Which ZIP code has the highest owner cost-burdened households?

86011 ranks #1 with 100.0% (2024 American Community Survey).

What are the top 5 ZIP codes by owner cost-burdened households?

86011, 05405, 08640, 08641, 32831.

How many ZIP codes are in this ranking?

16,779 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is owner cost-burdened households measured?

Share of owner households spending 30% or more of household income on housing costs (mortgaged + un-mortgaged combined). Source: ACS B25091. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,779

Most owner cost-burdened, US ZIP codes

US ZIP codes ranked by the share of owner households spending 30% or more of income on housing costs (2023 ACS).

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPOWNER COST-BURDENED HOUSEHOLDSVS 2000

350120607, MDMD13,75027.2%–

350293234, CACA6,51927.2%–

350381067, COCO5,52327.2%–

350402186, MAMA28,73527.2%–

350598007, WAWA27,69227.2%–

350601834, MAMA6,77727.2%–

350760035, ILIL30,39827.2%–

350860465, ILIL18,08127.2%–

350960647, ILIL84,74927.2%–

351087413, NMNM14,29627.2%–

351102632, MAMA11,68527.2%–

351295758, CACA65,72527.2%–

351333328, FLFL28,85127.2%–

351427589, NCNC6,73927.2%–

351523320, VAVA59,10827.2%–

351690401, CACA8,10127.2%–

351789084, NVNV39,75927.2%–

351808829, NJNJ3,58027.2%–

351975062, TXTX52,11627.2%–

352039845, GAGA8,53527.2%–

352121206, MDMD48,90227.2%–

352297111, OROR4,89027.2%–

352308619, NJNJ24,08927.2%–

352495050, CACA39,83427.2%–

352503055, NHNH16,33727.2%–

352655430, MNMN22,74927.2%–

352760008, ILIL22,80027.2%–

352807607, NJNJ10,09327.2%–

352975140, TXTX8,46927.2%–

353060453, ILIL56,86127.2%–

353199652, AKAK4,31327.2%–

353294566, CACA44,22227.2%–

353319041, PAPA6,30827.2%–

353492127, CACA50,55527.2%–

353571202, LALA25,44427.2%–

353630601, GAGA25,89927.2%–

353717401, PAPA18,57027.2%–

353859847, MTMT6,01527.2%–

353927407, NCNC51,69727.2%–

354008205, NJNJ28,87727.2%–

354155117, MNMN44,69727.2%–

354211530, NYNY27,93927.2%–

354348238, MIMI24,73127.2%–

354492315, CACA5,21527.2%–

354577060, TXTX45,34027.2%–

354610011, NYNY48,27727.2%–

354794038, CACA2,68327.2%–

354878957, TXTX10,54327.2%–

354966053, KSKS7,83427.1%–

355018229, PAPA9,24827.1%–

355144120, OHOH33,20227.1%–

355296732, HIHI27,44427.1%–

355378245, TXTX96,01527.1%–

355417566, PAPA12,60327.1%–

355502915, RIRI16,75227.1%–

355688230, NMNM4,33627.1%–

355716875, PAPA3,70827.1%–

355827948, NCNC12,43627.1%–

355930519, GAGA59,99727.1%–

356059034, MTMT5,00827.1%–

356107444, NJNJ10,97127.1%–

356238671, MSMS37,31927.1%–

356328206, NCNC15,37527.1%–

356477071, TXTX27,05627.1%–

356592252, CACA7,53827.1%–

356699025, WAWA5,66827.1%–

356733903, FLFL23,65527.1%–

356895757, CACA56,76427.1%–

356924577, VAVA4,57727.1%–

357045252, OHOH4,68427.1%–

357101913, MAMA17,40327.1%–

357261866, ILIL13,47027.1%–

357398672, WAWA7,39027.1%–

357429530, SCSC2,64127.1%–

357576102, TXTX11,89527.1%–

357675233, TXTX14,86727.1%–

357702762, MAMA9,94327.1%–

357817364, PAPA4,20927.1%–

357902136, MAMA37,26527.1%–

358075215, TXTX18,89527.1%–

358104039, MEME8,10227.1%–

358255046, MNMN6,14527.1%–

358393277, CACA53,98527.1%–

358428518, NCNC7,65127.1%–

358595350, CACA57,13627.1%–

358607843, NJNJ11,09827.1%–

358730474, GAGA17,31527.1%–

358891790, CACA44,71027.1%–

358901373, MAMA4,86027.1%–

359033584, FLFL28,57927.1%–

359160630, ILIL55,48627.1%–

359232819, FLFL30,21327.1%–

359359270, MTMT8,57127.1%–

359498258, WAWA52,75227.1%–

359597035, OROR25,91127.1%–

359633410, FLFL36,75927.1%–

359764132, MOMO12,08427.1%–

359810576, NYNY4,89127.1%–

359985301, AZAZ68,17827.1%–

360095236, CACA4,49027.1%–

360111789, NYNY7,36927.1%–

360231087, GAGA8,84627.1%–

360312775, NYNY2,62327.1%–

360480003, COCO35,97627.1%–

360596748, HIHI5,60927.1%–

360633545, FLFL30,22227.1%–

360710603, NYNY18,91027.1%–

360830087, GAGA38,97727.1%–

360993001, CACA32,02627.1%–

361083639, IDID3,31127.1%–

361102180, MAMA23,35527.1%–

361220716, MDMD22,36227.1%–

361393314, CACA35,40727.1%–

361407928, NJNJ19,97427.0%–

361576651, TXTX3,98427.0%–

361601069, MAMA8,82127.0%–

361760641, ILIL68,89427.0%–

361814621, NYNY32,38127.0%–

361936279, ALAL3,07127.0%–

362012122, NYNY3,59627.0%–

362184060, UTUT8,61927.0%–

362266101, KSKS12,55627.0%–

362301845, MAMA32,49427.0%–

362430281, GAGA71,60327.0%–

362524954, WVWV3,01927.0%–

362607642, NJNJ10,14427.0%–

362745663, OHOH6,57727.0%–

362864454, MOMO2,94127.0%–

362985043, AZAZ41,33127.0%–

363089142, NVNV35,17927.0%–

363121244, MDMD38,20827.0%–

363220774, MDMD51,81627.0%–

363372632, ARAR5,16927.0%–

363475792, TXTX3,89827.0%–

363560053, ILIL24,61927.0%–

363634275, FLFL22,43627.0%–

363748310, MIMI43,35427.0%–

363821716, MDMD7,20027.0%–

363954646, WIWI3,77027.0%–

364077328, TXTX17,20827.0%–

364161610, ILIL4,62127.0%–

364279714, TXTX18,61027.0%–

364395677, CACA29,20627.0%–

364449057, MIMI6,43427.0%–

364501876, MAMA31,00427.0%–

364607866, NJNJ22,66327.0%–

364792374, CACA45,26227.0%–

364832607, FLFL35,72027.0%–

364928468, NCNC5,15427.0%–

365036861, ALAL2,85327.0%–

365129527, SCSC28,45127.0%–

365297760, OROR8,70227.0%–

365395382, CACA39,08327.0%–

365404086, MEME9,70627.0%–

365519601, PAPA36,47927.0%–

365692342, CACA7,60627.0%–

365732920, FLFL10,00527.0%–

365860455, ILIL16,87227.0%–

365907054, NJNJ29,48027.0%–

366098272, WAWA31,43627.0%–

366195688, CACA40,20127.0%–

366295982, CACA2,79527.0%–

366332827, FLFL19,71127.0%–

366419120, PAPA66,46927.0%–

366593003, CACA52,90627.0%–

366645223, OHOH14,18227.0%–

366733190, FLFL18,28726.9%–

366875228, TXTX67,71426.9%–

366924540, VAVA31,01326.9%–

367033705, FLFL27,93926.9%–

367144286, OHOH6,29526.9%–

367207921, NJNJ7,70026.9%–

367334472, FLFL35,85126.9%–

367421620, MDMD13,81026.9%–

367597115, OROR3,95126.9%–

367634251, FLFL5,95626.9%–

367734105, FLFL15,44126.9%–

367827217, NCNC41,40626.9%–

367905055, VTVT3,46326.9%–

368099217, WAWA21,44126.9%–

368117061, PAPA6,84226.9%–

368297080, OROR48,41126.9%–

368330017, GAGA26,62026.9%–

368402562, MAMA3,40226.9%–

368537060, TNTN3,39626.9%–

368635207, ALAL7,70926.9%–

368702446, MAMA31,31026.9%–

368871417, LALA4,94026.9%–

368930808, GAGA4,12726.9%–

369005143, VTVT4,76726.9%–

369107726, NJNJ44,76426.9%–

369293010, CACA46,74826.9%–

369389148, NVNV64,42626.9%–

369433710, FLFL33,79626.9%–

369592121, CACA3,97426.9%–

369642757, KYKY2,54726.9%–

369712561, NYNY19,83026.9%–

369807405, NJNJ17,98326.9%–

369960520, ILIL2,97926.9%–

370049117, MIMI3,35826.9%–

370160301, ILIL3,47526.9%–

370233541, FLFL24,65426.9%–

370308551, NJNJ5,87326.9%–

370446767, ININ9,41826.9%–

370546218, ININ29,36026.9%–

370639204, MSMS13,24926.9%–

370770819, LALA4,32226.9%–

370881416, COCO14,25626.9%–

370933579, FLFL49,47026.9%–

371034285, FLFL18,67726.9%–

371130224, GAGA28,41426.9%–

371244644, OHOH4,58726.9%–

371314006, NYNY9,26026.9%–

371449056, MIMI4,47826.9%–

371586325, AZAZ5,36326.8%–

371603242, NHNH6,19726.8%–

371704046, MEME8,10226.8%–

371843787, OHOH2,52426.8%–

371994025, CACA40,72126.8%–

372001001, MAMA16,23426.8%–

372108721, NJNJ22,78326.8%–

372238106, TNTN20,96226.8%–

372378747, TXTX22,18026.8%–

372407008, NJNJ25,52626.8%–

372508520, NJNJ29,50426.8%–

372694403, CACA43,27626.8%–

372719103, PAPA25,90026.8%–

372892130, CACA60,76826.8%–

372953209, WIWI45,17026.8%–

373094404, CACA35,88126.8%–

373181063, COCO2,78326.8%–

373210027, NYNY63,88526.8%–

373375180, TXTX26,45526.8%–

373402861, RIRI28,12426.8%–

373519547, PAPA4,57926.8%–

373619094, PAPA3,92926.8%–

373711501, NYNY21,64126.8%–

373820603, MDMD31,84426.8%–

373979412, TXTX15,01826.8%–

374002720, MAMA30,94026.8%–

374198208, WAWA60,91526.8%–

374232708, FLFL48,96526.8%–

374302061, MAMA11,36126.8%–

374455055, MNMN4,75426.8%–

374534119, FLFL36,80726.8%–

374646802, ININ11,17726.8%–

374705478, VTVT15,58026.8%–

374860506, ILIL50,03826.8%–

374998626, WAWA26,89226.8%–

375007442, NJNJ11,04726.8%–

375128546, NCNC47,25626.8%–

375217931, PAPA8,89926.8%–

375380909, COCO35,48626.8%–

375498354, WAWA8,59726.8%–

375532960, FLFL25,25926.8%–

375634208, FLFL44,00426.8%–

375798584, WAWA40,60626.8%–

375893442, CACA11,57126.8%–

375939428, MSMS8,97726.8%–

376018466, PAPA17,79426.8%–

376189408, NVNV24,56426.8%–

376203576, NHNH2,76426.8%–

376305450, VTVT5,42826.8%–

376498664, WAWA23,84526.8%–

376576120, TXTX21,10226.8%–

376693311, CACA55,55526.8%–

376713743, NYNY3,07726.8%–

376824651, VAVA5,98226.7%–

376902838, RIRI3,74026.7%–

377032501, FLFL11,03626.7%–

377179029, TXTX15,41126.7%–

377275158, TXTX6,02526.7%–

377370124, LALA21,77826.7%–

377429016, SCSC30,45426.7%–

377575076, TXTX7,98926.7%–

377653204, WIWI39,99626.7%–

377708724, NJNJ42,34526.7%–

377822645, VAVA4,63926.7%–

377902332, MAMA16,18526.7%–

378060707, ILIL41,11626.7%–

378180498, COCO8,88126.7%–

378275165, TXTX53,51326.7%–

378332836, FLFL26,10626.7%–

378494303, CACA46,87926.7%–

378508102, NJNJ8,29226.7%–

378642127, KYKY7,03026.7%–

378719801, DEDE16,32726.7%–

378899901, AKAK13,76826.7%–

378932807, FLFL34,45626.7%–

379055006, MNMN3,69426.7%–

379121222, MDMD59,40726.7%–

379230303, GAGA6,79726.7%–

379308312, NJNJ8,55626.7%–

379475401, TXTX22,66926.7%–

379563115, MOMO14,48826.7%–

379615531, PAPA3,60326.7%–

379703835, NHNH6,80426.7%–

379805201, VTVT14,99826.7%–

379994583, CACA39,58326.7%–

380060433, ILIL16,38226.7%–

380136869, ALAL21,51826.7%–

380231069, GAGA22,95326.7%–

380377085, TXTX16,51326.7%–

380448234, MIMI32,76026.7%–

380545872, OHOH4,54826.7%–

380681004, COCO25,75726.7%–

380723325, VAVA19,13826.7%–

380878659, TXTX2,66026.7%–

380980751, COCO16,93626.7%–

381010577, NYNY5,94526.7%–

381139474, MSMS6,09926.7%–

381222309, VAVA34,31626.7%–

381393727, CACA84,10726.7%–

381494127, CACA20,28826.7%–

381576542, TXTX53,89226.7%–

381697355, OROR34,29226.7%–

381795046, CACA6,32426.7%–

381804015, MEME3,69626.7%–

381948213, MIMI20,07526.7%–

382007656, NJNJ9,40626.7%–

382192704, CACA82,12026.7%–

382275440, TXTX7,84626.7%–

382303042, NHNH7,43026.7%–

382492845, CACA16,14326.7%–

382576002, TXTX35,26526.7%–

382618643, PAPA12,84826.7%–

382792276, CACA7,72026.7%–

382801230, MAMA8,82626.7%–

382983605, IDID41,32526.7%–

383060628, ILIL60,43126.7%–

383178645, TXTX15,25626.7%–

383243001, OHOH2,89226.7%–

383339501, MSMS22,56526.7%–

383439206, MSMS23,25726.6%–

383508093, NJNJ9,43826.6%–

383633782, FLFL22,46126.6%–

383703053, NHNH26,32726.6%–

383840210, KYKY13,51826.6%–

383959047, MTMT14,09226.6%–

384077488, TXTX14,54826.6%–

384157770, SDSD5,48326.6%–

384233982, FLFL13,00626.6%–

384330238, GAGA43,19126.6%–

384423958, VAVA3,42526.6%–

384553225, WIWI25,18726.6%–

384635054, ALAL4,59326.6%–

384790035, CACA29,00026.6%–

384877067, TXTX30,49126.6%–

384929577, SCSC35,44626.6%–

385032757, FLFL34,12126.6%–

385101007, MAMA15,41926.6%–

385208755, NJNJ29,67026.6%–

385392117, CACA52,27526.6%–

385401603, MAMA20,86826.6%–

385593728, CACA18,31326.6%–

385685326, AZAZ75,35926.6%–

385795833, CACA42,26526.6%–

385821036, MDMD2,56926.6%–

385927925, NCNC3,38226.6%–

386078741, TXTX45,95126.6%–

386132169, FLFL10,19226.6%–

386267467, KSKS2,87126.6%–

386333418, FLFL43,67626.6%–

386460203, ILIL4,68026.6%–

386553521, WIWI3,64026.6%–

386674059, OKOK5,64326.6%–

386772542, ARAR4,07226.6%–

386898422, WAWA21,64426.6%–

386994710, CACA8,38026.6%–

387077069, TXTX20,60826.6%–

387125524, WVWV2,53326.6%–

387278757, TXTX23,85626.6%–

387338310, TNTN6,55626.6%–

387430012, GAGA34,50626.6%–

387594114, CACA33,02026.6%–

387632751, FLFL22,10326.6%–

387796782, HIHI37,47526.6%–

387808029, NJNJ5,45926.6%–

387936605, ALAL25,10426.6%–

388031415, GAGA11,08226.6%–

388178253, TXTX69,28226.6%–

388281137, COCO5,57126.6%–

388323451, VAVA44,01226.5%–

388418202, PAPA13,75526.5%–

388532738, FLFL49,36826.5%–

388646148, ININ4,93526.5%–

388729910, SCSC53,01926.5%–

388865704, MOMO5,39426.5%–

388985253, AZAZ17,90426.5%–

389010510, NYNY10,22626.5%–

389112771, NYNY14,04926.5%–

389289451, NVNV9,28526.5%–

389334479, FLFL13,26426.5%–

389480470, COCO3,60826.5%–

389519055, PAPA13,83326.5%–

389691755, CACA26,81026.5%–

389798390, WAWA11,54626.5%–

389875459, TXTX6,55426.5%–

389998133, WAWA53,24926.5%–

390018431, PAPA12,77526.5%–

390103307, NHNH5,72426.5%–

390281524, COCO2,76026.5%–

390328469, NCNC10,40426.5%–

390464054, MOMO3,54726.5%–

390592501, CACA22,93426.5%–

390646803, ININ10,99426.5%–

390776534, TXTX2,67526.5%–

390884017, UTUT4,41726.5%–

390934772, FLFL35,39026.5%–

391097526, OROR36,03626.5%–

391122842, VAVA5,58026.5%–

391278040, TXTX35,70926.5%–

391360016, ILIL60,89826.5%–

391401095, MAMA14,61826.5%–

391503461, NHNH6,49726.5%–

391694530, CACA26,40126.5%–

391785331, AZAZ31,96826.5%–

391885351, AZAZ27,59226.5%–

391913118, NYNY5,59126.5%–

392089704, NVNV4,84626.5%–

392110016, NYNY52,97126.5%–

392278861, TXTX14,00826.5%–

392338860, MSMS5,38826.5%–

392433559, FLFL18,83126.5%–

392580204, COCO35,31826.5%–

392691024, CACA10,94026.5%–

392740078, KYKY2,66126.5%–

392880538, COCO50,11026.5%–

392969361, NENE17,18726.5%–

393007013, NJNJ30,81126.5%–

393197844, OROR3,70126.5%–

393286327, AZAZ12,15426.5%–

393380121, COCO18,02926.5%–

393434608, FLFL36,65826.5%–

393595821, CACA38,06426.5%–

393698155, WAWA36,51126.5%–

393733625, FLFL29,96726.5%–

393860805, ILIL19,42026.5%–

393932401, FLFL18,94726.5%–

394098502, WAWA35,39826.5%–

394192821, CACA41,62326.5%–

394289118, NVNV22,61026.5%–

394333774, FLFL19,79926.5%–

394402822, RIRI6,53926.5%–

394512528, NYNY13,82726.5%–

394631406, GAGA34,90426.4%–

394793901, CACA29,72426.4%–

394819026, PAPA32,72526.4%–

394942717, KYKY5,96926.4%–

395077019, TXTX23,70826.4%–

395121218, MDMD44,01426.4%–

395234771, FLFL35,25726.4%–

395375090, TXTX26,59426.4%–

395495987, CACA6,78626.4%–

395533598, FLFL32,82026.4%–

395632536, FLFL25,59926.4%–

395707828, NJNJ15,46126.4%–

395876123, TXTX42,95726.4%–

395930559, GAGA5,02426.4%–

396014606, NYNY25,53826.4%–

396176052, TXTX34,24926.4%–

396292506, CACA45,08626.4%–

396360633, ILIL12,47426.4%–

396493257, CACA80,46726.4%–

396519151, PAPA33,26726.4%–

396698119, WAWA26,87926.4%–

396719122, PAPA25,43926.4%–

396877587, TXTX16,03326.4%–

396912564, NYNY7,73426.4%–

397090745, CACA57,39726.4%–

397145390, OHOH3,43226.4%–

397276247, TXTX21,72626.4%–

397330206, GAGA3,31226.4%–

397454629, WIWI2,59526.4%–

397575692, TXTX5,56326.4%–

397623323, VAVA43,04326.4%–

397708028, NJNJ25,09826.4%–

397810548, NYNY4,25426.4%–

397932976, FLFL9,15626.4%–

398008088, NJNJ24,21526.4%–

398192126, CACA76,05926.4%–

398235989, ALAL3,33026.4%–

398301510, MAMA15,56326.4%–

398433166, FLFL28,26526.4%–

398564130, MOMO19,64426.4%–

398607871, NJNJ21,43726.4%–

398777707, TXTX18,32326.4%–

398880922, COCO30,45326.4%–

398912477, NYNY19,06626.4%–

399091942, CACA41,42426.4%–

399177088, TXTX57,04726.4%–

399221214, MDMD21,09226.4%–

399386426, AZAZ15,46726.4%–

399495035, CACA78,81026.4%–

399519805, DEDE41,40226.4%–

399681625, COCO12,30726.4%–

399797205, OROR9,12126.4%–

399895691, CACA40,14326.4%–

399948125, MIMI22,12526.4%–

400007876, NJNJ9,64126.4%–

SHOWING 3,501–4,000 OF 16,779

1…7 8 9…34

Download CSV (full list, 16,779 rows)

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES