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CITY

Prospect

Kentucky · 4,705 residents (2025 est.) · 3.83 sq mi
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Part of the Louisville/Jefferson County metro government metro area
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The short version

Prospect is significantly wealthier than the US average, with a median household income of $163,462. Population has held roughly steady since 2000. 74% of adults hold a bachelor's degree or higher, well above the national rate of 36%. Median home value has more than doubled since 2000, reaching $538,400. With a median age of 54.5, the population is older than the US median of 38.9. It ranks in the top 1% of US cities for household income.

At a glance
Wealthier
above the US median
US median: $82,259
Older
median age 54.5
US median: 38.9
More educated
74% hold a bachelor's degree
US average: 36%
Stable housing
home values roughly flat, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
4,542
−2%since 2000
from 4,657 in 2000
1990 – 2025
Population density
1,186 / sq mi
−2%since 2000
from 1,216 / sq mi in 2000
US average: 281
Median age
54.5
+28%since 2000
from 42.6 in 2000
US average: 38.9

PEP 2025 EST:4,705 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
3K3K4K5K6K1990201020202024Prospect
20245K
1990201020202024
Section 02

Income & economy

Median household income
$163,462
−19%inflation adjusted, since 2000
from $111,170 in 2000
US average: $82,259
1990 – 2024
Per capita income
$101,504
+97%since 2000
from $51,469 in 2000
US average: $44,673
Households earning $100K+
78.1%
+12.4 ptssince 2009
from 65.8% in 2009
US average: 53.3%
Poverty rate
2.4%
+0.9 ptssince 2000
from 1.5% in 2000
US average: 12.5%
Income inequality (Gini)
0.489
−6%since 2010
from 0.520 in 2010
US average: 0.476
Workforce by industry, 2024
Other services18.1%
US avg: 6.7%
Public administration11.1%
US avg: 4.8%
Retail trade9.9%
US avg: 9.9%
Information9.4%
US avg: 10.8%
Wholesale trade2%
US avg: 6.9%
Arts, entertainment, food1.6%
US avg: 1.9%
Transportation & warehousing1.3%
US avg: 2.2%
Finance & insurance0.7%
US avg: 5.9%
Professional, scientific, technical0.7%
US avg: 5.1%
Agriculture, forestry, fishing0%
US avg: 1.6%
Construction0%
US avg: 1.2%
Manufacturing0%
US avg: 0.4%
Education & health services0%
US avg: 0.9%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$538,400
+6%inflation adjusted, since 2000
from $279,900 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$1,193
−15%inflation adjusted, since 2000
from $773 in 2000
US average: $1,442
Owner-occupied
93.3%
+0.4 ptssince 2000
from 92.9% in 2000
6.7% rent
Vacancy rate
6.2%
+0.7 ptssince 2009
from 5.6% in 2009
US average: 10.0%
Owner cost-burdened
20.9%
−5.5 ptssince 2009
from 26.4% in 2009
US average: 22.9%
Renter cost-burdened
47.7%
+16.3 ptssince 2009
from 31.4% in 2009
US average: 47.4%
Afford Score
3.3
+31%since 2000
from 2.5 in 2000
1990 – 2024
Gentrification Score
52
RELATED:See current rent listings in Prospect on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic92.5%(4,308)
Black3.4%(157)
Hispanic / Latino0.6%(30)
Asian2.1%(96)
Other0%
Diversity Score14.7%(686)
2024
White, non-Hispanic89.4%(4,062)
Black4.5%(203)
Hispanic / Latino0.4%(19)
Asian4.2%(189)
Other1.5%(69)
Diversity Score24.5%(1,114)
Diversity Score
25
+67%since 2000
from 15 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
74.4%
+4.5 ptssince 2000
from 69.9% in 2000
US average: 35.6%
High school or higher
98.9%
+1.6 ptssince 2000
from 97.3% in 2000
US average: 89.6%
Graduate degree
39.4%
+9.1 ptssince 2000
from 30.3% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
22.4 min
+68%since 2000
from 13.4 min in 2000
US average: 26.5
Drive alone to work
67.8%
−17.9 ptssince 2009
from 85.7% in 2009
US average: 68.9%
Carpooled to work
12.1%
+7.2 ptssince 2009
from 5.0% in 2009
US average: 8.5%
Public transit
0.0%
−0.7 ptssince 2009
from 0.7% in 2009
US average: 3.2%
Worked from home
20.0%
+15.7 ptssince 2009
from 4.4% in 2009
US average: 15.0%
Walked to work
0.0%
−1.9 ptssince 2009
from 1.9% in 2009
US average: 2.4%
Biked to work
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
No vehicle available
0.7%
Unchangedsince 2009
from 0.7% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
4.2%
+0.6 ptssince 2011
from 3.6% in 2011
US average: 5.2%
Labor force participation
58.4%
−6.0 ptssince 2011
from 64.4% in 2011
US average: 63.5%
Self-employed
9.1%
−0.6 ptssince 2009
from 9.7% in 2009
US average: 13.1%
Management & professional
67.1%
−9.5 ptssince 2009
from 76.6% in 2009
US average: 42.5%
Section 08

People & community

Male
47.6%
+1.0 ptssince 2009
from 46.6% in 2009
Female
52.4%
−1.0 ptssince 2009
from 53.4% in 2009
Foreign born
6.0%
−2.8 ptssince 2009
from 8.8% in 2009
US average: 14.1%
Veterans
4.4%
−40.8 ptssince 2009
from 45.2% in 2009
US average: 6.2%
With a disability
11.1%
+3.7 ptssince 2012
from 7.4% in 2012
US average: 13.3%
Uninsured
1.4%
−98.1 ptssince 2013
from 99.5% in 2013
US average: 8.4%
Broadband at home
97.8%
+6.1 ptssince 2017
from 91.7% in 2017
US average: 91.0%
English only at home
95.8%
−1.1 ptssince 2016
from 96.8% in 2016
US average: 77.7%
Spanish at home
0.5%
−0.6 ptssince 2016
from 1.1% in 2016
US average: 13.6%
Drill deeper

Places similar to Prospect

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Oakland
Pop 3,774
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Head to head

Compare Prospect to nearby cities

PROSPECT VS
Jeffersonville
Income$70,930−57%
Home value$216,800−60%
Population54,134+1051%
SEE FULL COMPARISON →
PROSPECT VS
Lyndon
Income$65,679−60%
Home value$276,800−49%
Population11,301+140%
SEE FULL COMPARISON →
PROSPECT VS
Charlestown
Income$77,288−53%
Home value$208,300−61%
Population8,802+87%
SEE FULL COMPARISON →
PROSPECT VS
St. Matthews
Income$82,412−50%
Home value$338,000−37%
Population17,868+280%
SEE FULL COMPARISON →
Frequently asked

How many people live in Prospect, Kentucky?

Prospect, Kentucky has about 4,542 residents according to the 2024 American Community Survey.

What is the median household income in Prospect, Kentucky?

The typical household in Prospect, Kentucky earns about $163,462 a year. Half of households make more than that, and half make less.

Is Prospect, Kentucky expensive?

In Prospect, Kentucky, the median home is worth about $538,400, and the typical rent is about $1,193 a month.

How educated are people in Prospect, Kentucky?

About 74.4% of adults age 25 and over in Prospect, Kentucky hold a bachelor's degree or higher.

What is the poverty rate in Prospect, Kentucky?

About 2.4% of people in Prospect, Kentucky live below the federal poverty line.

Has Prospect, Kentucky grown since 1990?

Yes, Prospect, Kentucky has grown since 1990. The population has added about 1,754 residents, a change of about 63 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →