Which ZIP code has the highest owner cost-burdened households?

86011 ranks #1 with 100.0% (2024 American Community Survey).

What are the top 5 ZIP codes by owner cost-burdened households?

86011, 05405, 08640, 08641, 32831.

How many ZIP codes are in this ranking?

16,779 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is owner cost-burdened households measured?

Share of owner households spending 30% or more of household income on housing costs (mortgaged + un-mortgaged combined). Source: ACS B25091. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,779

Most owner cost-burdened, US ZIP codes

US ZIP codes ranked by the share of owner households spending 30% or more of income on housing costs (2024 ACS).

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPOWNER COST-BURDENED HOUSEHOLDSVS –

450140965, KYKY11,56125.5%–

450260609, ILIL62,02825.5%–

450391709, CACA78,00625.5%–

450478576, TXTX15,48425.5%–

450512413, NYNY3,36825.5%–

450695131, CACA31,17925.4%–

450739439, MSMS5,16025.4%–

450895354, CACA25,68425.4%–

450976225, TXTX3,48725.4%–

451004953, MEME3,14325.4%–

451102921, RIRI12,14925.4%–

451230315, GAGA34,26425.4%–

451307068, NJNJ6,26825.4%–

451412754, NYNY8,29625.4%–

451595119, CACA10,84125.4%–

451699701, AKAK18,06125.4%–

451768142, NENE4,50525.4%–

451871254, LALA6,39725.4%–

451939503, MSMS55,05925.4%–

452075229, TXTX33,65625.4%–

452192007, CACA11,10025.4%–

452292010, CACA18,48925.4%–

452332216, FLFL42,29825.4%–

452407016, NJNJ24,07425.4%–

452515214, PAPA14,04825.4%–

452604102, MEME17,26725.4%–

452729420, SCSC23,95925.4%–

452849274, MIMI3,67925.4%–

452980466, COCO3,59925.4%–

453034637, FLFL13,04925.4%–

453184005, UTUT52,53025.4%–

453232164, FLFL56,65825.4%–

453330546, GAGA8,09625.4%–

453434639, FLFL30,83125.4%–

453507074, NJNJ3,12625.4%–

453660546, ILIL16,32225.4%–

453777586, TXTX23,80725.4%–

453877449, TXTX130,02825.4%–

453975432, TXTX3,04925.4%–

454022843, VAVA2,69725.4%–

454188415, NMNM3,17825.4%–

454220882, MDMD13,75125.4%–

454387031, NMNM47,51425.4%–

454444714, OHOH10,21025.4%–

454598229, WAWA33,29825.4%–

454676111, TXTX20,98925.4%–

454740118, KYKY10,69725.4%–

454878734, TXTX22,14525.4%–

454928604, NCNC7,86925.4%–

455032780, FLFL40,06425.4%–

455177530, TXTX31,52725.4%–

455236108, ALAL14,76625.4%–

455383669, IDID16,82725.4%–

455442765, KYKY7,14925.4%–

455514512, NYNY4,85225.4%–

455608882, NJNJ16,12425.4%–

455795816, CACA19,22525.4%–

455833859, FLFL11,82425.4%–

455913323, NYNY11,07825.4%–

456030213, GAGA50,62125.4%–

456193612, CACA37,75525.4%–

456232534, FLFL17,10425.4%–

456307803, NJNJ4,04825.4%–

456496013, CACA3,77925.4%–

456575104, TXTX49,22825.4%–

456648120, MIMI8,32325.4%–

456795357, CACA13,59925.4%–

456801835, MAMA14,78225.4%–

456904048, MEME3,40025.4%–

457046231, ININ10,37125.3%–

457149503, MIMI39,48925.3%–

457249544, MIMI9,63125.3%–

457302818, RIRI19,78625.3%–

457475979, TXTX11,27325.3%–

457598601, WAWA2,58525.3%–

457628312, NCNC19,79325.3%–

457776446, TXTX8,13125.3%–

457845315, OHOH4,90525.3%–

457966040, KSKS3,65125.3%–

458007675, NJNJ27,34925.3%–

458108736, NJNJ13,22325.3%–

458236744, ALAL5,49125.3%–

458348359, MIMI10,40125.3%–

458465441, MOMO5,02825.3%–

458585602, AZAZ10,01925.3%–

458681652, COCO6,27125.3%–

458741171, KYKY4,61125.3%–

458897060, OROR21,64925.3%–

458989144, NVNV19,41425.3%–

459002081, MAMA19,34325.3%–

459195624, CACA67,63025.3%–

459253933, WIWI4,22725.3%–

459390623, CACA15,54525.3%–

459407419, NJNJ9,69325.3%–

459545645, OHOH2,80125.3%–

459629010, SCSC11,86125.3%–

459702184, MAMA38,89925.3%–

459844302, OHOH5,47425.3%–

459994618, CACA16,95825.3%–

460060033, ILIL12,99925.3%–

460163103, MOMO8,77825.3%–

460217841, PAPA4,89625.3%–

460380645, COCO4,91725.3%–

460428314, NCNC55,83425.3%–

460518902, PAPA22,89825.3%–

460613438, NYNY3,06525.3%–

460790717, CACA21,48225.3%–

460801370, MAMA3,87825.3%–

460930567, GAGA5,48725.3%–

461094612, CACA18,17525.3%–

461143146, OHOH13,38725.3%–

461297444, OROR5,41625.3%–

461334653, FLFL35,94525.3%–

461485029, AZAZ49,68325.3%–

461565686, MOMO4,25625.3%–

461699654, AKAK44,64725.3%–

461777640, TXTX17,16725.3%–

461848225, MIMI16,09825.3%–

461902738, MAMA5,31025.3%–

462084655, UTUT18,27825.3%–

462102660, MAMA6,38125.3%–

462203276, NHNH9,01525.3%–

462398837, WAWA49,45525.3%–

462460464, ILIL9,77325.3%–

462596795, HIHI10,67525.3%–

462643102, OHOH3,71125.2%–

462708361, NJNJ18,20625.2%–

462807077, NJNJ3,24825.2%–

462980304, COCO25,38325.2%–

463020011, DCDC67,43425.2%–

463163107, MOMO8,90925.2%–

463202452, MAMA15,80825.2%–

463308535, NJNJ4,99925.2%–

463460544, ILIL27,30625.2%–

463599567, AKAK6,45225.2%–

463632277, FLFL36,33825.2%–

463759821, MTMT2,99425.2%–

463879329, TXTX3,32225.2%–

463949007, MIMI9,83625.2%–

464019804, DEDE18,77925.2%–

464178643, TXTX7,08825.2%–

464228137, NCNC2,66425.2%–

464376177, TXTX25,01225.2%–

464477083, TXTX73,23025.2%–

464553208, WIWI27,20125.2%–

464696064, CACA4,66525.2%–

464707064, NJNJ3,48125.2%–

464895963, CACA16,07025.2%–

464980443, COCO3,99225.2%–

465031815, GAGA2,79225.2%–

465102895, RIRI43,52125.2%–

465208840, NJNJ18,20625.2%–

465319401, PAPA43,35925.2%–

465485204, AZAZ65,15525.2%–

465595209, CACA47,40925.2%–

465645381, OHOH5,62625.2%–

465798126, WAWA22,97525.2%–

465803278, NHNH3,07925.2%–

465982721, WYWY2,95525.2%–

466072616, ARAR10,90725.2%–

466185041, AZAZ63,86225.2%–

466203872, NHNH4,43825.2%–

466397478, OROR39,37325.2%–

466455391, MNMN15,50225.2%–

466511217, NYNY43,49025.2%–

466611954, NYNY4,22325.2%–

466733954, FLFL11,19325.2%–

466880910, COCO31,36825.2%–

466933880, FLFL43,37125.2%–

467035901, ALAL18,76925.2%–

467194951, CACA3,29425.2%–

467265679, MOMO2,94225.2%–

467376084, TXTX14,09725.2%–

467429438, SCSC2,82625.2%–

467501566, MAMA7,36225.2%–

467660466, ILIL21,46125.2%–

467721154, MDMD6,54425.2%–

467877563, TXTX9,95525.2%–

467914080, NYNY4,44425.2%–

468085387, AZAZ22,44225.2%–

468124092, VAVA3,36825.2%–

468294708, CACA11,94725.2%–

468329936, SCSC14,98925.2%–

468498629, WAWA9,07625.2%–

468528530, NCNC6,48425.2%–

468604101, MEME18,43125.2%–

468789403, NVNV17,50625.2%–

468802111, MAMA8,40725.2%–

468932081, FLFL29,78425.2%–

469070072, LALA55,69325.1%–

469113208, NYNY22,99325.1%–

469208096, NJNJ35,33625.1%–

469335586, ALAL3,83025.1%–

469420861, MDMD2,89025.1%–

469532535, FLFL5,64925.1%–

469698340, WAWA2,72125.1%–

469759901, MTMT63,16125.1%–

469811362, NYNY18,49225.1%–

469933703, FLFL25,26425.1%–

470077396, TXTX61,73525.1%–

470156342, MNMN2,78825.1%–

470228580, NCNC11,64425.1%–

470378617, TXTX30,75625.1%–

470407827, NJNJ4,10925.1%–

470547342, ININ2,71025.1%–

470678610, TXTX48,31925.1%–

470789120, NVNV23,38925.1%–

470821801, MDMD30,08825.1%–

470990232, CACA16,55425.1%–

471021208, MDMD37,27625.1%–

471102382, MAMA15,29525.1%–

471205676, VTVT5,03225.1%–

471395670, CACA58,81925.1%–

471485648, AZAZ22,11825.1%–

471576067, TXTX21,08025.1%–

471694002, CACA27,53425.1%–

471768347, NENE2,50825.1%–

471843229, OHOH55,02025.1%–

471960445, ILIL14,26825.1%–

472054747, WIWI2,69025.1%–

472138620, MSMS3,38625.1%–

472220012, DCDC17,51925.1%–

472319966, DEDE35,88425.1%–

472495215, CACA24,84725.1%–

472529556, SCSC10,55925.1%–

472676431, TXTX4,49425.1%–

472748137, MIMI4,15725.1%–

472803865, NHNH7,86125.1%–

472932340, FLFL10,30225.1%–

473085345, AZAZ60,91825.1%–

473101862, MAMA12,12925.1%–

473277356, TXTX32,58325.1%–

473302375, MAMA11,27525.1%–

473495139, CACA7,03525.1%–

473513165, NYNY9,45825.1%–

473602780, MAMA53,46125.1%–

473798374, WAWA49,00725.1%–

473865542, MOMO7,06025.1%–

473976539, TXTX9,41525.1%–

474036606, ALAL18,72825.1%–

474102324, MAMA25,70425.1%–

474228785, NCNC8,31125.1%–

474348322, MIMI32,88525.1%–

474428594, NCNC3,93425.1%–

474597078, OROR25,66225.1%–

474697224, OROR36,56925.1%–

474744307, OHOH6,65325.1%–

474884042, UTUT11,72525.1%–

474985004, AZAZ12,40825.1%–

475030510, GAGA8,55825.1%–

475112582, NYNY5,78625.1%–

475232246, FLFL62,56225.1%–

475303079, NHNH30,96425.0%–

475479364, TXTX7,12925.0%–

475505602, VTVT12,25025.0%–

475675791, TXTX15,78625.0%–

475780501, COCO44,14725.0%–

475856345, MNMN15,00825.0%–

475970431, LALA5,76925.0%–

476034428, FLFL10,16325.0%–

476198026, WAWA38,97625.0%–

476259644, MTMT4,18725.0%–

476318054, PAPA4,93225.0%–

476433315, FLFL13,64525.0%–

476579411, TXTX6,86525.0%–

476659474, MTMT3,52525.0%–

476790603, CACA21,11825.0%–

476829330, SCSC8,57225.0%–

476904043, MEME11,82025.0%–

477048323, MIMI17,23525.0%–

477146403, ININ10,92925.0%–

477202816, RIRI33,29825.0%–

477324554, VAVA3,76925.0%–

477476849, TXTX3,58425.0%–

477580907, COCO27,81525.0%–

477634135, FLFL48,25225.0%–

477713132, NYNY3,62625.0%–

477845246, OHOH13,52725.0%–

477930560, GAGA4,29525.0%–

478092254, CACA11,33325.0%–

478176018, TXTX26,83425.0%–

478212540, NYNY8,85625.0%–

478395864, CACA25,50025.0%–

478440216, KYKY44,04725.0%–

478548166, MIMI14,05625.0%–

478698661, WAWA50,74325.0%–

478795019, CACA5,93325.0%–

478801860, MAMA6,74825.0%–

478903819, NHNH4,47125.0%–

479007070, NJNJ18,89425.0%–

479113646, NYNY2,54625.0%–

479238301, TNTN33,53625.0%–

479351108, IAIA5,96025.0%–

479463108, MOMO21,33625.0%–

479578404, TXTX12,63525.0%–

479629582, SCSC20,15825.0%–

479776710, TXTX23,32925.0%–

479884115, UTUT28,88225.0%–

479939667, MSMS10,53025.0%–

480012414, NYNY10,16925.0%–

480102030, MAMA5,93025.0%–

480255051, MNMN9,93525.0%–

480333912, FLFL19,53325.0%–

480491784, CACA26,88625.0%–

480508086, NJNJ9,00125.0%–

480636027, ALAL14,86925.0%–

480704579, MEME3,15825.0%–

480881230, COCO10,97125.0%–

480903743, NHNH13,70425.0%–

481075054, TXTX18,38825.0%–

481178377, TXTX3,42125.0%–

481292359, CACA9,28425.0%–

481396130, CACA20,17325.0%–

481429902, SCSC17,65025.0%–

481529150, SCSC38,53825.0%–

481605763, VTVT3,03725.0%–

481702050, MAMA25,96325.0%–

481876258, TXTX8,44425.0%–

481960152, ILIL12,41725.0%–

482033029, FLFL44,07025.0%–

482166109, KSKS28,35525.0%–

482223002, VAVA10,84925.0%–

482307641, NJNJ3,36325.0%–

482492373, CACA35,25724.9%–

482528429, NCNC9,66224.9%–

482683445, IDID7,97524.9%–

482797015, OROR24,43324.9%–

482852655, IAIA4,32224.9%–

482932713, FLFL22,88424.9%–

483092313, CACA13,07824.9%–

483118428, PAPA12,63424.9%–

483276148, TXTX23,36724.9%–

483323454, VAVA58,17824.9%–

483430179, GAGA19,88224.9%–

483512801, NYNY14,62824.9%–

483629926, SCSC24,45824.9%–

483775706, TXTX9,56024.9%–

483866736, KSKS3,37424.9%–

483920613, MDMD17,59024.9%–

484034433, FLFL8,41124.9%–

484197070, OROR26,90224.9%–

484284084, UTUT31,54224.9%–

484363112, MOMO17,98524.9%–

484402538, MAMA4,07424.9%–

484548895, MIMI11,11624.9%–

484604103, MEME32,02424.9%–

484702141, MAMA14,51724.9%–

484801431, MAMA3,21124.9%–

484983687, IDID43,13524.9%–

485053214, WIWI34,48024.9%–

485148329, MIMI24,71524.9%–

485232905, FLFL24,79224.9%–

485375763, TXTX6,25924.9%–

485420151, VAVA22,61024.9%–

485525315, WVWV3,28624.9%–

485630253, GAGA64,77924.9%–

485721601, MDMD24,67124.9%–

485817501, PAPA4,61424.9%–

485993523, CACA3,50224.9%–

486021619, MDMD6,15224.9%–

486197148, OROR2,73824.9%–

486201585, MAMA4,81024.9%–

486336610, ALAL9,87724.9%–

486475224, TXTX35,10524.9%–

486557350, SDSD16,19924.9%–

486636530, ALAL7,40924.9%–

486728203, NCNC18,82324.9%–

486829055, SCSC3,92424.9%–

486910024, NYNY63,11524.9%–

487085140, AZAZ51,26024.9%–

487138011, TNTN9,94824.9%–

487277047, TXTX34,98724.9%–

487323841, VAVA3,02124.9%–

487477551, TXTX21,69624.9%–

487578701, TXTX11,82424.9%–

487605663, VTVT6,84024.9%–

487778213, TXTX40,52624.9%–

487803841, NHNH6,50824.9%–

487934431, FLFL9,78524.9%–

488095630, CACA79,48424.9%–

488195746, CACA22,98524.9%–

488228303, NCNC30,96524.9%–

488376005, TXTX7,10224.9%–

488432221, FLFL32,83324.9%–

488592122, CACA45,41124.9%–

488689130, NVNV36,60324.9%–

488745714, OHOH9,50324.9%–

488819123, PAPA19,68124.9%–

488902138, MAMA38,50924.9%–

489075938, TXTX2,84624.9%–

489198260, WAWA5,32024.9%–

489260108, ILIL23,60424.9%–

489380829, COCO5,31224.9%–

489432223, FLFL26,16024.9%–

489583815, IDID41,40524.9%–

489621133, MDMD31,39824.9%–

489770820, LALA23,37724.8%–

489875098, TXTX69,32524.8%–

489934473, FLFL26,81324.8%–

490048221, MIMI41,39224.8%–

490144106, OHOH25,12024.8%–

490233948, FLFL18,69624.8%–

490395010, CACA8,70724.8%–

490430518, GAGA57,91224.8%–

490515541, PAPA3,11224.8%–

490618419, PAPA4,73424.8%–

490780513, COCO18,27124.8%–

490848048, MIMI11,34924.8%–

490998841, WAWA9,73724.8%–

491028207, NCNC9,52724.8%–

491107092, NJNJ7,04924.8%–

491285757, AZAZ21,25924.8%–

491302891, RIRI21,58724.8%–

491427886, NCNC18,38124.8%–

491523231, VAVA38,54424.8%–

491614207, NYNY26,32724.8%–

491701945, MAMA20,47024.8%–

491848503, MIMI22,34724.8%–

491908021, NJNJ49,30524.8%–

492008801, NJNJ7,26724.8%–

492195320, CACA13,50024.8%–

492265079, MOMO4,38524.8%–

492307040, NJNJ25,61324.8%–

492418951, PAPA36,56824.8%–

492511703, NYNY17,18724.8%–

492685258, AZAZ25,54524.8%–

492799169, WAWA2,58724.8%–

492838109, TNTN42,45224.8%–

492953965, WIWI10,81824.8%–

493018706, PAPA16,38724.8%–

493160096, ILIL6,52724.8%–

493227569, NCNC8,83324.8%–

493321813, MDMD2,99924.8%–

493433956, FLFL3,40524.8%–

493544137, OHOH23,28524.8%–

493622664, VAVA9,29324.8%–

493796080, CACA31,55424.8%–

493876053, TXTX32,32324.8%–

493973141, OKOK3,56224.8%–

494008107, NJNJ13,57424.8%–

494101742, MAMA18,44824.8%–

494284601, UTUT32,33024.8%–

494333572, FLFL26,49524.8%–

494428351, NCNC4,53524.8%–

494528574, NCNC20,99024.8%–

494631554, GAGA7,39324.8%–

494701082, MAMA10,39224.8%–

494826444, WVWV3,49024.8%–

494908050, NJNJ28,05324.8%–

495012009, NYNY7,93424.8%–

495127921, NCNC5,06324.8%–

495203234, NHNH4,93924.8%–

495301523, MAMA8,60624.8%–

495498221, WAWA23,56224.8%–

495556096, MNMN2,95324.8%–

495665026, MOMO11,60624.8%–

495732759, FLFL3,21624.8%–

495849617, MIMI3,52624.8%–

495908886, NJNJ6,43524.8%–

496028513, NCNC10,57324.8%–

496132806, FLFL26,09624.8%–

496212580, NYNY4,54224.8%–

496330268, GAGA10,87424.7%–

496433972, FLFL17,28524.7%–

496543731, OHOH5,13624.7%–

496679765, TXTX25,90424.7%–

496781413, COCO5,14924.7%–

496844132, OHOH14,63324.7%–

496912545, NYNY4,33824.7%–

497023336, VAVA3,31924.7%–

497111693, NYNY13,24424.7%–

497264053, MOMO6,77524.7%–

497377039, TXTX27,86224.7%–

497457028, SDSD3,45024.7%–

497508827, NJNJ4,34624.7%–

497693514, CACA14,85324.7%–

497770452, LALA12,65024.7%–

497899362, WAWA42,85324.7%–

497993111, CACA18,27424.7%–

498048418, MIMI4,48424.7%–

498146184, ININ13,30424.7%–

498280923, COCO31,77224.7%–

498329909, SCSC24,00324.7%–

498432903, FLFL13,83624.7%–

498549412, MIMI12,09724.7%–

498659711, MTMT9,52924.7%–

498713340, NYNY7,40424.7%–

498866092, KSKS4,35124.7%–

498948625, MIMI12,70424.7%–

499032810, FLFL36,92724.7%–

499176107, TXTX30,99424.7%–

499203054, NHNH28,17624.7%–

499307922, NJNJ12,19524.7%–

499432082, FLFL29,28924.7%–

499573007, OKOK3,17024.7%–

499670520, LALA20,39024.7%–

499708848, NJNJ8,13424.7%–

499893405, CACA25,00224.7%–

499985139, AZAZ20,78424.7%–

500026588, WVWV2,63524.7%–

SHOWING 4,501–5,000 OF 16,779

1…9 10 11…34

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UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES