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CITY

Charlotte

Iowa · 386 residents (2025 est.) · 0.57 sq mi
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The short version

With 454 people, Charlotte is a city in Iowa. 15% of adults hold a bachelor's degree, below the 36% national rate. Home values have risen by half since 2000, reaching $101,500. The median age is 33.9, younger than the US median of 38.9. 74% of homes are owner-occupied. Median rent is $760 a month.

At a glance
Lower income
below the US median
US median: $82,259
Younger
median age 33.9
US median: 38.9
Less educated
15% hold a bachelor's degree
US average: 36%
More affordable
home values down 9%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

454
+8%since 2000
from 421 in 2000
386 in 2025 (Census Bureau estimate)
1990 – 2025
795 / sq mi
−10%since 2009
from 884 / sq mi in 2009
US average: 281
33.9
+1%since 2000
from 33.6 in 2000
US average: 38.9
Land area
0.57 sq mi
Population, 19902024
28434440546552519902000201020202024Charlotte
2024454
1990201020202024
Age distribution, 2024
Under 53.1%(14)
US avg: 5.6%
5 to 911.5%(52)
US avg: 6%
10 to 1413.2%(60)
US avg: 6.4%
15 to 196.8%(31)
US avg: 6.6%
20 to 243.5%(16)
US avg: 6.5%
25 to 3414.8%(67)
US avg: 13.7%
35 to 4413.4%(61)
US avg: 13.2%
45 to 549.9%(45)
US avg: 12.2%
55 to 649.3%(42)
US avg: 12.7%
65 to 747.5%(34)
US avg: 10.2%
75 to 845.1%(23)
US avg: 5.1%
85 and over2%(9)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$61,711
−10%inflation adjusted, since 2000
from $37,500 in 2000
US average: $82,259
1990 – 2024
$32,156
+110%since 2000
from $15,312 in 2000
US average: $44,673
Households earning $100K+
41.3%
+24.3 ptssince 2009
from 17.1% in 2009
US average: 53.3%
16.3%
+7.5 ptssince 2000
from 8.8% in 2000
US average: 12.5%
0.393
+7%since 2010
from 0.368 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade21.4%
US avg: 9.9%
Agriculture, forestry, fishing13.6%
US avg: 1.6%
Construction13.6%
US avg: 1.2%
Information11.7%
US avg: 10.8%
Finance & insurance8.3%
US avg: 5.9%
Professional, scientific, technical7.3%
US avg: 5.1%
Wholesale trade4.9%
US avg: 6.9%
Education & health services1%
US avg: 0.9%
Arts, entertainment, food1%
US avg: 1.9%
Transportation & warehousing0.5%
US avg: 2.2%
Other services0.5%
US avg: 6.7%
Public administration0.5%
US avg: 4.8%
Manufacturing0%
US avg: 0.4%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$101,500
−9%inflation adjusted, since 2000
from $61,000 in 2000
US average: $376,019
1990 – 2024
$760
−1%inflation adjusted, since 2000
from $420 in 2000
US average: $1,442
74.5%
+3.3 ptssince 2000
from 71.2% in 2000
25.5% rent
7.1%
−2.5 ptssince 2009
from 9.6% in 2009
US average: 10.0%
2.47 people
+6%since 2009
from 2.33 people in 2009
US average: 2.54
9.5%
−12.2 ptssince 2009
from 21.7% in 2009
US average: 22.9%
55.3%
+10.2 ptssince 2009
from 45.1% in 2009
US average: 47.4%
1.6
−27%since 2009
from 2.2 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
42
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
Section 04

Race & ethnicity

2000
White, non-Hispanic96%(404)
Black0.2%(1)
Hispanic / Latino2.4%(10)
Asian0.5%(2)
Other0%
2024
White, non-Hispanic80.4%(365)
Black0%(0)
Hispanic / Latino11.2%(51)
Asian0%(0)
Other8.4%(38)
42
+563%since 2009
from 6 in 2009
2009 – 2024
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican7.7%(35)
Salvadoran0.7%(3)
Peruvian0.4%(2)
Ancestry
German25.1%(114)
Irish17.6%(80)
Swedish3.7%(17)
English3.1%(14)
American2.9%(13)
Lithuanian2.4%(11)
Italian2.2%(10)
Dutch1.5%(7)
Danish1.3%(6)
Norwegian1.1%(5)
Arab0.4%(2)
Lebanese0.4%(2)
+ 1 more ancestry group with data
Hungarian0.2%(1)
Section 05

Education

14.6%
+4.6 ptssince 2000
from 10.0% in 2000
US average: 35.6%
High school or higher
96.1%
+14.5 ptssince 2000
from 81.6% in 2000
US average: 89.6%
3.9%
−0.1 ptssince 2000
from 4.0% in 2000
US average: 14.0%
Section 06

Commute & transportation

29.6 min
+108%since 2000
from 14.3 min in 2000
US average: 26.5
91.3%
+4.0 ptssince 2009
from 87.3% in 2009
US average: 68.9%
2.4%
+0.1 ptssince 2009
from 2.3% in 2009
US average: 8.5%
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 3.2%
5.8%
+4.3 ptssince 2009
from 1.5% in 2009
US average: 15.0%
0.5%
−7.6 ptssince 2009
from 8.1% in 2009
US average: 2.4%
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
0.0%
−12.9 ptssince 2009
from 12.9% in 2009
US average: 8.3%
Section 07

Work & employment

2.8%
−1.1 ptssince 2011
from 4.0% in 2011
US average: 5.2%
67.5%
−1.8 ptssince 2011
from 69.3% in 2011
US average: 63.5%
Women 20-64 in the labor force
83.6%
+11.9 ptssince 2020
from 71.7% in 2020
US average: 74.6%
16.0%
+10.6 ptssince 2009
from 5.4% in 2009
US average: 13.1%
29.6%
−1.2 ptssince 2009
from 30.8% in 2009
US average: 42.5%
Section 08

People & community

48.5%
+7.1 ptssince 2009
from 41.4% in 2009
51.5%
−7.1 ptssince 2009
from 58.6% in 2009
5.5%
+3.5 ptssince 2009
from 2.0% in 2009
US average: 14.1%
12.0%
−0.3 ptssince 2009
from 12.3% in 2009
US average: 6.2%
14.1%
+3.0 ptssince 2012
from 11.1% in 2012
US average: 13.3%
11.7%
+0.9 ptssince 2013
from 10.8% in 2013
US average: 8.4%
76.1%
+21.4 ptssince 2017
from 54.7% in 2017
US average: 91.0%
Computer in household
88.6%
+7.8 ptssince 2020
from 80.8% in 2020
US average: 95.5%
89.2%
−1.0 ptssince 2020
from 90.2% in 2020
US average: 87.7%
92.0%
−3.6 ptssince 2016
from 95.6% in 2016
US average: 77.7%
7.0%
+5.1 ptssince 2016
from 1.9% in 2016
US average: 13.6%
Marital status
Men 15+
Never married27.4%(46)
Married38.1%(64)
Widowed6%(10)
Divorced28.6%(48)
Women 15+
Never married37.5%(60)
Married41.3%(66)
Widowed7.5%(12)
Divorced13.8%(22)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

11.7%
+0.9 ptssince 2013
from 10.8% in 2013
US average: 8.4%
47.1%
−5.0 ptssince 2020
from 52.1% in 2020
US average: 54.8%
Direct-purchase
9.0%
−0.3 ptssince 2020
from 9.3% in 2020
US average: 13.8%
16.7%
+1.6 ptssince 2020
from 15.1% in 2020
US average: 18.4%
34.1%
+7.6 ptssince 2020
from 26.5% in 2020
US average: 20.9%
VA health care
5.1%
+1.9 ptssince 2020
from 3.2% in 2020
US average: 2.2%
Any private
54.8%
−6.3 ptssince 2020
from 61.1% in 2020
US average: 67.1%
Any public
46.5%
+5.5 ptssince 2020
from 41.0% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)8.1%(3)
US avg: 26.4%
Gulf War (1990s)0%(0)
US avg: 24.3%
Vietnam era51.4%(19)
US avg: 33.1%
Korean War0%(0)
US avg: 4.5%
World War II0%(0)
US avg: 1%

Share of the 37 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Charlotte, Iowa?

Charlotte, Iowa has about 454 residents according to the 2024 American Community Survey.

What is the median household income in Charlotte, Iowa?

The typical household in Charlotte, Iowa earns about $61,711 a year. Half of households make more than that, and half make less.

Is Charlotte, Iowa expensive?

In Charlotte, Iowa, the median home is worth about $101,500, and the typical rent is about $760 a month.

How educated are people in Charlotte, Iowa?

About 14.6% of adults age 25 and over in Charlotte, Iowa hold a bachelor's degree or higher.

What is the poverty rate in Charlotte, Iowa?

About 16.3% of people in Charlotte, Iowa live below the federal poverty line.

Has Charlotte, Iowa grown since 1990?

Yes, Charlotte, Iowa has grown since 1990. The population has added about 100 residents, a change of about 28 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →

Charlotte, Iowa: demographics, income & housing data · CensusEasy