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CITY

Monticello

Indiana · 5,595 residents (2025 est.) · 3.47 sq mi
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The short version

Monticello is a city of 5,496 people in Indiana. 12% of adults hold a bachelor's degree, below the 36% national rate. At a median age of 44.5, this is an older place than the country as a whole. Home values have more than doubled since 2000, reaching $149,600. Households here earn about 27% less than in Indiana as a whole. 6% of people here were born outside the United States.

At a glance
Lower income
below the US median
US median: $82,259
Older
median age 44.5
US median: 38.9
Less educated
12% hold a bachelor's degree
US average: 36%
Stable housing
home values roughly flat, inflation adjusted
US median home: $376,019
Section 01

Population & growth

5,496
−4%since 2000
from 5,723 in 2000
5,595 in 2025 (Census Bureau estimate)
1990 – 2025
1,586 / sq mi
+4%since 2009
from 1,525 / sq mi in 2009
US average: 281
44.5
+18%since 2000
from 37.6 in 2000
US average: 38.9
Land area
3.47 sq mi
Population, 19902024
5K5K5K6K6K19902000201020202024Monticello
20245K
1990201020202024
Age distribution, 2024
Under 54.1%(224)
US avg: 5.6%
5 to 97.2%(398)
US avg: 6%
10 to 142.7%(151)
US avg: 6.4%
15 to 197.8%(431)
US avg: 6.6%
20 to 244.9%(272)
US avg: 6.5%
25 to 3411.5%(632)
US avg: 13.7%
35 to 4412.4%(680)
US avg: 13.2%
45 to 5410.4%(574)
US avg: 12.2%
55 to 6414%(767)
US avg: 12.7%
65 to 7410.4%(574)
US avg: 10.2%
75 to 847.6%(415)
US avg: 5.1%
85 and over6.9%(378)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$52,798
−18%inflation adjusted, since 2000
from $35,537 in 2000
US average: $82,259
1990 – 2024
$28,926
+69%since 2000
from $17,066 in 2000
US average: $44,673
Households earning $100K+
34.3%
+19.5 ptssince 2009
from 14.8% in 2009
US average: 53.3%
11.1%
+3.1 ptssince 2000
from 8.1% in 2000
US average: 12.5%
0.382
+10%since 2010
from 0.348 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade27.1%
US avg: 9.9%
Wholesale trade18.5%
US avg: 6.9%
Information13%
US avg: 10.8%
Finance & insurance5%
US avg: 5.9%
Professional, scientific, technical2.7%
US avg: 5.1%
Education & health services2.3%
US avg: 0.9%
Other services2%
US avg: 6.7%
Public administration2%
US avg: 4.8%
Transportation & warehousing0.6%
US avg: 2.2%
Agriculture, forestry, fishing0.2%
US avg: 1.6%
Construction0.2%
US avg: 1.2%
Manufacturing0%
US avg: 0.4%
Arts, entertainment, food0%
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$149,600
+4%inflation adjusted, since 2000
from $79,100 in 2000
US average: $376,019
1990 – 2024
$927
−9%inflation adjusted, since 2000
from $557 in 2000
US average: $1,442
64.7%
+2.7 ptssince 2000
from 61.9% in 2000
35.3% rent
7.7%
−6.0 ptssince 2009
from 13.7% in 2009
US average: 10.0%
2.13 people
−5%since 2009
from 2.24 people in 2009
US average: 2.54
16.0%
−8.1 ptssince 2009
from 24.1% in 2009
US average: 22.9%
45.8%
−14.5 ptssince 2009
from 60.2% in 2009
US average: 47.4%
2.8
−1%since 2009
from 2.9 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
28
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
Section 04

Race & ethnicity

2000
White, non-Hispanic86.9%(4,975)
Black0.3%(16)
Hispanic / Latino11.2%(642)
Asian0.6%(34)
Other0%
2024
White, non-Hispanic90.6%(4,979)
Black0.4%(21)
Hispanic / Latino8.1%(446)
Asian0%(0)
Other0.9%(50)
22
−51%since 2009
from 44 in 2009
2009 – 2024
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican4.8%(266)
Cuban0.3%(16)
Ancestry
German25%(1,373)
Irish23.6%(1,297)
English12.3%(675)
Dutch4.3%(236)
American3.1%(170)
Scottish2.7%(146)
French2.5%(137)
Italian1.8%(98)
Welsh0.9%(51)
Portuguese0.3%(16)
Canadian0.3%(15)
Lithuanian0.3%(15)
+ 7 more ancestry groups with data
Arab0.3%(14)
Egyptian0.3%(14)
Czech0.2%(10)
Polish0.1%(7)
Slovak0.1%(7)
Swedish0.1%(4)
British0.1%(3)
Section 05

Education

12.4%
+2.1 ptssince 2000
from 10.3% in 2000
US average: 35.6%
High school or higher
91.6%
+14.9 ptssince 2000
from 76.7% in 2000
US average: 89.6%
3.5%
−1.1 ptssince 2000
from 4.6% in 2000
US average: 14.0%
Section 06

Commute & transportation

19.5 min
+39%since 2000
from 14.1 min in 2000
US average: 26.5
85.8%
+5.3 ptssince 2009
from 80.5% in 2009
US average: 68.9%
10.7%
−6.7 ptssince 2009
from 17.5% in 2009
US average: 8.5%
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 3.2%
3.5%
+3.1 ptssince 2009
from 0.4% in 2009
US average: 15.0%
0.0%
−1.1 ptssince 2009
from 1.1% in 2009
US average: 2.4%
0.0%
−0.5 ptssince 2009
from 0.5% in 2009
US average: 0.4%
6.5%
+1.1 ptssince 2009
from 5.4% in 2009
US average: 8.3%
Section 07

Work & employment

5.9%
−3.8 ptssince 2011
from 9.7% in 2011
US average: 5.2%
57.1%
−1.6 ptssince 2011
from 58.7% in 2011
US average: 63.5%
Women 20-64 in the labor force
79.1%
+7.6 ptssince 2020
from 71.5% in 2020
US average: 74.6%
15.9%
+4.5 ptssince 2009
from 11.3% in 2009
US average: 13.1%
28.8%
+7.7 ptssince 2009
from 21.2% in 2009
US average: 42.5%
Section 08

People & community

46.0%
−1.3 ptssince 2009
from 47.3% in 2009
54.0%
+1.3 ptssince 2009
from 52.7% in 2009
5.5%
−7.3 ptssince 2009
from 12.9% in 2009
US average: 14.1%
5.9%
−6.4 ptssince 2009
from 12.3% in 2009
US average: 6.2%
17.9%
+1.0 ptssince 2012
from 16.9% in 2012
US average: 13.3%
8.3%
−4.3 ptssince 2013
from 12.6% in 2013
US average: 8.4%
84.3%
+12.5 ptssince 2017
from 71.8% in 2017
US average: 91.0%
Computer in household
86.1%
+2.0 ptssince 2020
from 84.1% in 2020
US average: 95.5%
82.7%
+3.0 ptssince 2020
from 79.7% in 2020
US average: 87.7%
92.4%
+2.0 ptssince 2016
from 90.4% in 2016
US average: 77.7%
5.7%
−3.5 ptssince 2016
from 9.1% in 2016
US average: 13.6%
Marital status
Men 15+
Never married32.6%(712)
Married42.2%(920)
Widowed8.6%(187)
Divorced16.6%(362)
Women 15+
Never married31.2%(794)
Married37.4%(951)
Widowed12.7%(324)
Divorced18.6%(473)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

8.3%
−4.3 ptssince 2013
from 12.6% in 2013
US average: 8.4%
54.8%
+9.7 ptssince 2020
from 45.1% in 2020
US average: 54.8%
Direct-purchase
14.7%
−3.1 ptssince 2020
from 17.8% in 2020
US average: 13.8%
24.0%
−6.0 ptssince 2020
from 30.0% in 2020
US average: 18.4%
18.8%
−1.7 ptssince 2020
from 20.5% in 2020
US average: 20.9%
VA health care
1.6%
−0.5 ptssince 2020
from 2.1% in 2020
US average: 2.2%
Any private
67.6%
+3.6 ptssince 2020
from 64.0% in 2020
US average: 67.1%
Any public
38.7%
−7.8 ptssince 2020
from 46.5% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)8.3%(22)
US avg: 26.4%
Gulf War (1990s)10.5%(28)
US avg: 24.3%
Vietnam era27.4%(73)
US avg: 33.1%
Korean War0%(0)
US avg: 4.5%
World War II0%(0)
US avg: 1%

Share of the 266 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Monticello, Indiana?

Monticello, Indiana has about 5,496 residents according to the 2024 American Community Survey.

What is the median household income in Monticello, Indiana?

The typical household in Monticello, Indiana earns about $52,798 a year. Half of households make more than that, and half make less.

Is Monticello, Indiana expensive?

In Monticello, Indiana, the median home is worth about $149,600, and the typical rent is about $927 a month.

How educated are people in Monticello, Indiana?

About 12.4% of adults age 25 and over in Monticello, Indiana hold a bachelor's degree or higher.

What is the poverty rate in Monticello, Indiana?

About 11.1% of people in Monticello, Indiana live below the federal poverty line.

Has Monticello, Indiana grown since 1990?

Yes, Monticello, Indiana has grown since 1990. The population has added about 259 residents, a change of about 5 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →