Diversity Score1.5%(20)
2024
White, non-Hispanic97.6%(1,452)
Black0%(0)
Hispanic / Latino0.6%(9)
Asian1.3%(19)
Other0.5%(7)
Diversity Score5.8%(86)
Diversity Score
6
+279%since 2000
from 2 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
29.1%
+5.9 ptssince 2000
from 23.2% in 2000
US average: 35.6%
High school or higher
94.8%
+3.1 ptssince 2000
from 91.7% in 2000
US average: 89.6%
Graduate degree
8.9%
−0.1 ptssince 2000
from 9.0% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
23.7 min
+82%since 2000
from 13.0 min in 2000
US average: 26.5
Drive alone to work
88.8%
+8.0 ptssince 2009
from 80.8% in 2009
US average: 68.9%
Carpooled to work
4.8%
−11.0 ptssince 2009
from 15.9% in 2009
US average: 8.5%
Public transit
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 3.2%
Worked from home
5.9%
+4.4 ptssince 2009
from 1.5% in 2009
US average: 15.0%
Walked to work
0.5%
−0.9 ptssince 2009
from 1.4% in 2009
US average: 2.4%
Biked to work
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
No vehicle available
0.0%
−1.8 ptssince 2009
from 1.8% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
0.9%
−5.0 ptssince 2011
from 5.9% in 2011
US average: 5.2%
Labor force participation
65.9%
−5.9 ptssince 2011
from 71.8% in 2011
US average: 63.5%
Self-employed
20.5%
+5.3 ptssince 2009
from 15.2% in 2009
US average: 13.1%
Management & professional
36.7%
−25.6 ptssince 2009
from 62.3% in 2009
US average: 42.5%
Section 08

People & community

Male
47.3%
−1.4 ptssince 2009
from 48.7% in 2009
Female
52.7%
+1.4 ptssince 2009
from 51.3% in 2009
Foreign born
1.6%
+0.3 ptssince 2009
from 1.3% in 2009
US average: 14.1%
Veterans
8.1%
−41.5 ptssince 2009
from 49.6% in 2009
US average: 6.2%
With a disability
8.3%
−1.3 ptssince 2012
from 9.6% in 2012
US average: 13.3%
Uninsured
2.2%
−93.9 ptssince 2013
from 96.1% in 2013
US average: 8.4%
Broadband at home
97.3%
+3.9 ptssince 2017
from 93.4% in 2017
US average: 91.0%
English only at home
97.8%
−1.9 ptssince 2016
from 99.7% in 2016
US average: 77.7%
Spanish at home
0.0%
−0.3 ptssince 2016
from 0.3% in 2016
US average: 13.6%
Drill deeper

Places similar to Philo

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Pop 1,355
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Black Diamond
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Head to head

Compare Philo to nearby cities

PHILO VS
Savoy
Income$91,966−13%
Home value$320,300+56%
Population9,113+574%
SEE FULL COMPARISON →
PHILO VS
Urbana
Income$45,346−57%
Home value$184,900−10%
Population39,719+2838%
SEE FULL COMPARISON →
PHILO VS
Champaign
Income$56,118−47%
Home value$210,900+3%
Population91,195+6645%
SEE FULL COMPARISON →
PHILO VS
Mahomet
Income$118,586+12%
Home value$299,100+46%
Population10,516+678%
SEE FULL COMPARISON →
Frequently asked

How many people live in Philo, Illinois?

Philo, Illinois has about 1,487 residents according to the 2024 American Community Survey.

What is the median household income in Philo, Illinois?

The typical household in Philo, Illinois earns about $105,625 a year. Half of households make more than that, and half make less.

Is Philo, Illinois expensive?

In Philo, Illinois, the median home is worth about $205,400, and the typical rent is about $1,222 a month.

How educated are people in Philo, Illinois?

About 29.1% of adults age 25 and over in Philo, Illinois hold a bachelor's degree or higher.

What is the poverty rate in Philo, Illinois?

About 10.3% of people in Philo, Illinois live below the federal poverty line.

Has Philo, Illinois grown since 1990?

Yes, Philo, Illinois has grown since 1990. The population has added about 459 residents, a change of about 45 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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