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CITY

Cowan

Tennessee · 1,799 residents (2025 est.) · 2.078 sq mi
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The short version

Cowan has notably lower household income than the US average, with a median household income of $46,406. Population has held roughly steady since 2000. 13% of adults hold a bachelor's degree or higher, below the national rate of 36%. Median home value has roughly tripled since 2000, reaching $174,500. The poverty rate of 30.8% is well above the national figure. Households here earn about 33% less than the Tennessee median.

At a glance
Lower income
below the US median
US median: $82,259
Younger
median age 35.6
US median: 38.9
Less educated
13% hold a bachelor's degree
US average: 36%
Less affordable
home values up 74%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
1,934
+9%since 2000
from 1,770 in 2000
1990 – 2025
Population density
931 / sq mi
+9%since 2000
from 852 / sq mi in 2000
US average: 281
Median age
35.6
−9%since 2000
from 39.2 in 2000
US average: 38.9

PEP 2025 EST:1,799 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
1K1K2K2K2K1990201020202024Cowan
20242K
1990201020202024
Section 02

Income & economy

Median household income
$46,406
−7%inflation adjusted, since 2000
from $27,448 in 2000
US average: $82,259
1990 – 2024
Per capita income
$21,704
+18%since 2000
from $18,352 in 2000
US average: $44,673
Households earning $100K+
28.7%
+14.6 ptssince 2009
from 14.1% in 2009
US average: 53.3%
Poverty rate
30.8%
+14.1 ptssince 2000
from 16.7% in 2000
US average: 12.5%
Income inequality (Gini)
0.386
−12%since 2010
from 0.437 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade38.2%
US avg: 9.9%
Finance & insurance11.5%
US avg: 5.9%
Professional, scientific, technical10.7%
US avg: 5.1%
Wholesale trade9.5%
US avg: 6.9%
Information8.4%
US avg: 10.8%
Other services2.9%
US avg: 6.7%
Public administration2%
US avg: 4.8%
Education & health services0.9%
US avg: 0.9%
Agriculture, forestry, fishing0%
US avg: 1.6%
Construction0%
US avg: 1.2%
Manufacturing0%
US avg: 0.4%
Transportation & warehousing0%
US avg: 2.2%
Arts, entertainment, food0%
US avg: 1.9%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$174,500
+74%inflation adjusted, since 2000
from $55,100 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$787
+7%inflation adjusted, since 2000
from $404 in 2000
US average: $1,442
Owner-occupied
59.5%
−9.0 ptssince 2000
from 68.5% in 2000
40.5% rent
Vacancy rate
4.7%
−4.9 ptssince 2009
from 9.5% in 2009
US average: 10.0%
Owner cost-burdened
16.7%
−13.7 ptssince 2009
from 30.4% in 2009
US average: 22.9%
Renter cost-burdened
36.9%
−6.9 ptssince 2009
from 43.8% in 2009
US average: 47.4%
Afford Score
3.8
+87%since 2000
from 2.0 in 2000
1990 – 2024
Gentrification Score
64
RELATED:See current rent listings in Cowan on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic87.1%(1,542)
Black9.4%(166)
Hispanic / Latino1.4%(24)
Asian0%(0)
Other0%
Diversity Score24.7%(438)
2024
White, non-Hispanic82.3%(1,591)
Black12.7%(246)
Hispanic / Latino1%(20)
Asian0.1%(1)
Other3.9%(76)
Diversity Score38.2%(738)
Diversity Score
38
+54%since 2000
from 25 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
13.3%
+4.8 ptssince 2000
from 8.5% in 2000
US average: 35.6%
High school or higher
85.4%
+19.5 ptssince 2000
from 65.8% in 2000
US average: 89.6%
Graduate degree
3.6%
−0.6 ptssince 2000
from 4.1% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
27.7 min
+87%since 2000
from 14.8 min in 2000
US average: 26.5
Drive alone to work
81.8%
+6.8 ptssince 2009
from 75.0% in 2009
US average: 68.9%
Carpooled to work
10.1%
−11.7 ptssince 2009
from 21.8% in 2009
US average: 8.5%
Public transit
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 3.2%
Worked from home
5.6%
+5.6 ptssince 2009
from 0.0% in 2009
US average: 15.0%
Walked to work
2.5%
+1.2 ptssince 2009
from 1.3% in 2009
US average: 2.4%
Biked to work
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
No vehicle available
4.7%
−7.0 ptssince 2009
from 11.8% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
10.5%
+2.4 ptssince 2011
from 8.1% in 2011
US average: 5.2%
Labor force participation
51.1%
−4.6 ptssince 2011
from 55.7% in 2011
US average: 63.5%
Self-employed
7.9%
−4.4 ptssince 2009
from 12.3% in 2009
US average: 13.1%
Management & professional
18.0%
−41.8 ptssince 2009
from 59.9% in 2009
US average: 42.5%
Section 08

People & community

Male
44.0%
−1.0 ptssince 2009
from 45.0% in 2009
Female
56.0%
+1.0 ptssince 2009
from 55.0% in 2009
Foreign born
0.1%
+0.1 ptssince 2009
from 0.0% in 2009
US average: 14.1%
Veterans
9.0%
−32.5 ptssince 2009
from 41.5% in 2009
US average: 6.2%
With a disability
20.6%
−9.1 ptssince 2012
from 29.7% in 2012
US average: 13.3%
Uninsured
11.8%
−78.4 ptssince 2013
from 90.2% in 2013
US average: 8.4%
Broadband at home
83.3%
+28.0 ptssince 2017
from 55.3% in 2017
US average: 91.0%
English only at home
99.2%
+6.0 ptssince 2016
from 93.2% in 2016
US average: 77.7%
Spanish at home
0.5%
−6.3 ptssince 2016
from 6.8% in 2016
US average: 13.6%
Drill deeper

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Head to head

Compare Cowan to nearby cities

COWAN VS
Winchester
Income$62,782+35%
Home value$216,900+24%
Population10,438+480%
SEE FULL COMPARISON →
COWAN VS
Tullahoma
Income$60,979+31%
Home value$251,900+44%
Population21,279+1083%
SEE FULL COMPARISON →
COWAN VS
Manchester
Income$57,500+24%
Home value$237,400+36%
Population13,776+666%
SEE FULL COMPARISON →
COWAN VS
Shelbyville
Income$55,073+19%
Home value$244,000+40%
Population26,146+1353%
SEE FULL COMPARISON →
Frequently asked

How many people live in Cowan, Tennessee?

Cowan, Tennessee has about 1,934 residents according to the 2024 American Community Survey.

What is the median household income in Cowan, Tennessee?

The typical household in Cowan, Tennessee earns about $46,406 a year. Half of households make more than that, and half make less.

Is Cowan, Tennessee expensive?

In Cowan, Tennessee, the median home is worth about $174,500, and the typical rent is about $787 a month.

How educated are people in Cowan, Tennessee?

About 13.3% of adults age 25 and over in Cowan, Tennessee hold a bachelor's degree or higher.

What is the poverty rate in Cowan, Tennessee?

About 30.8% of people in Cowan, Tennessee live below the federal poverty line.

Has Cowan, Tennessee grown since 1990?

Yes, Cowan, Tennessee has grown since 1990. The population has added about 196 residents, a change of about 11 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →