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CITY

St. Charles

Kentucky · 285 residents (2025 est.) · 0.993 sq mi
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The short version

St. Charles has notably lower household income than the US average, with a median household income of $44,688. Population has declined 5% since 2000. 6% of adults hold a bachelor's degree or higher, below the national rate of 36%. Median home value has more than doubled since 2000, reaching $55,700. The poverty rate of 33.8% is well above the national figure. Households here earn about 30% less than the Kentucky median.

At a glance
Lower income
below the US median
US median: $82,259
Younger
median age 35.2
US median: 38.9
Less educated
6% hold a bachelor's degree
US average: 36%
Stable housing
home values roughly flat, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
293
−5%since 2000
from 309 in 2000
1990 – 2025
Population density
295 / sq mi
−17%since 2009
from 354 / sq mi in 2009
US average: 281
Median age
35.2
−2%since 2000
from 36.1 in 2000
US average: 38.9

PEP 2025 EST:285 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
1612132653173691990201020202024St. Charles
2024293
1990201020202024
Age distribution, 2024
Under 58.2%(24)
US avg: 5.6%
5 to 95.8%(17)
US avg: 6%
10 to 143.8%(11)
US avg: 6.4%
15 to 1912.3%(36)
US avg: 6.6%
20 to 246.5%(19)
US avg: 6.5%
25 to 3412.3%(36)
US avg: 13.7%
35 to 448.2%(24)
US avg: 13.2%
45 to 5420.8%(61)
US avg: 12.2%
55 to 649.2%(27)
US avg: 12.7%
65 to 744.8%(14)
US avg: 10.2%
75 to 847.2%(21)
US avg: 5.1%
85 and over1%(3)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

Median household income
$44,688
+20%inflation adjusted, since 2000
from $20,469 in 2000
US average: $82,259
1990 – 2024
Per capita income
$25,985
+154%since 2000
from $10,230 in 2000
US average: $44,673
Households earning $100K+
29.6%
+7.7 ptssince 2009
from 21.8% in 2009
US average: 53.3%
Poverty rate
33.8%
+4.6 ptssince 2000
from 29.2% in 2000
US average: 12.5%
Income inequality (Gini)
0.491
+47%since 2010
from 0.334 in 2010
US average: 0.476
Workforce by industry, 2024
Finance & insurance20.5%
US avg: 5.9%
Information18.8%
US avg: 10.8%
Professional, scientific, technical16.1%
US avg: 5.1%
Wholesale trade12.5%
US avg: 6.9%
Retail trade10.7%
US avg: 9.9%
Education & health services4.5%
US avg: 0.9%
Agriculture, forestry, fishing1.8%
US avg: 1.6%
Construction1.8%
US avg: 1.2%
Transportation & warehousing0.9%
US avg: 2.2%
Manufacturing0%
US avg: 0.4%
Arts, entertainment, food0%
US avg: 1.9%
Other services0%
US avg: 6.7%
Public administration0%
US avg: 4.8%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

Median home value
$55,700
+13%inflation adjusted, since 2000
from $27,000 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$738
+45%inflation adjusted, since 2000
from $279 in 2000
US average: $1,442
Owner-occupied
60.9%
−26.6 ptssince 2000
from 87.5% in 2000
39.1% rent
Vacancy rate
19.0%
−17.4 ptssince 2009
from 36.4% in 2009
US average: 10.0%
Owner cost-burdened
1.4%
−18.8 ptssince 2009
from 20.2% in 2009
US average: 22.9%
Renter cost-burdened
13.3%
−5.4 ptssince 2009
from 18.8% in 2009
US average: 47.4%
Afford Score
1.2
+61%since 2009
from 0.8 in 2009
2009 – 2024
Our index: median home value divided by median household income. Lower is more affordable.
Gentrification Score
45
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
RELATED:See current rent listings in St. Charles on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic98.7%(305)
Black0%(0)
Hispanic / Latino0%(0)
Asian0%(0)
Other0%
2024
White, non-Hispanic94.9%(278)
Black0.7%(2)
Hispanic / Latino2%(6)
Asian0%(0)
Other2.4%(7)
Diversity Score
12
−12%since 2009
from 14 in 2009
2009 – 2024
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican2%(6)
Ancestry
American13.3%(39)
English6.8%(20)
Irish2.7%(8)
Scottish1.7%(5)
German1%(3)
Dutch0.3%(1)
Norwegian0.3%(1)
RANKED:Largest American population · Largest English population · Largest Irish population · Largest Mexican population · Largest Scottish population
Section 05

Education

Bachelor's degree or higher
6.5%
+3.9 ptssince 2000
from 2.5% in 2000
US average: 35.6%
High school or higher
68.8%
+23.1 ptssince 2000
from 45.7% in 2000
US average: 89.6%
Graduate degree
0.0%
Unchangedsince 2000
from 0.0% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
30.7 min
+72%since 2000
from 17.9 min in 2000
US average: 26.5
Drive alone to work
82.0%
+11.7 ptssince 2009
from 70.3% in 2009
US average: 68.9%
Carpooled to work
7.2%
−11.7 ptssince 2009
from 18.9% in 2009
US average: 8.5%
Public transit
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 3.2%
Worked from home
1.8%
−7.2 ptssince 2009
from 9.0% in 2009
US average: 15.0%
Walked to work
0.0%
−1.8 ptssince 2009
from 1.8% in 2009
US average: 2.4%
Biked to work
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
No vehicle available
5.2%
+5.2 ptssince 2009
from 0.0% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
0.0%
−15.7 ptssince 2011
from 15.7% in 2011
US average: 5.2%
Labor force participation
46.9%
−5.0 ptssince 2011
from 51.9% in 2011
US average: 63.5%
Self-employed
8.0%
−4.6 ptssince 2009
from 12.6% in 2009
US average: 13.1%
Management & professional
9.8%
−46.9 ptssince 2009
from 56.8% in 2009
US average: 42.5%
Section 08

People & community

Male
49.8%
−4.7 ptssince 2009
from 54.5% in 2009
Female
50.2%
+4.7 ptssince 2009
from 45.5% in 2009
Foreign born
0.7%
+0.7 ptssince 2009
from 0.0% in 2009
US average: 14.1%
Veterans
1.3%
−51.7 ptssince 2009
from 53.0% in 2009
US average: 6.2%
With a disability
24.2%
+4.5 ptssince 2012
from 19.7% in 2012
US average: 13.3%
Uninsured
8.2%
−68.0 ptssince 2013
from 76.2% in 2013
US average: 8.4%
Broadband at home
86.1%
+42.0 ptssince 2017
from 44.1% in 2017
US average: 91.0%
English only at home
98.9%
+0.8 ptssince 2016
from 98.1% in 2016
US average: 77.7%
Spanish at home
1.1%
+1.1 ptssince 2016
from 0.0% in 2016
US average: 13.6%
Marital status
Men 15+
Never married30.9%(38)
Married39.8%(49)
Widowed13.8%(17)
Divorced15.4%(19)
Women 15+
Never married33.1%(39)
Married44.1%(52)
Widowed9.3%(11)
Divorced13.6%(16)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
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Head to head

Compare St. Charles to nearby cities

ST. CHARLES VS
Madisonville
Income$53,860+21%
Home value$164,100+195%
Population19,428+6717%
SEE FULL COMPARISON →
ST. CHARLES VS
Hopkinsville
Income$49,139+10%
Home value$172,100+209%
Population30,411+10571%
SEE FULL COMPARISON →
ST. CHARLES VS
Fort Campbell North
Income$58,933+32%
Home value$71,000+27%
Population11,356+3885%
SEE FULL COMPARISON →
ST. CHARLES VS
Clarksville
Income$69,303+55%
Home value$263,600+373%
Population188,829+66156%
SEE FULL COMPARISON →
Frequently asked

How many people live in St. Charles, Kentucky?

St. Charles, Kentucky has about 293 residents according to the 2024 American Community Survey.

What is the median household income in St. Charles, Kentucky?

The typical household in St. Charles, Kentucky earns about $44,688 a year. Half of households make more than that, and half make less.

Is St. Charles, Kentucky expensive?

In St. Charles, Kentucky, the median home is worth about $55,700, and the typical rent is about $738 a month.

How educated are people in St. Charles, Kentucky?

About 6.5% of adults age 25 and over in St. Charles, Kentucky hold a bachelor's degree or higher.

What is the poverty rate in St. Charles, Kentucky?

About 33.8% of people in St. Charles, Kentucky live below the federal poverty line.

Has St. Charles, Kentucky grown since 1990?

Yes, St. Charles, Kentucky has shrunk since 1990. The population has lost about 3 residents, a change of about -1 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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