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CITY

Credit River

Minnesota · 5,644 residents (2025 est.) · 23.405 sq mi
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Notable rankings
#36Highest homeownership rateof 6,82397.5%#170Lowest poverty rateof 6,8232.1%
The short version

Credit River is significantly wealthier than the US average, with a median household income of $143,125. Population has held roughly steady since 2023. Median home value is $595,000. With a median age of 44.8, the population is older than the US median of 38.9. Poverty is rare here, at 2.1% of residents. It ranks in the top 5% of US cities for household income.

At a glance
Wealthier
above the US median
US median: $82,259
Older
median age 44.8
US median: 38.9
More educated
44% hold a bachelor's degree
US average: 36%
Stable housing
home values roughly flat, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
5,551
Unchangedsince 2023
from 5,531 in 2023
2022 – 2025
Population density
237 / sq mi
Unchangedsince 2023
from 236 / sq mi in 2023
US average: 281
Median age
44.8
+4%since 2023
from 43.0 in 2023
US average: 38.9

PEP 2025 EST:5,644 residents (Census Bureau Vintage 2025, released March 2026)

Population, 2022 – 2024
6K6K6K6K6K20222024Credit River
20246K
20222024
Section 02

Income & economy

Median household income
$143,125
−7%inflation adjusted, since 2023
from $149,524 in 2023
US average: $82,259
2022 – 2024
Per capita income
$75,691
−6%since 2023
from $80,650 in 2023
US average: $44,673
Households earning $100K+
78.8%
+0.4 ptssince 2023
from 78.4% in 2023
US average: 53.3%
Poverty rate
2.1%
+0.5 ptssince 2023
from 1.6% in 2023
US average: 12.5%
Income inequality (Gini)
0.444
−7%since 2023
from 0.476 in 2023
US average: 0.476
Workforce by industry, 2024
Retail trade19.7%
US avg: 9.9%
Wholesale trade7.7%
US avg: 6.9%
Information7.6%
US avg: 10.8%
Finance & insurance6.1%
US avg: 5.9%
Other services6%
US avg: 6.7%
Professional, scientific, technical5.7%
US avg: 5.1%
Transportation & warehousing4.7%
US avg: 2.2%
Public administration4.4%
US avg: 4.8%
Agriculture, forestry, fishing0.5%
US avg: 1.6%
Construction0.5%
US avg: 1.2%
Education & health services0.4%
US avg: 0.9%
Manufacturing0%
US avg: 0.4%
Arts, entertainment, food0%
US avg: 1.9%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$595,000
Unchangedinflation adjusted, since 2023
from $577,600 in 2023
US average: $376,019
2022 – 2024
Owner-occupied
97.5%
−0.2 ptssince 2023
from 97.7% in 2023
2.5% rent
Vacancy rate
2.9%
+0.8 ptssince 2023
from 2.1% in 2023
US average: 10.0%
Owner cost-burdened
21.3%
−0.6 ptssince 2023
from 21.9% in 2023
US average: 22.9%
Renter cost-burdened
31.3%
−13.2 ptssince 2023
from 44.4% in 2023
US average: 47.4%
Afford Score
4.2
+8%since 2023
from 3.9 in 2023
2022 – 2024
RELATED:See current rent listings in Credit River on RentDataNow
Section 04

Race & ethnicity

2023
White, non-Hispanic92.4%(5,110)
Black0%(1)
Hispanic / Latino1.1%(63)
Asian2.5%(141)
Other3.9%(216)
Diversity Score18%(997)
2024
White, non-Hispanic92.1%(5,113)
Black0%(0)
Hispanic / Latino2%(111)
Asian2.1%(114)
Other3.8%(213)
Diversity Score18.7%(1,036)
Diversity Score
19
+4%since 2023
from 18 in 2023
2022 – 2024
Section 05

Education

Bachelor's degree or higher
44.2%
−2.3 ptssince 2023
from 46.5% in 2023
US average: 35.6%
High school or higher
99.4%
−0.1 ptssince 2023
from 99.5% in 2023
US average: 89.6%
Graduate degree
12.0%
−0.8 ptssince 2023
from 12.8% in 2023
US average: 14.0%
Section 06

Commute & transportation

Average commute
24.1 min
−5%since 2023
from 25.4 min in 2023
US average: 26.5
Drive alone to work
71.8%
−1.9 ptssince 2023
from 73.7% in 2023
US average: 68.9%
Carpooled to work
2.5%
+1.4 ptssince 2023
from 1.1% in 2023
US average: 8.5%
Public transit
0.5%
−0.3 ptssince 2023
from 0.8% in 2023
US average: 3.2%
Worked from home
16.8%
−0.6 ptssince 2023
from 17.4% in 2023
US average: 15.0%
Walked to work
0.3%
Unchangedsince 2023
from 0.3% in 2023
US average: 2.4%
Biked to work
0.3%
+0.3 ptssince 2023
from 0.0% in 2023
US average: 0.4%
No vehicle available
0.0%
Unchangedsince 2023
from 0.0% in 2023
US average: 8.3%
Section 07

Work & employment

Unemployment rate
1.9%
−0.5 ptssince 2023
from 2.4% in 2023
US average: 5.2%
Labor force participation
73.9%
−2.5 ptssince 2023
from 76.4% in 2023
US average: 63.5%
Self-employed
6.7%
−3.5 ptssince 2023
from 10.2% in 2023
US average: 13.1%
Management & professional
41.9%
−2.5 ptssince 2023
from 44.4% in 2023
US average: 42.5%
Section 08

People & community

Male
50.8%
−1.4 ptssince 2023
from 52.2% in 2023
Female
49.2%
+1.4 ptssince 2023
from 47.8% in 2023
Foreign born
5.3%
−1.3 ptssince 2023
from 6.5% in 2023
US average: 14.1%
Veterans
8.0%
+0.8 ptssince 2023
from 7.1% in 2023
US average: 6.2%
With a disability
5.0%
Unchangedsince 2023
from 5.0% in 2023
US average: 13.3%
Uninsured
1.2%
−0.5 ptssince 2023
from 1.7% in 2023
US average: 8.4%
Broadband at home
97.5%
+0.9 ptssince 2023
from 96.6% in 2023
US average: 91.0%
English only at home
96.9%
+0.4 ptssince 2023
from 96.5% in 2023
US average: 77.7%
Spanish at home
0.3%
+0.3 ptssince 2023
from 0.0% in 2023
US average: 13.6%
Drill deeper

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Frequently asked

How many people live in Credit River, Minnesota?

Credit River, Minnesota has about 5,551 residents according to the 2024 American Community Survey.

What is the median household income in Credit River, Minnesota?

The typical household in Credit River, Minnesota earns about $143,125 a year. Half of households make more than that, and half make less.

Is Credit River, Minnesota expensive?

In Credit River, Minnesota, the median home is worth about $595,000.

How educated are people in Credit River, Minnesota?

About 44.2% of adults age 25 and over in Credit River, Minnesota hold a bachelor's degree or higher.

What is the poverty rate in Credit River, Minnesota?

About 2.1% of people in Credit River, Minnesota live below the federal poverty line.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →