Which ZIP code has the highest owner cost-burdened households?

86011 ranks #1 with 100.0% (2024 American Community Survey).

What are the top 5 ZIP codes by owner cost-burdened households?

86011, 05405, 08640, 08641, 32831.

How many ZIP codes are in this ranking?

16,779 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is owner cost-burdened households measured?

Share of owner households spending 30% or more of household income on housing costs (mortgaged + un-mortgaged combined). Source: ACS B25091. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,779

Most owner cost-burdened, US ZIP codes

US ZIP codes ranked by the share of owner households spending 30% or more of income on housing costs (2024 ACS).

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPOWNER COST-BURDENED HOUSEHOLDSVS –

300166607, KSKS9,96528.2%–

300293905, CACA63,89828.2%–

300398292, WAWA27,38928.2%–

300428746, NCNC2,74428.2%–

300502169, MAMA62,99328.2%–

300630106, GAGA23,10728.2%–

300732725, FLFL51,98728.2%–

300880010, COCO42,43928.2%–

300903878, NHNH12,20528.2%–

301095205, CACA39,60828.2%–

301114201, NYNY12,36928.2%–

301245229, OHOH13,52928.2%–

301323452, VAVA58,45528.2%–

301494519, CACA19,05828.2%–

301528341, NCNC2,88628.2%–

301692173, CACA27,58528.2%–

301780233, COCO48,44128.2%–

301897862, OROR12,31328.2%–

301922303, VAVA16,92228.1%–

302022060, VAVA10,64128.1%–

302173105, OKOK5,90028.1%–

302207733, NJNJ17,16628.1%–

302333176, FLFL51,80428.1%–

302468112, NENE12,07128.1%–

302548637, MIMI3,02428.1%–

302663106, MOMO6,75128.1%–

302772142, ARAR2,55728.1%–

302844608, OHOH2,69228.1%–

302932502, FLFL4,23128.1%–

303032703, FLFL59,26928.1%–

303121757, MDMD2,67128.1%–

303260469, ILIL5,20528.1%–

303398148, WAWA9,71528.1%–

303490808, CACA39,31728.1%–

303510075, NYNY21,89728.1%–

303676039, TXTX39,85528.1%–

303732206, FLFL17,10528.1%–

303894134, CACA38,63328.1%–

303992014, CACA13,10528.1%–

304080517, COCO9,65728.1%–

304181623, COCO15,06728.1%–

304289121, NVNV68,40628.1%–

304319106, PAPA14,59728.1%–

304430305, GAGA28,11028.1%–

304591030, CACA26,06828.1%–

304633134, FLFL38,17428.1%–

304733709, FLFL25,05028.1%–

304812090, NYNY5,48228.1%–

304937738, TNTN4,95228.1%–

305098610, WAWA2,83228.1%–

305160714, ILIL30,30528.1%–

305227379, NCNC4,47928.1%–

305334142, FLFL35,14928.1%–

305460140, ILIL22,68928.1%–

305504862, MEME4,02328.1%–

305677665, TXTX7,51128.1%–

305793924, CACA6,31628.1%–

305834769, FLFL30,20428.1%–

305945232, OHOH6,36328.1%–

306034747, FLFL30,85928.1%–

306175058, TXTX3,62528.1%–

306223220, VAVA34,67128.1%–

306331816, GAGA4,82428.1%–

306476424, TXTX8,62928.1%–

306580237, COCO23,38428.1%–

306644146, OHOH29,34928.1%–

306708037, NJNJ23,51428.1%–

306819007, PAPA21,80028.1%–

306997759, OROR7,73728.1%–

307097367, OROR11,15828.1%–

307155760, MNMN2,89428.1%–

307220111, VAVA38,12428.1%–

307333613, FLFL37,59128.1%–

307411718, NYNY3,17928.1%–

307501301, MAMA17,87628.1%–

307695307, CACA46,31028.1%–

307794582, CACA47,42428.0%–

307854129, WIWI3,22228.0%–

307993004, CACA30,69828.0%–

308096789, HIHI54,27828.0%–

308132137, FLFL48,39128.0%–

308232080, FLFL20,89428.0%–

308321163, MDMD7,53928.0%–

308433076, FLFL44,92228.0%–

308534688, FLFL8,52228.0%–

308608869, NJNJ8,36828.0%–

308763124, MOMO10,83928.0%–

308808510, NJNJ5,38628.0%–

308901960, MAMA54,47428.0%–

309036105, ALAL9,20728.0%–

309133612, FLFL49,00528.0%–

309259859, MTMT4,36028.0%–

309397361, OROR14,48828.0%–

309485251, AZAZ40,78028.0%–

309577041, TXTX33,34928.0%–

309678003, TXTX9,96728.0%–

309717948, PAPA4,18828.0%–

309897351, OROR11,45428.0%–

309908833, NJNJ9,18428.0%–

310033573, FLFL35,36228.0%–

310194574, CACA7,45728.0%–

310248211, MIMI5,41928.0%–

310332832, FLFL40,19628.0%–

310403809, NHNH3,68028.0%–

310503220, NHNH7,39328.0%–

310611415, NYNY21,15428.0%–

310702451, MAMA17,39328.0%–

310896819, HIHI50,34528.0%–

310933607, FLFL25,29128.0%–

311094546, CACA44,85528.0%–

311107661, NJNJ12,09128.0%–

311280241, COCO34,08228.0%–

311397048, OROR7,09928.0%–

311495130, CACA13,51128.0%–

311511237, NYNY45,33428.0%–

311674872, OKOK2,90128.0%–

311777045, TXTX33,56328.0%–

311812590, NYNY35,71228.0%–

311997017, OROR3,42728.0%–

312040759, KYKY3,12227.9%–

312133566, FLFL24,52127.9%–

312210504, NYNY7,66527.9%–

312398024, WAWA3,90827.9%–

312411231, NYNY38,27627.9%–

312560545, ILIL14,39227.9%–

312678244, TXTX38,09227.9%–

312708558, NJNJ7,64827.9%–

312833331, FLFL24,89727.9%–

312979928, TXTX86,59927.9%–

313077521, TXTX69,03827.9%–

313128212, NCNC42,44027.9%–

313275065, TXTX13,65727.9%–

313397217, OROR35,16927.9%–

313453559, WIWI6,11027.9%–

313530607, GAGA10,70027.9%–

313602675, MAMA7,29727.9%–

313778239, TXTX28,60927.9%–

313881620, COCO10,87027.9%–

313994502, CACA13,43027.9%–

314050662, IAIA6,57627.9%–

314133771, FLFL27,59627.9%–

314278621, TXTX30,41127.9%–

314395610, CACA46,92827.9%–

314402215, MAMA24,58127.9%–

314592647, CACA59,04727.9%–

314619104, PAPA55,17227.9%–

314794118, CACA39,13027.9%–

314804008, MEME3,14227.9%–

314912037, NYNY3,92627.9%–

315033050, FLFL10,56127.9%–

315189143, NVNV14,68327.9%–

315202113, MAMA6,38527.9%–

315380521, COCO38,77627.9%–

315490807, CACA33,10127.9%–

315594954, CACA37,57427.9%–

315611803, NYNY29,71327.9%–

315745240, OHOH29,60027.9%–

315890034, CACA57,07527.9%–

315996701, HIHI39,20027.9%–

316043824, OHOH4,56827.9%–

316178702, TXTX25,98527.9%–

316233763, FLFL21,14627.9%–

316328465, NCNC8,75627.9%–

316460632, ILIL89,10727.9%–

316580246, COCO13,09727.9%–

316689119, NVNV50,19627.9%–

316712570, NYNY6,69827.9%–

316881432, COCO3,21927.9%–

316975205, TXTX26,57227.8%–

317089060, NVNV12,86427.8%–

317134684, FLFL27,02927.8%–

317284102, UTUT18,77727.8%–

317312508, NYNY19,56627.8%–

317493721, CACA7,22527.8%–

317520903, MDMD24,81527.8%–

317633473, FLFL11,82527.8%–

317734239, FLFL14,63527.8%–

317832821, FLFL26,16127.8%–

317981501, COCO24,01127.8%–

318053080, WIWI5,05927.8%–

318108210, NJNJ17,14327.8%–

318210706, NYNY9,18327.8%–

318394301, CACA17,50827.8%–

318475474, TXTX17,67127.8%–

318560456, ILIL4,21527.8%–

318677026, TXTX21,98127.8%–

318793430, CACA3,12527.8%–

318897071, OROR33,12327.8%–

318995932, CACA7,70127.8%–

319090014, CACA10,22427.8%–

319101462, MAMA11,91927.8%–

319210605, NYNY19,49327.8%–

319393306, CACA74,11627.8%–

319410128, NYNY57,97627.8%–

319502116, MAMA21,97827.8%–

319603038, NHNH34,47427.8%–

319732641, FLFL13,96327.8%–

319897479, OROR10,44727.8%–

319901225, MAMA3,21627.8%–

320085335, AZAZ36,08827.8%–

320131305, GAGA5,10827.8%–

320292363, CACA5,53127.8%–

320303784, NHNH3,80427.8%–

320475243, TXTX63,48127.8%–

320587501, NMNM16,00727.8%–

320657719, SDSD12,22127.8%–

320795405, CACA22,74427.8%–

320878640, TXTX77,53127.8%–

320911769, NYNY8,93527.8%–

321032256, FLFL58,19227.8%–

321108016, NJNJ34,92027.8%–

321223234, VAVA47,46527.8%–

321328515, NCNC2,82227.8%–

321434114, FLFL23,55927.8%–

321591766, CACA69,32727.8%–

321692626, CACA50,70827.8%–

321701844, MAMA53,42027.8%–

321819140, PAPA53,38527.8%–

321918038, PAPA3,54927.8%–

322030733, GAGA2,50927.8%–

322133428, FLFL47,58827.7%–

322280022, COCO61,45227.7%–

322307081, NJNJ17,17127.7%–

322422712, VAVA9,50127.7%–

322581240, COCO4,80027.7%–

322673159, OKOK31,44727.7%–

322760616, ILIL54,30827.7%–

322879316, TXTX10,05527.7%–

322905753, VTVT11,09427.7%–

323005048, VTVT2,50627.7%–

323107762, NJNJ8,26227.7%–

323210470, NYNY16,00427.7%–

323311570, NYNY28,90827.7%–

323438701, MSMS20,85327.7%–

323580549, COCO14,32527.7%–

323693953, CACA3,61327.7%–

323746208, ININ22,37927.7%–

323830558, GAGA5,52427.7%–

323953205, WIWI9,26527.7%–

324089156, NVNV30,05227.7%–

324103290, NHNH5,35727.7%–

324285201, AZAZ51,40027.7%–

324393657, CACA36,20527.7%–

324428403, NCNC40,31927.7%–

324505733, VTVT6,01527.7%–

324602814, RIRI7,58727.7%–

324731803, GAGA4,49927.7%–

324833498, FLFL16,85327.7%–

324910065, NYNY30,80827.7%–

325097523, OROR7,17227.7%–

325136856, ALAL8,71627.7%–

325273127, OKOK25,86527.7%–

325329847, SCSC5,55427.7%–

325408332, NJNJ35,22827.7%–

325533547, FLFL31,43127.7%–

325628748, NCNC12,23027.7%–

325749668, MIMI3,30127.7%–

325875159, TXTX23,45627.7%–

325907461, NJNJ18,73127.7%–

326008751, NJNJ4,18527.7%–

326133182, FLFL12,51227.7%–

326292610, CACA12,86727.7%–

326384526, UTUT4,38827.7%–

326437410, TNTN4,12927.7%–

326539170, MSMS9,06927.7%–

326655103, MNMN13,12527.7%–

326731833, GAGA6,81527.7%–

326813339, NYNY6,01027.7%–

326908215, NJNJ13,54527.6%–

327090630, CACA49,31827.6%–

327177469, TXTX69,82627.6%–

327277568, TXTX23,08327.6%–

327398375, WAWA31,18727.6%–

327494803, CACA27,65927.6%–

327519977, DEDE27,70427.6%–

327697487, OROR8,49827.6%–

327732907, FLFL49,08027.6%–

327848301, MIMI14,68227.6%–

327927605, NCNC6,28627.6%–

328005091, VTVT3,44327.6%–

328120707, MDMD37,27827.6%–

328207460, NJNJ3,18127.6%–

328360155, ILIL7,90627.6%–

328403801, NHNH23,48427.6%–

328598445, WAWA33,68427.6%–

328629682, SCSC3,95727.6%–

328723867, VAVA5,17327.6%–

328838637, MSMS26,64727.6%–

328983467, IDID6,59027.6%–

329002631, MAMA10,06127.6%–

329195640, CACA13,92627.6%–

329208742, NJNJ25,73227.6%–

329310520, NYNY12,36827.6%–

329496797, HIHI72,43527.6%–

329501564, MAMA8,18327.6%–

329601524, MAMA6,32727.6%–

329730331, GAGA62,56727.6%–

329880011, COCO53,69527.6%–

329985706, AZAZ54,23627.6%–

330098640, WAWA5,38627.6%–

330175150, TXTX62,73827.6%–

330275089, TXTX35,61927.6%–

330310805, NYNY20,90327.6%–

330433980, FLFL13,12027.6%–

330559759, MTMT3,63127.6%–

330647032, ININ3,28527.6%–

330789508, NVNV14,85827.6%–

330892708, CACA56,25827.6%–

330978634, TXTX46,41327.6%–

331030274, GAGA34,08127.6%–

331194304, CACA5,00027.6%–

331285361, AZAZ7,99127.6%–

331311372, NYNY64,75627.6%–

331495776, CACA28,71827.6%–

331512865, NYNY3,35627.6%–

331635223, ALAL10,66627.6%–

331738116, TNTN40,06127.6%–

331860615, ILIL42,97527.6%–

331908540, NJNJ50,38827.6%–

332070791, LALA30,38527.6%–

332166508, KSKS3,98727.6%–

332277078, TXTX14,24727.6%–

332319050, PAPA29,37327.5%–

332407034, NJNJ11,01827.5%–

332529429, SCSC4,47927.5%–

332699501, AKAK16,17527.5%–

332710990, NYNY20,36827.5%–

332860130, ILIL13,94327.5%–

332955102, MNMN19,63027.5%–

333011790, NYNY21,07427.5%–

333183352, IDID3,31727.5%–

333289032, NVNV49,47327.5%–

333398248, WAWA28,49827.5%–

333494568, CACA70,80327.5%–

333557369, SDSD2,63027.5%–

333633130, FLFL34,96427.5%–

333793710, CACA31,66927.5%–

333895562, CACA3,42227.5%–

333998589, WAWA7,01027.5%–

334072117, ARAR13,43827.5%–

334130543, GAGA6,23827.5%–

334298371, WAWA24,68227.5%–

334363121, MOMO25,00827.5%–

334401830, MAMA26,53027.5%–

334507737, NJNJ3,94527.5%–

334675060, TXTX47,59127.5%–

334785730, AZAZ39,39927.5%–

334859937, MTMT15,11427.5%–

334955435, MNMN14,19227.5%–

335019116, PAPA33,65427.5%–

335160071, ILIL3,85127.5%–

335294065, CACA11,67327.5%–

335303077, NHNH10,90027.5%–

335428472, NCNC16,78027.5%–

335595060, CACA46,26827.5%–

335693230, CACA69,68427.5%–

335718106, PAPA6,22627.5%–

335832114, FLFL37,74727.5%–

335983864, IDID20,51427.5%–

336097702, OROR54,65727.5%–

336153140, WIWI30,23827.5%–

336254124, WIWI3,41427.5%–

336308857, NJNJ40,89127.5%–

336481521, COCO16,61327.5%–

336503842, NHNH16,32427.5%–

336607024, NJNJ40,02427.5%–

336703046, NHNH3,09727.5%–

336860480, ILIL5,38827.5%–

336907732, NJNJ4,52727.5%–

337022644, VAVA2,56127.5%–

337178210, TXTX34,94027.5%–

337289122, NVNV53,72427.5%–

337379027, TXTX4,85827.5%–

337433778, FLFL16,80727.5%–

337564110, MOMO16,87827.5%–

337629576, SCSC34,69527.5%–

337798146, WAWA28,57327.5%–

337821040, MDMD24,96027.5%–

337908691, NJNJ16,60727.5%–

338001864, MAMA15,76527.5%–

338178503, TXTX22,62127.5%–

338288345, NMNM7,83527.5%–

338380239, COCO44,95627.5%–

338480911, COCO33,02727.4%–

338522172, VAVA11,49027.4%–

338604001, MEME2,72127.4%–

338793631, CACA17,58327.4%–

338863851, MOMO3,68427.4%–

338994112, CACA79,27727.4%–

339084653, UTUT13,05127.4%–

339118218, PAPA2,51427.4%–

339215232, PAPA11,34927.4%–

339318508, PAPA11,56527.4%–

339403874, NHNH8,48727.4%–

339505445, VTVT3,91627.4%–

339634243, FLFL32,77327.4%–

339795762, CACA47,65727.4%–

339897038, OROR16,44027.4%–

339921851, MDMD7,29727.4%–

340007481, NJNJ17,05027.4%–

340119144, PAPA50,58027.4%–

340280640, COCO13,81827.4%–

340360026, ILIL14,06927.4%–

340491775, CACA23,67227.4%–

340521221, MDMD43,48727.4%–

340695219, CACA31,71327.4%–

340731520, GAGA22,31327.4%–

340802191, MAMA8,18127.4%–

340912721, NYNY7,35927.4%–

341032218, FLFL72,90527.4%–

341192249, CACA7,31227.4%–

341201463, MAMA11,69727.4%–

341308065, NJNJ7,48527.4%–

341460160, ILIL24,54927.4%–

341577051, TXTX19,79527.4%–

341633884, FLFL37,56127.4%–

341707719, NJNJ22,13827.4%–

341819139, PAPA43,09027.4%–

341997267, OROR31,31127.4%–

342033953, FLFL8,31827.4%–

342191390, CACA19,30827.4%–

342208731, NJNJ21,62927.4%–

342336862, ALAL5,91527.4%–

342407758, NJNJ4,07627.4%–

342593402, CACA14,19727.4%–

342689146, NVNV22,15027.4%–

342792620, CACA61,63127.4%–

342835652, ALAL9,17327.4%–

342997027, OROR12,34727.4%–

343092131, CACA35,50327.4%–

343148891, MIMI2,91527.4%–

343207005, NJNJ15,30727.4%–

343321225, MDMD34,06227.4%–

343422311, VAVA19,33727.4%–

343598403, WAWA9,09727.4%–

343678242, TXTX36,16827.4%–

343730034, GAGA41,84727.4%–

343899623, AKAK23,42427.4%–

343930016, GAGA62,96827.3%–

344008618, NJNJ35,63427.3%–

344132409, FLFL11,11327.3%–

344208610, NJNJ33,46527.3%–

344301536, MAMA6,86027.3%–

344403285, NHNH2,79927.3%–

344568522, NENE14,83627.3%–

344670647, LALA12,73627.3%–

344728348, NCNC39,19627.3%–

344811232, NYNY27,81627.3%–

344908805, NJNJ14,06627.3%–

345032408, FLFL18,83227.3%–

345119036, PAPA13,66827.3%–

345227610, NCNC81,41927.3%–

345333976, FLFL20,27727.3%–

345480017, COCO40,58427.3%–

345576109, TXTX26,00627.3%–

345698362, WAWA24,31327.3%–

345734104, FLFL26,40827.3%–

345832805, FLFL19,29427.3%–

345996002, CACA33,78327.3%–

346020735, MDMD37,46427.3%–

346136542, ALAL18,90627.3%–

346224641, VAVA5,44627.3%–

346360706, ILIL24,26027.3%–

346498274, WAWA18,86027.3%–

346595124, CACA52,09627.3%–

346696067, CACA7,83927.3%–

346760142, ILIL29,69227.3%–

346895008, CACA48,33327.3%–

346955101, MNMN7,91127.3%–

347033897, FLFL30,15927.3%–

347154893, WIWI4,20727.3%–

347260202, ILIL32,34127.3%–

347375252, TXTX28,61827.3%–

347490621, CACA35,98427.3%–

347511507, NYNY6,73627.3%–

347698372, WAWA26,01227.3%–

347798339, WAWA3,65827.3%–

347880524, COCO40,03027.3%–

347916827, PAPA5,12327.3%–

348096822, HIHI43,74727.3%–

348160443, ILIL20,66327.3%–

348203608, NHNH3,16727.3%–

348398388, WAWA7,04327.3%–

348433619, FLFL41,39627.3%–

348548240, MIMI17,00827.3%–

348605860, VTVT2,72827.3%–

348707860, NJNJ26,04727.3%–

348875155, TXTX2,95127.3%–

348905001, VTVT9,75127.2%–

349089014, NVNV42,43927.2%–

349156461, MNMN3,33727.2%–

349222851, VAVA5,90327.2%–

349332934, FLFL18,56427.2%–

349455382, MNMN3,69127.2%–

349597004, OROR4,49627.2%–

349633712, FLFL27,14227.2%–

349753221, WIWI38,04427.2%–

349891752, CACA37,98327.2%–

349908753, NJNJ65,44827.2%–

350030655, GAGA29,78527.2%–

SHOWING 3,001–3,500 OF 16,779

1…6 7 8…34

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UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES