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CITY

Otter Lake

Michigan · 357 residents (2025 est.) · 0.755 sq mi
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The short version

Otter Lake has notably lower household income than the US average, with a median household income of $42,969. Population has declined 13% since 2000. 6% of adults hold a bachelor's degree or higher, below the national rate of 36%. Median home value is $101,400. With a median age of 53.9, the population is older than the US median of 38.9. Households here earn about 41% less than the Michigan median.

At a glance
Lower income
below the US median
US median: $82,259
Older
median age 53.9
US median: 38.9
Less educated
6% hold a bachelor's degree
US average: 36%
More affordable
home values down 33%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
379
−13%since 2000
from 437 in 2000
1990 – 2025
Population density
502 / sq mi
−13%since 2000
from 579 / sq mi in 2000
US average: 281
Median age
53.9
+67%since 2000
from 32.3 in 2000
US average: 38.9

PEP 2025 EST:357 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
3384074775476161990201020202024Otter Lake
2024379
1990201020202024
Section 02

Income & economy

Median household income
$42,969
−52%inflation adjusted, since 2000
from $49,000 in 2000
US average: $82,259
1990 – 2024
Per capita income
$29,308
+63%since 2000
from $17,927 in 2000
US average: $44,673
Households earning $100K+
31.3%
+10.3 ptssince 2009
from 21.0% in 2009
US average: 53.3%
Poverty rate
14.9%
+7.0 ptssince 2000
from 7.8% in 2000
US average: 12.5%
Income inequality (Gini)
0.407
−9%since 2010
from 0.446 in 2010
US average: 0.476
Workforce by industry, 2024
Information27.7%
US avg: 10.8%
Retail trade27.1%
US avg: 9.9%
Wholesale trade5.4%
US avg: 6.9%
Finance & insurance3.6%
US avg: 5.9%
Professional, scientific, technical3.6%
US avg: 5.1%
Other services2.4%
US avg: 6.7%
Transportation & warehousing1.8%
US avg: 2.2%
Arts, entertainment, food1.2%
US avg: 1.9%
Public administration1.2%
US avg: 4.8%
Agriculture, forestry, fishing0%
US avg: 1.6%
Construction0%
US avg: 1.2%
Manufacturing0%
US avg: 0.4%
Education & health services0%
US avg: 0.9%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$101,400
−33%inflation adjusted, since 2000
from $82,700 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$1,292
+46%inflation adjusted, since 2000
from $486 in 2000
US average: $1,442
Owner-occupied
91.6%
+11.1 ptssince 2000
from 80.5% in 2000
8.4% rent
Vacancy rate
40.3%
+35.4 ptssince 2009
from 5.0% in 2009
US average: 10.0%
Owner cost-burdened
28.0%
−9.2 ptssince 2009
from 37.3% in 2009
US average: 22.9%
Renter cost-burdened
13.3%
−39.3 ptssince 2009
from 52.6% in 2009
US average: 47.4%
Afford Score
2.4
+40%since 2000
from 1.7 in 2000
1990 – 2024
Gentrification Score
9
RELATED:See current rent listings in Otter Lake on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic95%(415)
Black0%(0)
Hispanic / Latino2.7%(12)
Asian0%(0)
Other0%
Diversity Score6.8%(30)
2024
White, non-Hispanic95.5%(362)
Black0.3%(1)
Hispanic / Latino0%(0)
Asian1.6%(6)
Other2.6%(10)
Diversity Score10.8%(41)
Diversity Score
11
+59%since 2000
from 7 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
6.1%
−4.8 ptssince 2000
from 10.9% in 2000
US average: 35.6%
High school or higher
88.5%
+8.1 ptssince 2000
from 80.4% in 2000
US average: 89.6%
Graduate degree
2.9%
Unchangedsince 2000
from 2.9% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
35.5 min
+12%since 2000
from 31.8 min in 2000
US average: 26.5
Drive alone to work
81.5%
+3.5 ptssince 2009
from 78.0% in 2009
US average: 68.9%
Carpooled to work
6.8%
−8.9 ptssince 2009
from 15.7% in 2009
US average: 8.5%
Public transit
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 3.2%
Worked from home
9.9%
+6.9 ptssince 2009
from 3.0% in 2009
US average: 15.0%
Walked to work
0.6%
−1.9 ptssince 2009
from 2.5% in 2009
US average: 2.4%
Biked to work
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
No vehicle available
0.6%
−2.3 ptssince 2009
from 2.9% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
6.7%
−16.2 ptssince 2011
from 22.9% in 2011
US average: 5.2%
Labor force participation
50.9%
−11.3 ptssince 2011
from 62.2% in 2011
US average: 63.5%
Self-employed
6.6%
−7.9 ptssince 2009
from 14.5% in 2009
US average: 13.1%
Management & professional
16.9%
−41.2 ptssince 2009
from 58.1% in 2009
US average: 42.5%
Section 08

People & community

Male
49.1%
−7.8 ptssince 2009
from 56.8% in 2009
Female
50.9%
+7.8 ptssince 2009
from 43.2% in 2009
Foreign born
0.8%
+0.8 ptssince 2009
from 0.0% in 2009
US average: 14.1%
Veterans
11.3%
−40.2 ptssince 2009
from 51.5% in 2009
US average: 6.2%
With a disability
30.1%
+17.4 ptssince 2012
from 12.7% in 2012
US average: 13.3%
Uninsured
5.3%
−73.0 ptssince 2013
from 78.3% in 2013
US average: 8.4%
Broadband at home
60.9%
−3.0 ptssince 2017
from 63.9% in 2017
US average: 91.0%
English only at home
100.0%
+1.0 ptssince 2016
from 99.0% in 2016
US average: 77.7%
Spanish at home
0.0%
−1.0 ptssince 2016
from 1.0% in 2016
US average: 13.6%
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OTTER LAKE VS
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OTTER LAKE VS
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OTTER LAKE VS
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Frequently asked

How many people live in Otter Lake, Michigan?

Otter Lake, Michigan has about 379 residents according to the 2024 American Community Survey.

What is the median household income in Otter Lake, Michigan?

The typical household in Otter Lake, Michigan earns about $42,969 a year. Half of households make more than that, and half make less.

Is Otter Lake, Michigan expensive?

In Otter Lake, Michigan, the median home is worth about $101,400, and the typical rent is about $1,292 a month.

How educated are people in Otter Lake, Michigan?

About 6.1% of adults age 25 and over in Otter Lake, Michigan hold a bachelor's degree or higher.

What is the poverty rate in Otter Lake, Michigan?

About 14.9% of people in Otter Lake, Michigan live below the federal poverty line.

Has Otter Lake, Michigan grown since 1990?

Yes, Otter Lake, Michigan has shrunk since 1990. The population has lost about 106 residents, a change of about -22 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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