Which ZIP code has the highest owner cost-burdened households?

86011 ranks #1 with 100.0% (2024 American Community Survey).

What are the top 5 ZIP codes by owner cost-burdened households?

86011, 05405, 08640, 08641, 32831.

How many ZIP codes are in this ranking?

16,779 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is owner cost-burdened households measured?

Share of owner households spending 30% or more of household income on housing costs (mortgaged + un-mortgaged combined). Source: ACS B25091. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,779

Most owner cost-burdened, US ZIP codes

US ZIP codes ranked by the share of owner households spending 30% or more of income on housing costs (2024 ACS).

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPOWNER COST-BURDENED HOUSEHOLDSVS –

500195917, CACA3,75224.7%–

500234238, FLFL23,82124.7%–

500308501, NJNJ6,36424.7%–

500498391, WAWA59,24024.7%–

500534990, FLFL30,59224.7%–

500699148, WAWA2,79424.7%–

500798665, WAWA28,91024.7%–

500827260, NCNC25,29924.7%–

500943907, OHOH4,96024.7%–

501080231, COCO35,88324.7%–

501128501, NCNC17,64224.7%–

501219809, DEDE14,31124.7%–

501385208, AZAZ37,22524.7%–

501495973, CACA39,03124.7%–

501529128, SCSC4,46024.7%–

501625670, WVWV3,20324.7%–

501748438, MIMI7,59124.7%–

501808052, NJNJ20,12724.7%–

501960517, ILIL33,15624.7%–

502023944, VAVA3,97824.7%–

502195242, CACA28,42724.7%–

502232951, FLFL11,29924.7%–

502333803, FLFL29,32124.7%–

502433704, FLFL16,23224.7%–

502546410, ININ39,24324.7%–

502693723, CACA14,72624.7%–

502797471, OROR32,33424.7%–

502875287, TXTX53,95924.7%–

502922191, VAVA73,62324.7%–

503097838, OROR28,51224.7%–

503197022, OROR3,31924.7%–

503289117, NVNV58,08224.7%–

503303301, NHNH33,99524.7%–

503486429, AZAZ8,61924.7%–

503508089, NJNJ4,23124.7%–

503632086, FLFL34,85524.7%–

503798328, WAWA9,89124.7%–

503881639, COCO2,61824.7%–

503933777, FLFL18,58224.7%–

504078226, TXTX6,55424.7%–

504107830, NJNJ7,37924.7%–

504254929, WIWI8,77624.7%–

504348015, MIMI8,46324.7%–

504494556, CACA15,99824.7%–

504593215, CACA54,55624.6%–

504634432, FLFL13,58724.6%–

504743331, OHOH4,10624.6%–

504819148, PAPA50,40024.6%–

504910590, NYNY6,98924.6%–

505089169, NVNV22,17124.6%–

505198273, WAWA30,00124.6%–

505243610, OHOH4,06024.6%–

505333323, FLFL23,58924.6%–

505407076, NJNJ24,84324.6%–

505521113, MDMD36,70524.6%–

505678723, TXTX38,12924.6%–

505753948, WIWI8,19524.6%–

505835221, ALAL3,11924.6%–

505975462, TXTX12,37224.6%–

506060617, ILIL74,79024.6%–

506197477, OROR37,53424.6%–

506260404, ILIL20,38524.6%–

506398857, WAWA4,06224.6%–

506430252, GAGA49,55424.6%–

506578045, TXTX67,33324.6%–

506686335, AZAZ4,96524.6%–

506701247, MAMA14,79424.6%–

506828107, NCNC10,24424.6%–

506975236, TXTX18,96324.6%–

507020737, MDMD24,48924.6%–

507177009, TXTX35,76924.6%–

507208043, NJNJ31,19124.6%–

507301040, MAMA37,81324.6%–

507430035, GAGA21,56924.6%–

507533810, FLFL55,13724.6%–

507630045, GAGA44,99324.6%–

507715437, PAPA2,51824.6%–

507813332, NYNY2,57724.6%–

507974104, OKOK12,80624.6%–

508007069, NJNJ6,62324.6%–

508123321, VAVA40,17624.6%–

508256477, MNMN2,59424.6%–

508328457, NCNC11,46424.6%–

508460475, ILIL10,03524.6%–

508577360, TXTX6,22324.6%–

508634761, FLFL47,32724.6%–

508760555, ILIL15,22324.6%–

508877090, TXTX40,11024.6%–

508970435, LALA22,47524.6%–

509008816, NJNJ49,36024.6%–

509132922, FLFL14,70024.6%–

509255344, MNMN14,03424.6%–

509328694, NCNC7,62624.6%–

509460181, ILIL30,34624.6%–

509545202, OHOH17,86924.6%–

509602859, RIRI7,01824.6%–

509778209, TXTX43,40024.6%–

509878633, TXTX29,30924.6%–

509960406, ILIL23,32724.6%–

510002359, MAMA18,38224.6%–

510192346, CACA56,17924.6%–

510295663, CACA3,09024.6%–

510328306, NCNC43,04224.6%–

510401810, MAMA35,64824.6%–

510588312, NMNM3,28724.6%–

510677554, TXTX10,41424.6%–

510753215, WIWI58,14624.6%–

510823518, VAVA29,74624.6%–

510913849, NYNY4,42724.6%–

511007677, NJNJ6,15224.6%–

511103753, NHNH3,50924.6%–

511220751, MDMD2,85124.5%–

511387107, NMNM27,56624.5%–

511449073, MIMI5,12024.5%–

511537404, TNTN14,73724.5%–

511698406, WAWA24,20224.5%–

511785739, AZAZ18,47824.5%–

511864465, MOMO3,94724.5%–

511940208, KYKY15,60524.5%–

512030088, GAGA29,24024.5%–

512196816, HIHI50,88324.5%–

512205032, VTVT2,81724.5%–

512348091, MIMI30,69624.5%–

512432577, FLFL5,67824.5%–

512523868, VAVA6,28124.5%–

512670065, LALA48,93624.5%–

512785040, AZAZ34,11724.5%–

512878735, TXTX20,99624.5%–

512980903, COCO16,49124.5%–

513005465, VTVT5,73524.5%–

513160154, ILIL16,43624.5%–

513254135, WIWI3,01824.5%–

513385210, AZAZ39,01524.5%–

513498104, WAWA16,54224.5%–

513575038, TXTX32,75524.5%–

513637013, TNTN105,21224.5%–

513756387, MNMN7,75624.5%–

513885616, AZAZ4,94124.5%–

513932503, FLFL33,55924.5%–

514037020, TNTN5,00024.5%–

514160607, ILIL32,39224.5%–

514294523, CACA34,59224.5%–

514379907, TXTX46,36524.5%–

514419320, PAPA55,94124.5%–

514531405, GAGA40,76424.5%–

514642647, KYKY3,34924.5%–

514728458, NCNC5,44624.5%–

514834471, FLFL28,34224.5%–

514981507, COCO15,94724.5%–

515024317, VAVA3,40924.5%–

515115213, PAPA30,46624.5%–

515275407, TXTX34,17124.5%–

515321224, MDMD47,46524.5%–

515423669, VAVA39,88424.5%–

515588044, NMNM2,61824.5%–

515675212, TXTX28,25924.5%–

515792832, CACA27,29824.5%–

515803086, NHNH4,25824.5%–

515980542, COCO5,15524.5%–

516076834, TXTX4,98124.5%–

516102715, MAMA3,75724.5%–

516207647, NJNJ5,28824.5%–

516365355, MOMO11,43624.5%–

516432439, FLFL15,32824.5%–

516512051, NYNY5,87624.5%–

516644089, OHOH15,65424.5%–

516721919, MDMD3,62624.5%–

516882801, WYWY26,31024.5%–

516998531, WAWA27,33724.5%–

517070403, LALA30,17324.5%–

517133606, FLFL24,57024.5%–

517272687, ARAR6,23824.5%–

517397368, OROR2,80324.5%–

517403275, NHNH12,20524.5%–

517549055, MIMI5,94124.5%–

517675071, TXTX72,96424.5%–

517725425, WVWV13,33224.5%–

517849648, MIMI2,57724.5%–

517960585, ILIL25,96024.5%–

518031024, GAGA21,60124.5%–

518156304, MNMN17,47324.5%–

518233773, FLFL16,74124.5%–

518336551, ALAL12,45824.5%–

518449328, MIMI4,06924.5%–

518581006, COCO11,02924.5%–

518618618, PAPA3,57024.5%–

518734481, FLFL26,78224.5%–

518875656, TXTX4,50724.4%–

518914435, NYNY2,51224.4%–

519018052, PAPA29,45124.4%–

519121001, MDMD27,16824.4%–

519270526, LALA16,56624.4%–

519360448, ILIL24,40524.4%–

519421629, MDMD10,25224.4%–

519596749, HIHI19,13224.4%–

519680905, COCO16,67224.4%–

519737722, TNTN6,70824.4%–

519820705, MDMD28,71324.4%–

519997213, OROR31,40824.4%–

520008690, NJNJ18,84124.4%–

520140212, KYKY14,66124.4%–

520221223, MDMD19,57224.4%–

520355057, MNMN25,65024.4%–

520402911, RIRI15,65324.4%–

520547633, ININ2,60224.4%–

520660804, ILIL82,79724.4%–

520789147, NVNV55,96924.4%–

520829042, SCSC4,90424.4%–

520919014, PAPA21,42724.4%–

521027522, NCNC13,08324.4%–

521134293, FLFL50,27824.4%–

521284118, UTUT42,85324.4%–

521348128, MIMI12,62424.4%–

521410302, NYNY19,03024.4%–

521593267, CACA5,53124.4%–

521603574, NHNH2,57324.4%–

521756425, MNMN8,93224.4%–

521848214, MIMI18,59524.4%–

521904756, MEME3,34124.4%–

522053235, WIWI9,00424.4%–

522134698, FLFL38,17124.4%–

522203851, NHNH4,33324.4%–

522378624, TXTX23,74124.4%–

522420879, MDMD25,26424.4%–

522555343, MNMN27,10224.4%–

522685266, AZAZ12,51624.4%–

522733839, FLFL4,56124.4%–

522855322, MNMN3,77524.4%–

522975402, TXTX20,09824.4%–

523052802, IAIA9,46624.4%–

523105661, VTVT6,22724.4%–

523277089, TXTX57,74124.4%–

523378130, TXTX104,00924.4%–

523478578, TXTX10,01624.4%–

523530566, GAGA9,44724.4%–

523697381, OROR15,40524.4%–

523789134, NVNV24,09124.4%–

523801950, MAMA18,65224.4%–

523933920, FLFL9,06224.4%–

524092688, CACA43,32024.4%–

524133540, FLFL11,39024.4%–

524255106, MNMN56,70824.4%–

524393737, CACA7,27924.4%–

524438915, MSMS3,40224.4%–

524505673, VTVT2,57024.4%–

524620886, MDMD34,71824.4%–

524708053, NJNJ48,17924.4%–

524864145, MOMO4,96524.4%–

524930257, GAGA4,58824.4%–

525077004, TXTX35,99724.4%–

525102831, RIRI3,48324.4%–

525298329, WAWA11,55224.4%–

525304076, MEME2,97624.4%–

525456435, MNMN2,80124.4%–

525598382, WAWA31,05224.4%–

525654810, WIWI2,84924.4%–

525736742, ALAL2,65624.4%–

525861011, ILIL2,67624.3%–

525975069, TXTX40,03224.3%–

526008104, NJNJ22,14824.3%–

526118426, PAPA3,70524.3%–

526244864, OHOH3,33624.3%–

526388101, NMNM44,84624.3%–

526498466, WAWA30,32724.3%–

526588063, NMNM10,88124.3%–

526633908, FLFL37,42324.3%–

526785377, AZAZ3,43724.3%–

526860106, ILIL20,04524.3%–

526919362, PAPA6,09224.3%–

527031313, GAGA42,83824.3%–

527178382, TXTX20,56824.3%–

527248850, MIMI4,65924.3%–

527344485, OHOH14,93024.3%–

527489166, NVNV32,11824.3%–

527589705, NVNV4,93524.3%–

527628539, NCNC18,35124.3%–

527798203, WAWA35,51724.3%–

527816037, PAPA5,29124.3%–

527928262, NCNC50,00324.3%–

528018015, PAPA34,85224.3%–

528134711, FLFL70,31724.3%–

528297103, OROR17,99324.3%–

528376058, TXTX22,27624.3%–

528475144, TXTX3,58124.3%–

528560447, ILIL16,10224.3%–

528697420, OROR27,62124.3%–

528787417, NMNM6,62424.3%–

528821613, MDMD17,92624.3%–

528992508, CACA36,90924.3%–

529062243, ILIL6,41824.3%–

529154941, WIWI2,56324.3%–

529277545, TXTX26,23624.3%–

529387507, NMNM51,38624.3%–

529495356, CACA33,23324.3%–

529507080, NJNJ24,41124.3%–

529631788, GAGA11,30124.3%–

529733618, FLFL27,77124.3%–

529877511, TXTX51,89224.3%–

529932801, FLFL17,04624.3%–

530017572, PAPA3,64324.3%–

530123453, VAVA34,48224.3%–

530208034, NJNJ20,90124.3%–

530398550, WAWA12,31624.3%–

530475189, TXTX48,73924.3%–

530502703, MAMA46,71324.3%–

530697009, OROR8,33624.3%–

530755412, MNMN24,46024.3%–

530837412, TNTN21,86424.3%–

530976116, TXTX49,85624.3%–

531013746, NYNY2,53524.3%–

531160074, ILIL36,46024.3%–

531212835, NYNY2,70824.3%–

531375051, TXTX40,88424.3%–

531432506, FLFL34,54924.3%–

531585254, AZAZ45,55824.3%–

531601949, MAMA9,81624.3%–

531731794, GAGA26,17824.3%–

531811952, NYNY5,04024.3%–

531914204, NYNY7,93224.3%–

532002645, MAMA11,28824.3%–

532112123, NYNY4,45724.3%–

532218344, PAPA3,38524.3%–

532328337, NCNC8,35724.3%–

532477518, TXTX9,54124.3%–

532517361, PAPA6,15624.3%–

532680218, COCO19,14924.3%–

532730185, GAGA4,60224.3%–

532860436, ILIL19,42324.3%–

532921220, MDMD42,82424.3%–

533098595, WAWA2,69824.3%–

533160101, ILIL37,44824.3%–

533202453, MAMA31,59124.3%–

533323455, VAVA49,97724.2%–

533448026, MIMI14,58324.2%–

533598671, WAWA24,87124.2%–

533648304, MIMI17,38724.2%–

533755423, MNMN36,72424.2%–

533847874, ININ3,22624.2%–

533985132, AZAZ38,67124.2%–

534097458, OROR5,16424.2%–

534198407, WAWA21,71824.2%–

534297301, OROR57,57424.2%–

534322835, VAVA11,31424.2%–

534407826, NJNJ5,96724.2%–

534512202, NYNY10,16624.2%–

534694037, CACA2,91724.2%–

534719001, PAPA17,86724.2%–

534811224, NYNY50,82224.2%–

534960042, ILIL8,34724.2%–

535001776, MAMA19,27024.2%–

535194904, CACA12,81524.2%–

535232130, FLFL5,62024.2%–

535328054, NCNC41,70724.2%–

535457701, SDSD45,79524.2%–

535540243, KYKY12,00224.2%–

535698102, WAWA27,33324.2%–

535705679, VTVT3,14724.2%–

535829689, SCSC4,05724.2%–

535997068, OROR30,16124.2%–

536074128, OKOK13,75124.2%–

536162205, ILIL6,45924.2%–

536213143, NYNY2,50424.2%–

536379763, TXTX35,17424.2%–

536460169, ILIL33,40124.2%–

536588203, NMNM28,75324.2%–

536666205, KSKS14,03224.2%–

536745226, OHOH5,79624.2%–

536870714, LALA17,43324.2%–

536953406, WIWI25,77824.2%–

537019133, PAPA24,86424.2%–

537141501, KYKY23,75424.2%–

537298831, WAWA3,95324.2%–

537336866, ALAL3,89824.2%–

537402910, RIRI23,49924.2%–

537555001, MNMN3,02724.2%–

537635204, ALAL8,95324.2%–

537753952, WIWI3,52424.2%–

537822192, VAVA59,79424.2%–

537977575, TXTX16,61324.2%–

538085353, AZAZ49,12024.2%–

538114837, NYNY5,80124.2%–

538298532, WAWA27,13524.2%–

538397089, OROR15,10124.2%–

538436266, ALAL6,02824.2%–

538535126, ALAL22,59924.2%–

538648723, MIMI11,67824.2%–

538787110, NMNM39,68524.2%–

538877338, TXTX48,03124.2%–

538954020, WIWI7,68724.2%–

539049633, MIMI3,41024.2%–

539130013, GAGA28,29724.2%–

539298499, WAWA32,46424.2%–

539333853, FLFL12,67424.2%–

539460097, ILIL11,98324.2%–

539561074, ILIL3,96224.2%–

539677379, TXTX85,19024.2%–

539704072, MEME20,81924.2%–

539876117, TXTX32,95024.2%–

539986004, AZAZ36,39424.2%–

540005408, VTVT10,01924.2%–

540113069, NYNY22,81024.2%–

540246405, ININ12,18424.2%–

540318250, PAPA3,13724.2%–

540440067, KYKY6,36524.2%–

540593960, CACA27,47124.2%–

540636535, ALAL40,62824.2%–

540711741, NYNY26,66724.2%–

540804743, MEME4,77024.2%–

540933764, FLFL27,31124.2%–

541098503, WAWA41,65624.2%–

541185138, AZAZ55,26024.2%–

541232908, FLFL16,53524.1%–

541304097, MEME4,24024.1%–

541471203, LALA38,35424.1%–

541575146, TXTX25,09724.1%–

541671227, LALA3,78324.1%–

541707645, NJNJ8,90124.1%–

541886323, AZAZ19,66624.1%–

541905735, VTVT3,65124.1%–

542028323, NCNC4,75824.1%–

542102370, MAMA17,70124.1%–

542242166, KYKY2,69124.1%–

542314411, NYNY12,42924.1%–

542497504, OROR51,08924.1%–

542591902, CACA17,69824.1%–

542698682, WAWA68,30524.1%–

542730513, GAGA11,79124.1%–

542828213, NCNC45,90424.1%–

542995304, CACA15,84124.1%–

543045107, OHOH9,19024.1%–

543117365, PAPA2,89724.1%–

543234748, FLFL48,09524.1%–

543387109, NMNM39,32424.1%–

543446408, ININ15,74724.1%–

543598295, WAWA3,27924.1%–

543644123, OHOH18,05024.1%–

543703833, NHNH22,81724.1%–

543820837, MDMD6,69924.1%–

543917520, PAPA5,04024.1%–

544078214, TXTX22,11824.1%–

544185120, AZAZ31,19124.1%–

544285033, AZAZ57,59124.1%–

544301921, MAMA8,25024.1%–

544487529, NMNM4,53824.1%–

544514812, NYNY2,95424.1%–

544632779, FLFL28,92424.1%–

544795073, CACA11,63924.1%–

544849878, MIMI3,32924.1%–

544997140, OROR27,93324.1%–

545035014, ALAL3,21924.1%–

545112117, NYNY2,87124.1%–

545229223, SCSC53,07424.1%–

545360124, ILIL24,48724.1%–

545419079, PAPA8,74524.1%–

545560193, ILIL40,14624.1%–

545681212, COCO32,29224.1%–

545780439, COCO24,61024.1%–

545878025, TXTX4,99924.1%–

545980831, COCO33,91224.1%–

546098108, WAWA25,52924.1%–

546199202, WAWA19,92124.1%–

546210923, NYNY9,06924.1%–

546330094, GAGA33,73124.1%–

546401050, MAMA2,52924.1%–

546542160, KYKY2,82224.1%–

546656466, MNMN3,28424.1%–

546775206, TXTX38,90924.1%–

546898365, WAWA5,16824.1%–

546945224, OHOH21,90024.1%–

547037218, TNTN15,29224.1%–

547111968, NYNY15,31224.1%–

547295366, CACA18,95424.1%–

547365723, MOMO3,12324.1%–

547415140, PAPA3,03224.1%–

547556474, MNMN4,47524.0%–

547685027, AZAZ39,48724.0%–

547720657, MDMD20,69924.0%–

547820190, VAVA22,01224.0%–

547977302, TXTX21,54624.0%–

548017555, PAPA7,25124.0%–

548152761, IAIA29,47424.0%–

548298465, WAWA7,17824.0%–

548330620, GAGA18,13924.0%–

548441465, KYKY10,04824.0%–

548581201, COCO9,29424.0%–

548680602, COCO44,78324.0%–

548776255, TXTX6,05324.0%–

548822043, VAVA25,75024.0%–

548929568, SCSC17,09724.0%–

549070460, LALA21,66924.0%–

549193619, CACA55,61024.0%–

549290703, CACA48,10824.0%–

549377378, TXTX17,62924.0%–

549459828, MTMT5,82724.0%–

549579924, TXTX60,36424.0%–

549688130, NMNM17,84224.0%–

549718661, PAPA5,75924.0%–

549878656, TXTX2,84724.0%–

549935127, ALAL9,44224.0%–

550033781, FLFL28,07224.0%–

SHOWING 5,001–5,500 OF 16,779

1…10 11 12…34

Download CSV (full list, 16,779 rows)

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES