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CITY · 2000 CENSUS

Waterloo

Illinois · 7,614 residents · 8.23 sq mi
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The short version

Waterloo is a city of 7,614 people in Illinois. The population has risen by half since 1990, adding 2,542 people. The poverty rate is 3.8%, under the national 12.4%. About 19% of adults have finished a four-year degree. 71% of homes are owner-occupied. Median household income runs $46,938, well clear of the $42,589 US median.

At a glance
Wealthier
above the US median
US median: $42,589
Mid-age
median age 36.4
US median: 35.2
Less educated
19% hold a bachelor's degree
US average: 24%
Less affordable
home values up 40%, inflation adjusted
US median home: $120,530
Section 01

Population & growth

7,614
+50%since 1990
from 5,072 in 1990
1990 – 2025
36.4
+2%since 1990
from 35.7 in 1990
US average: 35.2
Land area
8.23 sq mi
Population, 19902024
4K6K8K10K12K19902000201020202024Waterloo
202411K
1990201020202024
Age distribution, 2000
Under 57.1%(540)
US avg: 6.8%
5 to 97.1%(542)
US avg: 7.3%
10 to 147.7%(584)
US avg: 7.3%
15 to 196.9%(529)
US avg: 7.2%
20 to 245.4%(413)
US avg: 6.7%
25 to 3413.6%(1,034)
US avg: 14.2%
35 to 4416.9%(1,284)
US avg: 16%
45 to 5411.7%(894)
US avg: 13.4%
55 to 647.5%(573)
US avg: 8.6%
65 to 747.5%(570)
US avg: 6.5%
75 to 845.5%(418)
US avg: 4.4%
85 and over3.1%(233)
US avg: 1.5%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$46,938
+19%inflation adjusted, since 1990
from $30,057 in 1990
US average: $42,589
1990 – 2024
$21,081
+54%since 1990
from $13,675 in 1990
US average: $21,522
3.8%
−0.7 ptssince 1990
from 4.4% in 1990
US average: 12.4%
Section 03

Housing

$118,800
+40%inflation adjusted, since 1990
from $64,500 in 1990
US average: $120,530
1990 – 2024
$543
+21%inflation adjusted, since 1990
from $340 in 1990
US average: $602
71.1%
+0.1 ptssince 1990
from 71.0% in 1990
28.9% rent
Section 04

Race & ethnicity

1990
White, non-Hispanic99.6%(5,054)
Black0.1%(4)
Hispanic / Latino0.6%(32)
Asian0%(0)
2000
White, non-Hispanic98.4%(7,495)
Black0%(0)
Hispanic / Latino0.7%(52)
Asian0.3%(24)

No data for the years selected.

Section 04 · Origins

Detailed origins & ancestry

Detailed origin tables are available for 2024; showing 2024 data.

Hispanic origin
Mexican1.3%(150)
Spaniard0.4%(50)
Asian origin
Chinese0.7%(74)
Korean0.4%(48)
Mongolian0.2%(26)
Filipino0.2%(23)
Vietnamese0.2%(18)
Ancestry
German42.1%(4,685)
Irish16.6%(1,851)
English9.1%(1,015)
American5.5%(617)
Polish4.3%(478)
French3.2%(361)
Italian3%(334)
Scottish0.8%(94)
Swedish0.7%(79)
Czech0.6%(69)
Scotch-Irish0.6%(68)
+ 14 more ancestry groups with data
Welsh0.5%(58)
British0.5%(54)
Greek0.5%(52)
Swiss0.5%(52)
Hungarian0.3%(33)
Croatian0.2%(24)
Dutch0.2%(24)
West Indian0.2%(24)
Haitian0.2%(24)
Lithuanian0.2%(22)
Romanian0.2%(20)
Austrian0.2%(19)
Danish0.1%(7)
Section 05

Education

19.3%
+6.1 ptssince 1990
from 13.3% in 1990
US average: 24.4%
High school or higher
85.4%
+13.8 ptssince 1990
from 71.6% in 1990
US average: 80.3%
6.2%
+3.4 ptssince 1990
from 2.8% in 1990
US average: 8.8%
Section 06

Commute & transportation

21.1 min
−22%since 1990
from 27.1 min in 1990
US average: 17.6
Section 07

Work & employment

No data for the years selected.

Section 08

People & community

No data for the years selected.

Marital status
Men 15+
Never married24.2%(643)
Married66.8%(1,775)
Widowed2.6%(70)
Divorced6.4%(170)
Women 15+
Never married16.8%(532)
Married59.7%(1,895)
Widowed13.1%(415)
Divorced10.4%(330)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2000
Section 09

Health coverage

Showing 2024 (the nearest year with coverage data).

3.4%
−4.9 ptssince 2013
from 8.3% in 2013
US average: 8.4%
68.9%
−2.7 ptssince 2020
from 71.6% in 2020
US average: 54.8%
Direct-purchase
17.3%
−0.1 ptssince 2020
from 17.4% in 2020
US average: 13.8%
20.1%
−3.1 ptssince 2020
from 23.2% in 2020
US average: 18.4%
11.2%
+2.1 ptssince 2020
from 9.1% in 2020
US average: 20.9%
VA health care
1.9%
−0.2 ptssince 2020
from 2.1% in 2020
US average: 2.2%
Any private
83.2%
−0.6 ptssince 2020
from 83.8% in 2020
US average: 67.1%
Any public
30.3%
+1.9 ptssince 2020
from 28.4% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)23%(177)
US avg: 26.4%
Gulf War (1990s)38.8%(298)
US avg: 24.3%
Vietnam era27.5%(211)
US avg: 33.1%
Korean War2.2%(17)
US avg: 4.5%
World War II2.3%(18)
US avg: 1%

Share of the 768 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Waterloo, Illinois?

Waterloo, Illinois has about 7,614 residents according to the 2000 Census.

What is the median household income in Waterloo, Illinois?

The typical household in Waterloo, Illinois earns about $46,938 a year. Half of households make more than that, and half make less.

Is Waterloo, Illinois expensive?

In Waterloo, Illinois, the median home is worth about $118,800, and the typical rent is about $543 a month.

How educated are people in Waterloo, Illinois?

About 19.3% of adults age 25 and over in Waterloo, Illinois hold a bachelor's degree or higher.

What is the poverty rate in Waterloo, Illinois?

About 3.8% of people in Waterloo, Illinois live below the federal poverty line.

Has Waterloo, Illinois grown since 1990?

Yes, Waterloo, Illinois has grown since 1990. The population has added about 2,542 residents, a change of about 50 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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