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CITY

Charlotte

Iowa · 386 residents (2025 est.) · 0.571 sq mi
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The short version

Charlotte has lower-than-average household income, with a median household income of $61,711. Population has held roughly steady since 2000. 15% of adults hold a bachelor's degree or higher, below the national rate of 36%. Median home value has risen by half since 2000, reaching $101,500. At a median age of 33.9, residents skew younger than the country as a whole.

At a glance
Lower income
below the US median
US median: $82,259
Younger
median age 33.9
US median: 38.9
Less educated
15% hold a bachelor's degree
US average: 36%
More affordable
home values down 9%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
454
+8%since 2000
from 421 in 2000
1990 – 2025
Population density
795 / sq mi
+8%since 2000
from 737 / sq mi in 2000
US average: 281
Median age
33.9
+1%since 2000
from 33.6 in 2000
US average: 38.9

PEP 2025 EST:386 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
2843444054655251990201020202024Charlotte
2024454
1990201020202024
Section 02

Income & economy

Median household income
$61,711
−10%inflation adjusted, since 2000
from $37,500 in 2000
US average: $82,259
1990 – 2024
Per capita income
$32,156
+110%since 2000
from $15,312 in 2000
US average: $44,673
Households earning $100K+
41.3%
+24.3 ptssince 2009
from 17.1% in 2009
US average: 53.3%
Poverty rate
16.3%
+7.5 ptssince 2000
from 8.8% in 2000
US average: 12.5%
Income inequality (Gini)
0.393
+7%since 2010
from 0.368 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade21.4%
US avg: 9.9%
Agriculture, forestry, fishing13.6%
US avg: 1.6%
Construction13.6%
US avg: 1.2%
Information11.7%
US avg: 10.8%
Finance & insurance8.3%
US avg: 5.9%
Professional, scientific, technical7.3%
US avg: 5.1%
Wholesale trade4.9%
US avg: 6.9%
Education & health services1%
US avg: 0.9%
Arts, entertainment, food1%
US avg: 1.9%
Transportation & warehousing0.5%
US avg: 2.2%
Other services0.5%
US avg: 6.7%
Public administration0.5%
US avg: 4.8%
Manufacturing0%
US avg: 0.4%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$101,500
−9%inflation adjusted, since 2000
from $61,000 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$760
−1%inflation adjusted, since 2000
from $420 in 2000
US average: $1,442
Owner-occupied
74.5%
+3.3 ptssince 2000
from 71.2% in 2000
25.5% rent
Vacancy rate
7.1%
−2.5 ptssince 2009
from 9.6% in 2009
US average: 10.0%
Owner cost-burdened
9.5%
−12.2 ptssince 2009
from 21.7% in 2009
US average: 22.9%
Renter cost-burdened
55.3%
+10.2 ptssince 2009
from 45.1% in 2009
US average: 47.4%
Afford Score
1.6
+1%since 2000
from 1.6 in 2000
1990 – 2024
Gentrification Score
42
RELATED:See current rent listings in Charlotte on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic96%(404)
Black0.2%(1)
Hispanic / Latino2.4%(10)
Asian0.5%(2)
Other0%
Diversity Score7.6%(32)
2024
White, non-Hispanic80.4%(365)
Black0%(0)
Hispanic / Latino11.2%(51)
Asian0%(0)
Other8.4%(38)
Diversity Score41.8%(190)
Diversity Score
42
+450%since 2000
from 8 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
14.6%
+4.6 ptssince 2000
from 10.0% in 2000
US average: 35.6%
High school or higher
96.1%
+14.5 ptssince 2000
from 81.6% in 2000
US average: 89.6%
Graduate degree
3.9%
−0.1 ptssince 2000
from 4.0% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
29.6 min
+108%since 2000
from 14.3 min in 2000
US average: 26.5
Drive alone to work
91.3%
+4.0 ptssince 2009
from 87.3% in 2009
US average: 68.9%
Carpooled to work
2.4%
+0.1 ptssince 2009
from 2.3% in 2009
US average: 8.5%
Public transit
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 3.2%
Worked from home
5.8%
+4.3 ptssince 2009
from 1.5% in 2009
US average: 15.0%
Walked to work
0.5%
−7.6 ptssince 2009
from 8.1% in 2009
US average: 2.4%
Biked to work
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
No vehicle available
0.0%
−12.9 ptssince 2009
from 12.9% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
2.8%
−1.1 ptssince 2011
from 4.0% in 2011
US average: 5.2%
Labor force participation
67.5%
−1.8 ptssince 2011
from 69.3% in 2011
US average: 63.5%
Self-employed
16.0%
+10.6 ptssince 2009
from 5.4% in 2009
US average: 13.1%
Management & professional
29.6%
−36.2 ptssince 2009
from 65.8% in 2009
US average: 42.5%
Section 08

People & community

Male
48.5%
+7.1 ptssince 2009
from 41.4% in 2009
Female
51.5%
−7.1 ptssince 2009
from 58.6% in 2009
Foreign born
5.5%
+3.5 ptssince 2009
from 2.0% in 2009
US average: 14.1%
Veterans
12.0%
−30.3 ptssince 2009
from 42.2% in 2009
US average: 6.2%
With a disability
14.1%
+3.0 ptssince 2012
from 11.1% in 2012
US average: 13.3%
Uninsured
11.7%
−77.5 ptssince 2013
from 89.2% in 2013
US average: 8.4%
Broadband at home
76.1%
+21.4 ptssince 2017
from 54.7% in 2017
US average: 91.0%
English only at home
92.0%
−3.6 ptssince 2016
from 95.6% in 2016
US average: 77.7%
Spanish at home
7.0%
+5.1 ptssince 2016
from 1.9% in 2016
US average: 13.6%
Drill deeper

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Head to head

Compare Charlotte to nearby cities

CHARLOTTE VS
Clinton
Income$60,230−2%
Home value$118,200+16%
Population24,049+6130%
SEE FULL COMPARISON →
CHARLOTTE VS
Bettendorf
Income$100,495+63%
Home value$306,500+202%
Population40,710+10447%
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CHARLOTTE VS
Davenport
Income$66,200+7%
Home value$166,400+64%
Population100,358+25899%
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CHARLOTTE VS
East Moline
Income$61,779same
Home value$134,600+33%
Population20,453+5199%
SEE FULL COMPARISON →
Frequently asked

How many people live in Charlotte, Iowa?

Charlotte, Iowa has about 454 residents according to the 2024 American Community Survey.

What is the median household income in Charlotte, Iowa?

The typical household in Charlotte, Iowa earns about $61,711 a year. Half of households make more than that, and half make less.

Is Charlotte, Iowa expensive?

In Charlotte, Iowa, the median home is worth about $101,500, and the typical rent is about $760 a month.

How educated are people in Charlotte, Iowa?

About 14.6% of adults age 25 and over in Charlotte, Iowa hold a bachelor's degree or higher.

What is the poverty rate in Charlotte, Iowa?

About 16.3% of people in Charlotte, Iowa live below the federal poverty line.

Has Charlotte, Iowa grown since 1990?

Yes, Charlotte, Iowa has grown since 1990. The population has added about 100 residents, a change of about 28 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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