Which ZIP code has the highest owner cost-burdened households?

86011 ranks #1 with 100.0% (2024 American Community Survey).

What are the top 5 ZIP codes by owner cost-burdened households?

86011, 05405, 08640, 08641, 32831.

How many ZIP codes are in this ranking?

16,779 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is owner cost-burdened households measured?

Share of owner households spending 30% or more of household income on housing costs (mortgaged + un-mortgaged combined). Source: ACS B25091. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,779

Most owner cost-burdened, US ZIP codes

US ZIP codes ranked by the share of owner households spending 30% or more of income on housing costs (2023 ACS).

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPOWNER COST-BURDENED HOUSEHOLDSVS 2000

400105346, VTVT5,17726.3%–

400204976, MEME10,07226.3%–

400370788, LALA3,83026.3%–

400498604, WAWA38,83926.3%–

400595678, CACA45,34626.3%–

400628379, NCNC23,41726.3%–

400704276, MEME5,94226.3%–

400844084, OHOH3,76526.3%–

400927105, NCNC40,67826.3%–

401008075, NJNJ30,61526.3%–

401199212, WAWA21,70726.3%–

401284721, UTUT30,64126.3%–

401395148, CACA44,99526.3%–

401402148, MAMA65,90626.3%–

401592782, CACA30,07326.3%–

401660440, ILIL51,94026.3%–

401796097, CACA9,96426.3%–

401802635, MAMA3,57726.3%–

401989506, NVNV47,04626.3%–

402028215, NCNC66,67426.3%–

402107936, NJNJ11,15226.3%–

402207738, NJNJ6,93926.3%–

402345206, OHOH10,29926.3%–

402417569, PAPA7,32326.3%–

402533567, FLFL12,56226.3%–

402686403, AZAZ18,29526.3%–

402753703, WIWI37,65926.3%–

402811762, NYNY22,48726.3%–

402994705, CACA13,99126.3%–

403048818, MIMI2,55426.3%–

403127577, NCNC28,35426.3%–

403208880, NJNJ4,86726.3%–

403364098, MOMO3,31126.3%–

403436726, ALAL4,54926.3%–

403566064, KSKS5,99226.3%–

403620904, MDMD58,64626.3%–

403794116, CACA43,79126.3%–

403817563, PAPA3,95226.3%–

403983854, IDID54,85126.3%–

404066112, KSKS12,88126.3%–

404189145, NVNV26,89126.3%–

404227501, NCNC24,80626.3%–

404304002, MEME7,73726.3%–

404492064, CACA48,68326.3%–

404501915, MAMA41,99426.3%–

404695134, CACA30,47126.3%–

404787505, NMNM32,09226.3%–

404881650, COCO14,08326.3%–

404929451, SCSC4,36226.3%–

405095912, CACA4,85526.3%–

405185260, AZAZ39,89626.3%–

405233602, FLFL21,45226.3%–

405388001, NMNM37,69026.3%–

405497222, OROR36,39826.3%–

405580615, COCO9,06026.3%–

405627704, NCNC40,10226.3%–

405794043, CACA33,17626.3%–

405877401, TXTX17,21326.3%–

405907932, NJNJ11,97726.3%–

406065483, MOMO4,48726.3%–

406148223, MIMI22,62226.3%–

406279925, TXTX38,62126.3%–

406343004, OHOH31,47726.3%–

406401757, MAMA30,60926.3%–

406503062, NHNH29,44126.3%–

406632548, FLFL23,77426.3%–

406793455, CACA44,61126.3%–

406820602, MDMD28,33126.3%–

406908056, NJNJ5,43426.3%–

407080603, COCO16,81126.2%–

407118104, PAPA48,68326.2%–

407298201, WAWA31,89526.2%–

407327850, NCNC7,05326.2%–

407434269, FLFL5,01326.2%–

407548504, MIMI24,21826.2%–

407632765, FLFL64,47726.2%–

407760970, ILIL5,99126.2%–

407817360, PAPA5,73526.2%–

407922102, VAVA29,18426.2%–

408003103, NHNH37,77526.2%–

408112885, NYNY4,44426.2%–

408279536, TXTX5,04726.2%–

408333610, FLFL46,58726.2%–

408444110, OHOH17,00926.2%–

408561101, ILIL19,31826.2%–

408697045, OROR57,52626.2%–

408723837, VAVA4,62326.2%–

408831820, GAGA14,00526.2%–

408978223, TXTX58,98326.2%–

409059911, MTMT9,49326.2%–

409193636, CACA15,29426.2%–

409297305, OROR45,08326.2%–

409395133, CACA29,71026.2%–

409430214, GAGA31,81126.2%–

409532207, FLFL36,99826.2%–

409621061, MDMD57,23026.2%–

409735214, ALAL17,02726.2%–

409863627, MOMO2,78726.2%–

409995005, CACA7,27726.2%–

410046933, ININ6,53626.2%–

410143220, OHOH28,79226.2%–

410218360, PAPA30,08026.2%–

410397322, OROR36,40826.2%–

410497132, OROR32,48626.2%–

410549665, MIMI3,98326.2%–

410638611, MSMS16,53726.2%–

410777040, TXTX50,97726.2%–

410885542, AZAZ2,88526.2%–

410911375, NYNY76,83926.2%–

411003840, NHNH4,10626.2%–

411192227, CACA28,31526.2%–

411289135, NVNV32,52426.2%–

411381008, COCO11,60826.2%–

411498270, WAWA55,04926.2%–

411508402, NJNJ5,23426.2%–

411601602, MAMA27,09226.2%–

411730032, GAGA42,94826.2%–

411802536, MAMA21,32826.2%–

411948202, MIMI15,78026.2%–

412033868, FLFL13,82726.2%–

412138553, TNTN2,52126.1%–

412280817, COCO31,24126.1%–

412398271, WAWA30,83826.1%–

412460162, ILIL8,08426.1%–

412593726, CACA44,52726.1%–

412602346, MAMA24,50526.1%–

412719604, PAPA30,12426.1%–

412878583, TXTX5,23626.1%–

412903820, NHNH33,44026.1%–

413048201, MIMI15,09126.1%–

413195037, CACA51,94326.1%–

413281101, COCO15,55026.1%–

413383861, IDID7,27526.1%–

413499006, WAWA16,17726.1%–

413514719, NYNY3,44826.1%–

413646254, ININ40,67426.1%–

413794124, CACA34,47526.1%–

413854983, WIWI4,14426.1%–

413907848, NJNJ4,25726.1%–

414008823, NJNJ8,88426.1%–

414187123, NMNM42,25226.1%–

414295066, CACA15,13526.1%–

414331701, GAGA16,13526.1%–

414432829, FLFL20,81926.1%–

414550309, IAIA10,11026.1%–

414698042, WAWA50,21626.1%–

414790278, CACA42,42326.1%–

414877373, TXTX69,73926.1%–

414927891, NCNC4,86526.1%–

415092311, CACA33,95426.1%–

415119118, PAPA9,97826.1%–

415201609, MAMA22,04726.1%–

415308854, NJNJ61,08826.1%–

415463037, MOMO2,97026.1%–

415598011, WAWA28,96326.1%–

415601542, MAMA2,61526.1%–

415749045, MIMI5,32126.1%–

415803839, NHNH4,27926.1%–

415911374, NYNY46,98926.1%–

416093291, CACA63,56826.1%–

416178073, TXTX10,08826.1%–

416238016, TNTN44,13626.1%–

416327207, NCNC4,36726.1%–

416421639, MDMD4,68226.1%–

416534997, FLFL47,07526.1%–

416602914, RIRI21,83426.0%–

416798032, WAWA40,86226.0%–

416807456, NJNJ11,65726.0%–

416901238, MAMA5,94426.0%–

417067871, KSKS4,98526.0%–

417143227, OHOH25,35826.0%–

417228692, NCNC4,36726.0%–

417395123, CACA69,67726.0%–

417470129, LALA9,76926.0%–

417598261, WAWA2,98426.0%–

417680013, COCO73,24826.0%–

417760640, ILIL65,44526.0%–

417833950, FLFL24,95526.0%–

417960025, ILIL41,68926.0%–

418032407, FLFL16,40426.0%–

418180107, COCO15,10226.0%–

418207750, NJNJ3,20726.0%–

418348174, MIMI32,21126.0%–

418476667, TXTX10,49426.0%–

418571601, ARAR13,36726.0%–

418695834, CACA36,24526.0%–

418794117, CACA36,19826.0%–

418898244, WAWA2,99426.0%–

418984119, UTUT50,07026.0%–

419078756, TXTX9,19726.0%–

419180227, COCO34,90726.0%–

419271292, LALA22,93526.0%–

419329303, SCSC28,38126.0%–

419497113, OROR16,26826.0%–

419513439, NYNY3,68126.0%–

419633403, FLFL14,37026.0%–

419798387, WAWA50,77426.0%–

419877304, TXTX44,22526.0%–

419995747, CACA83,90226.0%–

420098038, WAWA37,32426.0%–

420195662, CACA32,60026.0%–

420228412, NCNC44,16626.0%–

420379102, TXTX9,39326.0%–

420427932, NCNC12,74526.0%–

420533194, FLFL8,06926.0%–

420677099, TXTX50,06426.0%–

420777063, TXTX42,69026.0%–

420898284, WAWA27,83526.0%–

420923661, VAVA14,00526.0%–

421035178, ALAL3,07826.0%–

421108648, NJNJ31,32326.0%–

421253515, WIWI2,64726.0%–

421301521, MAMA2,58326.0%–

421495626, CACA5,59526.0%–

421517027, PAPA2,80126.0%–

421689015, NVNV44,70426.0%–

421789449, NVNV2,71226.0%–

421878227, TXTX44,03526.0%–

421980904, COCO21,15826.0%–

422028134, NCNC13,24526.0%–

422160527, ILIL29,02826.0%–

422293906, CACA64,19926.0%–

422366103, KSKS12,73026.0%–

422412566, NYNY10,26926.0%–

422557754, SDSD3,74926.0%–

422664127, MOMO17,66826.0%–

422771118, LALA23,21926.0%–

422834287, FLFL25,92926.0%–

422932778, FLFL25,04225.9%–

423097411, OROR7,69925.9%–

423107422, NJNJ5,28025.9%–

423219136, PAPA36,26225.9%–

423375088, TXTX28,07525.9%–

423434465, FLFL18,87925.9%–

423598037, WAWA29,72325.9%–

423601754, MAMA10,71225.9%–

423798056, WAWA35,84925.9%–

423803064, NHNH14,39125.9%–

423927924, NCNC2,70825.9%–

424098570, WAWA5,31925.9%–

424123605, VAVA13,33225.9%–

424260428, ILIL10,92725.9%–

424360657, ILIL71,90425.9%–

424494706, CACA19,96925.9%–

424577459, TXTX84,22125.9%–

424632812, FLFL34,68625.9%–

424733412, FLFL15,85925.9%–

424818080, PAPA11,22625.9%–

424932901, FLFL28,92325.9%–

425099003, WAWA4,81025.9%–

425132792, FLFL52,97625.9%–

425208110, NJNJ19,15825.9%–

425301824, MAMA26,65025.9%–

425401606, MAMA22,84425.9%–

425556334, MNMN5,77625.9%–

425680540, COCO4,64225.9%–

425792835, CACA26,00525.9%–

425807670, NJNJ15,31925.9%–

425928083, NCNC28,09525.9%–

426003782, NHNH3,12225.9%–

426197532, OROR2,57825.9%–

426232136, FLFL8,36325.9%–

426355114, MNMN5,04925.9%–

426434655, FLFL49,96425.9%–

426504005, MEME24,77225.9%–

426655358, MNMN5,06125.9%–

426794066, CACA42,72825.9%–

426878721, TXTX10,99725.9%–

426972529, ARAR5,05925.9%–

427030047, GAGA70,12125.9%–

427118301, PAPA28,97725.9%–

427286442, AZAZ34,73525.9%–

427398498, WAWA29,20925.9%–

427479934, TXTX28,86125.9%–

427576537, TXTX16,27225.9%–

427631211, GAGA15,86825.9%–

427760062, ILIL41,40625.9%–

427801527, MAMA13,96125.9%–

427979703, TXTX20,41925.9%–

428089101, NVNV42,73925.9%–

428178539, TXTX37,16825.9%–

428210941, NYNY14,42225.9%–

428398188, WAWA27,31125.9%–

428419085, PAPA11,23025.9%–

428597114, OROR5,01325.9%–

428695367, CACA25,59325.9%–

428747885, ININ9,20925.8%–

428807626, NJNJ9,17425.8%–

428929458, SCSC2,50525.8%–

429092831, CACA35,61825.8%–

429183536, IDID4,44425.8%–

429233306, FLFL2,97825.8%–

429360625, ILIL76,76025.8%–

429420685, MDMD6,86625.8%–

429507644, NJNJ26,08225.8%–

429657785, SDSD10,87425.8%–

429731647, GAGA3,07125.8%–

429807009, NJNJ13,53525.8%–

429931831, GAGA4,44625.8%–

430047336, ININ2,85125.8%–

430155072, MNMN4,41825.8%–

430255408, MNMN31,50725.8%–

430333603, FLFL19,86925.8%–

430448320, MIMI4,27725.8%–

430571129, LALA12,84525.8%–

430698027, WAWA28,95525.8%–

430718255, PAPA4,22325.8%–

430855008, MNMN16,72925.8%–

430993221, CACA14,53825.8%–

431048063, MIMI4,20625.8%–

431195112, CACA57,37325.8%–

431233405, FLFL19,78025.8%–

431314615, NYNY17,88425.8%–

431429492, SCSC20,43625.8%–

431589104, NVNV39,93725.8%–

431678724, TXTX31,10325.8%–

431738068, TNTN10,42725.8%–

431828311, NCNC36,62925.8%–

431995132, CACA40,33425.8%–

432060302, ILIL32,86225.8%–

432170437, LALA8,03025.8%–

432232926, FLFL23,50525.8%–

432375074, TXTX53,83125.8%–

432411783, NYNY21,12725.8%–

432593030, CACA58,19225.8%–

432699515, AKAK21,87025.8%–

432765565, MOMO4,84525.8%–

432808022, NJNJ9,17225.8%–

432901702, MAMA39,78925.8%–

433032244, FLFL63,59225.8%–

433183858, IDID20,13725.8%–

433243219, OHOH32,33825.8%–

433387105, NMNM54,36725.8%–

433497128, OROR38,66425.8%–

433598166, WAWA22,08225.8%–

433697005, OROR28,31125.8%–

433740370, KYKY2,83625.8%–

433880634, COCO65,62225.8%–

433978736, TXTX9,65125.8%–

434014470, NYNY7,75825.7%–

434198686, WAWA21,24325.7%–

434254615, WIWI11,31525.7%–

434380504, COCO63,45125.7%–

434435771, ALAL3,41425.7%–

434532750, FLFL26,16425.7%–

434690712, CACA30,80025.7%–

434745216, OHOH9,56925.7%–

434895122, CACA50,77525.7%–

434908817, NJNJ49,02025.7%–

435004654, MEME3,34025.7%–

435113202, NYNY7,09825.7%–

435207731, NJNJ40,32225.7%–

435330327, GAGA23,67325.7%–

435455313, MNMN24,91325.7%–

435528227, NCNC60,48225.7%–

435601880, MAMA27,79325.7%–

435733913, FLFL31,53825.7%–

435893711, CACA39,24525.7%–

435998105, WAWA49,76725.7%–

436089107, NVNV37,06325.7%–

436149449, MIMI2,58725.7%–

436229927, SCSC11,37325.7%–

436332132, FLFL7,86825.7%–

436418621, PAPA4,74425.7%–

436514886, NYNY6,65225.7%–

436687556, NMNM3,00825.7%–

436773028, OKOK3,38925.7%–

436860010, ILIL45,74725.7%–

436997386, OROR15,22525.7%–

437079901, TXTX8,55425.7%–

437159602, MTMT30,75425.7%–

437201879, MAMA12,55025.7%–

437380421, COCO8,53625.7%–

437412547, NYNY3,14425.7%–

437565711, MOMO8,10625.7%–

437699611, AKAK16,51025.7%–

437798029, WAWA30,58625.7%–

437802492, MAMA21,42425.7%–

437995360, CACA13,77925.7%–

438001747, MAMA6,02725.7%–

438137115, TNTN40,61525.7%–

438277583, TXTX52,74725.7%–

438394552, CACA14,50625.7%–

438489141, NVNV43,46925.7%–

438523803, VAVA42,01225.7%–

438648933, MIMI3,10725.7%–

438734957, FLFL23,46225.7%–

438849746, MIMI3,28425.7%–

438994602, CACA31,75925.7%–

439096756, HIHI6,44825.7%–

439168102, NENE9,76725.7%–

439263105, MOMO18,87525.7%–

439355364, MNMN14,09725.7%–

439492116, CACA31,84325.7%–

439555944, MNMN8,16125.6%–

439619153, PAPA13,01825.6%–

439794598, CACA27,20625.6%–

439802648, MAMA7,96825.6%–

439963133, MOMO6,56925.6%–

440021205, MDMD13,01325.6%–

440121798, MDMD2,92825.6%–

440289149, NVNV45,20225.6%–

440396821, HIHI20,05325.6%–

440475490, TXTX3,19625.6%–

440501331, MAMA13,92225.6%–

440648326, MIMI24,51425.6%–

440760123, ILIL48,37925.6%–

440808079, NJNJ10,76225.6%–

440907446, NJNJ14,80525.6%–

441098363, WAWA14,23725.6%–

441101106, MAMA15,85325.6%–

441233971, FLFL30,79025.6%–

441331774, GAGA5,89625.6%–

441445405, OHOH18,95525.6%–

441580459, COCO2,56925.6%–

441696786, HIHI40,65825.6%–

441777021, TXTX26,15325.6%–

441877502, TXTX36,37125.6%–

441937207, TNTN41,36625.6%–

442087113, NMNM16,07425.6%–

442102035, MAMA18,61525.6%–

442221663, MDMD3,76425.6%–

442317372, PAPA4,04525.6%–

442477054, TXTX28,27225.6%–

442544102, OHOH39,95225.6%–

442602356, MAMA12,47525.6%–

442710583, NYNY40,20725.6%–

442898199, WAWA22,46825.6%–

442929061, SCSC12,53825.6%–

443060015, ILIL28,09625.6%–

443102769, MAMA13,02225.6%–

443229405, SCSC26,25425.6%–

443321632, MDMD6,43625.6%–

443433841, FLFL8,00525.6%–

443599323, WAWA4,08225.6%–

443695817, CACA14,21925.6%–

443795742, CACA17,76825.6%–

443871068, LALA3,48225.6%–

443912571, NYNY10,10825.6%–

444096771, HIHI7,79325.6%–

444134234, FLFL22,98625.6%–

444249253, MIMI3,00925.6%–

444375217, TXTX85,02825.6%–

444445612, OHOH4,93325.6%–

444597302, OROR40,79925.6%–

444601220, MAMA8,07425.6%–

444733919, FLFL30,41225.6%–

444860423, ILIL32,83625.6%–

444902657, MAMA3,70325.6%–

445008083, NJNJ9,60625.6%–

445145144, OHOH4,11925.6%–

445219343, PAPA8,45025.6%–

445353004, WIWI3,47525.6%–

445494510, CACA26,74925.6%–

445577075, TXTX40,62625.5%–

445612828, NYNY9,23025.5%–

445748093, MIMI25,01425.5%–

445860560, ILIL28,79525.5%–

445997701, OROR43,29325.5%–

446038646, MSMS2,68725.5%–

446140057, KYKY4,06525.5%–

446295324, CACA7,63625.5%–

446364856, MOMO4,09225.5%–

446408012, NJNJ41,81225.5%–

446529555, SCSC5,97225.5%–

446605443, VTVT6,54925.5%–

446760656, ILIL29,53825.5%–

446837216, TNTN19,03825.5%–

446960612, ILIL35,74425.5%–

447039328, MSMS4,65725.5%–

447136832, ALAL30,95925.5%–

447223502, VAVA20,39925.5%–

447335481, ALAL3,13225.5%–

447494709, CACA12,14625.5%–

447534134, FLFL16,47525.5%–

447698249, WAWA4,19825.5%–

447728585, NCNC3,89325.5%–

447828301, NCNC16,79825.5%–

447908055, NJNJ29,10925.5%–

448004079, MEME4,02625.5%–

448127571, NCNC9,09525.5%–

448292780, CACA54,37425.5%–

448379088, TXTX5,30225.5%–

448408108, NJNJ18,65425.5%–

448578380, TXTX23,14925.5%–

448604055, MEME3,98525.5%–

448729322, SCSC10,93125.5%–

448828460, NCNC13,53225.5%–

448977320, TXTX38,15225.5%–

449095948, CACA11,20025.5%–

449168731, NENE3,46925.5%–

449220708, MDMD27,59325.5%–

449398642, WAWA26,81625.5%–

449479915, TXTX34,23025.5%–

449530529, GAGA12,87425.5%–

449615042, PAPA7,73325.5%–

449728544, NCNC4,38625.5%–

449808085, NJNJ22,34025.5%–

449971486, LALA4,74825.5%–

450093720, CACA50,08925.5%–

SHOWING 4,001–4,500 OF 16,779

1…8 9 10…34

Download CSV (full list, 16,779 rows)

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES